Start A Paycheck Routine | Budget Planning | Free Beginner Budget Packet

Start A Paycheck Routine | Budget Planning | Free Beginner Budget Packet | Cash Stuffing Envelopes

Рет қаралды 30,319

2 ай бұрын

Budget not quite right? Spending still not under control? Not saving what you think you should be?
I will take you through how to set up your budget, get your emergency fund started, and save more of your money-
Using a free downloadable packet - I show you step by step what I do every payday.
Stick to the basics and keep it stress free.
When you feel like you finally understand something, the possibilities are endless.
🍯 FREE Printables For YOU :🍯 Beginner Budget & MORE
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Пікірлер: 237

@princessalways4eva 2 ай бұрын

I’m in the middle of my 1K emergency fund. Right here is where I started. I did just like you said. Download all that stuff. There’s a lot of important information. Whether you know all the fancy terminology or not as long as you understand the process you’re IN! I had to watch and read everything a couple of times to wrap my head completely around it. I used envelopes just for saving since I was younger, my mother taught me. I am SO EXTREMELY HAPPY that I found your channel. RIGHT HERE is where I transformed my world. The progress I’ve seen is incredible. It’s also helping me save faster to purchase our forever home ( we’re in our mid 50’s). ANYONE can do this. Money is money no matter the denomination. Just remember that everyone’s circumstances are different so don’t compare yourself to anyone else, you’ll only discourage yourself out of financial freedom. Good luck everyone, this is a wonderful community filled with encouragement. Tfs. Have a wonderful afternoon.🤗

@2SisterBees Ай бұрын

What an encouraging comment! Thank you for sharing with us! 💛💛💛

@princessalways4eva Ай бұрын

@@2SisterBees it’s the truth! If People are serious about saving money then they came to the right place.😊

@daveatoz5124 Ай бұрын

Hi I like it

@elishajohnson2125 2 ай бұрын

Got my $1000 Emergency fund saved!!

@2SisterBees Ай бұрын

Awesome!! Yes! 🙌

@phyllisroark8526 2 ай бұрын

I had finally saved my 1,000!!! Then the next weekend we needed to have our septic pumped, $400.00. Sad but so happy we had the cash and didn't have to put on a credit card!! Thank you Jenn for all you do for us!

@2SisterBees Ай бұрын

Great job! Having the cash for something like that is just the greatest feeling. You can’t even explain it until it’s happened. I am so proud of you! Keep going and get that $ saved back up. You already know you can! 💛

@beckygriswold2714 2 ай бұрын

I'm in the process of building my $1000 emergency fund. Just starting to make a written budget. Thank you for being on KZfaq

@2SisterBees Ай бұрын

Hi there! So glad to hear you are getting started! That’s the biggest step. We are all here for you- stick with us and you’ll get it done! 💛

@lisawulf1189 2 ай бұрын

Thank you Jenn, unfortunately I'm the first person in my family to really care about how to use their money functionally not just live paycheck to paycheck. Its a struggle to even get my family to understand that the money I have saved isn't meant to be used until my goals are reached and when they need something they come begging me for help instead of taking responsibility for themselves. Also unfortunately i was blessed with a heart and it's been my biggest set back in my journey to being debt free.

@lisadearing5960 2 ай бұрын

How awful for you! I’ve learned to keep my financial wins and goals to myself. If anyone says anything to me, I just tell them that since my husband just retired, we are on a fixed income and I can’t afford it. 🤐 Even though, we are actually way better off then we’ve ever been! Only my husband knows exactly how much money we have and I guarantee he doesn’t even remember! 😂

@amandahaggan7062 2 ай бұрын

I had a similar situation. I offered to help them get started with their own cash freedom journey. If they turned me down, then I simply explained that I was sorry what they really wanted was not my help, only my money; and I'm already using it. I have one family member that is working on his own journey now, and even a coworker. They both tell me thanks for the info on cash stuffing, but I tell them having them call to ask for advice instead of money is all the thanks I need.

@lisadearing5960 2 ай бұрын

@@amandahaggan7062 that’s awesome! Some people just want others to bail them out so they don’t have to do the work themselves. Of course, some people just don’t know where to start. My best friend is on the verge of asking me to help her to start budgeting. She’s just not ready to face her total expenses yet! She wants to get her finances under control before she retires in 6 years. She’s never asked me for money but things were really tight for her recently so I gave her a $50.00 VISA gift card that I wasn’t using. I know she’s embarrassed for me to see her expenses. I just want to help get her on track. I would never judge her and I’ve told her that.

@2SisterBees Ай бұрын

I love the advice that the two who commented have given you. I have actually been watching a lot of videos on “The importance of looking poor”. I know that sounds crazy but search that term on YT and watch some of the videos. Jason and I have recently taken a significant pay cut and it’s been hard for us to say no to the kids and/or tell them they have to pay us back for things but it’s a boundary. I would also recommend that you read the book, Set Boundaries, Find Peace. This book was a HUGE eye opener for me. It made me realize the tactics that others had been using on me and how to combat it. It’s a game changer. I hope you can find some strength and some ways to just say no - for yourself and for your future self. You are important! 💛💛💛

@adlpaz44 2 ай бұрын

Thank you so much for the freebie ❤ I am a single mom of 6 an will be starting my journey this week 🙏🏽💪🏽🎉

@2SisterBees Ай бұрын

Ooooh yes! I hope you are doing well so far. So glad to hear you are starting - I’ll be posting a new video on Sunday, I took this past weekend off for family time but I’m back with some great info for you. See you Sunday! 💛

@lifenlegacy7333 Ай бұрын

I want to start with you. Been putting it off for a whole year. Sigh!

@Pamcatmom 2 ай бұрын

I started budgeting the end of March and worked hard and made it $500 in my emergency fund and making slow progress on bills then this month life happened and I had to draw my emergency fund out and I’m trying really hard to work it out with my budget so I don’t have to use my credit cards again. Next paycheck I start over again. In the past I would have said I give up and ended up in deeper debt. This time I’ve had a taste of what budgeting can do so I’m not giving up. I appreciate all you do to help and inspire your viewers.

@2SisterBees Ай бұрын

I’m so glad that you see what you can do and you are NOT going to give up! Thank you for sharing this with us so others can see - it just takes that determination. It’s hard in the beginning but things do get better! 💛

@bobbiasbury4988 2 ай бұрын

im using the 100 envelope challenge to save up a $5000 emergency fund as I prepare to move out after college!

@bobbiasbury4988 2 ай бұрын

I do all my savings digitally to earn interest on the money as I save

@shaundegilchrist5205 2 ай бұрын

I've saved almost $380 in my Emergency Fund. Thank you for all the lesson, fun, and freebies 🎉

@kathryncook6773 2 ай бұрын

I completed my first Emergen-Bee Challenge and have begun another one. 🤩

@yesenia3491 2 ай бұрын

Me too!!!🎉🎉🎉

@vicriest Ай бұрын

Recently lost my income completely due to having an emergency surgery. THANK GOD I had my emergency savings fund set up and ready to go. I’ll be out of work for at least a month. Being able to manage my expenses during this time gives me so much peace of mind. Thank you for helping me get my ducks in a row. I’ve been watching your videos for the last year. Really changed my life 💖

@2SisterBees Ай бұрын

I hope you are feeling better each day. I am so happy to hear that you are okay financially throughout this. 💛 That’s a really big deal!

@martatorres9145 2 ай бұрын

Thank you for the refresher I tend to get flustered not knowing how to stay focused. I do have my $1000 emergency fund working on another go around 😊

@debbiesimeon4855 2 ай бұрын

Thank You So Much For Your Help!!! God Bless You In All You Do!!!😊 I Am 67 years Old Never Did A Budget!!! Now On Social Security.... This Is A Great Help!!! Thank You Again!!!💕🙏🙏🙏

@2SisterBees Ай бұрын

I hope it helps you to get your budget together and start putting away some savings. So glad to have you with us! 💛

@babyangel11250 2 ай бұрын

Hi Jen I thank my lord that put your video in my life because of your 1k bees challenge I save all my 3 kids 1k emergency fund now I’m doing it for my grandchildren thank you and April for all your videos and lesson keep up the great lessons help us 👍👍👍💜🙏

@ElizabethSmith-rz9fb 2 ай бұрын

Thank you sharing all that info and refresher. It helps keeps us focused. Thank you for the free-bees, so cute! Awesome video! Have a great weekend, see you Sunday!

@2SisterBees Ай бұрын

Thanks so much! See you this Sunday! I was out for family visit but I’ve got my stuff all ready for this weekend! Missed you guys! 💛

@bellosoazucena 2 ай бұрын

I have been watching your videos for 2 weeks. I am loving them. I never open my bills and just pay the online. I did today and omg my car insurance went up for no reason. From $478 to $599 thank you. If it wasn't for you I would of just let the auto pay do it and I wouldn't of even noticed.

@slewis4275 2 ай бұрын

I'm saved $1000 and am halfway to a second $1000.

@susansherman627 Ай бұрын

I just watched your video on how to use your materials. That's what my comments are about I've been cash stuffing for a little over 2 months. I have my 1,000 emergency fund already and I'm working on 3 months living expenses and several savings challenges. I use cash wherever I can and it's made me realize that I wasn't paying attention to the cost of things when I was using my debit card. Parting with cash is very difficult compared to swiping or tapping that card!!! It's a sobering experience!!!

@luannculhane8878 2 ай бұрын

You are such a good teacher! So many KZfaq budgeters have gone to saving challenges and do very little budgeting. You really care about your viewers. Thank you for that! You and April are my heroes, and it has been a joy to watch you grow your channel and share your debt journey. I am re- building my $1000 after having to use $400 of it. Thanks so much for your help and kind words to your viewers!

@kathyglass3582 2 ай бұрын

I have my emergency fund, and thanks to all of my changes and saving challenges for my 67th birthday in September I’m able to take my bucket list vacation. I’m finally able to pay cash and go on a cruise to Alaska!! Certainly wasn’t easy changing my habits after a lifetime of not paying attention to my money, but thanks to your channel I’ve finally accomplished my goal. Can’t wait to see what my next goal will be. Thank you for all your advice!!❤

@2SisterBees Ай бұрын

This is the coolest thing!! I would love to go to Alaska someday, too. I am so happy for you and I hope you enjoy every minute of your well deserved vacation! 💛

@thevictoriagoogin 2 ай бұрын

So glad to see Jason sitting beside the pool & not pushed into 😂😉 I have been budgeting for a few solid years, currently my EF is at 4290 & im one month ahead for entire budget so i would say $7790 for emergencies/unexpected life events.

@angelaromero2542 2 ай бұрын

Great job! I have SAVE my $1000 emergency, and now I have started saving for my 3 months ahead. I still have some consumer debt to pay off, but these videos help me to keep going. I'm so Excited for you, and I'm rooting you on!!! Seriously though Great Job!!! 💜💜

@KikoBleu 2 ай бұрын

Hi Jen! I've been watching your videos for a few months now and I cannot thank you enough for your inspiration and direction. I bought my first home and am going through a divorce in August. Your videos have helped tremendously with budgeting for these big life changes and I am so grateful! ❤😊

@2SisterBees Ай бұрын

Hi there! You are so sweet and I appreciate your kind words. I have been through your same situation and you will be okay. I struggled a bit and maybe even some floundering was going on… but I made it through. You will, too. 💛

@SavingWithASenior24 2 ай бұрын

I've been doing it since February but didn't do that well. This month I'm doing so much better!

@2SisterBees Ай бұрын

Love to hear that you are seeing your improvement. That’s so important and I’m proud of you! 💛

@YahooYahuah Ай бұрын

THIS WAS THE MOST THOROUGH BUDGETING VIDEO I HAVE WATCHED AND I HAVE WATCHED SEVERAL…thank you!!!

@2SisterBees Ай бұрын

I’m so glad to hear it! I hope it helps anyone who watches it. 🙌🐝💛

@keveyk 2 ай бұрын

I love ur videos, they r great I have 900 of my emergency but I have been with out a refrigerator in my house for 2 weeks because I don’t want to use it for that so I have been trying to wait. I got lucky and got a bonus from work so yeaaaa I don’t have to use my emergency fund. God Is Good thank you for your videos and yes I would love to have one of them wallets but I don’t need it so I keep backing out of buying one lol have a great day see ya Sunday

@2SisterBees Ай бұрын

Yes! I love to hear this- you know, I always tell my kids, “ As long as you are doing the right things, God will make sure you are okay.” And it’s so true. I know everything that happens in my life is from Him. 💛

@wendykasper5400 2 ай бұрын

Hi Jenn. Great information you shared with us. Thanks for the free items. Have a enjoyable day and weekend.😊

@BabyDollVaness 28 күн бұрын

Starting my budget, like your system. I looked at others on KZfaq. Yours seems simple, for people to start out. First budget is to be 1 month ahead on bills and snowballing my credit cards.

@noelledayhoff4752 2 ай бұрын

Another great video Jen! So enjoy how you break down the budget basics. I'm working on Round 3 of my $1k Emergency Fund. First round went split between auto and home, 2nd round went towards medical and this 3rd round I'm undecided with splitting it between home and auto or starting my month ahead. So enjoying your channel and all the tips and tricks you share.

@2SisterBees Ай бұрын

This is amazing! Thank you for sharing with us how it is possible to not only save it once but keep it up and fund it again and again. Way to go!! 👏💛

@tamarahoward6409 29 күн бұрын

Thank you for the free printables!!!

@kathleenstefani594 2 ай бұрын

Jenn and April, I have started my 1K Emergency fund bit it is slow going! I am not discouraged just know I will take longer. Thank you for being the ones to help me on this journey!!

@2SisterBees 2 ай бұрын

You’ll get there. As long as you are trying and doing- things will happen for you. I have no doubt. 💛

@princessgypsy9452 2 ай бұрын

😊😊Thank you so very much for the freebies you give out. I'm not going to blow smoke.... You and April really inspire people. Thank you for all y'all do.

@yessica3420 15 күн бұрын

I love how kind you are in your videos, it reminds me to be kind to myself too. My realization was that my savings were stagnant for about a year. I also watched a ton of videos about overconsumption and emotional spending and realized that's what I was doing and I really want to improve. I don't do cash stuffing but I am tracking all my expenses in a notebook since it works better for me than just using a budget app, which was too passive for me.

@2SisterBees 15 күн бұрын

Hi there! I think it’s great that you found your way and what works for you. That’s no easy task. 💛 I love watching videos on self improvement, too. Never too much info.

@novarose5393 2 ай бұрын

I absolutely love how you broke down each thing to do in order to start in an easy and manageable way! I am just beginning to start cash stuffing and have already ordered some items from your shop :) I have a CC for my emergency fund currently but am slowly building up to having the actual cash for it. Love the videos and what you do! Keep BEEing awesome!!

@rg-mi5hh Ай бұрын

Tithing! That's so good to hear! You can't out give God.

@2SisterBees Ай бұрын

Definitely not! 💛

@veerlevanopstal9420 2 ай бұрын

Hello Jen, don't apologise for the long video - I love long videos and I don't think I'm the only one :D!!! Belgian greetings, Veerle

@2SisterBees Ай бұрын

Oh thank you! Sometimes I can just feel my voice getting hoarse and I’m like- oh boy how long have I been filming! 😂😂😂

@hookyknits8869 2 ай бұрын

Watching in the UK (England) and am almost halfway to my £1K savings. My hubby paid off the credit card this week so next payday I'm going to have more pennies for saving! Yay! 🎉😍🥳

@2SisterBees Ай бұрын

Oh, that’s such great news! 💛💛😂 You two are doing great!

@MyGirlBudgeting Ай бұрын

I like how you explained the budgeting it helps me focus on how tondo mine. Thank you for the budget sheets 🎉😊

@2SisterBees Ай бұрын

I’m so glad you liked it! 💛

@sitterfo 2 ай бұрын

Thank you so much for breaking this down! It’s so true that if you give every dollar a purpose it keeps you on track to meet your goals. Life has really really kicked my butt recently so I’ve been so far off track. Thank you for inspiring me again to get my act together!!

@2SisterBees Ай бұрын

I’m so glad the video helped you. I have felt so discouraged about money at times - and what ends up happening is that I get so determined to make the changes. One step at a time. You will do it! I’m here to help you! 💛

@ashleyrichard9586 2 ай бұрын

Just spent my emergency fund yesterday on some home repairs....My house is just about ready to sale so I plan on replacing my EM with the funds from selling my house. Thank you so much for the wonderful tips! Im a single mom and your channel has helped me get a hold of where my money is going.

@sitterfo 2 ай бұрын

I can’t wait to see you girls reach 100k and then 500k! You girls provide so much value and truly help people. 💕💕

@KimberlyAnn1971 2 ай бұрын

Absolutely LOVED this video! Great advice and great freebies. Thank you so much!

@bonniehosmer2021 4 күн бұрын

From experience, don't stop tracking your spending. I get receipts for EVERYTHING! FOR GOOD REASON! I have my and building on it.

@2SisterBees 3 күн бұрын

Yes- I have receipts for everything! So very important. Thank you for reiterating this. 💛

@kellyhatcher6639 11 күн бұрын

Thank you. This has come at a great time. While I have always budgeted and tried to show my children good habits, my youngest is struggling. So I’m going to use your binder to help her see what she can actually do. Thanks again and Continued Success to you and your sister

@2SisterBees 10 күн бұрын

Interesting you commented this - I was texting my youngest today about her budget. I’ve been ON HER about getting situated and she agreed to let me show her budget on the channel. I hope to have that ready in a few weeks- stay tuned!! 🤩

@TammyBates-vh5bc 2 ай бұрын

I'm restarting my emergency fund because I had use it .Thanks for free download.

@annmariejones4511 2 ай бұрын

Happy Mother’s Day Jen! I’ve got 2/3 of my baby emergency fund and am stuffing my sinking funds monthly. I don’t do challenges right now. I’m so much more on track since cash stuffing and budgeting! Thanks for the fun and inspiration!!!

@2SisterBees Ай бұрын

Thank you for your kind words- you are so welcome! 💛

@cazhurst 2 ай бұрын

Thanks for the freebies. I have been cash stuffing for 3 weeks. These will be so helpful.

@2SisterBees 2 ай бұрын

Yes- for sure! 💛

@debbieb7754 2 ай бұрын

Thank you for the freebies!! So Kind of you and so helpful. I am consumer debt free and still budget all of my paychecks. Such a helpful way to live and keep track of all my money It's amazing how good it feels to actually be in control of my money instead of my money disappearing every month!

@elishajohnson2125 2 ай бұрын

Wow! Thank you so much for the Freebies!!! 🥰🐝🐝

@2SisterBees Ай бұрын

You are so welcome! 💛

@heartitraces74 2 ай бұрын

🎉🎉🎉YAYYYYYY🎉🎉🎉 This video was EXACTLY what I needed!!!! Thank you for the freebies I cannot wait to print them and use them! Love your channel sooooo much!!!

@urmyjoylord Ай бұрын

Thank you for the freebie. Saved $15 for Hello Honey this week.

@AB-zj1gx 2 ай бұрын

Thank you for the free budget packet.

@lucillesmith9764 Ай бұрын

Going to be starting my emergency fund and budgeting journey very soon

@angelaromero2542 2 ай бұрын

Hi Jenn! Thank you so much for these informative videos. I know I need them. I have saved my 1st round $1K emergency fund and starting my 2nd round. I have also started saving for my 3 months ahead. I still have some consumer debt to pay off, but these videos help me to keep going. I truly appreciate the free-bees (so cute & clever by the way), I am definitely going to start writing everything down. Currently I use a notebook, but these free-bees are so much better!! I also took your advice and I'm going to start detashing some stuff very soon. I am disabled and get paid monthly so any little bit helps. I have so many Binders that are brand new and a few packs of envelopes to go with them, plus lots of planner stuff and misc things as well. I'm so Excited for this journey and hubby is definitely on board to help me clean things out and add to our emergency fund, my consumer debt and 3 months ahead fund. It's truly all because of You and your sister April, that I am able to save and have fun doing it responsibly 💜💜!! Thank you both for all you help the Hive with, it means so much to myself and all of us!!! Big thank you Jenn & April for all you both do!!! ❤❤ P.S. Looking forward to Sunday Save Day playing HH tomorrow!! 🍯🐝💛

@2SisterBees Ай бұрын

Wow, Angela! This is amazing to hear the progress you’re making. You should be so proud of yourself- I know I’m proud of you! 💛

@Lanilikes Ай бұрын

This was so helpful! I’ve been kind of half heartedly budgeting with an app, but I wanted a much more hands on approach, so I really like your way of doing things! I’m going to give it a try. I do have my emergency fund saved up, now I need to work on paying down that dreaded credit card debt. Ugh. Thank you for the cute resources!

@2SisterBees Ай бұрын

I did the same thing- kind of like wanted to change and kind of started but never really made any traction. Honestly- IMO, the old school way is the best way. It works! 🙌

@KarenHRiceScott 2 ай бұрын

Completed my $1K last month and now working on getting 3 months of expenses saved, then on to 6 months; thanks to the monthly boost from playing Hello Honey 🍯. Sweet !!

@sandrac4244 2 ай бұрын

Love this one! Thank you💜

@melkiss1773 2 ай бұрын

Hi, I'm just starting out with budgeting and cash stuffing. Thank you so much for all of the tips 😊❤

@starlightwaters1 Ай бұрын

Wow, I saw this on my recommended and I was very impressed by the detail in your video. It is so great you are teaching great ideas to help people (like me) who need help managing money. Thank you so much. I have a 1k emergency fund already but it doesn't hurt to build it more in case something bad happens!

@2SisterBees 15 күн бұрын

I’m glad you found the channel. Yes, after the 1k emergency fund and all debt is paid - the next step is 3-6 months of expenses saved. I’m working on that now. 🙌💛

@anna-liisapitkaaho-pussila770 Ай бұрын

This was very a very helpful video! After I have paid my bills I have not known what to do with the rest of my money. Your listing helps me to get my listing sorted out and save money for my own categories. Well explained, thanks again! 🌼

@2SisterBees Ай бұрын

Awesome! So glad to hear that it helps! 💛

@budgetwithmamabear 2 ай бұрын

Great explanation for everyone! Love the new walkway. My son made two pieces of furniture out of a fence we took down once. I love recycling the wood like that!💕🐻

@2SisterBees 2 ай бұрын

I was really not liking the idea of throwing it away so Jason came up with those ideas - I was so happy! 🙌

@Tmichelle283 2 ай бұрын

Thank you for the great information!❤

@cassiegames2024 2 ай бұрын

Thank you so much for the freebie bundle, got it printed already!

@2SisterBees 2 ай бұрын

Oh yes!! I’m so glad ! 💛

@analorenawedemeyer93 2 ай бұрын

Yes, I’m starting over

@balindacavor4386 2 ай бұрын

Happy Friday! Tks for all you do. 👍

@2SisterBees 2 ай бұрын

Happy Friday to you, as well! Thanks for hanging out with me today! 💛

@bethbeckermeyer1732 2 ай бұрын

Thank you! Very informative

@zelmasims387 Ай бұрын

Starting over with saving $1,00.00 because as soon as i was finished i had to take my dog to the emergency vet. While i hated that we had an emergency for our pup, It felt good to have the money saved up instead of using the credit card and being in debt.

@2SisterBees Ай бұрын

That’s exactly how it is - it’s a relief when it’s needed after all that saving. You’re just like 😅

@yolandashelton2893 2 ай бұрын

Good evening Jen love 💕 it thank you for sharing and giving me some more information about budgeting and thank you for taking the time too explain it ❤thank you for all the free stuff it’s a wonderful opportunity and blessing too have these tools to help us on what ever budgeting level we are on thank you ❤🎉❤🎉❤🎉

@LadyRina8670 2 ай бұрын

Hello Jen and April, great video I’m at the beginning of emergency fund savings. I am glad you did this video I need to reset my budget and thank you and April for the freebies. I love my Bella wallet, i am actually going to Oder my Mom one for here birthday. Thanks again 💛

@cyndicatbudgets 2 ай бұрын

thank you so very much for these videos. I needed this soooo badly. It's like I am starting over and learning the correct way to budget! I have started and stopped the 1K fund many times in the last 2 years. After watching your video, I am starting it this time to complete!!! There is definitely a reason your wonderful video crossed my path today!! 🥰🥰

@2SisterBees 2 ай бұрын

I just read your comment to Jason and we are like so excited! This video definitely crossed you today for a reason. I actually have a tattoo on my collarbone - “omnia causa fiunt” Which is Latin for - everything happens for a reason! I live by that, Sis! 💛💛💛💛

@KaraLDavis 5 күн бұрын

Have it!!!❤

@KikisChronicles Ай бұрын

Hello, just found this video , new to the budgeting community on YT and this is extremely helpful. Thank you so much for providing this freebie. Downloaded this and will be using it asap. Subscribed for more helpful tips. Thanks again! ❤

@2SisterBees 15 күн бұрын

Hi and welcome !! Glad to have you! 💛

@KristinaMcCormick2 2 ай бұрын

I haven't even started to save for my 1K emergency fund. I figured I would get my debt gone first. Apparently I need to get in gear and get that started. Thanks for the advice and giving the hive some more tools we can use to helps us on our budgeting journey :)

@denisemeyerhoff-qp9df 2 ай бұрын

Happy friday sisters

@susiezepeda6465 2 ай бұрын

Restarting my emergency fund, had to pull from it so it's getting a fresh start

@2SisterBees 2 ай бұрын

Yesss! Keep it going - it will always be there to help, even if it’s not the full $1k. It has helped me so many times.

@deannaedwards1147 2 ай бұрын

I'm at $1500 on my EF. working on my month ahead fund for expenses! Which my goal is $5.5k. This is really an extension of my EF.

@AshleighPlease Ай бұрын

Hi Jenny, I had my 1k saved. Then I used it in an emergency so now I am saving it up again! Thanks for sharing.

@2SisterBees Ай бұрын

Yep- we gotta keep life-ing! I like when I hear someone just say- yes, I had it. I spent it. Saving it again! 🙌💛

@ashleybriseno1369 Ай бұрын

I came across your page & very thankful. I saw the video b4 this one where you went in step by step to evaluate & formulate the variable expenses on average to see what adjustments one should make and where they are at. You’re so supportive & encouraging & your energy kept me tuned in. You’re also funny w/ the sliding memes 😂 Loved the entertaining & informal video. Can’t wait to start! Waiting on my next paycheck to go & buy this! I been trying to budget for the last year but was never consistent on the method I was trying. I tried to do it on Excel and I was just having a hard time to Mapping & Charting down the in & out cash flow. Maybe I wasn’t doing it right but I was onto something! I just needed guidance. I went on youtube to find a system that would work for me & I like how detailed this is because I am very detailed & organized. I like that this is in writing tho as opposed to typing it out & formulating on Excel. Just feels simple & easier to track down even tho it seems like a process. But ya gotta fall in love with the process or so they say! Thank you so much 💜

@ashleybriseno1369 Ай бұрын

Tired of being broke 😂😭🥹 hahaha

@2SisterBees Ай бұрын

I’m glad you found the channel- I do try to keep things as easy as I can for you guys. Watch as many videos as you have time for- I try to put something in each one that is helpful in some way. 🙌💛🐝

@dianasmyer40 Ай бұрын

Jenn, thanks so much for the video. You gave me hope that I can become debit free one day and retire! That is my "Living Rich Life" wish :) Blessings to you & yours xoxo

@2SisterBees Ай бұрын

We can all be debt free. I truly believe that. I think, for me, I really believe it because I was forced to live debt free for most of my adult life. After my first divorce, my credit was ruined. I couldn’t get a $100 loan to save my life. 😂 I did fix my credit after about 10 years of bad credit because I wanted to buy a home. I succeeded in that and bought a home after a year of fixing my credit. The problem came when Jason and I had a bad case of lifestyle inflation. Credit can be used responsibly- paying off balances before interest accrues. I just think that for most people, this is not as easy as it sounds- including me. Sometimes when we have it, we still don’t want to pay the full balance. I’ve been guilty of this so many times. All this to say- debt free is the way to go. It’s stress free and saves a TON of money in the long run. 💛

@KrissKross92 Ай бұрын

⭐️⭐️⭐️⭐️⭐️ happy stuffing

@tiffanymcrae9451 2 ай бұрын

Good Afternoon ❤, I’m new at budgeting and it hard to start without over spending or overdrawing

@lisadearing5960 2 ай бұрын

It’s hard at first. Believe me, I know! Just don’t give up! Once you get into the flow of being in charge of your money, you will feel so much better! I wish would’ve done this years ago!

@tiffanymcrae9451 2 ай бұрын

@@lisadearing5960 Thank you, I really appreciate you I need to hear this today. Thank you again!

@2SisterBees Ай бұрын

It definitely seems hard at first because you are overwhelmed. When you feel overwhelmed, take a breath and think about the solution. No matter what the problem is- there is always a solution. I promise. Don’t give up- no matter what. When you start making changes within yourself, things will naturally change around you. It’s a beautiful thing! 💛

@giovonniegoodwin8965 Ай бұрын

Thank you for the freebies

@wilmaakastitchedbyjean3679 13 күн бұрын

Just starting

@NokiesKitchentable 2 ай бұрын

I have mine ,I also do 1k ef for the autos. Now starting the 3-6m.

@rosasfamilyentertainment4999 Ай бұрын

Hi thank for the inf and the freebies

@redlisab1 Ай бұрын

Wow what a great video!!!! Ty

@2SisterBees Ай бұрын

I’m so glad you liked it! Thanks for saying so- I appreciate that! 💛

@lolethawoods786 2 ай бұрын

Great information 😊

@tinahudson74 2 ай бұрын

Hiya and thank you for the freebie. I just started saving for my $1000 emergency fun which you have actually helped and motivated me with your $1k Emergen Bee free tracker a few videos ago. That got me to start. My daughter even helps out when I save something she gets to color and motivates me to do it. We have fun with. Thank you again for being my inspiration!!

@2SisterBees 2 ай бұрын

I’m so happy to hear! That’s pretty cool that your daughter helps! I love it! 💛

@PropBudgets 2 ай бұрын

Less than a year ago, my hubby and I were in line at the Costco returns booth returning a pack of aluminum foil and Starbucks K-pods. It may not have been a huge to deal to anyone else around us but on the inside I felt so humiliated that we had to return such household staples because we couldn't afford it. We only had $400 in our emergency fund at the time. Fast forward to today, with the help of meticulous expense tracking and saving, our emergency fund has grown to $4,000 which we have compounding in a HYSA, with 0 credit card debt. It's amazing how much time and consistency can change one's life. If you're reading this, please keep having hope and remember that small changes will eventually lead to astounding results

@2SisterBees Ай бұрын

Yes! Time and consistency- you said it with those 2 words. Changes everything. I feel like no one should be embarrassed anymore about anything they need to do to get through it. I think we are all in this. 💛💛💛

@Lena-mv1ul Ай бұрын

I love your videos. Thanks for the free worksheets. I absolutely love your ink pen. Where did you purchase it from?

@bethbeckwith7928 2 ай бұрын

Thank you for the freebies. I'm starting over with 1K emergency fund; had unplanned medical bill (copays).

@lashandacrout7245 2 ай бұрын

I have my $1000 emergency fund. I’m working on my month ahead fund now.

@jessiegstuffings5230 2 ай бұрын

Love both channels

@stephanie932 2 ай бұрын

I have my $1000 Emergency fund done and just started a 6-Month Ahead fund. That one going to take awhile! 😉😂

@2SisterBees 2 ай бұрын

Same here- it’s a joooouuuuurneeeeeey 😂😂

@LaynasBookshelf 2 ай бұрын

I have my $1k emergency fund! I am now working on my debt (student loans and car) and 3 months of expenses at the same time

@marybaker8061 2 ай бұрын

❤❤ Girl, you're being super honest!!!

@marybaker8061 2 ай бұрын

❤❤ whoo hoo! Love this! I have to get myself on track

@marybaker8061 2 ай бұрын

❤❤ this is so so good!! I appreciate you getting this more broken down, sincerely!

@marybaker8061 2 ай бұрын

❤❤ gosh, this video is the golden treasure!!! Whoo hoo! Thanks for all the info and those categories are epically cute!

@marybaker8061 2 ай бұрын

❤❤ good way to reuse the wood!

@marybaker8061 2 ай бұрын

❤❤ Hey!!! So what's deducted on groceries and where does that money come from? That's something I get confused on, since I buy most products with groceries. Do I need to purchase things separately?

@traceydufault297 2 ай бұрын

Im so loving this im at 10 grand so im on my to 20 grand❤❤❤ yesss😊

@michianamom6343 2 ай бұрын

Thank you for the free pages! A couple questions. Where did you get the clear envelope to hold the cash and also the black tray to hold the cash? What’s the story behind the bee name and theme? Do you have curly hair? Just asking that one because mine went curly after menopause and it is EXPENSIVE to maintain. I understand that number, 😝 *we already have our emergency fund. Working on “A Month Ahead” binder.

@EmilyT112 2 ай бұрын

I’m on “baby step” 3, working on my 6 mo. emergency fund.

@Libbynorris1026 2 ай бұрын

Great video!! Really helped me reset my thought process. I get paid once a month and struggle with how to divide the months cash. Dividing the remainder of cash after bills weekly helps me panic less but i don’t feel i save as much across my envelopes. Still learning what process works best for me. Any suggestions on once a month pay?

@KyoSohma7 2 ай бұрын

Those freebies are so pretty. Thank you. I'm still trying to save for my emergency fund. I've been using my Hello Honey money and No Spend Challenge to save for it. I have almost $400 saved. I'm also trying to pay off my debt. I'm getting married in September and I'm trying to pay as I go because I had nothing saved for it. Trying really hard not to use my credit card for it. I'm hoping next year I'll be able to knock out the debt and save a few thousand in my emergency fund. 🤞🏻

@2SisterBees Ай бұрын

Congrats on your engagement! That’s so exciting ! And it sounds like you are doing an amazing job at your saving. Very proud of you! 💛