Made a lot of financial mistakes last in the past two years ' ofcause at that time I didn't know better , started learning about finances and financial independence last year ... Started following the right people's on social media .... Hoping to sort my financial mess this year !!!! ☝️ Keep the content coming ' lord know we need it ## gems 🕵️😊

I moved to Paris for few months last year. I was expecting a big invoice to be paid to cover my rent whilst living there. When the payment got delayed I found myself having to ask my bank for a loan (imagine). Promised myself to pay it back within three months, which I did. This year I've already saved up 4 months worth of rent and by the time I leave in April, I would have saved up enough money to pay for the 7 months that I will be in Paris. I do not want a repeat of last year. I like living in JHB and Paris so I have to be organized and ensure that I have enough liquidity to maintain myself when living in other countries. Love your channel BYW

Absolutely loved this ❤️ Debt is slavery and we are not dancing with it this year… All things are possible and always use what you have 💯

“Stop asking people about their ovaries, wombs….” 🤣🤣🤣. You cracked me 😂. Preach Sis

God led me here!This year we are not dancing with debt!!

What is my why with regards to my money... dont be afraid to sacrifice for the big picture. That got me !

For me the most important thing will be to turn theory into Praxis, what I mean is I must just start practising all the theoretical knowledge I have acquired over the years.Anyway thanks for all the information you have provided and happy new year to the viewers of this channel

Thanks Mapalo as ALWAYS. Take home message for me - DEBT IS SLAVERY!!!!!

Pam we are ready to subscribe 😊❤

I loved when you said get comfortable with having money around or in your bank balance. I am learning this. Last year I worked so hard to pay off my big debt now I am on par with the 2 remaining. And anytime I see money there I just want to spend it. 😔 it is definitely not a good habit that I will be working on a lot this year. Happy new year to you 😊 thank you for the lessons they really help ❤

Listen, Pam is here for this sermon today 😂❤ it’s always hard but this was my take away which I definitely need to focus on this year “what do I want, what does my future look like and what do I have to do now to get there”.

Happy new year, wishing us all the best for the year ahead and for all of us to reach our financial goals 👊🏾

A much needed financial starter to the year. I find it very interesting to not call it 'emergency' savings. That one gives me a whole new perspective and I love it. We shall continue to work on impulsive spending 😂

Yes Pam, give us that hair care/styling tips. We are ready!

Systems to reach out goals ❤️

Happy happy new year

21:38 Preach Finance Mrs Money!!!

Welcome back, happy 2023 let's try again this year with intention. Yoo spending habits 🙈🙆‍♀️ i have to work on that. As always great content which speaks to everyone does not matter their level, there is also Bible session as well, love it 😊

Good one Tribe leader👏👏👏I am taking notes & ready to apply them

I agree with you,actually believing that it is possible

Compliments of the season love, thank you so much for this, it really came at the right time 🙏🥂😍

Comment and like before watching 😍

Happy new🥂🍾 Love these new year reminders even throughout the year. Welcome back, wishing you and your family a happy new year

“An opportunity build” up I love it for myself this year 🥰🥰🥰 thank you for this mommy… Happy New year 🎉

Me liking as soon as I heard you talk about systems

Happy new year, been waiting for you to upload a video...the smile on my face when I saw the notification

Compliments of the new year 🥂 Strategy and systems in place to reach my goals that is my plan in 2023.

Lovely content. +1 Subscriber

Oh I missed this video

Happy New Year🎉 thank you for the video it’s always informative. That sound of the wind outside, makes this lesson feel real… 😊

Yes Pam we are waitiing for that Channel

happy blessed new year.Thank you this was soo informative . God bless

thank you so much for this.

We will actually believe that it is possible for us...🥰💝....

This is the kind of content I'm signing up for this year and going forward. 🙌 Thank you my love❤ New Subie here 😁😁😁

Happy new year and thank you for sharing

Thank you for this ❤

Happy new year 🎉 thanks Mampalo

Notification gang🥰❤️❤️

Please reference the scripture that talks about debt being slavery

Everything is going up except our salaries.

Location sila 💃 😊

🙏🙏🙏🙏🙏

Eish I agree with the money sitting in your account 😅, I somehow want to spend the money in my account as long as I can see a good balance somehow I have to spend it 🫣. I am joining you and Pam ngeke this year. Thank you for sharing ❤💕🤗