5 Tips Naikkan Credit Score Kau! (CTOS 2024)

  Рет қаралды 5,481

Afham Yusof

Afham Yusof

Күн бұрын

5 Tips Naikkan Credit Score Kau! (CTOS 2024)
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#afhamyusof #creditcard #creditscore
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Chapters:
00:00 Credit Score Aku
01:07 Kelebihan Credit Score Tinggi
02:27 Cara Kau Bayar Loan
05:01 Jumlah Kredit Kau Ada
06:48 Berapa Lama Kredit Kau
08:10 Campuran Jenis Kredit kau
09:06 Kredit Baru Dibuat
10:53 Cara check Credit Score kau
11:26 Outro
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⚠️ DISCLAIMER: The information and publications are not intended to be and do not constitute financial advice, investment advice, trading advice, or any other advice or recommendation of any sort offered or endorsed to the viewer. I also do not warrant that such information and publications are accurate, up-to-date, or applicable to the circumstances of any particular case. This video is for entertainment purposes only
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Пікірлер: 45
@acejericho8616
@acejericho8616 6 күн бұрын
Owh ni pula trick nak guna kredit card , ilmu yang berguna..
@AzzaAutoCashflows
@AzzaAutoCashflows 4 күн бұрын
first time dengar boleh increase score pakai credit card. Great info
@jekrysonison4152
@jekrysonison4152 3 күн бұрын
Bang cuba review hata digital pulak katanya fee lagi murah dari luno
@muhamadimran7487
@muhamadimran7487 6 күн бұрын
Awal 🤑
@ikaikaika92
@ikaikaika92 2 күн бұрын
Saya beli kt experian, i-score no. 8 (good) tak tau la apa yg good nya lahai
@diniezuhaimie2777
@diniezuhaimie2777 6 күн бұрын
Saya dah buka akaun Luno. Thanks for RM75. 😅
@theebantheeban6466
@theebantheeban6466 6 күн бұрын
Semalam baru check CTOS 635,jadi saya fikir macam mana naik score saya,dapat notification terus.Terima kasih Bro
@realfitrirushdi
@realfitrirushdi 3 күн бұрын
Awk cek yg berbayar ke
@erymas1704
@erymas1704 6 күн бұрын
Last check bulan 11/2023 sbb nak apply cc baru. Bila tgk je scoring 785 terus apply cc dgn penuh yakin akan lulus🤣.
@afhamyusof
@afhamyusof 5 күн бұрын
Niceee
@NoorAzaame82
@NoorAzaame82 3 күн бұрын
lama tak check..790, ok la
@user-pr3nx2sg2d
@user-pr3nx2sg2d 4 күн бұрын
jngan terjebak dengan MLM , sebab MLM , ko terjebak dengan personal loany yang sia- sia 33K personal loan bodo, MLM mc ocean- sbb kan ni score aku jad 400 saja
@AndyJMuda
@AndyJMuda 6 күн бұрын
first
@afhamyusof
@afhamyusof 6 күн бұрын
2nd
@jaggered77
@jaggered77 6 күн бұрын
CTOS score ni sebenarnya tak adil. justification utk score tu tak make sense. org apply loan pun score jatuh dah kenapa. guna credit card jatuh score. doesn't make sense. as long as bayar cantik should be no problem. beberapa bulan yg lepas CTOS kena saman oleh seorang individu sebab ada data yg tak tepat dalam kredit score individu tersebut. menyebabkan dia tak boleh apply loan. dan ctos tak mahu bertanggungjawab atas report mereka sendiri. akhirnya mahkamah putuskan CTOS kena bayar 200k, CTOS buat rayuan dan kes tu masih berjalan. boleh google kalau nak baca
@jaggered77
@jaggered77 6 күн бұрын
alternative bagi CTOS adalah CCRIS by Bank Negara. boleh register free je. Maybe Afham boleh buat next content. Saya memang guna CCRIS je utk tengok record.
@afhamyusof
@afhamyusof 6 күн бұрын
CCRIS ade sekali dalam CTOS cuma CCRIS ni dia tengok amaun loan kita dgn payment history saja, dia tkdak score ​@@jaggered77
@PepsiColaRhapsody
@PepsiColaRhapsody 4 күн бұрын
​@@jaggered77bukan alternative. Taknak musang king, alternatively banyak pilihan baka durian lain. CTOS pulak lain, dia dah mcm sole source dah, tu yg memandai je bg low rating
@yusli2984
@yusli2984 6 күн бұрын
Nak tanya jugak. Contoh, kita ada kesukaran, dibuang kerja etc dan tak dpt bayar lebih dari 3 bulan. Lps tu dpt kerja balik dan tak pernah miss bayar lagi untuk 6 bulan hingga 2 tahun seterusnya. Masih effect kat credit score ke? Masih dikira delinquent ke?
@dennisdan11
@dennisdan11 6 күн бұрын
Mengikut senario yg kmu berikan. CS kmu akan pulih.. sbb lama masanya... CS kmu akn kembali sihat.. Tahniah
@afhamyusof
@afhamyusof 6 күн бұрын
Dah elok dh sepatutnya, biasa 12 bulan keatas utk recover
@PepsiColaRhapsody
@PepsiColaRhapsody 4 күн бұрын
Dlm history record ada 12bulan je record. So faham2la, kalau lepas 12bulan, dah tak nampak la dlm record
@univiy
@univiy 5 күн бұрын
Boleh xapply credit card klw kita ad dua krja,cth nya 1 krja rm1500 krja yg ke2 rm1000
@afhamyusof
@afhamyusof 5 күн бұрын
Setengah bank akan ambik berapa percent dri side income, macam 70% side income kita dpt sebagai gaji
@muhdfaizzuddinidris3141
@muhdfaizzuddinidris3141 6 күн бұрын
Adakah buat first loan kereta akan naikkan kredit score?
@fauzan9991
@fauzan9991 3 күн бұрын
konsisten bayar sampai 6 bulan ke atas, insyaallah kredit skor akan improve
@darren9710
@darren9710 6 күн бұрын
Tapi sekarang dah ada shopee loan itu ada kira credit score tak?
@norhilmiarif5475
@norhilmiarif5475 4 күн бұрын
Kan,nk pasti jugk
@fauzan9991
@fauzan9991 3 күн бұрын
rasanya tak masuk dalam ctos kalau bayar okay, kalau terlepaa bayar mungkin dia masukkan dalam skor
@sarjanbilbo
@sarjanbilbo 5 күн бұрын
sye punye 693 oke ke?
@afhamyusof
@afhamyusof 5 күн бұрын
Normal, tpi boleh improve lgi tu jadi 700+
@luffyashraf3197
@luffyashraf3197 5 күн бұрын
836...so ok?
@afhamyusof
@afhamyusof 5 күн бұрын
Terlebih okay, sikit lgi nk high score tu 👁️👄👁️
@luffyashraf3197
@luffyashraf3197 5 күн бұрын
@@afhamyusof ahaha...typo...806 je
@murtazamustafa6177
@murtazamustafa6177 5 күн бұрын
Demm,saya dpt 800/850.
@lindasamsudin3638
@lindasamsudin3638 5 күн бұрын
Credit score ni untuk orang nak berhutang. Berhutang adalah cara tidak baik untuk membina kekayaan. Pelik manusia ni..orang tak nak hutang..hang bina score untuk berhutang
@KLgenius
@KLgenius 5 күн бұрын
manusia tak nak hutang ke
@lindasamsudin3638
@lindasamsudin3638 5 күн бұрын
@@KLgenius kenapa perlu hutang? Live bellow your means, kalau tak mampu..jangan beli..usaha lebih. Hutang cuma akan semakkan otak saja.
@razexyag9341
@razexyag9341 5 күн бұрын
kERAJAAN PUN ADA HUTANG
@lindasamsudin3638
@lindasamsudin3638 5 күн бұрын
@@razexyag9341 betul dan kerajaan pun boleh bankrupt. Kerajaan boleh kutip cukai dari warganegara..anda hutang nak kutip duit dari mana?
@lindasamsudin3638
@lindasamsudin3638 5 күн бұрын
@@razexyag9341 kerajaan boleh kutip duit dari warganegara..awak nak kutip duit dari mana?
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