@C Hoc invest in cryptocurrency they are the winning stock we are talking about

What will I need to apply for a conventional loan to refinance my hard money loan

@@hellomynameis20 invest with a life expert with legit Broker

I love your videos I have learned so much! I can not thank you enough! The Nintendo music is a bonus!

Closed in June 😁

Im doing this a few years ahead

🙋🏽‍♂️

Me!!

😎✊🇲🇽🇺🇸

@MiGueLiooo Gonzalezzz gosh some people have loans

@MiGueLiooo Gonzalezzz Not everyone does things the same way. Debt is a tool for the disciplined. I'll only have my first house to pay for over the years and from there I'm set and that's okay. Sometimes people know what's best for themselves more than you know what's best for them

@RcLoko A fixed mortgage is better than rent, some of that money is going back into your pocket every month. Rent is never returned and is often raised yearly. Sure you have to pay for maintaining a home you own as opposed to a rental, that's often why rentals are trashed. It takes responsibility to be a home owner but it pays off.

and go where tho...lol. There's only so many options in the US

yeah you live where the jobs are in high demand.

Try Salt Lake City, Utah. Look for a job first and a cheap place to stay

@@vickyandersen8660 too many Mormons!

@@vickyandersen8660 DO NOT MOVE TO UTAH, horrible place to live.... fucking hate it here

Los Angeles Flippers that’s my goal 🙂

@@albundy3929 dont know, dont really care. I have an amount set in my mind and I'm not pulling the trigger until I reach that amount.

You must have a high paying job I make about the average income and despite several years of huge sacrifices I don't have anywhere near 20%. I'm happy for you but 20% is beyond most people.

@@albundy3929 Having 20% when everything comes crashing down, will give you the pick of the litter. Yes, I understand it's difficult, but you guys have about 5-6 years of foreclosures coming up...🤷‍♂️

@@albundy3929 If you are seeing it as a potential to make money with rental properties, then yes you are 100% right. I'm just looking to buy a home to raise a family and retire. But I do like your suggestions...👍

Where I live, it doesn't even exist anymore😪 haha... *cries*

Where you at? Here in manteca CA. There are only 200s but are normal homes not mansions.

Thats a HOA small 4 bedroom here. Since Disney will be here in like 20 years. The sellers are charged $100,000 over the actual price now.

Wow, you live in Carmel by the Sea? I always wanted to live on the coast of California. But I don't have the $300 million to live there.

In Denver Co it's a 1br shitty apartment in da hood

Damn that's good. What lender did u use ?

Who was your lender? That's Awesome

Dont you have to repay that 20% back tho ?

@@OGCJ10 ya he does He left that part out.

You came to brag but can't answer some of these questions to help other people?

Me too!😂

Congratulations. How exciting for you. Best of luck!

Same here! 🙋🏻‍♀️

My parents did that a few years ago when they retired - they bought a smaller house (on acres of land) in another state. 😊 They are enjoying it! Best of luck to you! ❤️

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You should join our discord!

Interest rates are record low. Borrowing money is stupid cheap. Take advantage unless u might lose ur job. Be greedy when others are fearful

Try Tamarac, Sunrise, Miramar, Davie

@@tamararene5913 thanks, Miramar and Davie are to far from my Daughter's school and my wife job.

It's definitely crazy here (Broward). Have you seen the homes one can get in places like Orlando or Tampa versus what even a so-so condo would cost here? It's crazy!!

@@chris10858 yes, I'm from Miami and moved to Orlando 6 years ago. I purchased the day before Thanksgiving last year and plan on using this property as an additional rental and build again in either Clermont, Groveland, or Leesburg.

@@tamararene5913 nice,

Was fixed right after, you’ll notice the numbers being correct after that point!

I GOT LOST MYSELF..The joke's throw me off alot 😅🤣🤦‍♀️

Hi there, I just asked a question in the comments in regards to that-in what way is a conventional loan more attractive? I’m not quite sure what the major diff is bw fha + conventional

@@stephisteti That's an excellent question. You want to go with a conventional loan because you can remove mortgage insurance once you have 20% or more equity in the home rather that's through your home increasing in value or paying the house down. If you go FHA you'll pay mortgage insurance forever or at least until the house is paid off. Mortgage insurance is often more than $200/month so you want to remove it as soon as possible. With FHA, the only way to remove mortgage insurance is to refinance but that will cost you thousands of dollars. If at all possible go Conventional. Did I answer your question? I actually have more than 150 real estate videos that may help you on your journey. Be sure to check it out.

Ty Wilde Realtor & New Home Construction Specialist thanks for replying and explaining! Will definitely check you out!

@@stephisteti Where are you looking to buy?

Ty Wilde Realtor & New Home Construction Specialist Northern California🥴

Al Bundy Im loan

@Pinky Good question. My advice is always it depends on your goals. Statistically, most Americans move every 5-7 years. You wont be in a loan for 30 yrs most likely. Pmi is small price to pay for putting less down.

You're smart. I tell my clients to do a 5% conventional loan if at all possible. Best of luck to you!

I was in a similar scenario i ended up doing 6% after i crunched my numbers and seen what i had left ... i wanted my payments as low as possible 😩

@cnorth1123 I've got multiple lenders here in Utah offering 5% conventional loans. If you're a first time home buyer they may actually be able to get you a 3% down conventional loan. Isn't that great? Where are you from?

cnorth1123 thats true but if no one is buying houses right now (atleast in my area) then 5% way to go use that leftover money for boats and hoesss

@@charliefabian7345 Or, you could just keep saving & wait for the housing market to bottom out. Then buy a home at a deep discount. If you're in an area where home prices are dropping just hang in there.

Bro I heard you have ligma, are you okay?? 😂😂😂

@@JavyVidana Can you help a brother out?

*in the arms of angel song starts playing

I was kidding. Stahp!

Lol, yep

10% is kind of a sweet spot.

I completely understand. I am trying to dissuade my mom from coming up from Florida because she is older the housing market in jersey sucks compared to what she already has established 😒

Just be patient. You and me are in the same situation. Patience is key...