11. You know what The Fed is, what is does, why it matters, and you keep track of it.

00:00 Indroduction 00:45 What is financial literacy ? How is it beneficial to you as an individual ? 01:30 SIGN 10 You set specific attainable financial goals 02:44 SIGN 09 You always work with a budget 04:00 SIGN 08 You regularly set aside part of your income for savings 05:30 SIGN 07 You stay up-to-date with finance news 07:05 SIGN 06 You handle your debts responsibly 08:25 SIGN 05 You know and understand your taxes 09:40 SIGN 04 You have multiple streams of income 10:55 SIGN 03 You know your credit score 11:55 SIGN 02 You take steps against identity theft 13:30 SIGN 01 You invest wisely

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Global central banks have raised interest rates to balance inflation, but this has overdrawn future economic space. The increase in loan interest rates has increased the financing cost of money, reduced the investment willingness of enterprises, and affected the consumption of residents. Therefore, there will be a period of economic downturn in the future, leading to recession and causing a large amount of unemployment. I have explained this clearly in my video. With the emergence of AI innovation, the cost of supply has greatly decreased while demand has also declined, putting even greater pressure on the economy. Watching my video is helpful for understanding the current situation.

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