5 Financial Mistakes I Made in My 20's

Рет қаралды 64,850

5 ай бұрын

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0:23 Mistake #1
1:15 Thank you to Google Pixel for sponsoring
3:16 Mistake #2
4:50 Mistake #3
7:00 Mistake #4
8:18 Mistake #5
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Пікірлер: 222

@marieneu264 5 ай бұрын

5:54 I’m an accountant, and here’s another thing you should do each year, contact your insurance agent and ask for a better car or home insurance. Even though it’s assumed their job is to get you the best rate, they make more, the more you pay. I call once a year and get a better rate and plan.

@GambanJasonC 5 ай бұрын

The biggest mistake I made financially is not having a separate account for liabilities and personal spending. Makes it a whole lot easier to avoid overspending.

@rheldaestenson 5 ай бұрын

I am 54 yrs old and have too many financial mistakes to list here but there was a bankruptcy involved. 😂 However, right now I have a 3% interest mortgage, a large savings account, college fund for my son and over a 800 credit score. ❤

@RobinTaylorMusic 5 ай бұрын

My biggest mistake in my 20s was always having revolving debt, paying it off then racking it back up again. Also I didn't begin investing until I was 29. I also did lots of gig work which was stressful and kept me working paycheck to paycheck due to the instability. Happy to say I have a great day job in finance at an investment company now.

@Jeroen74 5 ай бұрын

When I shop for a used car I already know exactly what I want, and the salesguy's only jobs are to fetch the key for me for the testdrive, and to take my money if I decide I want it 😅 I just cannot image walking into a dealership and taking recommendations from a sales guy what car suits me.

@ilyaw.3081 5 ай бұрын

Also get a high yield savings account. They are around 5% now.

@blakeshockley9125 5 ай бұрын

The ONLY financial mistake I regret is buying a new truck when I got a promotion only to realize 4 months later I couldn’t afford it, so I traded it in for a more affordable suv and rolled in a lot of negative equity. Although my payment is much cheaper now, it hurts to know that I made this mistake.

@venom5809 5 ай бұрын

My neighbor's financial advisor has cost him over $300,000 so far in the last year and a half he has been with him. He was about to buy his kid a condo for $250,000, then he hired this guy and he told him not to buy it, and now instead of having a condo worth $250,000 plus, he's now in the hole for over $300,000. LOL

@emilym123 5 ай бұрын

As a CPA, I love that you are interested in tax strategies and I feel like you do a good job communicating it. Keep up the good work!

@LeeWalton6 5 ай бұрын

I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone's that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.

@Dukaamoses 5 ай бұрын

yeah investment is the key to sustaining your financial longevity but venturing into any legitimate Investment without a proper guidance of an expert can lead to a great loss too

@FatimahSadiq-nh5ue 5 ай бұрын

Hello, I’m 37 and I am not worth much yet , please help me out. Bought my first house last month and I can't seem to make any other smart investment.

@aleleeramos 2 ай бұрын

Thank you! I was just trying to tell my parents this. I’m so scared they don’t have enough for retirement, my dad just thinks his job will take care of them. But diversifying is so important.

@Lucysil1970 5 ай бұрын

I wish schools would teach finance and life things in high school. I work with many teens and they are clueless about most things!

@barrybmw6101 5 ай бұрын

I agree. However, the history of schools is that they were designed to produce workers for companies, not to produce people that will eventually be self-sufficient. I really wish they would be changed now to teach people how to invest for retirement and how to have good relationships.

@vlogginggamingandcoding 5 ай бұрын

Schools are more about making "good slaves" for the government and corporate greed. They will not teach you smart financials and what inflation is really about.

@rachaeloregon38 5 ай бұрын

Yes! I do too. I homeschool mine and we are starting a textbook called consumer math. It covers how to compare credit cards, assessing interest rates, how to figure out basic life math. Making sure my kids know. ❤

@mallorygraf8574 5 ай бұрын

If teachers were teaching finance in high school they probably wouldn't be in teaching profession as they would realize they would make way more money elsewhere.

@Suzuniyukai 5 ай бұрын

I did take finance in high school but it still didnt really explain most things 😭

@sobeydaelizabethcortes8381 5 ай бұрын

You are so honest and raw! Love everything about you and your twin ❤

@kensan73 5 ай бұрын

Don't worry, Shelby, you aren't the only one. My $ was invested in the s&p500 in a company 401k, they said they were transferring it into another account. I assumed it was going to just continue to be invested in an s&p500 equivalent. Wrongo, 1 year later and ~15% ROI about my money had made 0 in a money market account.

@lauren.tamayo 5 ай бұрын

Shelby I loved this video! Thank you for your openness in sharing your financial mistakes

@nipunmishra8850 5 ай бұрын

Hey Shelby, your LA videos have been my virtual guide and inspiration. Moving there in a few years, and you're on top of my "must meet" list. Excited to make you my first friend in the City of Angels! Grateful for your awesome content. Cheers, Nipun Mishra.

@javiercampos6514 5 ай бұрын

Great tips! The 401k situation happen to me aswell. It was close to a year when i realize that all my money was not growing/loosing money. I dont know why it gets automatically set like that.

@oluchinwagboso7996 2 ай бұрын

Maybe thry think its best you choose investments youd be comfortable/happy with

@rosaliang8041 5 ай бұрын

Love this video! Please make more like this. Also, love the Google Pixel phones!

@ProsperityGrowthPower 5 ай бұрын

It's impressive how you're taking a holistic approach to budgeting for your move. Allocating funds from the syncing fund for home expenses demonstrates a thoughtful consideration of potential financial challenges. Estimating costs like double mortgage payment, utilities, and subscriptions reflects a well-rounded financial strategy.

@sandy949 5 ай бұрын

Agree on the money manager. I just moved away from that service earlier in the year.

@exploringfindeverything 5 ай бұрын

Shelby, a really nice video. Loved how you shared! Thanks

@joshrosebrookskincare 5 ай бұрын

Such great advice. I’ve made all of those mistakes - except I never had a financial advisor. I threw myself into investing and learned - it was tricky at first but like you said, you don’t need an advisor. Thanks for sharing, you look amazing!!

@cristymorales2932 5 ай бұрын

Have someone with a good credit card history add you as an authorized user and then the “age” of that card will help your credit score.

@MrGuillermoVega 5 ай бұрын

I agree 100% with the financial advisor statement

@dewalddelange3502 5 ай бұрын

The mistakes never stop. It is easy to buy anything, including real estate. The problem is selling it.

@Rikkiekenya 5 ай бұрын

I am experiencing this right now.Getting a buyer is no joke.Take months and months

@christinac.5092 5 ай бұрын

Depends on where you’re located. Where are you trying to sell?

@iamannacasey 3 ай бұрын

This video was so helpful - thanks for sharing

@EternalAbundance 5 ай бұрын

I’m turning 21 in a couple of months I really appreciate the tip ❤! Thank you . Another thing I started doing with my credit cards is using it pay everything , because I get cash back , and then just pay off what I used right away or before it’s due .

@TeddyLeppard 5 ай бұрын

Credit card companies are selling your information to advertisers. That's why you get money back. If you're OK with that and can pay off your bills in full every month, that's a good strategy.

@maura1259 4 ай бұрын

@@TeddyLeppardrespectfully, everything is exploiting us. every device you own, every dollar you spend is all getting exploited and sold. might as well take advantage of what we can. if you have a phone in your hand, youtube downloaded and an account to comment on videos, meaning you have an email…your information is out there as well. wish you the best🫂

@TilleryK 5 ай бұрын

Great info! What stock investing app do you use?

@grantguy8933 5 ай бұрын

❤❤ well done. Very good 👍 review. Thanks for sharing.

@nae4830 5 ай бұрын

Wow, you’re so young ands know so much. Good for you!

@evallarmichaeljames8032 5 ай бұрын

I really love your content, as i face my 20's this year your content reminds me to avoid doing the same thing. As one of your fan i'm offering you a 1 video editing service. thkanyouuu

@maxj808 5 ай бұрын

Be careful not to conflate IRR (money weighted return, i.e, flows impact returns) with TWR. You're definitely right to fire your advisor but the advisor's return might have been better than you think.

@josephcrown7783 4 ай бұрын

Very helpful advice!

@Momomomomomomo1 5 ай бұрын

Love this type of content Shelby!

@CherylGoer 5 ай бұрын

I love this type of video!🤍

@FranMariee 5 ай бұрын

Great video! These are common financial mistakes I think and this video will help people to avoid them.

@mariamitchell3879 5 ай бұрын

Shelby could you make a video w what to do with/how to manage your money starting from scratch? What are best practices? First save X in X type of account then, etc

@ronnagy8118 5 ай бұрын

The best thing about using a credit card instead of a debit card is that you get 1.5% on all purchases. I have my CC card with the Chase and have it automatically paid in full every month from my checking account.

@nirui467 5 ай бұрын

Also credit card has a little more protection when it comes to fraudulent transactions. Credit card company has more skin in the game and therefore more incentive to investigate. With debit card the $$ is gone from your account directly so investigation may move slower

@ilyaw.3081 5 ай бұрын

Yes! Debit card is your money while credit card is their money!

@EsmiRod 5 ай бұрын

How do you leave a financial advisor? Is there a penalty?

@samkawer 5 ай бұрын

Capital one savings is 4.3% and no minimum balance required

@dwalker5175 5 ай бұрын

I’ve had a Chase Mastercard for years. When I’m going to buy a car I get Chase to approve a loan from them. Bought a car in 2019. Chase interest rate 2.4%. I showed the letter from Chase to the dealer and they offered 2.3%. Also, I paid off the loan with the first payment. Telling the dealer that you are letting them handle the financing is a vehicle price negotiation in your favor. You need to change your retirement fund custodian. Mine is at Schwab at zero cost.

@beautyandfinance9993 3 ай бұрын

You don’t mention the Roth IRA! 0% tax on your gains. HSAs with 0% tax and pre-tax money is also worth a mention.

@carolschneid 5 ай бұрын

Wow lots of negative comments. If you are reading this Shelby keep your head up your videos are great and i look forward to them!

@ShelbyChurch 5 ай бұрын

I don’t see any negative comments!

@AparnaJain1 5 ай бұрын

Doesn’t seem like you hired a few only fiduciary advisor. They would have invested in the S&P 500. Just like therapists, all advisors may not suit you. I am very well read on finances and had an advisor, I fired them after one year because of the lacking services. After a few years, I hired another one and they are also our CPA. This was a great fit for us and they’ve saved us more than $20k in taxes this year plus our next year’s finances and taxes are in a solid place. I’d say find someone who is reasonably priced and you can work with them on a project basis. Use them as a sounding board so they can point out your blind spots if any.

@daveblack6951 5 ай бұрын

6:44 I believe this is the first time I have seen you clap your hands gesture to emphasize a point 🤣🤣 Point taken 🙏

@janiceg7661 5 ай бұрын

Oh and thee worst mistake I invested with a real estate trust via a FA, beautiful office, he drove a RR...fraud! Yep. He's still in prison. Worse I intro him to my minister and wife and they lost money in the scam too. Most painful mistake ever.

@guysumpthin2974 5 ай бұрын

Very Common

@ramses8847 2 ай бұрын

These are all really good points. I was the same in my 20s, not thinking about finances as much as I should. With my 401k account I recently started contributing more and with Fidelity I can actually talk with someone who will give advice. When your young you can be more risky with it and choose more stocks over bonds. I also have an HYSA for emergency fund. I like to have a year expenses since the job market for my industry is down and it's very difficult to get a job. I use a credit card for spending and pay it off in full each month, along with points.

@codecreateurroku6764 5 ай бұрын

Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits, such as regularly setting aside money for sound investments.

@felipeneto4203 5 ай бұрын

I am excited 😊 my life has totally changed. I have been benefiting $10,250 from my $4,000 investment every 14days

@mihaiduta4236 5 ай бұрын

I invested with Ricky, i make about 30,000USD every month.

@tulapradhan6882 5 ай бұрын

I heard a lot of investing with Mr Ricky wen and how good he is, please how safe are the profit?

@ruadasflores7559 5 ай бұрын

I trade with him, The profit are secured and over a 100% return on investment directly sent to your wallet.

@Itsaraveeef 5 ай бұрын

I've seen a lot of recommendation about Mr Ricky wen, Please can I have his info? I want to invest 2,000usd with him.

@Jeroen74 5 ай бұрын

Does it help you in any way if I click the sponsor link? Or when someone actually buys through the link? Over here, the Google Store is actually more expensive than other stores 🤨

@StephenOshea 5 ай бұрын

get well soon sound lie you have a cold . great video . yes to have a great credit score is a must indeed

@angelachoi6295 4 ай бұрын

The 401K one is so good! I was putting my money into my 401K and then noticed one day it said like some money market fund? And it was in there and separate from my retirement account. So it was just sitting there and actually not part of my retirement money and growing or anything. I felt like such a ditz haha So definitely make sure you're putting it into the right place, even when it seems like it's in the right place!

@VideoGameRoom32 5 ай бұрын

I regret not listening to my boss and bought real estate when it was really afford and cashed out later when it sky rocketed. My boss is now retired and I would be as well if I listened to him, sitting on a beach front home paid off. I still am kicking myself for this.

@maura1259 4 ай бұрын

hindsight is always 20/20 about 90% of the population share the exact same regret as you. I wasn’t old enough but if we learn how to spot these opportunities, we can jump on them the next time they come up. wishing you the best.

@JasmaeBlinks24 5 ай бұрын

I understand girly and omg I love your content so realistic

@beach4me2007 5 ай бұрын

You have a terrible financial advisor. Mine regularly beats the S&P and I pay them less than one percent. I’ve thought about leaving and investing myself but I’m just too busy to stay on top of it. He also helps with long-term financial planning

@haileynelson3058 5 ай бұрын

Love your videos

@ProlificMarketingEnterpr-rw5vd 5 ай бұрын

You can buy a trade line! To boost your age.

@abc123fhdi 5 ай бұрын

short term vs long term capital gains may be cancelled out by market fluctuations, if you sell when it's down you lose more money even if you tax rate is lower.

@TheKakarot_itachi 5 ай бұрын

Came here to ask you about your jaw surgery progress/recovery? Was it 100% success?? And do you have any issues with your nerve/senses around your chin/lips/palette?

@pirhan 5 ай бұрын

Financial Advisors! GOSH! I was like you, set up my RRSP (Canadian retirement) at 19 with a financial advisor. Worst money mistake I've ever made. Advisor never told me about dividend stocks or really explained the fees. I took my money out almost TWENTY YEARS later and made more with just dividends than I did when putting money from my paycheque in. Smart phones/apps weren't a thing back then, but the advisor could have been better, not like he was making tonnes of money off my couple hundred dollars. It's made overly complicated and confusing on purpose.

@you2bevsgoogle 5 ай бұрын

And what was your best financial in your 20´s ? Time with your familie or have a boy friend or visit some places or your jaw surgery or your youtube career ?

@ManjarithePandicorn 5 ай бұрын

So excited for this video! Been hearing about it on your vlog :) I've def done the first one...I'm 22 bc nobody ever told me; all they say is "open a roth IRA" blah blah and they nvr tell you ahhh

@aliciamitrowitz3122 5 ай бұрын

I’ve looked into financial advisors and with the fees, my dad always says don’t do it because you won’t get the return. Investing in the markets still intimidates me. My dad has helped with a lot of my investments to get started but I have trouble adding to them. I try to think of them as long term returns.

@murraypollard 5 ай бұрын

The simple solution is to buy an S&P 500 fund. I believe the average long term return is around 12% which is well above inflation. This way, you are buying into 500 companies, not just a few. Diversify and long term are the keys to making money in the markets. Essentially you are betting on the US economy, which is the strongest in the world. I set up an account for each Grandchild for $10,000 each. The first one at 5, the second at 1 year. If they follow my instructions. ( Don't touch it., it capital.) When they retire at 60, they will each have aprox. $5-$6 million based on historical return. Double $10k every 6 years, and you'll see how fast it grows, especially once they are over 45 years old. It's astounding. At 10 years old the first grandchild now has $20.1k, at 16 she should have $40k, at 21, $80k, at 26 $160k.

@BBBYpsi 5 ай бұрын

My biggest financial mistake was in 1986. I was gonna throw $5k in Microsoft at that time was only .10 a share. Splt 9 times get .68 per share quarterly i would be a billionaire but at last minute bought a two week vacation to Tahiti. Best vacation i have ever had. But with the money i would have gotten could go there all the time

@Sam11747 4 ай бұрын

In 2009, I got a car loan from my credit union at 2.99% APR before looking at vehicles. After getting approved, I found three car lots with the same year, make/model and very close mileage vehicle I wanted. I went to all three dealerships. They all tried to get me to apply for a minimum 5% APR loan until they found out I had a 2.99% APR. After having the dealer give me their best offer, I did a three-way call while I was at the last dealership. I got them in a bidding war, and got 30% off the price cause they needed to take inventory off their books. It was so satisfying to completely flip the script on the dealerships.

@djcardwell 5 ай бұрын

the retirement fund one gave me a good laugh. cool that you can laugh about it.

@Courtney-Alice-Gargani 5 ай бұрын

My financial mistake was I should have sold my stocks when I should have instead of taking other people's advice and they kept saying it's going to go up . Then some of my stocks tanked. 😂 I think people should buy and sell when they feel it's the right time instead taking out people's advice.

@sandyrose2398 5 ай бұрын

The people who make a lot of money in the stockmarket know how to look at the companies numbers --- it's not luck!!!!

@madsolea 5 ай бұрын

I don’t understand why our generation hates on financial advisors because they aren’t all that bad. If you don’t feel comfortable communicating to your advisor that you’re not happy with your returns, you should get a new one.

@33kmm33 5 ай бұрын

My biggest mistake was believing in the sentiment that the stock market was going to crash and selling half my portfolio out of fear. I lost out on MASSIVE gains. Now I will never sell (unless I actually need the cash for another investment).

@TeddyLeppard 5 ай бұрын

Yes, it's a painful lesson but one best learned on your own. The two best pieces of investing advice I ever heard were "buy when others are panicking" and "buy and hold forever". You buy for the long term and you'll see the greatest gains. You buy and sell like a day trader and 9/10 people will lose their shirts. I personally know 2 people who went bankrupt day trading. It's just a huge risk unless you're day trading and making commissions off of clients with more money than common sense.

@sterlingmarshel6299 5 ай бұрын

@@TeddyLeppard retail clients almost always lose that manage themselves because of emotion. Real professional traders make money - if they are on YT trying to sell you a "system" then you are the sucker for buying it

@well-blazeredman6187 5 ай бұрын

I've always found it easier to spot a stock-market bottom than a top.

@spitword 5 ай бұрын

@sterlingmarshel6299 hello can you give me an idea about how to invest I'm almost 37 and I'm desperate because I don't have money for my retirement.

@janiceg7661 5 ай бұрын

I have 2 on your list...I have a FA and I didn't allocate my un managed 401k. It's a tough decision bcz I lost money investing myself, got a good advisor, but the fee is 1.5% annual!

@CapeCodBelle 5 ай бұрын

Financial advisors need to get paid for their work like any other profession. Why do people think they shouldn’t charge for their advice?

@katerinaschenke819 5 ай бұрын

I made thst mistake with my rothira. The money wasnt acrually invested!!!

@nicb7628 5 ай бұрын

I don’t want to say this is the rule, but I always get the same, or better rates, at the dealership. My most recent purchase is 0.9% and almost no credit union around here can touch it. I’d say, shop rates, but don’t only go to a bank and assume it’s better.

@sterlingmarshel6299 5 ай бұрын

dealer financed at that rate - you paid for it in the car markup.

@Jeroen74 5 ай бұрын

I remember that years ago you said you weren't comfortable with these kinds of talking-only videos, but look at you now ☺

@Imjoseguzman 5 ай бұрын

My biggest mistake was getting a DUI

@CautiousCrow 5 ай бұрын

That financial advisor return is painful! I would've assumed since they're experts they'd know the statistic and just help people invest in index funds while tacking their advisory fee on top. Guess people choose them to gamble on beating the market?

@jaypandya913 5 ай бұрын

as someone who is 20, i see this as an absolute win

@kristenp1061 5 ай бұрын

Waiting for Graham's reaction video.

@learndutchwithenglish 5 ай бұрын

Wonderful

@abc123fhdi 5 ай бұрын

I never went with a financial advisor and made 300% return, it's easy to beat the S and P and making less than 2% is worse than putting it in a CD.

@VideoGameRoom32 5 ай бұрын

Don't you have a mic stand for the microphone you use for voice over?

@mister_ray 5 ай бұрын

Sure but these are all tiny compared to the cost of having the state sanction a relationship.

@skinnyintern 5 ай бұрын

I think red is your color!!

@smvballer6 4 ай бұрын

Having jaw surgery in 3 months and thought about you. Hope the best for me ❤

@Mark-sy2bx 5 ай бұрын

I made my share of financial mistakes but one is wasting investing in baseball cards and action figures. Made some money short term but would have been better off putting it into a fund and let it grow.

@JuliaStuxberg 5 ай бұрын

WHY does having a credit card get you better credit score? like what? if i want to have a debit card instead of a credit card why should that impact my score? weird system.

@djcardwell 5 ай бұрын

crazy how much Kira Dixon looks like you.

@user-BrendaUSAMA 5 ай бұрын

Agree you don’t need financial advisor. You do need a business accountant though. Like the idea of investing in S&P type fund for 401k and IRA. Make sure your business, as your employer, maxes out your 401k, (dependent on your business setup, that’s why you need an accountant), currently employee max contribution $22.5k, employee plus employer combined max $66k annually, for 2023. Also, max out your annual IRA, currently $6.5k, invest similar S&P type fund. I have my IRA setup through Vanguard, S&P fund, low fees.

@sterlingmarshel6299 5 ай бұрын

the wealthiest have advisors period - just at a different level.

@DanFrederiksen 5 ай бұрын

The US credit score is a pretty poor mindset because it only values loans. If you have a million cash with zero debt, that's not considered good in the credit score. A debit card is a much better mindset than a credit card. Here in Europe if we have a visa card it's a debit card. your credit card system basically doesn't exist here. I once had an amex as part of a an account and that was actually the monthly payment type but I never used it.

@21cgIN 5 ай бұрын

not true for all of Europe - in the UK we use credit cards quite a lot and our credit score is built the same way as Shelby described.

@abc123fhdi 5 ай бұрын

google pixel features are awesome, if only it didn't have green bubbles.

@drummeragy 4 ай бұрын

Fo the silly gooses that pay more than 7% interest at a dealer. You could always refinance with another institution, ie, bank or credit union. You dont have to stay with that high interest rate. Hope this helps someone

@meg7221 5 ай бұрын

This is so random but your skin is flawless and I need to know your secrets lol

@abc123fhdi 5 ай бұрын

that dealership sucks, you should at least know what the interest rate is, or refinance the car loan or pay off.

@Paul.Vice.official 5 ай бұрын

Biggest financial mistake was (among others) staying in a bad marriage longer than 20 years. This made her eligible for alimony. Now I pay a LOT of money.

@dscheaffer 5 ай бұрын

I hear you. Picking the right “lifetime” partner, is bigger than most people think. It not only affects your long term finances, but also your long term happiness, as well.

@Lion_McLionhead 5 ай бұрын

Lions didn't invest aggressively enough in their 20's, 30 years ago, but are still manely in cash today & the reason is cash is paying 5% interest & too many animals are expecting the S&P 500 to go up 64% in 5 years.

@michellecandis 5 ай бұрын

Ok so… yes to not needing a financial advisor VS the index fund (esp the one you chose) HOWEVER, I can’t help but think you clearly needed advice on how to handle the 401k situation..?? Well, better late than never tho 😁

@stanpiers247 5 ай бұрын

Another pearl milling !!!

@angelmiguel133 5 ай бұрын

Dear Shelby! I appreciate you giving your great advice. Honestly, achieving financial stability requires intentional planning, unwavering dedication, and consistent effort, rather than being a matter of luck. I owe a debt of gratitude to Mrs. Maya Payson, for her invaluable guidance, which has enabled me to generate a weekly income ranging from $5000 to $7000. She changed my whole life.

@baxtersamuel5787 5 ай бұрын

This lady called Maya Payson must be very good for people to talk about her this much. she handles my colleague's investment too. I'm surprised to see you talking about her.

@angelmiguel133 5 ай бұрын

Yes Bax she's very good, one of the best. A registered investment Advisor that's well grounded on financial market, I Met her once during a trading conference in Oklahoma U.S

@baxtersamuel5787 5 ай бұрын

i'm well pleased to meet you Angel, I also invest with, Mrs. Maya, ever since my first investment with her i have never for once had any issues when withdrawing my profits. she is straightforward.

@leonardolewis4119 5 ай бұрын

I am not here to converse for her but to share a testimony of what I confirmed, she’s the best broker i know who is sincere, trustworthy and reliable. kudos! Maya

@miajacob2979 5 ай бұрын

I heard about this lady on Larry Jones channel, please how can i get in touch ?

@abc123fhdi 5 ай бұрын

the pixel should use AI so when customer service comes back online the google assistant will answer all the questions for you, whether it's an AVR or an actual person.

@ilyaw.3081 5 ай бұрын

Also, add your kids to your credit card as account users. At 18, they will already have a credit score with a credit history.

@ericbentsen1785 5 ай бұрын

I'm like invest in T-bills and get 4%-6% interest but then the GOP comes along and says "default on the federal debt!" and "shut down the gov't!" and I'd be looking for a fireproof mattress to put my money in if I had any left.

@davesites 5 ай бұрын

They say individual investing once you get to a $100000. And you're principal on your portfolio. You can let up on the paddle. I say b******* once you get to a $100000. You put the pedal to the metal and don't look back.. 😂

@bobanderson7524 3 ай бұрын

I love watching your videos! They are so informative and interesting. Every month I deposited money into BRK-B and I averaged 20% growth every year. I decided to take everything out and invest it into BTC because all the KZfaq BTC channels said it will skyrocket. Well, it went down and down and down. Then all the KZfaq BTC channels were saying it's going down even more. So I took everything out and put it back into BRK-B. I lost so much money!