5 Ways CareCredit Will Cost You Big $$$

Рет қаралды 2,128

Күн бұрын

Care Credit seems like a great way to pay off your expensive medical, dental, or veterinary bills, but what's the catch? discovered it can be a good deal, but there are a LOT of potential pitfalls with Care Credit.
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DISCLAIMER:
The information and opinions within this content are for information purposes only. Guidance is based on personal interpretations and in no way, represents legal or financial advice.
Chapters:
0:00 How Care Credit Works
1:25 Deferred interest
2:09 Could hurt your credit score
2:50 Paying off multiple charges
3:16 Accidental late payments
4:06 Emotional decisions
4:33 Alternatives to Care Credit
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Пікірлер: 13

@stevehenry9826 9 күн бұрын

It's too late now. I'm getting raked over coals with them. Thanks for the informative video!

@Jameschung81 Ай бұрын

Thank you for letting me know to apply for a higher amount and I got approved!!! Thank you so much!!! ❤️

@angelozicarelli541 4 ай бұрын

They set up so many traps for you wow 😮

@jeffreywilliams9220 3 ай бұрын

They will max out your card instantly on the spot when u need some work done . Better to just apply on your own and just use it for prescriptions items or wellness products

@rodg5416 3 ай бұрын

do you know if they allow balance transfer to a 0% card? lot of misinformation out there

@SmartFamilyMoney 3 ай бұрын

I don't know and that's a very good question! That would be a way to deal with it if you can't pay if off in time.

@candihuber3149 3 ай бұрын

Hello. I would appreciate if you could help me so I don’t make mistakes. I’m using 6000$ worth of care credit. Should I do 1k$ a month for 6 months? OR should I do 24 months and it would be 330$ a month with fixed payments?

@SmartFamilyMoney 3 ай бұрын

I can't really answer that for you - the 24 month plan is going to cost you more because they'll be charging interest, but you need to figure out if you are confident you can pay it off in 6 months with deferred interest. Remember that if you choose that plan and DON'T pay it off in 6 months, it's going to be way MORE expensive.

@BeeBombard 2 ай бұрын

I would never get this. I’m sorry but if my animal is hurting they will go naturally. If I’m hurting I’ll wait until I’ve saved up enough to pay cash. If I can’t pay cash I’ll go naturally. Welcome to America where our health insurance sucks.

@lisamarieesquivias7772 2 ай бұрын

Don’t get animals, if you’re smart with your money you’ll be fine

@Infj4321 22 күн бұрын

When you adopt a pet, you agree to provide necessary care and treatment. If this is too much of a burden, don’t adopt. I’m not being cruel, I’m being honest.