5 things I WISH I knew before getting THE CHASE SAPPHIRE RESERVE

Рет қаралды 8,357

Жыл бұрын

I'm Canceling My Credit Card... (5 REASONS THE CHASE SAPPHIRE RESERVE IS NOT WORTH IT)
i'd love for you to stick around + subscribe :) bit.ly/subscribeadrienneinvests
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Hey guys! Welcome back to my channel. Yes, you read correctly, I'm getting rid of my Chase Sapphire Reserve after a good 3 years with the card as my right hand woman. The relationship started out so strong in January 2020. It seemed like we were a perfect fit for each other. Both loved to travel. Both loved airport lounge access. Then just a short while in, COVID seemed to tear our relationship apart. We both couldn't do what we loved! And in that time, I got married, my life started quieting down and we just weren't a good match for each other anymore.
Here are the main five reasons why I'm canceling it:
1. too high of an annual fee
2. poor experience with customer service
3. additional $75 for an authorized user
4. just trying to simplify my life
5. benefits are changing all the time and I'm done trying to keep up with it (there's other things I'd rather do)
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Пікірлер: 16

@jim4038 Жыл бұрын

And this is by know means meant to seem disrespectful but if 75$ is to much for a au on a at the time premium travel card I don’t think your the target demo

@druiz012 Жыл бұрын

The great thing about Chase is there are no annual fee downgrade options. But yeah booking through a 3rd party is never as good as booking direct. Sometimes you find out the hard way. (I know I did!)

@anthonychen6237 Жыл бұрын

Venture X is my solution!

@CesarJoel Жыл бұрын

Downgrading to a Chase Freedom $0 annual fee might be a good option to keep the credit limit and age without a cost.

@AdrienneInvests Жыл бұрын

oh good point!

@thejoehillexperience Жыл бұрын

Agreed! Downgrading will keep history intact and if she decides to jump back into the Chase ecosystem with a sapphire preferred, she can transfer the points earned from a freedom flex/unlimited to that sapphire card for travel.

@sterling18 Жыл бұрын

Never ever, use Chase for booking traveling. Book directly and you keep your status with whomever.

@BumSkidley Жыл бұрын

how long did it take to reach united premier 1k status? do you have to start over each year to earn status with united? i cancelled my CRS during the pandemic and just got the chase united card now that i will be doing some traveling again. hoping to work my way up the united ladder but it seems like i'd have to travel a lot and my job only allows me to fly economy.

@gabrielramirez7114 Жыл бұрын

The Amex cash rewards plus from USAA is a must have. Not too often that you see gas and groceries as part of the multipliers. The cash you earn is very flexible too making it stand out from other issuers. only downside is the low spending caps.

@Lifeissorich. Жыл бұрын

You can get the Venture X it's $395 if you ever get back into the travel game.

@bamaedward6717 Жыл бұрын

Part of the $75 additional fee for AUs is they get their own priority pass membership. I agree the CSR isn’t worth it in the current iteration. CSP/CFU are better options for almost everyone.

@ugoeze7360 Жыл бұрын

But who gets to use the points from the Gold Card: does it all go to the primary account holder or do you keep it for any purchase each individual authorized user has made?

@AdrienneInvests Жыл бұрын

i believe it goes to the primary account holder

@yvjyang 11 ай бұрын

This is a great video as your points are very valid. I’ve put a lot of thought and time looking into the CSR. But it’s just how you summed it up, the AF is just too hefty for what the card offers. Although it is an amazing card, the CSR definitely needs to be revamped.

@retiredtidepodeater3339 Жыл бұрын

USAA's service and overall products offered has gone in the dumps over the past decade... There's truly nothing special about them now, unfortunately.