30k Credit Card Debt - Til Debt Do Us Part

30k Credit Card Debt - Til Debt Do Us Part - Have Faith In The Process

Рет қаралды 86,872

2 жыл бұрын

Rainer didn’t change a thing after his parents bailed him out of $30,000 of credit card debt. Only a year later he and fiancé Faith owe even more. They bought a house but that gives them just one more reason to impulse shop. They know what they need to do to get out of debt - but whether they have the self-discipline to do it is another question. Gail has to show these two that denial isn’t the only route to a debt-free life. .
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Пікірлер: 80

@joannamoody Жыл бұрын

Gail is like the cool Auntie who loves us but isn’t afraid to call us out for being stupid.

@vtech920 Жыл бұрын

15 Years ago, I was $30k in credit card debt from Gambling and other addictive stuff. I decided to change my life around and paid off my entire debt. It took me several years to pay it off, but I'm now fully debt free and owe nothing to anyone. In the past 10 years, I've saved tens of Thousands of dollars. I don't buy things I don't need, only buy used. It's great being debt free and having money available and not having to worry about paying things off.

@SignedOff402 Жыл бұрын

I will never know that feeling again.

@Frissdas1207 Жыл бұрын

@@SignedOff402 why's that?

@SignedOff402 Жыл бұрын

@@Frissdas1207 i am too old.

@Frissdas1207 Жыл бұрын

@@SignedOff402 I dunno, i have an uncle who climbed out of almost 400k in debt at like 67.

@SignedOff402 Жыл бұрын

@@Frissdas1207 my hat goes off to him. I am 65. I will continue to try. I have nothing to lose.

@prudencek7087 Жыл бұрын

"Sometimes staying home is just as fun, if you're doing the right things." 🤣🤣🤣🤣 Go ahead girl.

@samanthafreeman4315 Жыл бұрын

Riiiiight...

@lorettacarroll6015 Жыл бұрын

My parents stayed at home. That is why my mom was pregnant 12 times :)

@marionbowler5440 Жыл бұрын

Love Gail, bring back this show ❤ 🇨🇦🍁

@sandram6828 4 ай бұрын

And do updates on the past people.

@alisonhawke1813 Жыл бұрын

Whenever I watch this show I think “ wow stuff we need is so expensive in the long run!” Then I pause and go “ Wait, stuff will always cost money. Convenient and impulsive shopping is inherently dangerous.”

@verolly31 Жыл бұрын

100%!!

@Losoforlife Жыл бұрын

Second hand stores can provide very nice clothes, furniture, etc! Why spend more?

@samanthafreeman4315 Жыл бұрын

Yeah. But looking at those prices and comparing now is sickening.

@sharlenelamoth5753 2 жыл бұрын

It’s very hard to see the habits we have which hurt us but but it’s even harder when we willing to accept the reality and work towards changing the hurtful habits. Great show!

@debbieframpton3857 2 жыл бұрын

How does a couple that much in debt not realize that they are overspending

@cherylhickmon8573 Жыл бұрын

They realize it, they just don't care. The only time people start to clean up their act is when the house starts to be in jeopardy. And she told Gail she never felt good enough=Buys things to feel better.

@peggyjakes7241 2 жыл бұрын

I know part of the show is Gail being a bit “my way or the highway” but she’s actually so sweet

@sneakerfreak2002 Жыл бұрын

Yeah thats the idea. Apparently their ways don’t work?

@verolly31 Жыл бұрын

Thats the biggest overbudget Ive seen on this show!!

@cecivnsa 2 жыл бұрын

Love Gail! She’s a life saver 🙏🏼

@ryder4508 Жыл бұрын

When she said "Oh, no. He has no clue what he's doing, does he?" 😂 What a little princess. And the fact his parents paid off 30K worth of credit card debt for them? Must be nice! 😂

@anniec3438 Жыл бұрын

She makes no money! She needs a new job that pays more.

@denisebarker9288 Жыл бұрын

every time I watch these videos, I put myself in their place and realize that I must do the same.

@nancysmith2874 Жыл бұрын

Look at your cc statement

@sourcehealing82 Жыл бұрын

I’m glad that I’m out that phase of going out. I’d rather stay home and not spend money.

@lindawilson8434 2 жыл бұрын

This is a great show

@robinrobinson8177 2 жыл бұрын

Love this show!!!!

@AnnaSzabo Жыл бұрын

Wait! What? They both WORK FROM HOME (12 min in they say this!) so… why do they need $117/week for transportation?

@sourcehealing82 Жыл бұрын

Maybe car payment?

@giselleximenacazarez5368 2 жыл бұрын

YO NO PUEDO PARAR DE MIEAR SUS VIDEOS ! DESDE HACE TIEMPO MI HIJA Y YO LA MIRABAMOS GAIL EN TV 📺 ABIERTA Y DESPUÉS CAMBIÓ POR COMPLETÓ SU PROGRAMACIÓN Y LA PERDIMOS POR COMPLETÓ! HASTA AHORA QUE MI HIJA ME AVISO QUE SU SHOW ESTABA EN KZfaq Y DESDE ENTONCES NO ME PIERDO NI UNO DE SUS VIDEOS ! GAIL LE MANDO UN SALUDO DESDE PALMSPRINGS CALIFORNIA YO SOY DE TIJUANA BAJA CALIFORNIA NORTE MEXICO 🇲🇽 🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽🇲🇽

@Gitanarosa 2 жыл бұрын

La pasaban por l tele hace como 10 años y la volví a encontrar también. Excelente Gail. Yo soy de La Paz BCS 🇲🇽

@marlenemaschke3763 Жыл бұрын

Love this show show so much. Binge watching.

@tatianagranger2427 Жыл бұрын

My family and I have been in horrible financial situations before and I had to borrow from my parents. But I NEVER plugged bc of it. Once I was asking my parents for money, I knew I couldn’t be going out to eat, go shopping, got clothes, or had anything I could sell. I dont understand how these people do that so selfishly.

@darlinbrady-caro6373 Жыл бұрын

1.8 million to retire only if they don't spend it along the way and that the interest rate and market are stable.

@bovnycccoperalover3579 5 ай бұрын

Neither blamed the other ,they worked very hard, going the money away had to be tough and they are definitely in love. I think and hope that they will be successful in their lives.

@laminage Жыл бұрын

I thought they were couples. Very Smart folks!

@ginnyberg9271 Жыл бұрын

I don’t meaning this in a rude way, but do you ever notice people that buy bye-bye it’s like they don’t actually own anything and everything they have is not even nice. They couldn’t even turn around and resell it for half of what they paid for it. It’s really sad that’s what I notice and all these episodes.

@pocobird Жыл бұрын

These two make me feel better about my life. Lol

@user-qr5bm7ek6r 7 ай бұрын

Kept spending be debt instead 😂😂😂😂

@chapman1569 Жыл бұрын

WOW! This young couple have a bright future ahead. I bet they smartened up! About activities to do that cost nothing; when our kids were young we took walks around the neighborhood and came back home for ice cream. I heard that some families in Toronto brought their families around the airport to look at the planes landing and taking off. It is a noisy activity and probably unhealthy but it is a show to look at the mechanical birds taking their flight. Public librairies have museum card that you can lend so you can visit a museum for free.

@ginnyberg9271 Жыл бұрын

It’s crazy how much she gives them for food.it’s the budget now but not back then

@Imbatmn57 Жыл бұрын

The only credit card i have is with my mother, and i have a good credit score because she started me out right, all the things i own i buy with cash/bank card, and my bank doesn't charge me bank fees if i try to spend more than i have, it will just not let me buy it. My bank account has gone into the negative but i can use cash i get from tips to get it back into the positive, its usally a few dollars.

@chany6336 2 жыл бұрын

Is it an american thing to be so comfortable with Credit card debt? Not that some ppl dont abuse it as well in europe, but the majority will have a heart attack if their 5 quid isnt paid off on the CC by the end of the month..

@Rya18260 2 жыл бұрын

Oh this is based in Canads, but yes. There was a point even working 3 jobs I had to rely on credit cards to pay for gas and basic living expenses. I wasn't crazy exteavigany either. Just poor. And then random emergencies were more credit. I'm happy I'm not in that place anymore after getting a decent job. But I'm still having to work through so much of my debt from when I was struggling

@chany6336 2 жыл бұрын

@@Rya18260 omg you re so right, apologies! Canada! It's insane , having 3 jobs and not being able to afford living!!???

@debbieframpton3857 2 жыл бұрын

Not everybody has a love affair with credit cards I hate to use mine but I know when the bill comes I can pay it off in full

@ja7124 Жыл бұрын

I only use credit cards for the rewards and to keep a good credit score. When I purchase anything on a card, I pay it the next day. Young ppl will start with CC’s to build their credit, too many will get into trouble with them. It should be used as a tool, not to supplement your income.

@katemiller7874 Жыл бұрын

They’re in Canada.

@laminage 3 ай бұрын

They are like addicts. They have to have the best of everything to keep up their image and to try to keep up with The Joneses. Very bad thing to do. Also what's wrong with staying home and eating in. I go for days without spending, and I am happy.

@JehanineMelmoth Ай бұрын

A sweet couple. Some of the comments are really harsh.

@andreaberryman5354 Жыл бұрын

THIS IS WHAT HAPPENS WHEN YOU DO NOT USE A CHECK BOOK/PAY BILLS VIA MAIL. Go ahead and impulse buy-but keep it in the bag...and return it next day.

@christinab9133 Жыл бұрын

👏👏👏

@jaquelyngears1359 Жыл бұрын

Boo hoo! I don't feel bad for them at all!

@sneakerfreak2002 Жыл бұрын

Neither do i

@ryder4508 Жыл бұрын

When she said "Oh, no. He has no clue what he's doing, does he?" 😂 What a little princess. And the fact his parents paid off 30K worth of credit card debt for them? Must be nice!

@vtech920 Жыл бұрын

Grocery stores used to give free food samples of food all the time. Now those free samples are never to be found. It seems they have cheeped out on these free food samples.

@sarao8074 Жыл бұрын

Can somebody explain the math on the estimate of 1.8 million dollars by retirement? She said $800 a month, which is $9,600 a year. It would take 187 years to save up 1.8 million. Is she assuming interest or investments or something?

@ellasmith1822 Жыл бұрын

Yes. KZfaq cuts out a lot of the scenes to minimize the screen time. In full episodes, couples always ask the same questions as you are and then Gail goes over, or has them go over, how she got there with interest based on their loan types.

@Noellep Жыл бұрын

probably compound interest

@christinaruff6311 Жыл бұрын

they will get tax refunds from the government if the money is put in a pension scheme and they would have to also put the refunds into pension scheme to build it up quick

@Mikeinreallife92 Жыл бұрын

The eighth wonder of the world, compound interest.

@yashwantmineKexpert 6 ай бұрын

As per Mayans , 2012 was supposed to fix our debts. I blame them. :)

@dorotaszupina6862 Жыл бұрын

One of the future challenges should be lerning window shopping. And just an observation: Gail rarilly has immigrants on her show. Interesting

@lamiakhaled582 Жыл бұрын

I think immigrants are not as relaxed about spending as the locals. They usualy struggled in their home countries and trying to build a life. Among my relatives here is the USA we first generation immigrant rarely buy stuff that we don't have the money for it. However the thurd generation immigrant and above you will find that they ambraced the culture of credit card and spending money they didn't earn yet.