New and Improved Video is Out with Updated Cards! 💳 - kzfaq.info/get/bejne/e9qgqpR31NurgoE.html

Everyone had good credit score until later in life, people’s financial mistakes and college school loans ditching people’s credit score, mistakes of applying for credit cards and carrying balances month-to-month, only making minimum payments, missing payments, neglecting to review your billing statement, not knowing your APR or applicable fees, taking out cash advance etc and not even talking about the United States crazy medical bills that's putting people's credit in the trough.

VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *Linux tech corps* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well

Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *850financial assessment* made it stay at that range and getting it up

Thank you for the video! I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a 🔥 in me and learning from and using *850financial assessment* . I have watched this video a few times just as motivation. I call it my “Victory Lap” video because you are spreading Nips message by following it! Thank you and keep pushing! Proud of you!

Great video! I have a question, I have two fraud inquiries on my reports that I would like to get removed. I've seen your video regarding this, but Im still a bit confused. So I know my first step would be making a call with the credit bureau (Experian) but should I also make call what time? And would I be never stop sending a good compny *Credit Backdoors* to my friends and people I know regarding any credit situations

I have 2 chapter 11’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *850Financial assessment* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!

Thank you so much for this video. I was helping my little sister get a credit card as a student and it seemed impossible until I stumbled upon your content 👏🏼👏🏼👏🏼

Nice video. Sometimes getting a "store" card example "Target" - etc. might be a good choice as well. My first card was from Sears.

I recommend Discover it. I opened it a year ago with a $300 deposit, I used it responsibly every month then they gave me back my $300 and they gave my credit line of $1500.

A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report...a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"...that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off...Having that much debt can be overwhelming for ANYONE...Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Andy and within few week they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Realsourceinvestment🟡Org

Great video will try these especially the signer thank you will keep updated

Thanks for all of the info that you give, Shawn!! I found your channel and have become very educated as to how credit works. Looking forward to the webinar!!! Saw some info on Diamond Chanel's channel; is she your daughter? I will also subscribe to her channel as well; just wanted to make sure it wasn't a scammer, lol. I am grateful for your platform; so many things not aware of in the past now trying to get it right. I will be 59 this year so my goal is to become more credit savvy before I reach retirement. I was about to sign up for credit repair with Lexington Law and lucked up on *850 FINANCIAL ASSESSMENT* ; look at GOD!!!

I came here to learn how to invest after listening to a guy on radio talk about the importance of investing and how he made $960,000 in 4 months from $160k, somehow this video has helped shed light on some things, but I'm still confused, I'm a newbie and I'm open to ideas.

Applied to all 3 and got denied all 3..

Thank you for the information.

Hey bro looooooooved the info on this video! Especially @7:06 that was great!

My chime card raised my score 87 points in 2 months so far

Always clear and right to the point. I love your videos cause they're very helpful ❤. What am I supposed to do to remove a report with the original creditor?

Appreciated the info 😌

Oh boy wish I would have known this before I got into credit card debt.

My mother told me as a child that no man would marry me if I have debt. I watched her cut up her credit cards and always had this fear about credit cards and debt. I had to re-educate myself and now I use my credit card for everything, I never carry a balance and I have a credit score of 850 Credit cards are not bad if you know how to utilize them To actually be able to speak to someone and get exact information regarding my circumstances and assistance in clearing my record is priceless. This service is unequaled.Thanks for all your doings Realsourceinvestment🟢Org

Thanks Shawn!!!! Open Sky was open and approved after Discover said NO. Perfect solution the the extra money in savings!!! Thank you Thank you Thank you!!!!!!!!!!

Thank you SO MUCH BRO! I applied to the first one and got in. Had no luck for months but now I got my first credit card

Thank you man just applied and got that discover it card.

Holy crap I’ve never seen so many spammy/fake comments! I guess that’s what happens when your video blows up with over 1MILLY views!

Capital One! Get a Capital One (unsecured card) and stay the hell away from CreditOne. Please.

The Discover It credit card is awesome

Awesome info 🌻🌻🌻

I was starting over. I got the cap one and discover. I started at 545 now I have a 735 fico score in less than 1 year.

How do I make sure that I’ll get approved ?

I had an EVICTION, JUDGEMENT and quite a number of other negative items on my report with a low 400's CREDIT SCORE. These prevented me from getting a mortgage until I starting looking for help. After he finished working on my REPORT in just 7 days, my CREDIT SCORE increased to 780, all the negative items on my REPORT were deleted permanently and he added good trade-lines to boost my credit mix (Mortgage tradelines, Installment tradelines, Revolving credit cards and Auto tradelines) on my report, I got the mortgage and that was phenomenal! Andyhackscreditfix🟤Org

First on this awasome vid!

So, if you do all 3, then you have 2 hard inquires, because the one doesn't pull your credit. The hard inquires affect your credit score in a negative way.

Hi! I think U maybe the ONLy person I have heard give the precaution of “ONLY do this if it’s for Hard Inquiries that are not for any active credit lines”. That’s so awesome & I know tons of folks will appreciate this if they see Ur clip 1st before the others who instruct on this specific subject but doesn’t talk about the precaution & risks; how it applies... to later have their accts closed. No bueno! Kuddos for Ur knowledge & for Ur transparency!!! I recommend CREDITBACKDOORS🎡COM for those with bad credit after recommending this clip to learn some knowledge about credit....

Capital one. Make five on time payments they increase you credit limit...

Discover denied my application

Good Job Donnie Darko.

2 of the 3 are SECURED credit cards! Any bank will give you a SECURED credit card. Big friggin deal!

I like how he throws in (secured) meaning you need to give them the money before you use it.

You sir are the Jake Gyllenhaal of all things lending/credit. Thank you soooo much! You have been liked, subscribed, that bell has been rung, and notification mode has been activated! 😁👍

Good job sir

Discover it secured is a great card, mine just graduated ! Awesome card benefits 🙂

Discover is the best and most ethical of all those choices.

Great information

I wouldn't go with CreditOne. It has a lot of bad reviews, and bad practices that I've seen people complain about. Instead, get a CapitalOne Platinum Mastercard for rebuilding credit. They give you a $300 initial credit line, and then they automatically raise it to $500 after 5 on time payments, with no annual fees. Ever.

I was turned down by all 3! O well

Thank You Greatly Appreciate This ..

VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *Future Imperative Corps* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well

I can't believe you don't have Capital One unsecured credit card on your list

I can’t believe credit one is being recommended

i did the trik at the end many rears ago worked great. i have been told that they now note that u are not the primary. you still get the gistory but nut the bump.

I feel sorry for those left behind to deal with staffing shortages. I've worked at a company that downsized during challenging financial times. It was a nightmare. The company expected those left to deal with it and work as much as necessary to make sure the work got done... regardless. As salaried employee's, we worked many more hours, for no more money. This just amplifies the stress, burn-out, and exodus. *Credit Backdoors* created stress-free ways of making money through the pandemic assistance funds

If u have to get creditone credit card, get rid if it as soon as u can, ur actually better off with a secured credit card

i thought at this point in time the easiest card to get is the apple card? well as long s you have iphone that is...

Hi! I think U maybe the ONLy person I have heard give the precaution of “ONLY do this if it’s for Hard Inquiries that are not for any active credit lines”. That’s so awesome & amazing; I know tons of folks will appreciate this if they see Ur clip 1st before the others who instruct on this specific subject but doesn’t talk about the precaution & risks; how it applies... to later have their accts closed. No bueno! Kuddos for Ur knowledge & the sauce; for Ur transparency!!! I recommend ANDYHACKSCREDITFIX🎡ORG for those with bad credit after recommending this clip to learn some knowledge about credit....

When I signed up with Jack I had 18 negative items across all 3 credit reports plus a judgement and a bankruptcy. It's been 3 weeks and the judgement and bankruptcy have been removed from all 3 reports. They were also successful in getting all other negatives removed from my Transunion and Experian. I now only have 4 left on Equifax but they're old and paid in full so they really aren't affecting my score anyway. My scores have all gone from low to mid 600's to around 780-795 and it wouldn't have happened without Andyhackscreditfix🟠Org .

Ya kinda look like "Doug" from the movie "The Hangover" lol 🤣🤣🤣🤣

I have $8,500 on one of my Credit Card Capital one approved of $300, I call them say I have $8,500 yet capital one gave me $300, Talks, So I cancel when I check Experian's, they APPROVED me for $7,100, something went wrong, So I told them, so I cancel.

I started working on my credit 2 years ago. I didn't know where to start I had no credit. I started looking up videos and found *Futureimperative🟡net* . I followed what they said and started with an secured credit card for 2000.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 777 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.

Great choice on including the secured discover card! Just one tip; you get the refundable deposit back from the Discover it secured card after about 6-8 months of having it. You don't have to close it to get it back. 😁😁😁😁

Capital one was the only company that gave me the opportunity to prove myself, and today I'm where I need to be with my credit.

Thank you 😊

My credit dropped 27 and 30 points yesterday, because of one new bad mark. Now i have 590 and 540 credit. I just applied and was approved for the Discover it card. Thanks for the advice!!.

Dill Pickles all growd up

Stay away from CreditOne.

Thank you so much sir 🙏

Rescission and a Security Freeze are great tools to use, because it puts you in control of your privacy. Corporate control = involuntary servitude. I love this video!...Know your rights, exercise your rights and exercise them often. People only need to listen and learn. Actors use pseudonyms and get away with it, if we shorten our names they are called aliases. Via certified mail, i sent requests for a security freeze to 8 credit bureaus, I also opted out of 25 sites that store and sell my private info, like whitepages, spokeo etc. These corporations actually make us sitting ducks for identity theft, stalking and narcissistic abuse, and they do it for profit. Use *Future Imperative Corps* to claim your pandemic/unemployment benefits

Discover also converts you to unsecured if you are a good customer for 9 months

I filled bankruptcy, which destroyed my credit. I wen from a score of 770 to 620. My first credit card right after bankruptcy was Capital One Visa with a line of $500. I then got a Capital One Master Card with a line of $350. Two years later and a several credit line increases on both, the Visa has a line of $7000 and the Master Card has a line of $5000. My score has gone from 620 to 730. Not as good as before bankruptcy but it's on it's way. I basically charged my monthly bills, such as, electricity, cable and internet to the cards and since I paid them off each month, I wasn't charged interest. But, I created a steady and healthy credit history with each card which allowed me to request more and more credit on each over the years.

When i started rebuilding my credit discover turned me down flat....TWICE!!!

Just applied for the Apple Card as my second card today and was instantly approved with a way higher credit line than I expected. Had no idea it would be that easy

Anyone with common sense will not let any bad credit person on their card!

You need to update the information on the OpenSky card, there is a $35 annual fee with it. Just FYI!

I clicked the like button and my credit score went up 147 points👍

My mother passed away a year and a half ago and covid shut down the courts here in my city. I am due some money next week which will take my credit cards to a zero balance and I am disabled so I don't work and once the estate comes through I will be in the seven figures but right now I need to use my rent to hold a little home I want to buy as a good faith deposit! I am in the shitter!

I've had a creditone card and I got rid of it. They are out of Las Vegas, Nevada in case you don't believe me and I didn't like it.

Well....well....well....I got denied for the "Discover it" card.

So i was trying to get that song called no credit card by neil cicierega and now those videos are flooding my reccomendation

*This gives me hope and motivation on the possibilities of owning a home. I am also a single mother. This video demonstrates how women can do it on their own. In my case, it seems impossible since My Credit got Low which always discourage and disqualified me applying for home. So I'm not sure if this nonprofit organization works internationally by helping single mothers or those whose dream to own a home, But i never give up trying ways to increase my credit and clear those negative items I met Linuxtechcorps⨀org, wiped off negative items and increase my credit score to Excellent am a house owner thanks*

How can anyone deny you for a secured credit card??? You are actually spending your own money and paying yourself back with no risk to them.

Credit one is an ATROCIOUS option! Capital one is a much much MUUUUUUCH better card. Their secured cards and platinum cards are really easy to get. They don’t charge annual fees and they have something called “credit steps”. When you make your first 5 payments on time, you automatically get a raise for your credit limit, (Usually from a $300 limit raised to 500 or $700). I love capital one. I got approved with a 487 credit score. And you can use their “prequalify” tool on their website. I would never under ANY circumstances eat a credit one card.

I just opened a Discover IT card with a $1,000 limit. I really like this card. No problem. Very smooth. I would recommend it.

I'd say capital one platinum should be up there. I got it with like a 480 and it helped me get back on track

Stay away from Credit One and Open Sky. ESPECIALLY Open Sky. "No Cashbacks"? Get outta here! Stick with Discover and Capital One cards to build/rebuild your credit

Strange thing happened to me ... I applied for a secured Capital One card ... and was NOT approved. A few days later, I got mail from them telling me I was "pre-selected" for an UNsecured card from them. I applied and was *APPROVED!*

You are great thank you so much

I have bad credit and capital one gave a 2k unsecured card. I was surprised

At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and Shawn, fyi my emergency fund is also a done deal! by *Linux Tech Corps* lol, i didn't made it myself

I heard him say if one deny you try the other 2. But he forgot to mention it goes on your credit report as a hard Inquiry.

A credit fee isn’t bad, it’s $8.95 a month just to keep it open and I have a $2250 limit and was offered a new card (supplement to my visa) with credit one for $1500.00. With no annual fee! After 12 solid payments!

The title says cards that WONT deny you , but then spend the first part of the video talking about what to do when you get denied

What’s up with these bots in comments

I have a credit one card but I also have a capital one card I really like the capital one card the best

Good advice. However, if an applicant doesn't have $200 in their bank account, they shouldn't be applying for a credit card, even an unsecured credit card. Even if you have the minimum amount due in your bank account, having only $25 to $50 in checking is dangerously low as we know banks love to ripoff their customers. Credit Unions don't. However, that's besides the point. I'm speaking out of experience. I messed up my credit history since I couldn't pay them off so they went to collections and 1 even went to a lawyer. Scary stuff. This resulted in a score of the 500's and being denied an apartment. How did I get it back up? Department store cards. Department store cards generally report to all 3 credit bureaus. I use my Amazon card alot. I'm in the 700 club now. However my FICO 8 has not reached 700. It's still in tbe 600s. And my unsecured credit card is from NY credit union abd has a very low apr. It's around 10% But my point is that if you don't have the means of paying for something don't get it. Yes you can buy a $5,000 item if you know you can pay it off within 4-6 months. But if you only have $50 in your bank account, you shouldn't buy that $5,000 item. Most of us are smart. We will not buy expensive stuff. However, what we don't realize is tgat its the little stuff that adds up. And next thing we know we owe $800 on our credit card for purchasing very small purchases like $17 for Panda Express 🐼. Thats why even though people may apply for am unsecured card, you should STILL reserve a small amount in your bank account and treat as if it were a secured credit card 💳. That way you don't go down the rabbit hole. Credit is a consumer illusion. We should see credit as an illusion. If we don't have a payment plan to purchase items, we shouldn't be purchasing items with credit. It's still possible to go down the rabbit hole of you keep on purchasing lots of gas and groceries. You maybe using cards responsibly. However, if you go to Safeway once a week, maybe try using different cards or better yet, a regular debit card. If you have $500 limit and reach that limit simply by purchasing groceries, your credit utilization will go up the wazoo. And even worse, maybe you only pay half the bill and this becomes an endless cycle where your card always has a balance, not necessarily because of irresponsibility and buying lavish stuff but because of not being frugal with paying essential items you actually need. So tgars why even if yiu are applying for an unsecured card, treat it like a secured card. Do you want a $2000 unsecured credit card? Well, maybe yiu should apply and then open up a $1500 CD account with your bank. Now if you're making above 50k a year, then you may not need to do this. But for people in the 20 to 35k, I strongly recommend this.. Is this what I do? No, I haven't worked full time for quite awhile. But it's a their I've developed.

Credit One is the worst

1. Discover secured credit card $200 2. OpenSky secured card $200 3. CreditOne unsecured... annual fee!

Due to long term medical illness in my family our credit suffered lots. Lots in collections but lots saved and being paid on time for 24 month or more, i was doing the wait and see who sues me hoping the statue of limitations run the course first but 4 have sued... when you own something they do come after you no matter what the reason. but after seeing a lot of reviews about *CreditBackdoors⨀Com* i gave them a try to get stuffs off my credit and boost my credit score, im so glad it worked using their service

I have OpenSky and the annual fee is $35. I got that and Self Lender on top for a rebuild from Bankruptcy.

It's an Authorized User.... Not a signer. Ask them to add you as an AUTHORIZED USER. And it really does work!