🦀 Question, can you make a video for a travel card strategy for someone without a business? Let’s say middle to lower class. All KZfaqr talk about businesses & first class but it’d be nice to see something different.
@StupidGoodProduction4 ай бұрын
I like drive when possible, and go places within driving distance, especially if you have a family. IHG premier is great; 4th night free when paying with points, Holliday Inn Expresses are very consistent + free breakfast, and you can often buy points for 0.5 cents.
@jcaceres5163 ай бұрын
Yes. Most channels push travel. Some us just want money back
@benchoflemons3983 ай бұрын
Just because you don’t have a “business” doesn’t mean you can’t get business cards.
@Timmones4 ай бұрын
I've been gardening with the Ink cards, as I've been 4/24, but I'm finally back down to 3/24 and looking for a non-business card. You may have helped me pick the AAdvantage card, Seb. Good video, as always.
@KevinYang4 ай бұрын
🦀 Really eyeing the Bilt for dining + rent in a HCOL city, and finishing up an Amex Business Gold bonus! Question for YOU, what's your favorite Vegas buffet? 🙂
@AskSebby4 ай бұрын
Wynn!
@KevinYang4 ай бұрын
@@AskSebby Still gotta try that out! How do you think it compares to Bacchanal?
@kevinManhattan4 ай бұрын
@@KevinYang I think Bacchanal has more selections but I say Wynn buffet is the gold standard.
@phillipcrook34244 ай бұрын
Just had my Marriott Brilliant come in the mail, had to catch the 185k SUB before it went away at the end of the month!
@GOPA904 ай бұрын
Sebby churning those vids!
@EckoMG134 ай бұрын
🦀 I’ve been watching you for years and I just realized I hadn’t subscribed 🤦🏻. Also I have 3 capital one cards. Venture x I got last year. Savor one I got 3-5 years ago and a venture I product changed from a quick silver that I’ve had for 7+ years.
@alrafiq9484 ай бұрын
I applied for chase Saffire preferred and got approved even though I'm way over the 5/24
@chihoolee4 ай бұрын
🦀 go team Vegas! Where do you like to eat crab legs? Totally would buy you a drink if I ever saw you lol
@thecleaningteacher6384 ай бұрын
I’ve just gotten into the game. Finishing up an AmEx BCP welcome bonus, finished an AmEx Green bonus, and about to plunge into the Chase pool soon. I’ve learned a ton from your channel…thank you!! 🦀
@Coleman19224 ай бұрын
Speaking of Capital One venture, is it a once in a lifetime sub?
@greentechgiraffe4 ай бұрын
🦀 you mentioned a cap one rule of two personal cards.. when did that start?? I have savor one and product changed to quicksilver from platinum to keep building cash back so i can apply for Venture X in future for SUB and consolidation. Otherwise, thinking credit union is next step. That might be a good video.. whats your picks in the CU CC space?
@ToboeKey3094 ай бұрын
U can have 5 capital one credit cards 😊
@greentechgiraffe4 ай бұрын
@@ToboeKey309 Thanks very much!
@miguelgallardo45044 ай бұрын
I currently have three cap one personal cards. Quicksilver, venture, and savor one.
@mao-hsinshen93844 ай бұрын
🦀🦀 After being declined twice (due to too many inquiries) I have finally got the Barclay Business Earner card so Wyndham Diamond Member and next will try to match Caesar! 😊
@AskSebby4 ай бұрын
Congrats!
@mao-hsinshen93844 ай бұрын
@@AskSebby It was in late 10-2018 I watched your video and learn the Caesar status-march trick via Wyndham that saved me huge resort fees! Hope we can meet in Vegas one day!
@mao-hsinshen93844 ай бұрын
@@AskSebby Applied in the weekend and got approved on Monday. Got Wyndham Diamond on Tuesday so Status-match Caesar and got Diamond in the weekend! Have received the card Monday so overall took 9 calendar days! Sometimes it’s so EZ!!! 😊😊😊
@jeremycain24914 ай бұрын
🦀 No card offers on my plate right now. But curious about your airline comment. Why do you think American (OneWorld) is the only 1 of big 3 that has lots of value for aspirational travel? Just a gut feel or based on lots of data?
@kristintoo4 ай бұрын
Hi Sebby, enjoy your videos. My question is; doesnt getting all these cards mess with your credit rating? Do you cancel old ones to offset the new? Maybe a good idea for a video? Thanks
@loganmyers65724 ай бұрын
To be honest it’s helped mine and I have 14 (personal) cards now. As long as you pay off the cards you should be fine. In most cases you get the sign up bonus and then down grade to a free card. (If needed or wanted) main idea is PAY OFF THE CARDS
@holmesqualityproducts4 ай бұрын
In my videos I showed that I have 3 capital one cards. Quicksilver, savor one and venture.
@KeithW9014 ай бұрын
🦀 thanks for all the info sebby. Recent venture x/savor one adopter here. Could you do a breakdown for major carriers from the us to travel destinations with capital one points like you showed the advantage card in this video? That helped me a lot
@TheNightwalker754 ай бұрын
Hey Sebby, what are your thoughts on the rare 175k AMEX Plat intro offer?
@AskSebby4 ай бұрын
Good offer!
@benchoflemons3983 ай бұрын
New 300k biz offer !
@devinjackson92654 ай бұрын
Working on United 65k bonus, looking to get venture next, then maybe American Airlines since I have the citi premier
@JRham91633 ай бұрын
Are you sure there is a cap on how many personal credit cards (2) Capital One allows? I keep hearing different amounts.
@ivan_ochoa4 ай бұрын
I’ve had the Bank of America Premium Rewards Card for a couple years and I like that a $100 American Airline online gift card triggers the airline credit. Compared to other airlines that won’t trigger that credit on gift cards.
@thedoctormh4 ай бұрын
🦀 back in 2017 I was told that I needed to be Diamond or higher to get my wife’s crab legs steamed and not cold at Paris. 2024 and it’s been steamed crab legs ever since!
@ChaseYokoyama4 ай бұрын
🦀 love me some crab legs. I'm thinking about finally picking up the Savor One or Venture X sometime soon 👀
@AskSebby4 ай бұрын
👀
@AMo234864 ай бұрын
🦀 the American Airlines card, you can get that bonus again right?
@StevenP-tw5se4 ай бұрын
Hey Sebastian Hilton or marriot?
@AskSebby4 ай бұрын
Depends which brands you like? and hotel status.
@mydadsyoutubechannel61854 ай бұрын
Have you looked at cards like Wise and Youtrip? My feinds in Asia rave about them because the exchange rates make them cheaper than using credit cards and paying the exchange they offer. When overseas to you usally charge in local currency?
@williamo98784 ай бұрын
🦀 Hey awesome video , I’m new to this card rewards game . . I only have a secured card to make credit and a Home Depot credit card. I have a 727 fico . I’m thinking to apply for the chase unlimited . Do you think the citi AA platinum card would work as my second card for a travel set up? Any tips would be be appreciated thanks
@geraldfineman37834 ай бұрын
Have the Ink business unlimited and would like a card that will allow for points transfer. Business preferred or CSP? Which would be a better decision? What are the decision points?
@vickiarnold73004 ай бұрын
Great video ❤
@alejandrojrodriguezrosado4 ай бұрын
🦀 Question. Is the "Barclays Business Earner" the Wyndham one where you get 8x back on gas? I've been eyeing that card for a while since where I live nothing is walkable and it's visa so I just get gas at Costco
@Dopadroid4 ай бұрын
Ugh I'm trying to wait until next year to open any personal cards since I keep getting denied for the Venture X but there are so many good SUBs out there. Currently waiting trying to finish up the Marriott biz card for those 5 free nights
@DJ-pt7wg4 ай бұрын
How do people feel about the Wyndham card?
@amarigrant4 ай бұрын
Need help planning a trip to Maldives …how can ppl reach out to you for advice??
@rosecityremodel20154 ай бұрын
🦀 Sebby, you probably have done a video on this before but I would like a breakdown of the advantages/disadvantages of the Amazon AmEx Business card.
@AskSebby4 ай бұрын
On the business channel: kzfaq.info/get/bejne/aK-Eo81y1ZeVgH0.html
@JDBARRERA554 ай бұрын
When I was in Vegas In January the Wyndham status match didn’t work anymore
@BoywithLoveeee4 ай бұрын
I’ve been thinking to get the citi aadvantage but I don’t really fly with American Airlines , do you think it is still worth getting it? I do know their redemptions to and from Asia is very competitive and I fly to Asia twice a year. Should I get this first or the chase preferred? I have Amex plat and chase freedom at the moment alongside with other credit cards.
@NightxPhantom4 ай бұрын
🦀 Just got both the Wyndham Business and the Marriott Bonvoy Boundless so trying to tackle these two now. Good thing it’s tax season!
@redoakranch17834 ай бұрын
🦀I’m working chase and BOA cards with 18 month no interest. I’m putting my monthly spend into high interest savings and will pay it off later in full! I’ve been playing the credit card game for a long time so I’ve used up most of the easy plays already.
@JohnErickson1074 ай бұрын
With this little context, i have spent 50k so far on my credit card YTD and want another one as i keep spending. I just started this video as i type this but what are the best value credit cards? I have 2 cash back CCs currently. Thanks and love the channel!
@jachen844 ай бұрын
🦀 1.) 👀 for chase ink 2.) Working on Citi AA Plat bonus Is JAL pronounced J-A-L or "Jal"? 😂
@Ben..E4 ай бұрын
🦀Since I'm 4/24, on the Ink train. Next one is CIU, then CIP... or the CSP if it does get the elevated bonus. Currently have a targeted 90K/$4k in 6mo offer for the Amex Gold, but may get the Wyndham Business Earner before a Vegas trip... to get the Caesars Diamond Anniversary dinner... not a real rush for the Amex Gold.
@jonathanh51344 ай бұрын
Sebby help!! Is the Hilton Honors Surpass the best credit card to sign up for if I plan to spend 30k at a Hilton venue? 155k sign up plus 12x points for Hilton charges. Could potentially be 500k points total plus 5th night free and another night free for 15k spend. Worried Hilton points aren’t as great of a value compared to other cards!
@DavidOz3164 ай бұрын
🦀 finishing up the Venmo $200 sub. Not sure which card is next as I'm getting the point where I have good coverage at 3% for most/all categories with my current set of cards as well as an Aspire... maybe start to hunt for the 5%? Or more aspirational travel...
@joly91704 ай бұрын
What kind of wallet is thatsebby on your other video
@headlibrarian19964 ай бұрын
The Venture X Business seems like a good card even without bothering to meet that rather extreme SUB. I’d rather put that spending towards a couple of Inks.
@Joe-hj1gl4 ай бұрын
Talked to ceasars rewards they said it could take up to 45 days for wyndham to match, even though online it says 12. Calling, chatting or anything cant help, in person cant help either. Just have to wait and hope you match.
@nugget18814 ай бұрын
🦀I got the VX in September, it was my fourth Capital One card! Only one of them is co-branded
@TonyBuyer3 ай бұрын
🦀 what is a good card for domestic travel with good bonuses?
@yoitsjason4 ай бұрын
🦀 CSR vs VX... currently in the CaptialOne ecosystem... but based in Illinois with Southwest/United where I could get more value from CSR... not too sure as both are appealing
@krzysztofmazur73724 ай бұрын
Sebby what have you done to KZfaq algorithm that your subscribers can’t break 300k? You putting up a quality content, what’s the deal ?
@smokey2514 ай бұрын
🦀I’m working on the Amex Platinum with a 125k bonus. Is it possible to product change to a Charles Schwab after getting the vanilla card?
@AskSebby4 ай бұрын
No
@verychinnyapga15994 ай бұрын
🦀 i have the Citi Advantage Elite since 2018, can i apply for it again and get the bonus?
@loganmyers65724 ай бұрын
I’m not 100% sure but I think you have to cancel it and then reapply. (AKA) transfer the points out and then cancel and reapply. AGAIN I’m not sure but that’s how it goes to my knowledge. Good luck to you though!
@gibsonstradivarium4 ай бұрын
Do you find any problems with the BoA website?! Interface, recurring payments, minimum payment deducted when the balance is zero...Not too conducive to using the card.
@ac415104 ай бұрын
Oh it's absolutely horrendous. I will never ever bank with them for that reason alone
@kimgrod4 ай бұрын
🦀 working on hotel CCs next. Current SUB is Marriott
@seanfetsko2334 ай бұрын
🦀. Ive been wanting the business earner card. Was hoping for an elevated offer but this wasnt what i wanted 😢. The opportunity cost of 50k wyndham points on 11k spend is too high. Id rather churn another ink or throw that spend elsewhere. Especially when you consider the hurdle of barclays and them likely giving some toy limit lol.
@seanfetsko2334 ай бұрын
Ihg did something very similar 😢.
@timtime884 ай бұрын
BoA Premium Rewards might be more interesting if the base is 2% instead of 1.5%
@melnagai4 ай бұрын
🦀 viva Las Vegas!
@ap22904 ай бұрын
🦀 do you think you’ll ever try buying into the main event to try and make a deep run? Also who’s your favorite poker player?
@mexicogcp4 ай бұрын
🦀 working on my 175k intro bonus with my Amex platinum rn. Hoping to score some first class plane tickets with that
@ToboeKey3094 ай бұрын
Welcome to the 695 annual fee club 😅😅
@gilbertnicholas15824 ай бұрын
Still waiting for the 80k CSP offer 🙄
@charliedurham42484 ай бұрын
No mention of the Wells Fargo Autograph Journey?
@zyzzuschrist34104 ай бұрын
He already made a dedicated video on it. It’s a mid card
@TheNeotobeo4 ай бұрын
Next watch purchase? 🦀🦀
@carlosvasques57764 ай бұрын
City back is rejecting my application
@piere2124 ай бұрын
So does the $750 cash from Chase translate to Ultimate Rewards somehow?
@AskSebby4 ай бұрын
Yes, it's issued as Chase UR points and not cash.
@wunderwriter14 ай бұрын
🦀working on the IHG spend at the moment
@JazzyMarineVet4 ай бұрын
Well done! You the man🏅🏆🎖👀👀🚿🚿🚿
@codenamepa70414 ай бұрын
Im working on amex platinum sob, 150k
@kazi14 ай бұрын
Hi
@AskSebby4 ай бұрын
👋
@stevenliao61704 ай бұрын
Surprised the ink unlimited $1200 offer isn’t on here
@AskSebby4 ай бұрын
Data points suggest it could be a honey pot link. Use at your own risk.
@headlibrarian19964 ай бұрын
A larger SUB than the Ink Preferred seems suspicious.
@christiansailor28804 ай бұрын
Crab
@zyzzuschrist34104 ай бұрын
🦀 W Sebby
@benchoflemons3984 ай бұрын
You should’ve mentioned the Barclays aviator red 70K AA offer
@youngalwyn11244 ай бұрын
🦀 Umm . . . clawback? 😅
@jasonchew48404 ай бұрын
🦀for algo
@varjunind14 ай бұрын
🦀 or 🐐??
@iMartz34 ай бұрын
🦀
@stacy_marie4 ай бұрын
🦀 ❤
@kevinchung98104 ай бұрын
🦀🦀🦀
@Jay-vt2so4 ай бұрын
🦀 🦀 🦀
@Alvin_19144 ай бұрын
Squuuuuuuuuuad
@iBrunoCosta4 ай бұрын
Second
@AskSebby4 ай бұрын
🥈
@dew27214 ай бұрын
1st
@AskSebby4 ай бұрын
🥉
@34skyline4 ай бұрын
Amex Platinum - 175k SUB US Bank altitude Reserve - 50k Bonus Citi Premier Bilt Chase ink unlimited Chase ink cash Amex blue business cash 🦀