40-Year-Old Couple Struggling To Meet GOALS in DELHI| Fix Your Finance Ep. 59

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7 ай бұрын

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Hello guys, welcome to another episode of Fix your Finance. In today’s episode, we meet Dr. Priyanka and Dr. Abhishek, both of them hold PhDs and are professors in universities. Dr. Abhishek works in a government university while Dr. Priyanka is employed with a private university. In this video we discuss their income, expenses, loans and no-cost EMIs. We also talk about different ways to save for their kids’ higher education and also talk about how to build an emergency fund.
and much more!
Enjoy :)
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Disclaimer: Neither the guest nor I am a SEBI registered investment advisor. Information shared is only for educational purposes and not investment advice.
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Пікірлер: 644

@shivanshmishra25 7 ай бұрын

Please bring more people like this which actually represents our country. They are struggling even after making 2 lakh a month. They are so damn underpaid as per their experience.

@samikmukherjee6791 7 ай бұрын

Exactly. Young software engineers making helluva money, but professors who are the backbone of education are the worst paid

@putin3491 7 ай бұрын

@@samikmukherjee6791bro 50% of the professors are useless or we can say 50% of the subject are useless and productivity in society of these subjects are zero. Just a way of looting money from students in the name of so called education. Skill based proffesor are getting good amount . Students from these courses are not able to earn even 40 thousand per month. No skill nothing. Just bogus unusable education. Where engineering mbbs diploma and other skill teachers are getting gud amount and even their students are getting benifits from those professors. We dont need students like kanhaiya kumar from jnu (useless fellows) . We need a gud 80 to 90 thousand earning skill ful person( lile interior designers)

@sanketnegi1 7 ай бұрын

@@samikmukherjee6791 It actually depends on returns.. Also how many software engineers you see after 40 years of age?? Most of them are dumped They get paid only as much as they can offer.. I know it's not fair but it is what it is.. Our education system itself is messed up and in most of the cases almost useless where people just study ro pass and can actually clear exams even without actually knowing what happens in their field

@tushargoel3870 7 ай бұрын

Brother vo itna deserve karte hai as their half day is also free

@putin3491 7 ай бұрын

@@tushargoel3870 half ni bro 2 /3

@amrgg3272 7 ай бұрын

24 lakhs is middle class income for a family with 2 kids in a metro. This video proves it. I did not see any untoward expenses by this family. All expenses were necessary including trips and gift which are necessary to keep one motivated. Good thing is they are competent and have stable jobs and by the time they retire, I hope things work out just as they planned.

@abhyudaya12 7 ай бұрын

2 kids+2 old parents. Income per person per month is only 33k

@ashutosht10 7 ай бұрын

Less than 1 percent people earn around 24 lakhs in India. If that were to be the case, nobody would have survived till now. People have even larger families and lesser incomes. Still they sustain and lead a decent life.

@abhyudaya12 7 ай бұрын

@@ashutosht10 To be in top 1% in India you need to earn around 3.5 lakhs per person per month where as they are only earning 33k per person per month. I don't know why people forget to divide the income by the number of family members.

@vicerock353 7 ай бұрын

@@abhyudaya12 so lets say top 10% instead

@Ritesh-gr9sd 7 ай бұрын

@@abhyudaya12He mentioned some hospital bills for parents .He didnt mention parents stay with him. Why did you divide by 6?

@cbazxy2697 7 ай бұрын

Guys don't be cruel and make fun, it only discourages them and any future guests on the show

@jaydeep-p 7 ай бұрын

Nobody's making fun, none of the 5 comments 😂

@cbazxy2697 7 ай бұрын

@@jaydeep-p I know, there were no other comments before mine. I made the comment because people were salty in live chat and in previous videos

@randommemeposting 7 ай бұрын

this is not Instagram's comment section. no one is out here making fun of them

@shauryarana5360 7 ай бұрын

@@randommemepostingiss video pe dank banne ki koshish karne Wale bache nhi atte na. Anyone watching this channel is of a different mindset.

@SHAM11_22 7 ай бұрын

? Is this precaution bc i don't see those shit here?

@harshagovindaraju5212 7 ай бұрын

Genuine Indian couples, doing their best for the kids and taking care of their parents.. respect to both of them..

@rajeshmeda3935 7 ай бұрын

This is brutally honest video. No show off, they are disciplined.

@akshaytonge6416 7 ай бұрын

Even after paying hefty school fees to these private schools students still have to join expensive coaching. Such a shame on these schools 😔

@G-ew6sk 7 ай бұрын

So true, I've once seen class work of a child from a school where fees is around 1.2 lac + transportation charges of 30K , they have... None of the mistakes are corrected, they just put red tick mark. That child is sent for tuition again for 3K monthly. It's only 4th class child

@sarkandawale 6 ай бұрын

Bhai menete to 20k me diploma b kr diya tha

@vigneshiyer1882 7 ай бұрын

This is India.. inspiring couple.. middle class fighting every month, every year ! Reminds me of how my parents overcame their life struggles with single income ❤️

@RealRandomVideos 6 ай бұрын

Most parents from 80’s and 90’s were single income.. huge respect to those men/fathers/husbands

@divinesoul1313 5 ай бұрын

Isse pta chlta hau..villages jo modern ho re h...wahan 50000 me araam se rha ja skta hai..with savings....

@srishtishetty8578 5 ай бұрын

@@RealRandomVideos Even women, my dad had a monthly income 2k, my mother didn't buy clothes for over 2 years. She gave tuition to kids and saved up for my education and emergencies.

@ms-oi4gc 7 ай бұрын

This was so good!! Bringing parents who have so much responsibility on them ....felt like i was watching my own parents

@bhagatsingh6308 7 ай бұрын

well said ..

@zoom0819 7 ай бұрын

One of the best episodes of the series. Pure representation of an average indian family with complete honesty.

@KPS_04 7 ай бұрын

It was good to see a middle aged couple with so many responsibilities on your show, for a change. Good luck to them on fulfilling their financial goals ❤️

@chaitanyabatra8192 7 ай бұрын

Financial knowledge is scarce despite the abundance of 'finfluencers' out their. It's good that someone is taking up the mantle and helping out real people along with practical financial advice

@anshumanfinance 7 ай бұрын

♥️♥️

@rowanlenin6814 7 ай бұрын

Kudos to them for being so honest about their goals. It just goes to show how difficult it can be at times to manage a family. Wishing them all the success!

@gauravpatil9536 7 ай бұрын

Shadi, functions aur saree, gifts, guest hosting, traveling to family functions. Such expenses are not counted. There should be category for this.

@jtipale 2 ай бұрын

"Rishtedari"

@SANCHIT18OCT 7 ай бұрын

Tax should also be considered as cost on a monthly basis Utility bills should also be considered for cost calculation

@navalmanori43 6 ай бұрын

The way both of them has genuinely expressed their earnings, expenses and savings is praiseworthy, because with what issues they are dealing are similar to all middle class families in metros. A great learning to them from Anshuman ji and for us through this episode.

@shrey3500 7 ай бұрын

This is helpful content. Kudos to the team! One thing we would like to see is the follow up on the suggestions made in the episodes. I understand its a stretch but if possible please consider in future. Thanks

@amitkumar-qg8xs 7 ай бұрын

It feels sad to see them earning 40k in their 40s with PhD. Now they got it increased but it’s too bad. They look much older than their age with all the stress in their life. God bless them

@sunmoon144 7 ай бұрын

Ya initially i thought that guy was in his 50's before revealing his age

@rituparnadutta539 7 ай бұрын

Yes true, stress is making them age faster, same with most of us

@indiautube4915 7 ай бұрын

I too thought its written 40 by mistake instead of 50 in the video title

@ankushmukherjee3219 7 ай бұрын

People in premium call centers earn more

@gruntgobshite 7 ай бұрын

He’s the oldest 42 year old I have seen. I’m 45 and know several people my age in academia. Some look like they are in their late 40s, some look they are still in their 30s. This guy looks close to 60. Probably down to genes than tribulations of life.

@blackjack532 6 ай бұрын

Proud moment for channel. Keep briniging these type of parents couple. They are backbone of our tradition and moral values.

@dhirenpatel7670 7 ай бұрын

Thanks to you and the Lovely couple , for sharing their financial journey with us. It gives a perspective for future .

@randomtuber1528 7 ай бұрын

Great to see people honestly sharing their income 👏

@sadzmanu9 7 ай бұрын

They both look like they're in the late 40s, definitely don't look like 42 year olds to me. If their jaipur house isn't earning any rental income, it is a liability rather than an asset. If they liquidate it it should easily cover the kid's education & also give them more money to invest into stocks & MFs.

@m2gautam 7 ай бұрын

I don’t agree with this

@veteran0708-lw2cg 6 ай бұрын

I agree with u

@007vissa 6 ай бұрын

That could be their residence after retirement.

@divinesoul1313 5 ай бұрын

My father is 55 , looks and health wise much younger than this man.

@justhustle5172 4 ай бұрын

We are in a good real estate cycle, so wouldn’t recommend selling but would recommend putting it up for rent

@TripAndVlogs 7 ай бұрын

Always love this. Every family in India should discuss finance. I don't know people are still lacking basic finance. Kudos to anshuman and team🎉

@dm5665 6 ай бұрын

Middle class discusses everything in get together except finance and investment.

@deepeshsao1008 6 ай бұрын

True.

@mrwasimmohammad 7 ай бұрын

Appreciate them, we need more podcast of their age, I can see some similarities of my parents in them, end of the the struggle is same

@drjitendravs 7 ай бұрын

Students watching this episode should take a message from this video. In India DEGREEwala education is much glorified but we can see here that it is not always true. Take a degree to learn and you have passion in doing that else absolutely not required just for the sake of what your parents think or zamana kya kahega.. Earn well and get financial knowledge as early as possible in your life do mistakes and standup again your experience will teach you well than any other school, education, certificate or so call degree. I got really surprised when that prof said I want to give best education to my children, he still lives in that serendipity.

@vikastulsi 7 ай бұрын

I feel issue is not with Degree.. But more that our education system & society & family does not support it with simple practical knowledge... How to make use of that degree... Middle-class people mostly are not WIRED to take risks and learn from mistakes.. they look for stability ( saying from own experience and many people around me)

@abhishekjain5758 7 ай бұрын

the main problem is system , you need a degree with good percentage , but the thing is in practicality it doesn't matter in jobs , mostly all degrees and school marks things is useless , but still it is being asked by companies , few companies look for only the thing need for them , whether someone is drop out or didn't go to school they hired based on the needed skill , Main thing is Inflation increases per year but starting salary hardly increases after few years

@TheChromelover 6 ай бұрын

@@abhishekjain5758 Problem is the “system”. We need to open up the system by bringing in youngsters into the system, by empowering women and via RTI.

@namitajain68 7 ай бұрын

Wife always says 'we'. Husband is 'I, me, mine'.

@lalithrockz 7 ай бұрын

Yeah very rare.

@Sabsebadepapa 7 ай бұрын

😂😂

@raghunathreddybudda-hk1jc 5 ай бұрын

@namitajain68 Stop blaming husbands there are crores of wives who simply hanging on husbands. First criticize that

@namitajain68 5 ай бұрын

@@raghunathreddybudda-hk1jc I am commenting on one video. Take your collective perceived grievance elsewhere.

@raghunathreddybudda-hk1jc 5 ай бұрын

@@namitajain68 since you are commenting based on video i have commented. That irony we are not criticizing women who are not financially contributing. Sever financial responsibility pushed on men. Then blaming men

@vikram_saha7 7 ай бұрын

Thanks Anshuman for bringing this episode. It's the situation of most of the middle class family in India. My family had gone through the same situation.

@Gourab22 7 ай бұрын

One day I'll show this video to my father and ask him how tf he managed house expenses when his salary was 80k(peak). We lived in Tier-1 city ,had same situation like their kids own house so rest money went into investment in stocks.

@ashutosht10 7 ай бұрын

80k per month is decent salary for a family of 3-4 people, provided you have your own house or rent is reasonable. Even saving and investing is possible

@Newage-ed7er 7 ай бұрын

Which year u r talking abt?

@Gourab22 7 ай бұрын

@@Newage-ed7er 2016-2021

@abduljilanids 7 ай бұрын

Good idea to check if your father has any debt which a lot of parents take up without the knowledge of the family. If he has no debts then kudos to him for running a tight ship.

@AnujNeogi-ih2db 7 ай бұрын

Its Father buddy , he is your forever friend , best mentor , most handsome gentle man you will ever see . Those who don't have they know

@Scg805 7 ай бұрын

Uncle doesn't look like he is 42 years old. He seems in his 50s

@sahilveersingh9980 6 ай бұрын

😂

@amanrana271 7 ай бұрын

The video might not get million views but it is very relevant to people. You are on the right track ...

@surajkhatri3455 7 ай бұрын

I am from Jaipur.. If he had bought land for 17 lakhs instead of flat in 2010, then the price of that land now would be at least 85 lakhs.

@bhandarii318 7 ай бұрын

Doesn't matter buddy, Total costs comes afer calculating cost of land+construction The cost of land is always counted

@mayankpandey358 7 ай бұрын

Tu paida hua tha 2010 me?

@msdadsfsx 7 ай бұрын

still nothing in comparison to equity returns

@surajkhatri3455 7 ай бұрын

@Vikas-nt3mk Flat will never give return in jaipur like city as compare to land or house. My friend's father had bought a flat in 2013 for 55 and today the price of that flat is only 90 but if he had bought land or house then it would have been minimum 2.5 crores now...

@surajkhatri3455 7 ай бұрын

@@mayankpandey358 mre ghr m property ka hi kaam h to mrko to pta hoga hi....

@vivekshivdasani9521 7 ай бұрын

I wish to thank this wonderful couple for giving actual numbers to every income and expense figure.

@ashwanisingh4541 7 ай бұрын

Genuine and Useful podcast. People invest blindly, without having emergency fund. This is a major lapse that need to be corrected. Good Job Anshuman.

@Alwaysaman3 7 ай бұрын

Respect to sir and madam for sharing there journey with us.

@anandjaisingh3540 7 ай бұрын

Very honest people, my respect to them👍

@rashmibhandary543 7 ай бұрын

realistic and relatable, one of the best episodes

@ajaymohan1863 7 ай бұрын

I am watching your video for the first time. But I must say I am thoroughly impressed and you earned a subscriber 😍 I love the fact that you are going into the society and helping real people with real problems. Keep up the good work ❤️

@bkcy18 7 ай бұрын

This series just keeps getting better and better.

@gomzify 7 ай бұрын

So genuine and honest video … appreciable guests … keep sharing and help us learn collectively … 😊

@camelkarma 6 ай бұрын

I refuse to believe that man is 42 years old

@ArvindKumar-vj7ll 5 ай бұрын

Documents wali age bta rha...in real 52

@awesometiwariji 5 ай бұрын

😂

@user-ex4hf9mw4t 5 ай бұрын

same 🥲

@samirthapa9833 4 ай бұрын

😂😂😂😂

@pankajpatil8918 3 ай бұрын

Bhai ho bhi sakta hai… tension or medical issue can make people look older in early age as well..

@SD_003 7 ай бұрын

18:35 We will fund higher education ourselves They should go for education loan. Onus should be on the kids to fund their higher education, that will make them more responsible and accountable. P.S: Maybe its the stress of PHDs, they look like early 50s rather than 40s 😢

@monishasekar4716 7 ай бұрын

No good parent would want their kid to start their career with a loan!!! My husband had an education loan followed by a home loan!!! Life sucks with zero savings!!!

@SD_003 7 ай бұрын

@@monishasekar4716 So you mean who go for education loan are bad parents? #SlowClaps

@shubhamsinghhimta 7 ай бұрын

Its understandable and clear to see they dont want to add another loan to their or their kids life and thats fine it makes sense

@SD_003 7 ай бұрын

@@shubhamsinghhimta but looking at their current financial situation, they are in no position to fund that without compromising severely. Education loan IMHO makes kids responsible from start which is no way a bad thing

@akshay-yeole 7 ай бұрын

They can take education loan and meanwhile keep the money growing with them and when kid gets out of college if he is not earning yet they can help him with emi... when he becomes capable he can partly pay the emi along with them and gradually increase his amount.. My understanding is that education loan is not interested until he completes he studies.. let me know if I'm wrong

@rohitshindevlogs2998 7 ай бұрын

Huge respect for honesty ❤

@july99887766 7 ай бұрын

Cant believe they are just 41 and 42..they look much older

@user-xu1ly4fk5y Ай бұрын

55 and 56 looks both

@kissekahaniorshivam 7 ай бұрын

This is an amazing series sir. we learn a lot from the people's mistakes, that are actual and viable and we can improve by learning from their mistake. *small suggestion is that please try to bring all kinds of income group families into the videos.

@YogirajGutte 7 ай бұрын

This video is very informative for young people like me. It talks about the expenses of a typical family. Using this information we can plan these expenses in advance.

@meAK2403 7 ай бұрын

The question is with so many qualifications, they should minimum be on a 2.5L per month salary bracket individually. First thing look for a valuable prospective job that values ur qualification. That's the first thing we need to do as once gone, age will not come back. I agree that medical insurance is the most imp component of any household. 👍👍

@jiteshsharma9562 7 ай бұрын

Thank you Anshuman, You brought some of 40ish age for this show.

@mukulmandal2416 7 ай бұрын

This couple is so educated. Really hats off... But does not have financial knowledge after reaching this state of life.. very disappointed.. This is the reason why India is becoming so poor day by day..

@radhikamanchanda5669 7 ай бұрын

I am so happy to see this video. This is real india being represented. Anshuman, I would love to work with you.

@shubhambharadwaj6016 7 ай бұрын

One aspect you missed was is the Jaipur flat rented? Do they have any rental income? Also their home loan will be ending next year so they can easily use the same amount as an SIP for their younger kid.

@vinayspoorthy 7 ай бұрын

I think their parents are living there

@akashsharma1134 7 ай бұрын

Its a harsh reality that 1.5 to 2 lakhs is not that much for metro cities these days.

@OutOfTime42 7 ай бұрын

Great video man !!

@AnuragKanishkaVlogs 7 ай бұрын

Very genuine family. God bless them. They will surely find a good way to come out of their situation and will achieve their goals. ❤

@Phoenix_alt 7 ай бұрын

those couple were sooo sweeeet wholesome af

@mdsuhel597 6 ай бұрын

They are looking 55+ not 40 years old 😅

@RaushanKumar-dd9df 2 ай бұрын

Tu bhi tension le, tu bhi dikhega 60+

@TheKharia 6 ай бұрын

Loved the way how you listened to them without judging or mocking them.

@BhartiPuri 7 ай бұрын

Really good episode, specially supporting 2 kids it’s hard to save up. Specially Iiving in metro cities.

@mandalorian1992 6 ай бұрын

Very Genuine Video! This couple represents most of the middle class people staying in a metro!

@isomaniac7850 7 ай бұрын

I have watched a minimum 20 episodes of FWA but the thing is Anshuman's suggestions are limited & revolves around Increasing income, upskilling or buy term insurance invest in nifty index funds or invest in stocks or gold. Every solution has same answers which makes the content boring although it's fascinating to know some stories. Apart from promotion of health & term insurance u can certainly do better than now. It needs to be more interesting. Otherwise it'll be history. Content is the 👑 & we deserve to know every little thing about finance.

@avishjha4030 7 ай бұрын

He doesn't do anything in-depth, like Caleb does in the US. Those would be great.

@anshumanfinance 7 ай бұрын

Feedback taken, will add more nuance whenever possible in the future!

@namratamirajkar6640 7 ай бұрын

@@anshumanfinance Good on you Anshuman.. for taking the feedback in your stride! Looking forward to your future content!

@kanikapandey7240 7 ай бұрын

@@avishjha4030 Thanks for letting us know about Caleb . I was searching for more content like Anshumaan's.

@SohailS10 7 ай бұрын

Fix your finances is talking to regular people only toh basic regular cheeze ki dikhege....for others he has posted other content where he talks in industry experts and stuff

@dhrumitkumarpatel8855 7 ай бұрын

Great job ❤❤❤❤

@joeljacob1522 6 ай бұрын

Genuine couple, both have a very cute smile and are cheerful! Wishing you all the best in your financial goals.

@drvarunkumar5119 6 ай бұрын

Hats off sir and ma'am for being so honest and sharing.....there experience

@vlogychance 6 ай бұрын

Love the episode

@akshaykhandelwal1152 7 ай бұрын

Huge respect for this couple

@tanmayshukla4644 7 ай бұрын

Great video Anshuman! Along with the finance related discussion, I think it will be a great addition of a couple of minutes every video to discuss what physical activity is being done by the people in the video and promoting better physical health along with financial well being.

@ankurjain83 7 ай бұрын

True, person in the video is aged 42, but he definitely looks around 50. I am no where being close to fit, but I too am 41, I think he has aged much quicker.

@tanmayshukla4644 7 ай бұрын

@@ankurjain83 Exactly. Physical fitness is much needed to enjoy fruits of our financial labour.

@venkats3349 7 ай бұрын

Anshuman, Thanks. I have improved a lot because of your videos

@vanshikamudgil8255 6 ай бұрын

Great episode ❤

@metazillo8849 7 ай бұрын

Respect to parents ❤

@adityaanand. 7 ай бұрын

The Sir Looks Like he is around 48-50 (My father is around that and I can say he is not 42) TBH their expenses are legit, not outrageous except for the high education fees and some Travel expenses.

@ashutosht10 7 ай бұрын

Exactly. Both of them lied about their age it seems. No where they look like 40-42.

@abhyudaydaharwal1589 7 ай бұрын

their elder son is almost 18 year old so, how their age will be be in 40s

@monishasekar4716 7 ай бұрын

@@abhyudaydaharwal1589My father got married at 24 too!!!

@m2gautam 7 ай бұрын

Their son is 16yo and he’s 42. That’s very much possible.

@sylvianblade75 7 ай бұрын

He looks more like 70. My dad is 66 and looks significantly younger than this dude.

@anuraagtummanapally1395 7 ай бұрын

Really nice @anshuman, we all say education inflation is getting high.. but watching these couple plan finances for their kids education shows us how much education costs in todays world..

@Happysoul_3 7 ай бұрын

I think children should now study in mediorce schools as ultimately they will be going to tutions only. So there is no use going to huge private schools charging exorbitant amount.😅

@MrSatadal 7 ай бұрын

Then how they will tell to their relatives?

@ritika80 7 ай бұрын

@@MrSatadal😂

@G-ew6sk 7 ай бұрын

@@MrSatadal😮 Can it be the reason? I asked someone who is paying 2.4 lac for 2 children including transportation... Again sending to tuition as well... When ask why, they say quality of education

@MrSatadal 6 ай бұрын

@@G-ew6sk if they can afford Doon school , it is fine.. else mediorce schools with good tution are sufficient.

@G-ew6sk 6 ай бұрын

@@MrSatadal unfortunately what they told me is they are doing unwell financially, the person even had long term COVID and it's still effecting him and his father was hospitalized for 39 days in private hospital for covid... They are deep down in debts...he is trying to work overtime (only bread winner of family of 7) whilst getting frequent panick attacks... When asked why don't you downgrade school temporarily for 3 years as the child is only in 6 th & 8th class, he said their education will suffer... They trying to get debts on cards, from people etc... That's why I was wondering if expensive schools are mandatory for good future? Is it going to be norm? Interestingly children are below average inspite of such expensive school & and extra tuition as well

@samirbhalerao5579 6 ай бұрын

It's not how much you earn. It's how much you keep. Please read and implement "from the rat race to financial freedom "by Manoj Arora. It will help a lot with financial literacy. Another action book is "11 principles of financial freedom" by Nandish Desai. It took me eight years to implement.

@subhabhaduri7382 7 ай бұрын

The saddest thing about this video, that nobody is talking about. PHDs should be the top most earners, which by any means they aren't in India, this has to change big time 😢

@varuntammewar6582 7 ай бұрын

doctorate and other high level degrees don't mean a lot until you are a really valuable teacher or researcher doing so many degrees then teaching what you learnt in your undergrad program whats the point in the phd then

@hemshah1567 7 ай бұрын

Even in developed countries , phds aren’t paid much because they do not bring in the money for the business.

@shreya7181 7 ай бұрын

@@varuntammewar6582 people confuse knowledge with degrees

@venkatn8262 7 ай бұрын

Your pay scale is influenced by multiple factors the main being demand and supply gap, the revenue you bring to your employer, profitability of your employer and future potential value for employer business. It also depends on business model like if it is borrowed capital, VC money, stock market money,etc. as businesses believe in returning value to investors before paying employee salaries or increments.

@testuser8953 7 ай бұрын

Having a PhD is no measure of intellect.

@samans4202 7 ай бұрын

Sooooo honest and humble and down to earth couple . Wish you all the best

@srinidhikarthikbs981 7 ай бұрын

One of the most realistic case.

@AnamikaMitra205 7 ай бұрын

Lovely Family 😍

@bachudheeraj955 7 ай бұрын

Realistic video , want more videos like this ,Genuine couple

@vlogychance 6 ай бұрын

Love the generosity of anchor

@shasankv85 7 ай бұрын

Adorable family, good salary and already grown up kids , they are doing petty well according to me.

@tejinder868 6 ай бұрын

42 age? Sorry but i thought he is 55+. He started work at 27 of age but married at 25 ( as per their kids is 16 years? 😮 ...bhai kuch gadbad hai

@hamid_091 6 ай бұрын

Yes Mujha bhee same lag raha hai

@chairpants 4 ай бұрын

What's wrong with it? Did you forget the part where he had bizzilion degrees and PhD?? You have not seen anyone getting married before getting a job?

@krishnaschauhan4013 6 ай бұрын

बहुत शानदार कपल और उससे भी मजेदार और इंटेलिजेंट इंटरव्यूअर । Honest people, how cool and clear they are . Best wishes.

@nagarajanav3964 7 ай бұрын

nice discussion

@preetishkumar3056 7 ай бұрын

from which angle they look like 41 years old ig they are much older and hiding their ages

@chigdil 7 ай бұрын

Ya, I was also thinking the same for the gentleman

@umeshgolla2730 7 ай бұрын

Yes even i have some doubt

@SumuEntertainmentandGaming 7 ай бұрын

age is just number lie or dont lie it doesnt matter ,just ignore

@Newage-ed7er 7 ай бұрын

My friend had no hair in class X. Dumb people used to think that he was in his 30s

@ashutosht10 7 ай бұрын

Exactly they look to be in 50s

@nakul88 7 ай бұрын

Nice share. Reality of many of us.

@sidradzz 6 ай бұрын

Doing great work..

@vanshikamudgil8255 6 ай бұрын

Loving the various age groups you are bringing

@samradalpha 6 ай бұрын

Such a sincere and sober couple. This is real India. This is real hard working India. Keep it up. Kudos to couple for sharing without any shyness. Keep it up. You both inspire us.

@CS-si8kl 7 ай бұрын

Why is the flat in Jaipur not on rent. That would be a suggestion from my side to get some extra money. This is assuming that the flat is currently not being used by parents etc.

@toomuchpoop450 7 ай бұрын

Not hating but they need health advice more than financial advice. They don’t look early 40s. Invest in health/gym/nutrition instead of SIP.

@rameshsharma8087 7 ай бұрын

My suggestion is to sell the Jaipur flat, and put the money in corporate bonds yielding 10%+ for the son's education.

@mithunk5473 6 ай бұрын

Can u suggest one such bond

@yogeshyadav-zm1yt 6 ай бұрын

Really nice presentation ❤❤❤

@gnes04 7 ай бұрын

18:22 that zoom in on his shock I died 😂😂😭

@hrishi_t 6 ай бұрын

Best episode i ever seen💙

@Anupvermaji 7 ай бұрын

Wish u all the very best for your future

@user-kn4ir9cb4x 6 ай бұрын

This video is a eye opening for me. This depicts the scenario of a family living in cities and measures to be taken to lead a safe and secure lifestyle😊❤ I wish several such families come forward and share their experiences so that today's youth understand the importance of financial literacy.

@bhandarishrey2 7 ай бұрын

Why you interview only Job people who has a fixed salary at end of every month?? I think you should interview Businessman, entrepreneur, startup founders, etc who’s monthly income is not fixed. How they manage there expenses and do financial planning.

@PerfectPill0ws 7 ай бұрын

Would love to see Anshuman do an in-depth audit podcast like Caleb Hammer. It would provide valuable insight from the Indian perspective

@financialninja3180 7 ай бұрын

Caleb only brings “lukkhas” on his show. It’s an entertainment show, not a finance related one!

@sws-studywithsrishak9837 6 ай бұрын

thank you usually i dont comment in videos but the video is good

@prashantchiku 7 ай бұрын

I see myself in the same situation after 10 years Plus more risk over job as tech is becoming brutal on number of jobs

@amitbansal7754 7 ай бұрын

In my opinion, they should take an education loan which their child can then pay out by their earnings.

@_BSC_Cs_-BShibin 7 ай бұрын

@jsuryakt 7 ай бұрын

If they can afford to pay for education Why put the extra burden of paying 8-10% interest

@ritika80 7 ай бұрын

@@jsuryaktit's evident that they can't afford. It's typical Indian parents mindset.

@jsuryakt 7 ай бұрын

@@ritika80They have 5+L in FD and maybe other assets which they didn't disclose, parents earning less than that afford education. I'm not saying they should but they can, even I have an education loan.

@MrReachashish 7 ай бұрын

Nope bad idea.