💳 Sebby's Card Picks: www.asksebby.com/credit-cards

🦀 Question, can you make a video for a travel card strategy for someone without a business? Let’s say middle to lower class. All KZfaqr talk about businesses & first class but it’d be nice to see something different.

I've been gardening with the Ink cards, as I've been 4/24, but I'm finally back down to 3/24 and looking for a non-business card. You may have helped me pick the AAdvantage card, Seb. Good video, as always.

🦀 Really eyeing the Bilt for dining + rent in a HCOL city, and finishing up an Amex Business Gold bonus! Question for YOU, what's your favorite Vegas buffet? 🙂

Just had my Marriott Brilliant come in the mail, had to catch the 185k SUB before it went away at the end of the month!

Sebby churning those vids!

🦀 I’ve been watching you for years and I just realized I hadn’t subscribed 🤦🏻. Also I have 3 capital one cards. Venture x I got last year. Savor one I got 3-5 years ago and a venture I product changed from a quick silver that I’ve had for 7+ years.

I applied for chase Saffire preferred and got approved even though I'm way over the 5/24

🦀 go team Vegas! Where do you like to eat crab legs? Totally would buy you a drink if I ever saw you lol

I’ve just gotten into the game. Finishing up an AmEx BCP welcome bonus, finished an AmEx Green bonus, and about to plunge into the Chase pool soon. I’ve learned a ton from your channel…thank you!! 🦀

Speaking of Capital One venture, is it a once in a lifetime sub?

🦀 you mentioned a cap one rule of two personal cards.. when did that start?? I have savor one and product changed to quicksilver from platinum to keep building cash back so i can apply for Venture X in future for SUB and consolidation. Otherwise, thinking credit union is next step. That might be a good video.. whats your picks in the CU CC space?

I currently have three cap one personal cards. Quicksilver, venture, and savor one.

🦀🦀 After being declined twice (due to too many inquiries) I have finally got the Barclay Business Earner card so Wyndham Diamond Member and next will try to match Caesar! 😊

🦀 No card offers on my plate right now. But curious about your airline comment. Why do you think American (OneWorld) is the only 1 of big 3 that has lots of value for aspirational travel? Just a gut feel or based on lots of data?

Hi Sebby, enjoy your videos. My question is; doesnt getting all these cards mess with your credit rating? Do you cancel old ones to offset the new? Maybe a good idea for a video? Thanks

In my videos I showed that I have 3 capital one cards. Quicksilver, savor one and venture.

🦀 thanks for all the info sebby. Recent venture x/savor one adopter here. Could you do a breakdown for major carriers from the us to travel destinations with capital one points like you showed the advantage card in this video? That helped me a lot

Hey Sebby, what are your thoughts on the rare 175k AMEX Plat intro offer?

Working on United 65k bonus, looking to get venture next, then maybe American Airlines since I have the citi premier

Are you sure there is a cap on how many personal credit cards (2) Capital One allows? I keep hearing different amounts.

I’ve had the Bank of America Premium Rewards Card for a couple years and I like that a $100 American Airline online gift card triggers the airline credit. Compared to other airlines that won’t trigger that credit on gift cards.

🦀 back in 2017 I was told that I needed to be Diamond or higher to get my wife’s crab legs steamed and not cold at Paris. 2024 and it’s been steamed crab legs ever since!

🦀 love me some crab legs. I'm thinking about finally picking up the Savor One or Venture X sometime soon 👀

🦀 the American Airlines card, you can get that bonus again right?

Hey Sebastian Hilton or marriot?

Have you looked at cards like Wise and Youtrip? My feinds in Asia rave about them because the exchange rates make them cheaper than using credit cards and paying the exchange they offer. When overseas to you usally charge in local currency?

🦀 Hey awesome video , I’m new to this card rewards game . . I only have a secured card to make credit and a Home Depot credit card. I have a 727 fico . I’m thinking to apply for the chase unlimited . Do you think the citi AA platinum card would work as my second card for a travel set up? Any tips would be be appreciated thanks

Have the Ink business unlimited and would like a card that will allow for points transfer. Business preferred or CSP? Which would be a better decision? What are the decision points?

Great video ❤

🦀 Question. Is the "Barclays Business Earner" the Wyndham one where you get 8x back on gas? I've been eyeing that card for a while since where I live nothing is walkable and it's visa so I just get gas at Costco

Ugh I'm trying to wait until next year to open any personal cards since I keep getting denied for the Venture X but there are so many good SUBs out there. Currently waiting trying to finish up the Marriott biz card for those 5 free nights

How do people feel about the Wyndham card?

Need help planning a trip to Maldives …how can ppl reach out to you for advice??

🦀 Sebby, you probably have done a video on this before but I would like a breakdown of the advantages/disadvantages of the Amazon AmEx Business card.

When I was in Vegas In January the Wyndham status match didn’t work anymore

I’ve been thinking to get the citi aadvantage but I don’t really fly with American Airlines , do you think it is still worth getting it? I do know their redemptions to and from Asia is very competitive and I fly to Asia twice a year. Should I get this first or the chase preferred? I have Amex plat and chase freedom at the moment alongside with other credit cards.

🦀 Just got both the Wyndham Business and the Marriott Bonvoy Boundless so trying to tackle these two now. Good thing it’s tax season!

🦀I’m working chase and BOA cards with 18 month no interest. I’m putting my monthly spend into high interest savings and will pay it off later in full! I’ve been playing the credit card game for a long time so I’ve used up most of the easy plays already.

With this little context, i have spent 50k so far on my credit card YTD and want another one as i keep spending. I just started this video as i type this but what are the best value credit cards? I have 2 cash back CCs currently. Thanks and love the channel!

🦀 1.) 👀 for chase ink 2.) Working on Citi AA Plat bonus Is JAL pronounced J-A-L or "Jal"? 😂

🦀Since I'm 4/24, on the Ink train. Next one is CIU, then CIP... or the CSP if it does get the elevated bonus. Currently have a targeted 90K/$4k in 6mo offer for the Amex Gold, but may get the Wyndham Business Earner before a Vegas trip... to get the Caesars Diamond Anniversary dinner... not a real rush for the Amex Gold.

Sebby help!! Is the Hilton Honors Surpass the best credit card to sign up for if I plan to spend 30k at a Hilton venue? 155k sign up plus 12x points for Hilton charges. Could potentially be 500k points total plus 5th night free and another night free for 15k spend. Worried Hilton points aren’t as great of a value compared to other cards!

🦀 finishing up the Venmo $200 sub. Not sure which card is next as I'm getting the point where I have good coverage at 3% for most/all categories with my current set of cards as well as an Aspire... maybe start to hunt for the 5%? Or more aspirational travel...

What kind of wallet is thatsebby on your other video

The Venture X Business seems like a good card even without bothering to meet that rather extreme SUB. I’d rather put that spending towards a couple of Inks.

Talked to ceasars rewards they said it could take up to 45 days for wyndham to match, even though online it says 12. Calling, chatting or anything cant help, in person cant help either. Just have to wait and hope you match.

🦀I got the VX in September, it was my fourth Capital One card! Only one of them is co-branded

🦀 what is a good card for domestic travel with good bonuses?

🦀 CSR vs VX... currently in the CaptialOne ecosystem... but based in Illinois with Southwest/United where I could get more value from CSR... not too sure as both are appealing

Sebby what have you done to KZfaq algorithm that your subscribers can’t break 300k? You putting up a quality content, what’s the deal ?

🦀I’m working on the Amex Platinum with a 125k bonus. Is it possible to product change to a Charles Schwab after getting the vanilla card?

🦀 i have the Citi Advantage Elite since 2018, can i apply for it again and get the bonus?

Do you find any problems with the BoA website?! Interface, recurring payments, minimum payment deducted when the balance is zero...Not too conducive to using the card.

🦀 working on hotel CCs next. Current SUB is Marriott

🦀. Ive been wanting the business earner card. Was hoping for an elevated offer but this wasnt what i wanted 😢. The opportunity cost of 50k wyndham points on 11k spend is too high. Id rather churn another ink or throw that spend elsewhere. Especially when you consider the hurdle of barclays and them likely giving some toy limit lol.

BoA Premium Rewards might be more interesting if the base is 2% instead of 1.5%

🦀 viva Las Vegas!

🦀 do you think you’ll ever try buying into the main event to try and make a deep run? Also who’s your favorite poker player?

🦀 working on my 175k intro bonus with my Amex platinum rn. Hoping to score some first class plane tickets with that

Still waiting for the 80k CSP offer 🙄

No mention of the Wells Fargo Autograph Journey?

Next watch purchase? 🦀🦀

City back is rejecting my application

So does the $750 cash from Chase translate to Ultimate Rewards somehow?

🦀working on the IHG spend at the moment

Well done! You the man🏅🏆🎖👀👀🚿🚿🚿

Im working on amex platinum sob, 150k

Hi

Surprised the ink unlimited $1200 offer isn’t on here

Crab

🦀 W Sebby

You should’ve mentioned the Barclays aviator red 70K AA offer

🦀 Umm . . . clawback? 😅

🦀for algo

🦀 or 🐐??

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Squuuuuuuuuuad

Second

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Amex Platinum - 175k SUB US Bank altitude Reserve - 50k Bonus Citi Premier Bilt Chase ink unlimited Chase ink cash Amex blue business cash 🦀

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