2 GREAT Investment Options For Daughters Education

Рет қаралды 161,527

Жыл бұрын

I have 2 daughters and like any father, I want to give them the best education possible by selecting the right investment plan for their education.
In this video, I have explained 2 great Investment Options For Daughters Education, namely Sukanya Samriddhi Yojna and ELSS Mutual Funds.
I have calculated the returns, their capital gain taxes as well as pros and cons including liquidity and withdrawal provisions.
Is Sukanya Sukanya Samriddhi Yojna the right investment plan for a girl child?
Or is Mutual funds better investment plan for a girl child, let’s find out in this video:
Links used in this video:
Sukanya Sukanya Samriddhi Yojna ONLINE CALCULATOR
www.hdfcbank.com/personal/too...
Sukanya Samriddhi Account Scheme
www.nsiindia.gov.in/InternalPa...
#mutualfundsinvestment #investingforbeginners #RahulJainFinance
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Email - collabs.rahuljain@gmail.com
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Some of my other popular videos that you can watch are:
🚀 KNOW this BEFORE investing in INDEX Funds
• Know This Before Inves...
🚀 Modern Approach For Building EMERGENCY FUND
• Modern Approach For Em...
🚀 BEST ELSS Mutual Funds
• TOP 3 ELSS Mutual Fund...
🚀 How To Make 1 Crore in 10 Years?
• How To Make 1 Crore In...
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DISCLAIMER:
PLEASE NOTE that I AM NOT A SEBI REGISTERED ADVISOR SO please do your own research. This video is only for education and entertainment purposes.

Пікірлер: 232

@torahulj Жыл бұрын

if you find this video useful, please let me know in the comments :-).......

@godismyprovider74 11 ай бұрын

Thankyou so much ❤

@karankarkee3247 11 ай бұрын

calculator

@akshunithy 8 күн бұрын

It's so useful.. Thanks for the informative video.. The most needed one

@srinivasulupusala5827 7 күн бұрын

Good explanation

@swaynecruz 4 күн бұрын

Was very useful for me actually I was thinking about the same thing. But confused on selecting an Elss .

@SudipChoudhuryplus 11 ай бұрын

Mutual Fund any day. Even if you invest in index fund, you are going to beat the returns of Sukanya scheme by at least 2 times.

@bhushanvaradkar5750 Жыл бұрын

Thanks for your presentation...Crisp and Clear

@vinodjadhor7329 Жыл бұрын

Thanks for clearing my doubts regarding SUKANYA SAMRUDDHI YOJANA & MUTUAL FUND investment

@m2ndto9n 8 ай бұрын

Rahul you are an amazing teacher. I wish we could get some training classes or workshops in future. Also I have a query over a HDFC Advantage Par regular income scheme, would be happy if you can make a video.

@shabharinath Жыл бұрын

Wonderful video and the way explain it is awesome. I was looking for the same comparison in excel sheet.

@drraghavendrasr Жыл бұрын

Love your presentation sir, simple and easy to understand.... Is there any multi asset fund with equity taxation available with quality debt component

@meditationsleep3820 Жыл бұрын

Very very useful Video! Thank you so much for sharing a responsible video!😊😊😊

@sohanjaincs 4 ай бұрын

Thank you soo much.... For sharing information. Which mutual fund is better

@rajivgupta7544 9 күн бұрын

Thanks for sharing this video.. Helped in understanding which is better. Calculator please for this

@vanidevi9260 10 ай бұрын

Thank you so much for explaining in detail.

@sadhna618 Жыл бұрын

Eye opening presentation sir

@karunakarvaka7319 Ай бұрын

Thank you

@yashpalsingh9563 13 күн бұрын

Good comparison thanks

@deepamahathi Жыл бұрын

Nice comparison.. Thank you..

@rajeshh6073 Жыл бұрын

Great contents and your presentation is awesome... Please continue sir

@chandernaicker1084 11 ай бұрын

Eye opener

@sunithasr7787 4 ай бұрын

Thanks sir, very informative

@JabbarShaikh-zl1hq 18 күн бұрын

thank you so much for this video. your explanation is awesome.

@Purnima_Chowdhury 11 ай бұрын

It is a very useful video. Thank you sir.

@manjunathdesai6897 8 ай бұрын

Thank you sir clear information

@jintibaruah 9 ай бұрын

I have a daughter sir,your calculations helped me...sir, please provide me the link to the calculation sheet... thanking you in advance

@MrH-lv5bp 9 ай бұрын

Good info... Your video clear my confusion.. thanks from TN

@sourishkeka 4 ай бұрын

Thank you for sharing the information and explaining clearly

@vivekredhu3991 9 күн бұрын

Thanks for sharing.

@subramaniank 20 күн бұрын

Thanks for the clear explanation.. Really amazing

@moumanray6903 10 күн бұрын

Unique way to explain... Thank you sir

@sathishncgl Жыл бұрын

good insights on SSY , thanks much!!!

@shimonfalafelgoa28 7 күн бұрын

Thank you for explain everything 😊🙏🏽

@SOPANI_official Жыл бұрын

hatts off sir. great clarification 🙏🏻

@rajakumargajarajan458 Жыл бұрын

Candid and superb

@SureshKumar-ym9dx 11 ай бұрын

VERY USEFUL.THANK YOU SO MUCH

@manikantajakkani Ай бұрын

Liked this video. It is very informative l. Thank you and keep doing more videos about girl child investment/savings plans

@HussainDaroowala 7 күн бұрын

Liked the comparison, though increasing the LTCG slab to 30% will be preposterous. There was no LTCG few years back and infact there is a higher probability that it will be reduced seeing the backlash from trading/investors community. On the flip side an inc in LTCG from a slab of 10 to 15% is possible.

@manjunathbidarkar1208 Жыл бұрын

Thank you sir for wonderful information

@gvenkat9004 8 күн бұрын

Good analysis. Helpfull

@shilpiburman7102 11 ай бұрын

Hi Rahul. The calculation you presented in this video was a good comparison and would help in making people take the aporopriate decision according to their circumstances. I hope u will read this message and take out time to please consider responding to my query. Suppose I invest 50000 every month in a MF with expected return of 12% for a period of 7 years in the name of my minor child, who lets say is 11 years right now. According to the calculation the total profit earned at the end of 7 years will be 2159000 approx. Now since the child will turn 18 after 7 years the capital gain tax will be considered for the child who will not have any income. If the child then redeems 7 lakhs each year from the MF untill he/she becomes employed, would it mean that they will not have any tax liability (given that IT is only levied above 7 lakhs).

@thebestinteriors5483 Жыл бұрын

Awesome presentation....keep going...u r sharing amazing content

@sureshkusumaa Жыл бұрын

Great...thanks..❤

@sagarkonari794 2 ай бұрын

Sir thank you so much wonderful explanation 🎉🎉🎉🎉🎉🎉

@sivaraman3595 Жыл бұрын

Fantastic Video, Calculator please

@lakshminarasimhannarasimha1338 3 күн бұрын

Thank you for your information

@purushothamakp8783 8 күн бұрын

Very useful video. Thanks a lot

@nepalkoiri8180 4 ай бұрын

Very informative lesson but one thing what will be value of 43 lakh after 18 year.

@solomonmale5636 Жыл бұрын

Great sir👍

@sripalreddyk3328 Жыл бұрын

Nice work!

@antimakomminoor395 12 сағат бұрын

Thank you so much for this video, it's very useful and clear understanding.

@priyanka-wg4bs 7 күн бұрын

Very useful vedio..thankful

@owaiskhan6120 14 күн бұрын

very well explained

@sanjeevaraorajana2801 2 ай бұрын

Great explanation

@pakapapita3104 Жыл бұрын

Thank god i managed to get into a college on merit my dad didnt invest for my schooling

@terribelyextremist 6 күн бұрын

I was looking for a video like this, good video Rahul, thank you :)

@vveerava Жыл бұрын

Much useful. Could you please share that xls

@sajidabanu8208 5 ай бұрын

Very good explanation sir

@camtronicsindia6467 4 ай бұрын

Very useful 👌

@surajkirandarad7596 Жыл бұрын

Very useful could you please share the content on HDFC child gift mutual fund to get more clarity

@rahulgaikwad4090 5 ай бұрын

Great contain, please provide comparison sheet sheet

@sharmaajay1986 2 күн бұрын

Thank you for sharing very clear information... Thanks Sir Kindly share spreadsheet

@prakash4627 Жыл бұрын

Great awareness , nice suggestions. This home work , I started since 2015 and still continue. same this with PPF also Tax Exempt Exempt Exempt, EEE

@MsRahulghosh 3 ай бұрын

Tax bachane k chakkr me high returns ko Miss kar dia

@abhisekbiswas3432 Жыл бұрын

Great awareness sir. Sir I am 46 years of age. A common man having a small shop in my area. Want to invest 6k per month. My question is how should I plan for my retirement? Pls make a detailed video, if possible . Thanks for your videos.

@bharanikp 2 ай бұрын

Very good explanation sir❤thank you ❤

@aparnajoshi5014 11 ай бұрын

Superb

@shashiprakash963 11 күн бұрын

good information

@vipuljindal2126 10 күн бұрын

Superb Video. I am going with ELSS scheme from last 10 years and have a decent corpus.

@discover-with-vijay 3 күн бұрын

When it comes ELSS, you have considered variation in profit from 8% to 15%. where as for Sukanya scheme, it is conservative of 7.6%. As intrest rates also change from time to time. its not exactly same comparision.

@ramansk787 8 ай бұрын

very neat presentation. Calculator, please

@SGAyuthu Жыл бұрын

Great content! Calculator please

@sundarwunnava479 3 ай бұрын

Very informative content. Thanks a lot, Rahul !

@sandeeparava6966 Жыл бұрын

Nice video, can you also suggest some elss schemes

@ivorjoseph5869 2 ай бұрын

Great Presentation. Could you share the Excel sheet please

@hangamadude2023 Ай бұрын

@7:30, please give credits to Groww for making such a wonderful calculator. Thanks for Video.

@silverdil6988 4 күн бұрын

Very good video

@nitinhaldavanekar2554 Күн бұрын

Excellent analysis

@TheShaijalap 3 күн бұрын

While analysing please consider the fact that govt. exemption on 150000 may not be there always… already new tax regime removed deductions, and slowly govt may move old regime or atleast reduce the deductions gradually so that individual voluntarily opt for new tax regime…

@pathikritseng 8 күн бұрын

Hi have you taken indexation under consideration for long term capital gains? Capital gains taxes are not levied on the entire capital gains but only the gains which fall beyond indexation.

@worldofoshin7026 11 ай бұрын

Subscribed Today ...really good one

@debashisgupta4455 9 ай бұрын

Rahul,I don't know why you have missed out one point during discussion that at the time of withdrawal,market may not act as you shows in ELSS return.Hear comes the logic of Tax harvesting and in a way we can save more tax and as well as mitigate risk just by SWP to liquid fund or FD of Rs1L per month as you mentioned in your video of emargency fund ..Child education can be termed as emargency fund but in this case it is expected emargency fund.. waiting for your expert comment on this

@DownloadPortal-sd1yo Ай бұрын

Very Information and clearly explained the video. If I may ask for your help, which mutual fund scheme would you recommend for such investment for my daughter?

@bhavinupadhyay6796 11 күн бұрын

Please suggest something for lumpsum investment 🙏

@stsant1630 3 күн бұрын

Clear Explanation Sir ❤

@harshavardhan5480 11 ай бұрын

I want to go with Mutual fund. So , could you please explain which is the best mutual fund for investment

@abhi4u824 6 күн бұрын

step up SIP in MF would further add more benefits in terms of returns and creating a big corpus

@amitkboora Жыл бұрын

Love your channel and talks, thanksss

@torahulj Жыл бұрын

Thank you Amit :)

@anithaharikrishnan958 2 ай бұрын

Great Video.. Can you send the calculator

@vinayakmutnali3580 2 ай бұрын

Can we upgade the value of contribution?

@bhushanahirrao 9 күн бұрын

Very nice. Short video with very less calculations. I see many MF bloggers bring in huge calculations!

@RanjeetMD 8 күн бұрын

Along with mutual funds, please consider SGB as well. I myself invest in 20% in Nifty50 index fund, 60% in midcap fund and 20% in SGB for my daughters future. MF percentages will keep changing as per the age of my daughter.

@rahulrahkr9333 6 күн бұрын

How you invest in nifty 50 index fund? Plz explain

@RanjeetMD 6 күн бұрын

@@rahulrahkr9333 UTI Nifty50 Index Fund

@s.panjapagesand765 2 ай бұрын

I started both ssy and elss. And regularly invest every month last 2 years

@venkatprasad5662 11 ай бұрын

Sir, please give best investment plan for my new born baby girl for long term.

@venkatakrishna3973 8 ай бұрын

Rahul, Please share the calculator with us

@PraveenKumar-mt4xv 7 күн бұрын

Thanks for making this video Rahul. Is there an option to withdraw SSJ ? Could you please share the calculator link ?

@nagarajchikkerur9900 4 күн бұрын

Pl. Share the excel calculation chart pertains to Sukanya samriddhi yojana.

@man-m 11 ай бұрын

Suggest ELSS which will give 12%-15%😊

@nagupatil1844 24 күн бұрын

👌👌❤

@RohitKumar-ht5ld 4 ай бұрын

Sir, I have a daughter of 2 years so which plan or scheme is better than others, please suggest me

@sudnerurkar3315 7 ай бұрын

Hi... What if I invest 10000 but 5000 in Sukanya and 5000 in Elss?

@ashishchaudharicool Жыл бұрын

EVEN IF YOU KEPT ON BUYING NIFTYBEES ON EVERY FALL FOR THE NEXT 21 YEARS YOU WOULD BE MAKING MUCH MORE THAN THAT. (BANKBEES, INFRABEES AND OTHER INDEX ETFs). RAHUL, DO YOU THINK YOU CAN DO THIS CALCULATION WITH SOME KIND OF METHODOLOGIES?