3 Signs You Need To Dump Your Lender

Рет қаралды 36,617

10 ай бұрын

I am licensed in 48 states and I am happy to be your mortgage lender 😁 707-478-0637
☑️Here's how to contact me and my team
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⭐Have mortgage questions? Pick a time that works best for you here
calendly.com/jennifer-beeston
⭐Ready to get preapproved?
tinyurl.com/ZeroStressMortgage
⭐ Call Me: My cell phone is 707-478-0637 I am happy to help. Let’s get you home!:)
⭐Google Reviews: tinyurl.com/jenniferbeestonre...
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Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611 Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071 Equal Housing Lender
For licensing, go to www.nmlsconsumeraccess.org
Top 1% in the nation 2016-2022 www.zerostressmortgage.com
NMLS 247743 Guaranteed Rate NMLS 2611
To access Guaranteed Rate:
www.guaranteedrate.com/discla...
www.guaranteedrate.com/licens...

My State License Numbers:
AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
A mortgage lender can ruin your chances of buying a house and can totally rip you off in the process. You need to be checking lenders reviews before you even call them. No reviews = no business from you. In this video I break down the 3 signs you need to dump them

Пікірлер: 69

@youngmoney6288 10 ай бұрын

Jen and her team are amazing. Currently in the closing process 🤞🏻🤞🏻🤞🏻

@JenniferBeeston 10 ай бұрын

❤❤❤❤❤🎉almost home 🏡 🎉🎉🎉

@randylancaster7961 10 ай бұрын

I did a V A Loan with Jen last year. Her and her team are the very best .

@JenniferBeeston 10 ай бұрын

Appreciate you Randy ❤️❤️

@goldenshepardgwen166 10 ай бұрын

I am currently in the process with Jen and her Team. They truly are wonderful to work with. I was afraid to even apply because I thought my dTI was too high. Turns out I was wrong! Don’t hesitate to work with Jen and her Team.

@JenniferBeeston 10 ай бұрын

❤️❤️❤️❤️

@marisamarino7596 2 ай бұрын

I’m thankful for your videos!

@brown_beauty7499 10 ай бұрын

Thank goodness for your videos!

@charlescolelli9996 10 ай бұрын

I’m a new LO and your videos are GOLD. So helpful 😊

@JenniferBeeston 10 ай бұрын

Glad they are helping:)

@Jace28142 10 ай бұрын

Thank you for this great advice!

@JenniferBeeston 10 ай бұрын

happy to help!

@maiyang1987my 10 ай бұрын

Thank you Thank you for the encouragement 🙏 😊

@JenniferBeeston 10 ай бұрын

Any time!

@dimondDave100 7 ай бұрын

Very good video with so much wisdom and knowledge --- 3 types of business 1 cutting edge, 2 the leading edge, an 3 the trailing edge. I like how you break it down. Thank you this will help me more than ever in my purchase. I will tell others of your channel

@JenniferBeeston 7 ай бұрын

Thank you I really appreciate that :-)

@McLemores 10 ай бұрын

Great Job Jen..! You’re the best..!

@JenniferBeeston 10 ай бұрын

Appreciate you!

@nakobilly 10 ай бұрын

Liked before it goes live 🤙🏼🤙🏼

@JenniferBeeston 10 ай бұрын

Appreciate you!

@stephanieharries7746 10 ай бұрын

❤ I really enjoy this hasn't been most meaningful part for me personally was her sharing about how she was Jennifer was treated badly when she attempted to just talk about buying a car and how she was made to feel like what a less than you know situation unless in customer and I bet you didn't go over go back there I think that's really important I've had some pretty unpleasant experiences before they even talk to me about anything

@JenniferBeeston 10 ай бұрын

100% did not buy a car there but that treatment stuck with me for a long time.

@DSH93 10 ай бұрын

My partner and I, can't wait to work with you once our loan gets finished with underwriting. Love everything you said especially about the lender and how they treat you about your financial situation. Also, being transparent about loan details. Our previous lender made us feel like we couldn't trust them on numbers and giving us the truth. Thank you 😊👍

@JenniferBeeston 10 ай бұрын

Look forward to working with you! I am glad you escaped the shady lender!

@wkau5820 5 ай бұрын

Jennifer Beeston for President!!😊

@jenjen5184 10 ай бұрын

Can’t wait to work with you at the end of the year!

@JenniferBeeston 10 ай бұрын

Looking forward to it!!🏡😊

@lucasjay1000 10 ай бұрын

Awesome video, I’m about to start as a Loan Officer after 7 years as a residential real estate agent.

@JenniferBeeston 10 ай бұрын

Thank you! Welcome to mortgages

@angrycannibal6625 10 ай бұрын

Thanks

@JenniferBeeston 10 ай бұрын

Happy to help

@sammeya5324 2 ай бұрын

I had to dump my first lender and loan officer because no matter how much I insisted I wanted a loan estimate or closing sheet sample he did not want to send me one and would rather talk to me on the phone and kept saying it’s 4% closing cost. 🤷🏻‍♂️

@jeffg1639 6 ай бұрын

How about looking up a lender on the NMLS consumer portal. How long have they been in the business? Have they changed lenders 4x in the past 12 months? why is that? Oh they were a used car salesman before this job...lol

@JenniferBeeston 6 ай бұрын

Great tip as well! People can look up their lender here www.nmlsconsumeraccess.org/

@russlea6383 10 ай бұрын

One more hand signal from one New Yorker to another. 👍

@AngelPerez-mf1qp 10 ай бұрын

What’s considered a normal loan origination fee amount in Florida? A normal origination charge? What’s are the normal ranges for these?

@JenniferBeeston 10 ай бұрын

We waive our lender fee on VA and our lender fee is $1440 on non VA loans. We are average. But it also comes down to if the lender is charging you points and what the rate is. Happy to chat 707-478-0637. I am a florida lender.

@silkence9561 10 ай бұрын

Currently looking at a new construction build with preferred lenders due to the incentives perks flex pay and 5.5 interest rate guarantee who says they are familiar with VA loans. Looking to put 15-20 down w/ va but lender feels I should do conventional after pre-approval quote. We are Dual veteran and my husband has a current va in use from previous home loan and will have to co-sign on this loan. She suggested the conventional due to him having an open va loan. Is this right? Can I still use my va? Can he still co-sign with an open va loan? Our DTI is less than .2 and credit is 745 lowest from both. Annual combined income 220k take home.

@JenniferBeeston 10 ай бұрын

Call me. Let's walk through this 707-478-0637

@V.ALFONSO 4 ай бұрын

Hi Jennifer. What do you think about Rocket Mortgage (whole sale side) and do you do classes?

@JenniferBeeston 4 ай бұрын

I think that rocket wholesale can have some great offers and options for brokers. The level of service that you get and how the whole loan process goes, will depend on the individual loan officer/broker who is handling the loan. In terms of classes, I’ve got a few things up my sleeve shoot me an email and I will throw you on a list:)

@V.ALFONSO 4 ай бұрын

Thank you for replying Jennifer. Can you please give me your email, I don't see it on your description.

@JenniferBeeston 2 ай бұрын

beeston@rate.com

@rodey6594 9 ай бұрын

Hi Jen when it comes to new construction homes can me and my fiance both on title/deed but only one of us will be on the mortgage when it settle?

@JenniferBeeston 9 ай бұрын

Depends on loan type. Va only veteran and spouse can be on title

@rodey6594 9 ай бұрын

@@JenniferBeeston thanks!

@ronijr4918 10 ай бұрын

It's not a lender question. I'm a first time buyer is it okay to ask realtors how much of the commission I will pay?

@JenniferBeeston 10 ай бұрын

Yes totally fine to ask. Generally the seller pays but 100% good to ask as I have seen a few try to get $$ from both which is a red flag

@user-nx7gy5sx7m 6 ай бұрын

My lender just sent me a pre-approval letter, approved for certain amount, the amount of my down payment, loan to value percentage, and thats it. no intructions to do what's next,no explanation of and or anything. I sent an email asking what next, no reply. more than a week passed by still nothing. I really want to work with you Jen, let me know what to do

@JenniferBeeston 6 ай бұрын

Yes, definitely sounds like you should dump them. Feel free to give me a call. I’ll walk you through a preapproval process 707-478-0637.

@TraceyMazzei 6 ай бұрын

What happens when we get ghosted by the appraiser?

@TraceyMazzei 8 ай бұрын

Is it odd after doing a preapproval for the lender to tell you they can only send the preapproval letter to a realtor and not to you directly?

@JenniferBeeston 8 ай бұрын

That is super suspect. Dump the lender. There is zero reason for this.

@randylancaster7961 10 ай бұрын

Great Lender.... You will not find a better lender that works for YOU!!!!!!!!!!!

@kfergus3662 2 ай бұрын

We want to move Prime Lending he told us to bring your score up, he never calls he always text we have work if him since February

@JenniferBeeston 2 ай бұрын

Call me and let's get you home 707-478-0637

@od2437 Ай бұрын

I think processor matters more

@JenniferBeeston Ай бұрын

Processors are very important but if the lender sucks it does not matter how good the processor is as the lender controls your rate

@WWPlaysHoldem 10 ай бұрын

Know the numbers when talking to any lender. The lenders can make from a couple thousand dollars off of your loan to $20,000+. Been there and seen it all.

@JenniferBeeston 10 ай бұрын

#facts

@TheItachai 10 ай бұрын

DUMP that Lender!

@GenericGameStudios 10 ай бұрын

Tf is lender

@papermillpro 10 ай бұрын

Your logic is extremely shallow. You are telling people to fall for all the glitz and glam while not paying attention to true substance and value. The world operated just fine before the internet and reviews. In fact, many business reviews are manufactured and fake, moreover, a business possessing many highly rated reviews tend to become less transparent and personable while using the "reviews" as a crutch of false validation. I'd advise people to ask others "Who did you use for your deal" and "Did they satisfy your goal"? There's a Mc Donald's around the corner with top reviews online, meanwhile there's an authentic Thai restaurant down the street that's not on the internet and is AMAZING.

@JenniferBeeston 10 ай бұрын

We live in a digital age where if someone like something or someone they say it. If there is an amazing thai restaurant it will 100% have reviews online and likely 20 blogs written by food enthusiasts. People always rave about the good and the bad whether the business wants it or not.

@papermillpro 10 ай бұрын

@@JenniferBeeston You can’t tell people to trust reviews when so many are fake and bought. The internet is not to be trusted, plain and simple. The best way to find a great service is by word of mouth within your circle, close network of friends who have used said service and had a fantastic experience.

@ArisB21 3 ай бұрын

@@papermillprofacts, I worked for a place that had a company that they will pay just to post reviews every so often. I don’t trust reviews 😅