All you said belongs to a perfect healthy circle, no credit cards = reduce stress, your own food and snacks = healthy and also because its plastic free, the walk , picnic, are ways to make more solid relationships.. it's beautiful.....thank you

Free fun activities with family or friends (Finland): - the beach - the library - bicycle trip to a park a bit further away - natural park - forest; picking berries, mushrooms, flowers or herbs (while obeying the law) - skiing (you can borrow skis from the city, same as library) - coffee and chat at someone's home - picnic - sausages etc at public bonfire places - drawing and painting outside, in different places - small art galleries - playing Pokemon GO - fishing (while obeying the law) - birds spotting - photography practise - stars spotting - book club, music club etc - the Light festival, small conventions - watching movies or playing video/boardgames that someone you know already owns - sauna night at someone's home or summerhouse - volunteering occasionally for non-profits or charities - for youngsters, the local youngsters' club house - sports in fields / ice-skating rings in neighbourhoods and at schools in the evenings - ice-skating on natural ice - picking up trash and jogging Pretty cheap fun activities: - swimming halls - big or small museums - wall-climbing - grocery-shopping, cooking and eating dinner together at someone's home - hobbies in local non-profit organisations; yoga, choir, volleyball, floorball, scouts... - volunteering as a member for a non-profit or a charity that you care about - renting equipment for a camping trip - frisbee golf (you need to replace the disks when you lose them sometimes) - trying something new; there are often free tries or discounts for first-timers in many things

minimalist sounds and feels like freedom...I'm working on giving away stuff that is taking alot of my time cleaning it...and I'm also working on paying off my credit cards...thanks for the inspiration!

Wonderful tips. I happily already follow all but the credit card. The only reason I can is I am very disciplined, keep track and pay it off monthly. Saves bank charges and I get points for free stuff. Over $350 last year! However I emphasize I am very disciplined in my purchasing. Another tip I follow is if you don’t need anything stay out of the stores! Too easy to get wrapped up in impulse buying. Also have a savings account. Even a little bit every month makes a big difference. Great video! :)

I cut my credit card ten years ago. Best decision ever! If I can't afford something, I don't buy it, which is how I was reared anyway.

if we all do even some of these things it makes a difference. sometimes we need reminders of how wasteful we are in general. your channel is so relaxing and informative.

The right tips for beginners..... I already did those things long ago.

Great tips! Live simply, live well👈 Back to basics, I believe = happiness☺

We already do all of these. Don't own any credit cards. Good advice hope people will follow it.

I bring my own home made lunch and tea to work; it really does save you a lot of money!

Great tips! This wisdom will lead to freedom. Thank you for sharing this. As for the tip on buying used, well, that's one of my absolute favorites. I have gotten the most amazing things at thrift stores, garage and yard sales and even on the curb in front of peoples homes where these wonderful treasures were just sitting there waiting to be hauled off to the garbage dump. It's kinda like going on a treasure hunt to me. I 😊

I agree with the don't spend money unless its in your bank account, but you can still use your credit card, just treat your credit card like a debit card and pay it off after the purchase. That way, your credit score gets high and you get the credit card points. Otherwise, yes.

My favorite money saving tip is to use the library for book, etc. If I fall in love with a book, and can see reading it again, I’ll buy it from my local small bookstore in town, using the discount they offer.

Very environmentally friendly lifestyle too, I highly recommend

I loved every single one of these tips. Unfortunately where I live in Florida tap water is not safe to drink.

The best thing in life are free.😄💕💕

Where we live near the seaside we have a different band playing each Sunday afternoon and it’s free. We did occasionally buy tea and cake but this year we will bring a picnic and flask of tea thank you for the tips x

Take out a specific amount of money each week and use it for all normal expenses. Any money left over is saved for those things you want.

Your tips are really good, very helpful. I will try my best to follow your tips 🙂👍

I absolutely agree! I am doing 90% of these. Just recently began mixing up many of my own cleaning products. Debt is bondage. Thanks for sharing your tips with your viewers. ❤️

Wow your hair look sooo healthy! Thanks for the tips, love your channel💚

Thank you again! I look forward to your videos every week! The only time I have to watch and listen to KZfaq is while I'm doing the dishes and your videos make it a lot nicer! Greetings!

Thank you! Most of these aren't too hard except one I supremely struggle with and its impulse buying! I always grab so much, I've lessened it but thats an amazing tip! I really think it'll change the one habit I hate about myself:)

All great tips and I was pleased to learn I already do most of them. Yay! 😀

That's so helping. I'm definitely going to start from tomorrow to cut out my extravagant things

Amazing tips, thank you for sharing 😍

I’ve had a huge declutter of my home today after watching your videos, I’m determined to reduce my waste (especially money waste) thanks, looking forward to watching more videos!!

I agree with everything except the credit card. My credit card has helped me in life and death situations before, for example, paying for my car to be serviced and paying for my dogs emergency treatment. Also it helps to build a credit rating.

You are helping so many people....these tips have always just been a lifestyle for me....growing up poor I learned practicality very early in life, I have never had a credit card and I am thankful for that....even after getting myself out of poverty, the simple way of life has just stuck with me and in recent years I more grateful to this than ever.....as for shopping, even though now I can I'm just too lazy to do it, even if its online.....my phone I use it until it falls apart on me and thats about 5 yrs worth of use....I gifted myself a used kindle 3 yrs ago cause I decluttered most of my books and didn't want to start the piling of them again, and if I am ask what gift do I want for mothers day, Yule, bday or anniversary I just ask for an amazon gift card....We practice a low carb organic diet so our groceries is limited, very practical for us and without the junk food, we save a ton of $...LIFE IS GOOD

I've taken up these exact money saving tips over the years. It has also helped restore a sense of control over my life. Furthermore, It's not only a sustainable practice for your bank balance, but it is more sustainable for the planet. By simplifying your life you also tend to be happier 😄

for everyone upset about the credit card thing: requiring credit cards for credit ratings is a very american thing, and is sorta f-ed up.

Loved your tips on reducing things l too have cut out on most things but still need the rest to reduce slowly. Thank you for your tips. 👍

You always come up with good and interesting topic. Amazing video

Thank you for the tips. Once I finish with my bottles, I'll make my own hair and face products. I turned 31 this year and the realization that I am not getting any younger had me slowly switching to a healthier and simpler lifestyle.

Great tips! Thanks for sharing!

Thank you for sharing. I get always love and helpful tip so many things and way! I m so grateful I find your videos. Love it 😍👍❤️❤️❤️

I like the list! And I shop thrift stores. You would be surprised the lovely like new versions you can find.

I love your videos they have given me so much inspirations,thank you so much.

Great information! Thank you for sharing!

I recently have taken to buying cold coffee in glass bottles and I use the bottles for plant propagations, milk bottles, or a water bottle even. I can also recycle them as Christmas presents by hand painting them and making a baked good mix and popping it inside. I also have stopped buying fast fashion and instead buy secondhand clothing and I've found so many treasures for such a low price!!!! I'm old fashioned and I love a good book, which also helps reduce my media consumption through technology! As someone about to go through cosmetology, it is difficult to be lower waste due to hygiene laws, but I try my best when I can by buying durable metal utensils and higher quality ethical brushes and sanitizing them very often.

I always buy second hand but I would also like to wait and think through if I really need the item, which makes it hard because someone can buy the item before you decide :(

Another thumbs up for Fairyland Cottage. I do most of what you've suggested except that I refuse not to have newspapers and magazines to read. Most of my magazines are needed for work, but there's a couple for pleasure too and I'm fine with that. I think it's important to encourage people to read, otherwise they'll say they read online - which really means they don't read. Period. However, I should take more drinks with me as I tend not to drink rather than buy out, and that's not good either. So, I'll take your advice and make more of an effort to take liquid sustenance with me. : ) Thank you, as always.

Such inspirational videos!!

Nice keep posting All the best

These are really great tips which I follow for the most part. I do use a credit card but I always pay it in full at the end of each month. I also meticulously track my spending so I know exactly how much I earned, spent, and saved each year, per category (food, clothes, transportation, etc). It's a really strong tool for seeing how much you actually spend on stuff. I don't collect receipts, but rather I rely on the details in the credit card statement. As for buying second hand, I don't know if it's just in Israel but a lot of people ask for way too much for their second hand stuff, including stuff in bad condition. It's usually not a good bargain. I know it's better for the environment but I'd rather spend my money wisely on something that I need and not on overpriced junk to be honest, even if it's second hand. I suspect it's different in Europe because I was once in an Oxfam and I really liked it. Bought a pair of jeans I wear often (after adjusting them myself) for next to nothing.

Heey we get a glimpse of the partner! Handsome ;-) Thanks for the video. Your hair does look incredible in it!

agree 1000% Being better at planning my groceries (meal planning, using what i already have in the cupboards/freezer) also helped me saving a lot of money during the 2 past months

Love from India...Good job

I adore your videos. They always calm me down because I'm reminded that life can be so simple. =)

Thank you for these tips. Just retired and living on a much smaller budget now but am finding that I already do many of the things you talk about. I pay off my credit card purchase every month if I purchase online. Things like licence sticker for my car etc. We do need a credit card for some things but must be very disciplined as Amber mentioned. I have more money now than when I was working. I downsized everything in my life to prepare for retirement and it was been the best thing I could do for myself.

Vinegar Water Baking soda Use these three to save money on cleaning products. Fill a reusable spray bottle with mostly vinegar and some water to wipe down most surfaces in the kitchen. Use vinegar and baking soda along with laundry detergent instead of bleach for cleaning whites. Use vinegar and baking soda to clean your tub, the baking soda bubbles up after adding the vinegar and cleans very well. Use cold water for laundry and washing dishes.

I'm relieved to say we passed with flying colours. We do use the credit card to benefit us, like use it for shopping and get air miles to gain hotel points, but have never ever had a delayed payment to be charged interest. It felt good to know we are on the right track. :)

It takes me a long time to decide to purchase something. Like taking a year to choose a small color tv. My only two impulse purchases are still much loved: a set of Corelle dishes I bought back in the ‘80s; and my house (I saw it one time, made an offer, my SO did the walkthru prior to closing, and I didn’t see the house again till we moved in.)

Loved this! Beautiful photography too. ❤️

We are soul sister..haha...I do everything except the credit card. In the US that is helpful to have. But I only use it, if I actually have the cash to pay it right back. Thank you for a great video.. 💕

I do a lot of knitting, crochet, and weaving and I would get my yarn at thrift stores or flea markets. My father got me a second hand spinning wheel years ago and now I make my own yarn with local wool from sheep farmers in my town. ♡

I found myself in this video. Thank you so much.

Really a great tip on controlling impulsive buying! :)

One thing that I do is to put every single bill and purchase on my credit card and then always pay it off every month which I have done for 11 years since I've gotten divorced. And then the points I accumulate on my card I use to purchase every single Christmas gift so Christmas costs me nothing and I pay no interest on my card because I pay it off every month. It does take discipline though. Absolutely love your videos. They are so relaxing. I just quit a job I didn't like after 11 years and I'm taking some time and basically binge watching all your videos for inspiration. Learning to slow down and enjoy nature and enjoy my day is new to me at age 47.

Thanks hun! I'm always looking for ways to save money. We are committed to paying of our student loans ASAP and living below our means. 💜

Great tips as always! I do all of them, except I do have a credit card.I just use it for ordering online.But I'm very strict with it, always paid in full and I've never paid a penny interest! Your hair is looking fabulous!

Your hair looks incredible! What a huge difference since you've been using the chickpea shampoo. I am already seeing similar difference in mine, thanks to you. And great tips!

Great tips - Nothing worse than take away food also restaurants that are moneyeaters, especially here in Switzerland. I like to buy locally grown food at open sir markets. Also buy loose and not prepackaged food. Thanks.

Great tips! Thank you.

I like your color of your hair' it feels so so good to be simple and healthy...i love all your videos

Your hair looks beautiful! I think I can see where you stopped colouring, I love your natural darker hair at the top. I always bring two bottles of water when I head out, one for the dog, and a small bottle of nuts and raisins. Great tips, thanks for sharing! 😊

You are such a kind person. Hugs from Albania

So, so smart!! I bought a nice couple of Swell bottles & stopped buying water in plastic bottles over a year ago! I also prefer my own coffee, tea and cooked meals. I did all this over a year ago. Also I keep a “wishlist” Things I desire must go on it first. Often, I no longer want it when the “urge” is over! We bought a very nice Pottery Barn sectional sofa a few months ago. Originally it was over $4000. The lady who owned it was moving and it would not fit in her new place. She wanted to recover some of the cost and we were trying to save. (Our old sofa was really awful!!) We purchased it for $650. And we all are very happy. You must check things out well, but in many cases a second hand piece only has bits of wear and tear.

I did very well with not wasting money for quite some time, but have been spending more lately. I haven't cooked much for many, many years, and am now needing to buy some cook ware!! Still planning to put money in my small savings, and will keep a close eye on what I'm spending. Katie in Kentucky.

Completely agree. People in many countries already do all of this.

Hi i m an indian but i surprised when I see ur vedios because zero waste is already an important part of our culture..but at present time Indian are leaving their rich culture which is very beneficial for recharge our mother Earth and for saving of our ecosystem ..I m really very Happy. U r not only making vedios u r doings social service also....my heart is filled up with joy I also want to work with u...if there any kind of help , it will be my fortune...plz plz plz continue this...plz make one vedio for radiation...best wishes for u...

I don't pull my credit card unless I'd also use my debit card. But my credit cards give me cash back. So using the cards actually saves me money. 😁 Right there with you on the rest of the tips. 👍

You are such a beautiful inspiring woman. Thank you for your advice ❤

I sometimes go to my local library to read the magazines I don’t buy myself. I don’t like to read magazines online but oftentimes you can get hand me downs or buy them really cheap in second hand shops if you prefer to look through the paper versions.

Hi Niamh, Thanks for the tips. I would love to see what snack you bring for your trips away from home when there is no kitchen available.

Love it, straightforward, simple advice. Thank you. XX

Yet another wonderful video🙌🙌🙌

Very nice video... loved it

Loved this!! Thanks so much for sharing xx

Your tips are so much so much valuable and i really love to hear you and watch your super calming charming videos! Lots of love from Sri Lanka!❤❤

I scrolled through your Channel because this video was recommended to me and I like it. I'm your new subscriber. Love your channel

I agree with Amber on comment below plus it allows me to see where I do spend. It is safer than a debit card/cash so if one use it correctly, great, safe way to purchase. I made $400+ last year...not too shabby. Looking forward to a trip to Ireland soon, thanks to you😊

Great Idea with the list of things you want to buy, then let it settle. I broke my pennys addiction in a similar way. If i needed something in pennys i would go in but take photos of the other things that caught my eye. I promised myself i could go back and get them after i had eaten and rested a bit. Never went back

These are basic steps that are very life changing as well....they may differ in state and country and its ok....do what you can if u wish....but really it all starts with the mind....once your perspective changes everything else will follow with no hardship....all of them may not be right for everyone but they are good to consider if you choose to transition slowly to a more simpler lifestyle...to each their own but I dont believe you will have any regrets once you begin 💜

A great video, thank you. I got rid of my credit card years ago and it was one of the best things I ever did!

The impulse buying idea is excellent.

I also wright my shopping lists or to do lists on the used enveloppes:))

Very useful tips..thanks for sharing

What I love is that if u follow these tips you naturally become healthier in mind and body

Brilliant tips thank you 😊 xx

Hello, so simple and so true

Best video so far love from India

It's not the credit card's fault, it's the maturity level of the person who uses the card. I have had a credit card for many years. It makes travelling (especially abroad) so much easier. Many place (hotels, car rentals) require you to have a cc. Maturity and priorities are the key elements to living well.

I agree with all of the above - the feeling of freedom from debt is worth a thousand credit cards (funny how debt cards are called credit, and using your own money is called using a debit card 🤪). However,, I do buy a coffee every day. I have a favorite café, and it is my half-an-hour just for me before work. I sit down, and enjoy a proper cup while journaling, or writing my daily plan. I could do this at home, but it is my little pleasure, which is worth so much more than the coffee price!

Great to find this kind of channel from an Irish person. 💚

Even though I have started to think really hard before buying anything, I still have a lot of stuff that I bought earlier. Once I use it all up I’ll probably be more mindful of what I invest my money in

I love your vídeos. Gratefull and congratulaions. 👏🏻👏🏻👏🏻🙏🏻🙏🏻🙏🏻😘Simone 🇧🇷

The utensil you use remind me of Indian touch in your living style.. that's really healthy to use steel and copper utensil instead of plastic Tupperware.. your home is such a fairy land ..

Great tips. Thanks Is that ur husband? Such a lovely couple ❤️

I do all of this and do my best to limit the clothes and skincare that I buy, though those are my biggest spends as I put a lot of effort into maintaining my skin and I just love clothes! But I guarantee these tips work. In the first 2 years of working my first full time job I've bought a brand new car and paid it off in 6 months, bought a new laptop and new phone because my old ones that I'd been hanging onto for years were pretty much gone, and will be paying for my wedding at the end of the year, with quite a bit let over, all the while being underpaid in my minimum wage job. In contrast, my fiancee did none of these things except for not having a credit card, has been working in a decently paying job for 4 years and has less than half of what I do. So yes, these tips work VERY well in the long run.