Hello Mr. Ramsey. How are you sir? I have a question. My phone number is 267-344-9944. Please when you have a chance, could you please call me. My situation is one that you've never confronted before.

Why was this video all about your haters??? This is my first video i ever watched of you and heard great stuff about you. But did not expect this sir....

Disappointing. No one should be using a party name as an insult--certainly not when the other party has increased our national debt by over $1 TRILLION DOLLARS since inauguration day. We should //all// be contributing and getting this debt gone. The US is actually broke! I mean you couldn't run a household like this, just like he always explains to us. I love Dave as a person, but I really wish he'd "put his money where his mouth is," in how he views politics.

you shouldn't call ppl stupid it's not the love of the father

@@armaniwoolridge when some one call me stupid i get motivated to work hard.. cause be is not here to baby seat me

I never budgeted in my life and didn't follow his advice. I have done ok for myself. His plan doesn't work for everyone. He is right you should try to avoid debt and avoid student loans to get worthless degrees.

@@wesjimez2941 then its not for you its for those who need this advice negative nancy.

Joseph Whiting time saver? Quit trying to hook up with Brianna C 🤦🏼‍♂️

Joseph Whiting I knew people had things to attend to. No problem

@@wesjimez2941 Maybe you naturally budget without even realizing it because you are inherently disciplined. Or maybe you are like I was for years and just spend way less than you make, so it doesn't matter. Only, after I got married and beset by multiple hardships (losing everything in a natural disaster, multiple medical issues, and a wife having a nervous breakdown because of all this), I woke up one day and wished I had learned to budget when it didn't matter instead of having to figure it out when it did.

Every morning on the drive to work.

Same

I just joined the Dave family I will definitely have these mornings 🥰

Same here

🤣

At a point like this, when the pressure is already on you to retire, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.

*Sharon Lynne Hart* is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

Congrats man

awesome!

It's all fun and games until a future-ex-wife shows up.

Although all that is great please work on your spelling it will make you better

@@jenglish1986 You need to work on your grammar.

Derek C we all do!

18 and more than happy to have found this guy a couple years ago.

20 years old, and feeling blessed

Derek C oh my god, no kidding! I only found him when I turned 32 (1.5 years ago) Smh Better late than never though. Debt free by fall-winter 2019

Same here.

Rick walker nice!! 🙌

Currently I owe 28000 and pay 900 every month. I can’t wait to get to your stage. 4 months ago , I was owing 41,000 I been working everyday, 2 jobs, I’m getting tired

@@jasonn3016 hang in there -- you are almost there and have made so much progress! Live like no one else so you can LIVE like no one else!

Jason N If you did that in 4 months that’s amazing. I’m here to make you feel better, I have 100k in credit card, car and student loan debt. I pay 2000 a month on them and that’s just minimum payments.

Awesome. Already down $7k in 7 months just by being motivated by his youtube videos.

Consulting useful information could in this context be very helpful and profoundly facilitate the decision-making process.

But the quantity of information people deem necessary for a well grounded choice varies.

They make careful plans and stick with them even though circumstances may change, in an attempt to maintain order and control.

According to Timothy Eric Meek, the challenge is making sure all potential issues have been considered and resolved, or properly balanced against a product's benefits, before presenting new products to clients.

He want to ensure that they make a well grounded choice, and do not leave anything to chance. Timothy Eric Meek is a very smart person indeed.

Amen

And it relies MUCH less on luck and skill.

Tf you mean it's not efficient. It's for sure not the fastest, but y not efficient?

Mostly agree... I can argue that it is efficient. What are you meaning by it not being efficient,

@@Phyoomz and relying on skill is what you're planning on doing right? Seems like you're the one trying to ride the luck wave.

I'm a little jealous of that $35k! Good for you.

+ Good for you and keep thinking that way and doing what you're doing and you'll be a very successful man to which you are starting out well👍🏼😁🎉 Good wealth to you young man and don't forget like Dave Ramsey says thank God for all your accomplishments 🙏🏼🙌🏼💞 Happy Holidays 🦃 🎄

Where did you work?

Well done!

Saving is great course, but if you want to really be wealthy you need to invest ✌

That's nonsense.

And stupid is stupid.

Makes sense to me..

"Being poor is a mindset hard to break. Remember son, we're not poor. We're broke." -Dave Chappelles Dad

I 💜 this that makes perfect sense to me

Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.

I totally concur. I'm 60 years old, just retired, and have about $1.2M in outside retirement savings. I don't have any debt, and the amount of retirement savings I have relative to the overall value of my portfolio over the last three years is minuscule. To be completely honest, using a portfolio advisor when investing is brilliant!

The name of my investment advisor is "Sharon Louise Count." She is a true genius when it comes to diversified portfolios, which make portfolios less susceptible to market downturns, and has a strong reputation in her area. You may already be familiar with her name; a Newsweek article gave me the information I needed. She is someone you could Google.

Where would I find close-end funds that pay monthly?

the idea is to Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions.

Well said, with the help of the an investment advi-sor, I diversified my 62K portfolio across many markets and in a matter of months, I was able to produce over 356K in net profit from high dividend yield equities, bonds, and exchange-traded funds (ETFs).

wow massive gains! my partner recently hinted on going same direction.. what did you invest in, and who is your investment advisr please, if you dont mind me asking? in dire need of asset allocation

Melissa Maureen Ward, advanced lady in her 40s and professional, reserach if you care for supervision.

Impressive, I took a look at your advisr. I set up an appointment. I’m looking forward to her reply, I hope she sees my message.

But they do know how to destroy it.

@@bighands69 Mostly The Dems do

@@bighands69 No politician has ever affected my day to day life. The faster you stop watching the news, politics, and all the other bs online, it will improve your life and mindset overall.

True

They both work for the same actor and it sure isn't an American.

And that 6 months worth of savings just in case your new job is even worse XD (Has happened to me, quitted at day 3 with confidence I wouldn't starve, and I didn't).

@@FelipeBudinich that’s got to be an awesome feeling

Nope. Just quit your job. "So don't work there stupid." Everything will simply just work out. Easy. [sarcasm] Anyone can just make a video saying "just quit your job." That's nonsense.

@@trueLuminus if you arent going to do something about your job then stop complaining about your job

I quit my job mentally after watching this video then went to work in the morning 😂🤣

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

After I raised up to 125k trading with her I bought a new House and a car here in the states also paid for my son's surgery Glory to God shalom.

The very first time we tried, we invested $1000 and after a week, we received $7500. That really helped us a lot to pay up our bills.

I'm new at this, please how can I reach her?

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

What do you do

@@johnb1121 radioactive waste truck driver

Nice

@@LegacyFarmandFiber Awesome buddy! 👍🏾👏🏾

@@LegacyFarmandFiberdoes it have any health complications in the long term

Where do you live? That would be close to $1 million in cash for me.

Joel P won’t be near any city

@@mwahha6965 I live just out side the biggest city in the state. About a 20 minute drive

Wow! Congratulations!!

@@jpined14 what?! That’s too much. Here in Phoenix AZ you can get a house from $200,000-$300,000.

Good job bro. No excuses just results. Keep it up.

Now you can teach your friends and help others! God bless

@@chocobillysranch9205 😂😂😂

@@briannacollie2742 What?

@@chocobillysranch9205 omg I'm so sorry. I meant to tag the person that made the comment

😂😂😂😂😂Calm down "Uncle Dave."

I know, right!🤣🤣

Lol...me too

He’s not himself when he’s hungry.

Hilarious! Trust me, he’s not mad... he’s laughing all the way to the bank!

I love it

Lizzy Hazel that’s great lizzy can you share some tips on what worked for you guys

Tyson ...... not helpful

I bet you guys a millionaire now

@@gittin_funky We NEVER carried any debt, except for 2 years when we payed off a $25,000 mortgage after putting down $50,000 cash on a modest, but nice, $75,000 starter home. The bank wanted us to find a bigger home with a $300,000 mortgage! NO WAY!!! That was 1992. We still live in that same starter home. We maxed out our Roth IRAs and retirement accounts every year and also invested in the stock market with the help of a financial planner. We love our way of life. It was not hard, just a way to live without financial worry. We have always traveled and enjoyed experiences. We also have nice things, just not as many things....which also makes life easier. PS...we are also blessed to have military health care benefits, that is huge!!!

The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner

the best market strategy is to work with a credible investing coach. Since a while ago, I've been in touch with a coach, mostly because I lack the depth of understanding and mental toughness to deal with the ongoing market conditions. You lack the information necessary to succeed in a competitive market, not because you're doing anything wrong, but rather because of your lack of experience.

That's great! A colleague made this suggestion but I didn't know how to go about it. Can you tell how I can get in touch with yours?

Lisa Angelique Abel, you can read up on her, she's quite known and her works speaks for itself.

Thank you so much! I found her webpage and left a message. Hopefully, she responds

It's very much possible. The maximum profit I have ever made in a quarter was about $600k. Its hard if you're not an expert though. I'm no expert, and so I invest through a financial advisor. Maybe I'd have made more if I could do it myself, but I'd rather not lose all my money.

This is the first time 'm hearing about someone like this. I have been investing myself for a while now, and I've lost a huge sum. I had even lost interest. How can I find a good advisor? Or better still, could you recommend yours?

I really don't like making such recommendations, lest I get labelled a bot. Lol. But there are many freelance wealth managers you could check out. I have been working with Sharon Louise Count for about four years now, and she's made decent returns. If she meets your discretion, then you could go ahead.

I think I've heard about that name before somewhere in an interview, but I can't really remember where. i'll check her out. Any idea if she manages family fund?

the bots have arrived to destroy us all...

Bank acount: staking money

LoL

Sebastian Urban Benga! Get rid of your car!

Dave: If you can't buy a car in cash then go buy a bike to get to work, even if your job is 45 minutes away. 😃

😂😂

Jelly & KooL Tv I’m jealous 😉good 4u... l should have done better but I’m getting on the way

Sounds cool! You can grow that 50k pretty well. Go invest at Lumentrades, you can earn 30% of that quarterly. Isn't that good enough.

Bret Maki 30% return quarterly? So 120% return a year? No thanks dude

That's awesome

Bret Maki Whats this scam called as?

How does it feel being the ONLY SPECIES ON EARTH. . that has to pay for permission to live?? And maintain the division of your species by constantly fighting over money??. . i don't expect any of you to be mature enough to actually answer.

Lol wtf?

The man's rant single-handeldy gave me a better brain

Unless you get an inheritance

@@digitaluser1255 but that's not "accidentally"

@@platinum11110 logically thinking it's by accident.

@@_trust9994 how is it accidental? Someone had a plan to gain the wealth at some point. Also, short of lotto winnings, you should know ahead of time if you're going to inherit a ton of money.... Hence not a surprise/accident

😅😅😅, funny but real tho bro, good wisdom

Too Funny!

It is halarious 🤣🤣🤣🤣 I think it's the way he says it lol I was cracking up lol but he right tho

Invest in the financial market. I heard that people make millions if you know the tricks of the trade. Bloomberg and other finance media have been recording cases

It depends on your personal preferences and comfort level. However, one option is to keep things simple and consult an investment-advisor. They can help you determine your risk appetite, avoid common mistakes, and provide a broader perspective on your investment landscape.

@@GarrettDills My personnel advisor is "LISA ELLEN SHAW" . In terms of portfolio diversity, she's a genius. You can look her name up on the internet and verify her yourself. she has years of financial market experience

@@ThormanBoucher I just Googled her name and her website came up right away. It looks interesting so far. I'm going to book a call with her and let you know how it goes. Thanks

How does it feel being the ONLY SPECIES ON EARTH. . that has to pay for permission to live?? And maintain the division of your species by constantly fighting over money??. . i don't expect any of you to be mature enough to actually answer.

Banks are Institutions that destroyed American Dream.

wish i wud have know this 8yrs ago

I learnt this as early as the stock market crash in 2008, now I am invested in bitcoins, forex and cryptocurrency trading

Isn't it the same thing? where do you keep your profits? there is no escaping the banks

You do not know how bitcoins work do you? You can curtail your use of banks, I have been my own bank for 3 years and counting, it definitely got better this year with my counting my first million dollars in my blockchain

Lol I was gonna go then I figured out trade school is the move

@@thumbsdown7684 yeah, college is a scam

I love your smile

Yay!!! Best of luck to you.

@@charlesyoung9980 thank you

Are you enjoying life and creating experiences/memories like travel? I like a lot of what he has to say… but buying homes early, have only grown my personal wealth!!!

@@mandypdx wdym buying homes and how do you make the money to do that?

What is the emergency fund? 3-6 monthly salary or monthly expenses?

@Patty Manmiller that's right. Personally though I'd say people should save 20 percent for a full year so you still have some savings when life happens 😉

To manage market risks responsibly, distribute investments over many asset classes such as bonds, real estate, and international equities, seek the advice of a professional.

Move it over to S&P pr S&P equivalent (like VOO). It's already managed to drop and change companies so you won't have to

@@RobertBrown.. f*** professionals, you can do it yourself

You won the lottery. Seriously.

You paid off 15k in one year, wow!

What’s your secret?

He worked VERY hard. Likely had multiple jobs. Uber, pizza delivery, fast food, consulting. Doesnt matter. Money is a game. Just know how to play the gane and you will win.

Dylan 873 you’re 100% right. Worked for doordash none stop and threw all my extra side hustle cash towards the debt. Racked up the hours. All the extra cash is now going towards the Roth. 👍🏼

Best quote ive heard in years

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $760k by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns....

how do I get in touch with this consultant that assist??>>>>>

STEPHANIE KOPP MEEKS, that's whom i work with look her up and thank me later>>>>>>

Thanks for the info . Found her website and it really impressive

Good advice/professional help is all we need sometimes to get through a rough patch

Lost quite a lot on bonds and stock exchange. Now I'm kneel deep in debt

was a on continuous losing streak in forex and real estate investment for what felt like an eternity till I was introduced to Lucas Anders. Investing under his portfolio really turned the tide for me. Stop self trading and get professional help.

SevenNotes Good mentor!

@@kentgood2202 You lost money on... Bonds? Seriously? Lol how did you manage that, bonds are some of the safest, risk free investments to make.

banird20 wow, way to go bro. Good job.

@@RosteeveBellier thank you, it will be a quite a journey from here but it will absolutely be worth it.

Awesome man, that's impressive!

Your the man !!!!!

That’s awesome

Me and you have the same exact story except that I didn't owe as much. Cheers to success my friend.

How does it feel being the ONLY SPECIES ON EARTH. . that has to pay for permission to live?? And maintain the division of your species by constantly fighting over money??. . i don't expect any of you to be mature enough to actually answer.

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

Christine Ann Podgorny is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

noisehonk congrats!

😳👏👏👏😊

noisehonk I'm sorry if I'm asking dumb question I'm 16 trying to learn more. May I ask how come paying a car or house with cash is better?

congratulations!!

SPIRITUALITY Ones No debt.

Ive been trying this, but my wife is stubborn and gets defensive when asked about bills and purchases. Ive gone so far as to print mine out along with income though cant get a committment. Was there anything in particular you had to do to get her to comply?

@@icawn I had a similar problem too. The best thing to do is be up front about it and communicate to her what you want to accomplish with her as far as finances go. My wife has a problem with spending unnecessary money, like eating out, conservative purchases on clothing, etc. We're going from spending on whatever to trying to spend nothing at all, which is a huge change. I get that. So we worked out a compromise. When we get paid, we take a certain amount of cash out of our bank account that we use to spend on whatever we want. Judgement free. No questions asked. Having physical currency is slightly more difficult to spend, so my wife is starting to spend slightly less, so it helps. Since we started this, there have been less debit transactions from our bank account, and we have 100% accountability of where our money goes. I also reiterated to her that our credit cards were for emergencies only. Any and all credit card use from either of us needs to be communicated to each other.

@@icawn "Neither of us want to lose the house or cars in the next recession, like a lot of people did in 2008. If one of us loses our job in a corporate downsizing, we need to have the cars and credit cards paid off, so we can put what's left of our total income towards the mortgage and have enough left for food and gas."

@@icawn I'm going through the same thing. My wife uses her credit card for everything. Very compulsive buyer. Her debt was dragging us down. Even gave her money to pay off her debt, told her stop buying everything with a credit card. If you can't afford it don't buy it. Saving for a house & in 5yrs she saved nothing. She has a great job but i don't have a clue where her money goes & I'm just tired. I finally gave up on the dream of owning a home and decided to just rent. I have 2 kids & I'm married to a woman with a great job & i am advancing while she has stayed in the same rut. Financially i do things excluding her because i don't think i can depend on her. Any decision i made like buying a home, now renting a home i do not include her finances. She can't be depended on. It's the worst thing in the world.

digical1 DIVORCE!!! AND LATER WE MAY BE A NICE COUPLE!😘🤗😙❤

The one effective technique I use is staying in touch with a 'financial>coach'

@@chrismillson2779 Any idea on how to find a proficient one?

This recommendation is coming at the right time because i am literally grasping for straws atm! I verified her online and scheduled a phone call with her.

THE NAME DROP IS COMING!

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks.

@@Dunker762 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. 'Alice Marie Coraggio", a licensed fiduciary who has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.

@@user-qk9ro8rp8t Oh please I’d love that. Thanks!

@@Dunker762 Alice Marie Coraggio is her name .

Lookup with her name on the webpage

Amen!

I know that one. I’d love to pay off mortgage but my family are spenders !

Don't marry at all, number 7

@@Xeyph What if u fall in love😁

Do not get married at all. No need to support another person, or worse children, and you can go do what you want to do with life.

This seems like the worst period.Even the markets are very unpredictable.started investing recently when the market prices were a bit high,today i am more than 60% down

I thought about investing in the real estate market, I heard that people make millions , but I lack good knowledge and a strategy to outperform the market and generate good yields. I have $460,000 but it's hard to bite the bullet and do it. Money is hard to come by

The best course of action if you lack ma-rket knowledge is to ask a consultant or invest-ing co-ach for guidance or assistance. Speaking with a con-sultant helped me stay afloat in the market and grow my port-folio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

Fantastic! Can you share more details?

was guided tho..Julia Hope marble. walked me through the ropes majestically i'ts my ultimate pleasure.

Well, the top players and pros have exclusive information and data paths that are not disclosed to the public. Knowing the strategies to use during this time is one thing and having the right information to execute them successfully is another.

I agree. Based on firsthand encounter with a fiduciary counselor James Fletcher Brennan, i have $385k in a well diversified portfolio which has grown by 3x with compounding, venturing doesn’t necessarily boil down to money but you also have to be informed, be patient and back it up with good hands

That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well.

his name is James Fletcher Brennan

@@clairefrewman1456 Awesome! your potential seems limitless. I'm fascinated with investing, I’m delighted to engage in this opportunity, I just found his web page and have already written him. Thanks!

A way out. Out from the old energy

So True and yet you read through comments and people complain and/or don’t agree but they are broke, thinking they know better 🙄

rnupnorthbrrr SM they complained because they are broke. Change is hard. They don’t have the discipline or the ambition so when someone pointed out their weaknesses, it hurts

@@rnupnorthbrrrsm6123 RIGHT

YOURE WRONG!!

Vanessa's World at 23, if you do these things, you will have plenty of peace and money when you are 43 - believe it. You are the age of many of my nephews and nieces- and they all received the total money makeovers book as a graduation present from me. Apply these things while you are young, you won’t regret it.

Kenny Thanks I definitely will keep applying these rules. Every person my age should be taking advantage of this free information.

Put a minimum of $1,000 a year in an IRA starting now and you will be on easy street V.

@@AStanton1966 which is better for a 21 year old like myself? Roth or traditional?

It's a no brainer--the Roth. You'll never have to pay taxes on it. And any money held 5 years or longer can be withdrawal--penalty free. Of course the real way to go is work for a company that gives you a 401k match.

How does it feel being the ONLY SPECIES ON EARTH. . that has to pay for permission to live?? And maintain the division of your species by constantly fighting over money??. . i don't expect any of you to be mature enough to actually answer.

Kristen Brown How long did it take ?

4 years!

Geez that’s a lot of student loans. Q: how much you make per year?

Kristen Brown thanks INSPIRATION

Wow congrats! Yes he is I love him ❤

True.

Nahh everyone needs a vacation. Flying out to an expensive holiday is not the only way to do a vacation. Keep it simple, do a road trip and go camping outdoors etc...

Joaquin Murrieta Agreed! Haha

Joaquin Murrieta love it!

Dharma Ram I agree telling me to not take a vacation is like telling go to work everyday die and have never seen Gods creation seems like a sad life

Yeah! I agree with you sir.

If you want to be successful have the mindset of the rich, spend less and invest More. Don't give up your dreams.

That's very correct sir!! And that is why most of them end up losing they m o n e y to s c a m m e r s.

People come here with the aim of chasing money more than knowledge and that will damage your progress, trust me. Chase knowledge first and I promise! The money will follow you just like it's following some of us now.

Don't be in a haste to invest. Know what and who you are investing to and be sure that the person will deliver before investing.

Here’s one piece of advice that you don’t need a class for: if you don’t buy a bunch of crap you don’t need, you’ll be able to save and stay out of debt

​@@nicholasselke5214sky is blue

mobiusraptor7 I love his energy

I'm in my DADS basement.....he was wrong on that one ....

"It's not the basement! I'm in the apartment above her garage!"

I’m in my brothers basement in the sump pump room.

@@percyastronautstatus.8780 hehehe

What are some tips did you use to pay off the debt?

They did Dave Ramsey videos at my high school but it was a Christian school

Londonography lol right I could not keep a straight face in class he is soo funny !

where will the government and banks profit from then? slavery was never abolished, it was intended to include people of all colors. - charles bukowski

@@adobotravels where will the government of banks profit then? Ding ding ding we have a winner!

@Greg Russell I have. I didn’t see a Ferrari in anyone’s driveway. Bunch of Lexus’s, Mercedes, etc. No super cars

If you only have one millionaire, you still shouldn’t buy lol

He’s right of course. I’m not sure what the amount of wealth is that allows a Ferrari but I imagine it’s where everything is paid for including a lavish retirement, and an “emergency fund” that can cover a decade of expenses. Then you just have to be smart and buy a super car that maintains its value or even appreciates. Those are the specialty Porsches and limited run Ferraris and Lambos.

10 -20 million net worth Ferrari money

@Pohjois Disaster Moon rev up your income!

Go to Church Sunday Morning. Take one day a week and rest.

@@jerrylisby5376 At the moment he may not have the luxury of church.

Stop ubering and lyft. Theyre a trap

Church is the real trap

Slowly???

No matter what anyone says, this man. Taught everyone how to get through the economic minefield safely.

How does it feel being the ONLY SPECIES ON EARTH. . that has to pay for permission to live?? And maintain the division of your species by constantly fighting over money??. . i don't expect any of you to be mature enough to actually answer.

Why would your relative think your crazy for striving to be financially responsible? It's such an amazing feeling having money.

He’s an investor and has a hard time seeing himself stopping the investing to save the cash and pay off his debt.

Do you know how Dave, recommend regarding old credit card debt. My ex gf was an authorized user of my cc. And now the card went to Collection agency for over $5k. Do know what Dave's concept is regarding this?

Pierre Lamothe I’m not too sure how he’d guide on the joint responsibilities of the CC. I do know he recommends against being financially joined until after marriage. For the collection agency, you can see if they’ll be willing to have you pay a lesser amount on the debt, “pennies to the dollar” as he would say. Don’t pay a dime until you get it in writing. But I just follow Financial Peace University, and am not affiliated with him. He may have a video on that topic on this channel.

Pierre Lamothe yeah yer stoopid he'd say and you are also liable for the money. I wasn't trying to be mean but Dave will say you learned a lesson... Two... The credit card and the girlfriend authorised and you won't do it again

Believe it or not, you don’t have to be wealthy to do those things ! God wants us to give sacrificially, not just our surplus. Trust me, if given with a servants heart the return will be multiplied and in ways you can’t imagine. Don’t give thinking in a few days that money will come back to you 10 fold, that’s not how we receive God’s favor, he will bring blessings in many ways and in his time !!

basically you want the endorphine rush from it, you're not helping anyone doing any of that

You will never be wealthy if thats your goal, Bc hey your to giving to ever have.

Same

I took a screenshot of this, hoping to do this :)

Absolutely true. I started investing before the pandemic and made about $950k in profit that year, despite having no prior experience with investment. Actually, all I was doing was seeking expert counsel.

Please can you leave the info of your investment analyst here?

NYCOLE CHRISTINA VANNATA is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

I'm grateful for this tip. Finding your handler was simple, and a quick internet search proved useful. She appears to be quite capable and adaptable. I scheduled a phone call with her.

That’s great! I did something similar. I down graded to a cardboard box and now I’m saving so much money it’s crazy!

@@MyLady22 haha 😂

If you don’t live at all you can save all your money! Think about it!!!

Everyday Hu-Man A Van 🤣😂

Come on people, get serious it's not that difficult, if you want it.

Keep going! You got this!

Truth is,the world is moving out of the "I work for my boss" era.people who are to be entrepreneurs are securing a brighter future for self and family

I'm a gold lover myself but scalping gold is dangerous as the wicks are huge and also the spreads are not ideal but one can try it and see as it goes for you

If you're not investing in the market,real estate or the rest,invest in yourself

Everybody here always saying "start investing" but nobody really explain how it's like the doctor telling you you have a sickness without telling you how to cure or the cure.some people aren't afraid to try,we just need more info. How? Where?

@@laurentracy8662 I can only share what works for me, trading with an expert trader doesn't come easily very difficult to find a trustworthy one,I invest with a pro trader and I get good profit in return after which I pay her percentage. She is also a financial advisor

David G. Amen!!

You can get married!! My husband and I were both free of debt when me married!! We have a child that’s been sick, but he and I worked our butts off to pay off our medical bills. We have two cars that we paid cash on, and working to pay off our mortgage. You CAN be married and do this if you find someone with the same mindset. We wished we would’ve saved better in our single years. Neither one of us had much, and our friends treated us as if we are poor...we just lived below our means and would drive just one car to save money...now our friends are in loads of debt,downsizing, even though they are two income families, and how we as a one income family, are slowly building up our wealth.

I have read many comments so far. Your is the best one.

I think me meant, “Get off your ASSumption...”

When he said that, I literally spit my coffee out of my mouth. So funny

@@generalvanman8270 move.

You can find cheaper rent in other states. No reason to stay in California.

That's why I'm thinking of just staying as a janitor than educator. Yes you can be a janitor and own a home in California.

@@FreshKicks4545 Start your own cleaning company! You can make millions

@@danielremple6417 ideas????

Stock trading set me up for financial freedom.

Totally agree with you Sanjay, it’s wise to have multiply streams of income. It’s one reason I opted for a FA Frost Hilda who’s constantly identify lucrative positions to multiply my annual earnings with profits from stocks and forex trading. With the consistency in my payouts, I’m confident in the future of my investment portfolio.

investment is the key to sustaining your financial longevity. And not just any investment but an investment with guaranteed returns.

@George Miller I actually don’t worry about the risks, my FA Frost Hilda defines the risks on each trades and manages all risks effectively, and ensure there’s been succession of consistent payouts. In few months I’m expecting over a million dollar in stocks as raw profits. I’m least bothered about the risk.

I’ve aware of Frost Hilda, I’ve read few articles. It’s really impressive how diverse he is.

Cristián Arenas Ulloa 😂😂😂 nailed it.

Omg I'm drying 😂😂

Good one😂😂

😁😆😄🤣

😂🤣

So simple, yet difficult for most to do, due to number 3. The most beneficial things do tend to be simple though right. But human behaviour and poor habits get in the way.

CatalyXt it’s the best ever I love it so much 😂😂😂😂😂😂. But he’s telling all facts.

Yep

literally?

Yes!! I love it..😂

I read your comment before Dave rant, now I know what you mean. He want absolutely off on.. one.. .. I don't like Dave ramsey... weeewww weeeww weewww... TOUGH ! I so funny !!

If you don't have the means to multiply money, one day you will wake up to find that the money you thought you had is gone. Investment is the key.

Bit:coin is the future, investing in it now will be the wisest thing to do

Indeed its very profitable!

Mr Christopher George is the Ideal person, becaus his trading strategy and skills are top notch.

Wow, so surprised you mentioned and recommended Christopher George, I thought people don't know him, he's really good at what he does

How much income and how much u put aside a month towards that nest egg?

Michael Y Kwon it’s not that hard just pay your bills and save the rest . I put away 20,000-30,000 a year after I pay my bills . Been doing this for years and i just turned 30 . Once u do that start investing money in different places create more then one income

@@michaelykwon If you can save/invest 90% of your income do it. For some it may only be possible to do 10%. Just get started. Investments are also a good choice. And ever be afraid to work an 80 hour week.

But that’s an incredibly simplistic view of finances. Many people leverage their debt to allow their money to work harder for them than if they simply paid off their debt. This leads to a higher net worth in the long run and many people who are loaded actually carry some debt.

You’re awesome, great job