6 Things I Do When I Get Paid | Money Management Tips

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6 Things I Do When I Get Paid | Money Management Tips

Рет қаралды 45,506

Күн бұрын

These are the six things I do every time I get paid!
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Chapters
00:00 Start Here
00:30 Take Out Taxes
01:58 Contribute To Roth IRA
03:34 Pay Off Credit Card
05:09 Pay Non Credit Card Expenses
06:42 Move Money To Savings
08:15 Notice Financial Trajectory
Once a month, every time I get paid, I sit down and do six things that help me stay organized and avoid any bad financial surprises. In this video, I share those six things.
1. Take Out Taxes
Whether you are self employed or employed with a company, it is important to make sure that you are setting aside enough money from each paycheck for taxes. This amount varies from person to person; however, it's important to take the time to make sure you're setting aside the right amount to avoid a large tax bill at the end of the year.
2. Contribute $100 To My Roth IRA
The next thing I do when I get paid is regardless of how much I make on a given month, I contribute $100 to my Roth IRA. And if I make more one month, I consider putting more in my Roth IRA. It is important to be in the habit of contributing a certain amount for retirement each month because eventually you will need money for retirement.
3. Pay Off Credit Card
I put most of my expenses on my credit card and run up the balance each month. I do this because it allows me to have one single bill to pay at the end of the month rather than having to keep track of multiple. Once I get my statement each month, I immediately pay it off and bring the balance down to zero. Credit cards are a great tool to consolidate bills; however, do not consider doing this if you do not have the self control to pay off the balance.
4. Pay Off Non Credit Card Expenses
I am unable to put certain expenses like my health insurance and rent on my credit card or I am met with a high fee. It is important to be aware of these fees and make sure you are not paying them. I set all of these bills on direct deposit and make sure that they were actually charged.
5. Move Money To Savings
Since I am self employed, I have to be very cautious with how I spend and manage my money. Whenever I make more, I do not spend more, but I set aside the extra money for a worse month. I personally like to keep my checking account at around $150 because I do not have many expenses that go through my checking and by moving all the extra money over to my savings, I never confuse saving money for spending money.
6. Notice My Current Financial Trajectory
The final thing I do on my payday routine is to zoom out and see if my account is growing, stagnate, or declining. This allows me to understand the financial path I am on and I can make changes if need be. No trajectory is right or wrong, but it is just dependent on your goals in life.
**I am not a financial advisor. The ideas presented in this video are for entertainment purposes only. You are responsible for the financial decisions that you make. Links above are affiliate links where if you click and order, I will receive a commission at no cost to you. **

Пікірлер: 189

@ElAgustin 10 ай бұрын

What financial trajectory are you on?

@danicegewiss862 10 ай бұрын

Growth...no debt.

@juliem.3936 10 ай бұрын

Maintaining, but looking towards growth - becoming debt free.

@admiralackbarceo 10 ай бұрын

Growth, growth, growth

@FrugalFamilyFocus 10 ай бұрын

Growth for sure! I must know where you found rent so low in Boulder! It’s known as such a spendy area…

@Michelle_Emm 10 ай бұрын

My financial goal is to maintain the status quo. I have no desire to get wealthy, I am happy with enough, enough income to pay all my expenses without eating into my savings and retirement funds.

@raymondpicardjr3069 10 ай бұрын

I think your videos are reaching some amazing streets man. As a black man who grew up poor and have the CONSUMER mentality; in the last 6 years I’ve become more of a minimalist myself. I’ve never though i would have 100k save and invested in my life. Thanks for your videos…

@ElAgustin 10 ай бұрын

Thanks for watching!

@daviddean6032 10 ай бұрын

Very good Raymond!

@raymondpicardjr3069 10 ай бұрын

@@daviddean6032 thanks my brother

@noodleheimerswest8758 10 ай бұрын

Wow! Good for you, Raymond! Keep it up! I was late to the party, but eventually discovered minimalism and savings in my early 40s, and was able to comfortably retire at 62. I cannot believe how crazy people are with consumerism … it’s so sad. Very happy to read your success story!

@raymondpicardjr3069 10 ай бұрын

@@noodleheimerswest8758 thanks my brother

@floydchusset3143 4 ай бұрын

So much knowledge! Absolutely free! I was never taught anything about money, I am praying and working to change that. I am 46 no retirement no savings because I made a lot of mistakes when I started investing, trying to correct that now. Already have a few thousand$ saved up to invest for long term. I would like to know what advice you could give to start my investing journey. Listening to you gives me inspiration and wisdom. Thank you so much!

@smithdavis1362 4 ай бұрын

Just buy low sell high. Stick with a good company by either not selling when it’s going lower and/or buying more at that time. Almost always the good well managed companies will come back strong at some point. The other is to get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

@ryanthompson8256 4 ай бұрын

Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

@adamweah8037 4 ай бұрын

Really? I’ve actually been looking to switch to an advisor for a while now. Just never made up my mind. Any help pointing me to who your advisor is?

@ryanthompson8256 4 ай бұрын

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Laura Grace Abels for the last five years or so, and her returns have been pretty much amazing.

@JasonDinero 4 ай бұрын

I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.

@allisonswonderland57 9 ай бұрын

I am a senior and I live on $945.00 a month from my Social Security check I’ve paid into my whole life and now retired. I live in San Diego County in California in a beautiful two bedroom apartment. Granted, I have Section 8, EBT, and I use Food Banks. But I have everything I need and then some. By being frugal, I can take mini vacations every now and then. I hope parents and young adults watch and learn from your videos! I agree and live by everything you talk about! Please teach this generation! Don’t ever stop! Thank you for being so young and teaching these things that for most, take years understanding and accepting! Have a great life young man!

@JaviandRonin 9 ай бұрын

Love this I live in SD too and it’s quite expensive here and was wondering how everyone does it, kudos!

@allenbrown9052 10 ай бұрын

I normally don’t offer unsolicited advice but… I love your conversational tone. It’s perfect for a podcast. You could easily take all of your KZfaq recordings and simply transfer them over to podcast episodes. Your show is perfect for a bit-size financial pick-me-up on the way to work. Just saying. You’re amazing. Another KZfaq video for the books. 🧡 🐪

@leannejayne3545 10 ай бұрын

I agree ☝🏼

@ElAgustin 10 ай бұрын

I appreciate the feedback! It's all baby steps for me, but hopefully I can scale up to that!

@MsYD-ub4cl 10 ай бұрын

I actually listen to this on my way to work each morning

@Bladesauce 8 ай бұрын

@@ElAgustinalso audiobook voiceover would be nice!!!

@GrannyLinn 9 ай бұрын

We also use credit cards when possible. But every purchase is written down in a section of my checkbook (a ring binder). No surprises at the end of the month.

@JaviandRonin 9 ай бұрын

Thank you for this it’s definitely relatable. I make about 3,000/mo after taxes, 401k, and stock plan purchases and then I still put $500/mo towards my Roth and at least $250 towards my HYSA. I’m only 20 so I’m definitely still learning but I’m glad I’m on the right track

@seanking6184 6 ай бұрын

You’re doing great bro 👊🏻

@TheSimArchitect 10 ай бұрын

Thanks for sharing your realistic numbers! Not many creators are this relatable to their audience. 😇

@ElAgustin 10 ай бұрын

I try! Seems like people like it when I'm honest!

@ProsperityGrowthPower 8 ай бұрын

00:02 Six things to stay organized financially 01:20 Setting aside enough money for taxes and contributing to Roth IRA. 02:32 Consistently contribute to retirement savings 03:44 Use a credit card to consolidate small expenses into one bill 05:02 Pay non-credit card expenses through direct deposit 06:18 Keep checking account at $150 and move the rest to savings 07:44 Maximizing savings and assessing financial trajectory 09:04 Maintain what you have and be aware of the trajectory you're on.

@raymondpicardjr3069 10 ай бұрын

I’ve been saving for 17 months now to take and obtaining my CDL to become a truck driver…i hope this move changes my financial future. Thanks for your videos…

@danicegewiss862 10 ай бұрын

I save by categories. If I put it on a card, there is a category for it. So the minute I charge something I pay it. My schooling is paid for as of a month ago. So no debt at all.🙂 Our $$$ is growing.🙂😊

@TravelingDan20 10 ай бұрын

Hey man! Im in NB🇨🇦, i also recently turned 30, just found your channel a week ago and have watched over 70 of your videos, ive been on a self betterment journey for a couple of years now but the way you explain things have been the best I have watched and watching your videos have made things alot clearer for me so thank you! I have a girlfriend, 2 kids under 3 and 4 animals so our situation is different but I am figuring out a way to implement alot of things learned in your videos while maintaining a balance in my families life. I come from an uneducated financial family growing up so i have made countless stupid money decisions but am working hard to turn it around and finally have my time and freedom back and alot less stress and achieve my dream of travel also at some point soon👌🏻and I have finally let go of consumerism❤ keep it up! Im following✌🏻

@DesertMav 10 ай бұрын

Great video Austin. I've recently made some poor choices, but videos like this help give me some clarity on getting back into shape financially.

@ElAgustin 10 ай бұрын

Awesome!

@tericollier7839 10 ай бұрын

Being organized can be the positive difference between being successful and not. Wise words from Mom. I think this especially applies to all things financial.

@JohnAudioTech 10 ай бұрын

I live off $15K per year. I have 0 debt after paying off the house in 2007. I say this because I make less than you yet put the legal max in my Roth account ($6500 or $7500 for those over 50). Point being, I'd try to invest more than you are doing currently. Having more invested when you are young gives the investment more to grow on. I started investing at age 30. I should have started earlier and with more money instead of blowing it on crap. I'm not too bad off now, but could have been far better.

@richardackley1823 10 ай бұрын

Austin I do the same thing with my credit card. I don't use cash, I charge everything to my credit card. When the statement generates I pay off the entire balance so there is NO Finance Charge. Even more importantly, all those purchases result in Reward Points. So whenever I buy anything on Amazon for example, I get it for FREE. I've been worried about using a credit card because everyone says NO, but I think I'm safe now that I see your comments about it. Thank you [Seattle WA]

@Luncheon23 10 ай бұрын

Wonderful another Agustin video! I love your financial organizing ideas. Keep them coming, you are one of my most favorite KZfaqrs!

@hardnthapaint 10 ай бұрын

"I like to live dangerously ladies and gentlemen" the way you said it was hilarious!!!!! ❤

@stevebubar6129 10 ай бұрын

I think the whole trick to budgeting is establishing your baseline. Takes a lot of stress out of the equation

@preciscoprecisco4275 10 ай бұрын

Long time I didn’t subscribed any new channel and u convinced me to do it. And I’m happy watching your content 😊

@constantlylearnandgrow3487 9 ай бұрын

It kinda all breaks down to discipline. If you don't have it, get rid of what's standing in the way! I'm new to your channel and appreciate the message and inspiration! I wish for you that you blow up and spread the word about this topic.

@Amy00018 10 ай бұрын

I like your videos because you keep it real and you make everything very clear.

@ElAgustin 10 ай бұрын

I try!

@leannejayne3545 10 ай бұрын

Another fantastic video, you’re helping so many people 👌

@ElAgustin 10 ай бұрын

I appreciate it!!!

@TimelordUK 10 ай бұрын

That was an EXCELLENT video. Quite a serious presentation but so sensible. I hope your trajectory soars over the coming years, it deserves to. I'm self employed too so I relate to all this. My income fluctuates also, if I have any extra I just save more in a high interest account. I always live beneath my means. I love feeling financially secure incase something unexpected happens, like recently, I was very ill for two weeks and could not work, so I had no income at all, but rent and bills etc still left my account. You speak so much sense always❤

@ElAgustin 10 ай бұрын

Self employment makes you look at money differently, I think. You have to plan for more surprises. I think for everything life is uncertain, but when you're self employed you think about it more.

@violetagira8687 10 ай бұрын

that's smart with moving the rest of the money into the savings account. especially now when the HYSA give 4.3 to 4.5% interest back

@rosemarywilliams9969 10 ай бұрын

I've done this since I was 28 and never have issues with those yearly Bill's.

@daviddean6032 10 ай бұрын

Hello Austin! Another perfect video. I too am going to start just keeping 150 in my chequeing account monthly come hell or high water. ❤

@ElAgustin 10 ай бұрын

Good luck!

@letitbesaid8888 10 ай бұрын

Substitute Teachings is like playing in a Traveling Band. It's rewarding, and pays well ! ❤

@simplefoodsimplelife9632 10 ай бұрын

A new sub. Been watching for awhile. I appreciate your wisdom and honesty.

@ElAgustin 10 ай бұрын

Thanks for watching!

@esterdrass4964 8 ай бұрын

Love it. Take out 25% right away for taxes if you are self employed. Rather than all at once in April. As far as the IRA, I need to get on track with that. I need videos like this to remind me...till I get to a point where it is just a normal part of my life.

@alexharrison2024 10 ай бұрын

Great content, as always! Clear and to the point.

@ManChilddd 8 ай бұрын

Thank you very much for your transparency. This is rare in this day and age of KZfaqrs..

@tiashadae1143 10 ай бұрын

Love practical and realistic videos, like these, thank you!😊

@mr.honoraryboomer 10 ай бұрын

i enjoy watching your videos. they inspire my ability to handle my own finances and at some point I think i want to make my own youtube videos. Keep them coming!

@ElAgustin 10 ай бұрын

Thanks!

@loriella6250 10 ай бұрын

Austin, at my grandson’s high school graduation this year, there were “suggestion” cards to give him advice. On my card, I wrote your name and KZfaq channel. I often wonder, were you taught financial responsibility at home? If not, where did you learn? P.S. I’m also in CO, yes a chilly a.m. 😊

@leannejayne3545 10 ай бұрын

I believe his time living in Ecuador helped shape him as a person & taught him valuable lessons in financial minimalism 👍🏼

@Denise_Cocoa 10 ай бұрын

What an awesome gift to your grandson! When I found his channel last year I told everyone I knew lol

@loriella6250 10 ай бұрын

@@Denise_Cocoa I turned him on to Austin because of my regrets that I didn’t start sooner and no one taught me. Also because I love “my favorite grandson” so much!

@ElAgustin 10 ай бұрын

I didn't have tons of financial certainty when I was in my teenage years and saw consequences that come from not having money and I think it taught me the importance of being financially secure.

@robyn_southafrica 10 ай бұрын

Been watching a bunch of financial advice videos lately, and by far, your tips/tricks/advices are superior. I can live with your educational entertainment. Thanks man!

@guidok3762 8 ай бұрын

Great video, I am 60 now and still maintaining, greetings from the Netherlands

@rayjones4951 10 ай бұрын

You seem very organized!

@ElAgustin 10 ай бұрын

Got to be!

@josephineesan8703 10 ай бұрын

Yay! New video. I find this video inspiring. Thank you😊

@ElAgustin 10 ай бұрын

I'm glad! Thanks for watching!

@goosewithagibus 10 ай бұрын

I spend the first half of the month being very frugal and only spending on necessities until I have enough to cover my regular payments, then the rest can be for if I want something else, like seeing a movie, having a decent meal out, or a small road trip, then I save a few hundred and leave about 100 in my checking account. Recently a lot has changed and I haven't had this hasn't been my MO, but I'll definitely be going back in a few months to that. It kept things simple and easy. I also have everything on autopay so I don't forget. Just keeps my mind clear.

@dpayne1943 10 ай бұрын

Currently on a decline trajectory. But it is planned spending (saved for). Once the necessary spending is done, I will again be on a growth trajectory. I would count any positive movement, no matter how small ($100 toward an IRA) as growth.

@user-eg2rg5gz8k 9 ай бұрын

Love it. Doing similar things and always have people say don't use credit cards as they trick you into spending. Not true if you pay them off, sure there may be fees, but I have mine linked to frequent flyer points so it's worth it

@kessijhones123 10 ай бұрын

hey Austin im from Brazil and learning a lot from you

@ElAgustin 10 ай бұрын

I'm glad!

@casperm513 8 ай бұрын

I'm from Denmark and I find it so interesting following US personal finance. The US system just seems so complicated. I'm also living the minimalist lifestyle but it's much simpler here I think. There is no credit cards, no 401k, no Roth IRA, no need to take out money for taxes or pensions. Medical bills are non existent and housing is super affordable outside major cities. Taxes are done automatically, pension is done automatically and setting up index investing took 10 minutes and I haven't looked at it since. I pay my bills automatically so payday rutine is 1 step long 🤣 i clear my spending account so it has the amount I need for living expenses. That's it.

@mephisto885 7 ай бұрын

I love your chanel! 🇺🇸 Greetings from Sweden. 🇸🇪

@jennesont4791 9 ай бұрын

We do things very much the same! But our minimum checking amount is $1500 because that is the cutoff amount that makes our banking free.

@rosemarywilliams9969 10 ай бұрын

❤Thank You so much for being so transparent. Wish a lot more young men were as realistic as you.

@SunnyHomeVideos 9 ай бұрын

Really love your humble down to Earth approach for finances. Thank you!

@bessieoriotis5104 10 ай бұрын

Austin I agree with a lot that you say, but I never tried this order. I believe your system is good. God bless you. 😅😅😅

@SadmanChowdhury06 7 ай бұрын

What about other expenses like chill with friends?! Go to a vacation ?! What about emergency money?! How do you manage those?!

@exoticlook26 10 ай бұрын

I soooo love your videos. I look forward to them cause they are so realistic for people like me. Thank you and please keep them coming. You have great tips and they are so fun.

@ElAgustin 10 ай бұрын

I'm glad! Thanks for watching! Don't worry, no plans to stop! Still enjoying it!

@exoticlook26 10 ай бұрын

@@ElAgustin Absolutely no stopping keep going. I’m so proud of myself and it’s all because of your videos. 🙂

@raymondpicardjr3069 10 ай бұрын

Hello Mr. Austin, are you willing to make a video about Self Employed Health Insurance. It’s up to you, I know you have a lot of video ideas. Also another idea for a video or video series is to talk about having a mindset for the up & down financial imbalance you get. Many folks who are in the At same predicament don’t know where to start with handling their finances.

@ElAgustin 10 ай бұрын

Hello Raymond, I could make a video about self employment. I'll put it on the list and figure out how I can fit it in. I love the idea of the up and down financial imbalance and that will definitely be a video soon! Thanks for the feedback!

@leeallsopp5152 10 ай бұрын

ElAgustin yet again another Ellen’s, informative video…. Love your content :) keep up the great work mate! I now do the same monthly with my Credit Card 👍

@massafelipe8063 10 ай бұрын

Thank You for your amazing service. Normally, financial youtubers make me anxious but you have the talent of being approachable. Greets from half a globe away from a much poorer country (most of the advice are still applicable).

@ElAgustin 9 ай бұрын

Thanks!

@carmenalabat8425 9 ай бұрын

Great tips to ensure you cover all aspects in case unexpected items arise. Great video Agustin😊

@frankcurtis9634 10 ай бұрын

Thanks, Austin! I get a lot of value from the channel, it's a more rational way to look at money with no doom n gloom.🙏

@kaninma7237 9 ай бұрын

I am fortunate that, in the Czech Republic, I pay a monthly flat tax that covers my comprehensive health insurance and my social taxes. Tax time is easy for me: I have nothing to do. I always keep enough in my account to cover that and my monthly rent and utility bill, combined into a single payment, along with a generous amount that will cover our other monthly expenses. Additionally, I save ten percent of my gross salary each month when that is possible.

@joycegonzales4994 10 ай бұрын

Plus I get points on my credit card.

@autobotdiva9268 9 ай бұрын

I still do pen/paper budget down to the cents!!

@sbsamuelbitencourt 10 ай бұрын

Awesome payday routine! Great video. 🔥

@redouteshabby2024 10 ай бұрын

The heat is on today here in Virginia too! Dang...$241 left over. I spend double that on pet expenses alone. Which is probably why I can only afford to save $25 a pay check!

@donnagraham409 10 ай бұрын

Austin I really enjoy watching your videos,thank you for sharing and teaching us about money

@ms.rivera7898 10 ай бұрын

Excellent video!

@rocioocampo8735 10 ай бұрын

Thanks for sharing your financial wisdom. It has opened my eyes to the importance of managing money wisely. Wished I learned earlier in my life but it’s never too late. ❤😅

@ElAgustin 10 ай бұрын

Never too late!

@pagieliana5197 10 ай бұрын

This has helped me understand how to pay myself as an independent cosmetologist. Thank you so much! I truly appreciate the information that you shared.

@bankruptpensioner 10 ай бұрын

thanks for being open with the numbers Austin. And as usual, great advice

@ElAgustin 10 ай бұрын

Thanks for watching!

@jessa9877 9 ай бұрын

Gotta pay my line of credit and credit card (lawyer fees and engagement ring)...

@joeguay542 10 ай бұрын

One of your best

@poisonlady1965 10 ай бұрын

Hello from Aurora!

@kwokweng76 10 ай бұрын

Keep it up Austin

@BIOHAZARD_V2 10 ай бұрын

Thank you for telling me about index funds! I thought investing was too complicated but now I know enough to feel comfortable investing!

@OnCashFlow 10 ай бұрын

I will admit that I pay extra credit card fees with some bills because I still think that the points earned is at least worth as much as the fee that I am paying. (Usualy the fee is 2%-3%)

@Mariamasmind 9 ай бұрын

Thanks for this video! 22 yo woman living in Switzerland, trying to learn how to manage my money :)!!!!

@josephinede6121 9 ай бұрын

I worked for 33 yrs and all I get from social security is 1400.00 a month. Im turning 65 now social security is taking out 160.00 a month for Medicare against my will.

@carolewilson5981 9 ай бұрын

Really useful advice, thank you 😊

@conanthelib1 10 ай бұрын

Excellent advice, much appreciated. 😀😀😀

@abrahams.lincoln6749 10 ай бұрын

I see a new Austin video…I 👍

@heidiheathfield7731 7 ай бұрын

Thanks!

@ElAgustin 7 ай бұрын

Thank you!!!!!!

@jhunbn2296 10 ай бұрын

Brilliant as always!!

@plappin 10 ай бұрын

Great video, Austin. Here's a question: as a self-employed person with a variable income, do you have an accountant or do you estimate your quarterly taxes yourself?

@ElAgustin 10 ай бұрын

Hello! I personally have an accountant. They're not that expensive and I think they pay for themselves as they have so much more knowledge for things like write offs. Regarding quarterly taxes, I recently figured this out, but my accountant said as long as you pay 100% of your last years taxes in quarterly payments to the government then you are good and won't get fined. At tax season, you will settle how much you owe them and either pay more or get a return. This is my first year so I'll see how it all ends up!

@monishthomasp 10 ай бұрын

Nice one Agustin.. ❤

@bethmunoz9435 10 ай бұрын

Very informative + great you share income..thank you

@livingoncoffee 10 ай бұрын

Another great video.

@mastandstars5869 10 ай бұрын

Definitely good video Thank you

@mayugarenalynf.8760 10 ай бұрын

Hello Austin! 🇵🇭

@ElAgustin 10 ай бұрын

Hello!

@Robert-hn3gq 9 ай бұрын

Hi Austin. You mentioned things like rent and referred to them as direct deposit. I belive you meant to say direct debits.

@Simon-je7ko 10 ай бұрын

Me too I prefer to put all the small bills or the recurring bills on my credit card. Actually me and my wife we actually use the same credit card. We pay it together. Why? Because it's going to be complicated to have another credit card and I prefer to use this time for something else. When you get around almost 50 years old. You will understand that time is precious. You can indeed do something better with your time then trowing it away for nonsense.

@realchatwithtoya5228 10 ай бұрын

Awesome video! Which video talks more about the Roth IRA?

@jayocean4724 9 ай бұрын

I enjoy your videos! 🎉so helpful for those on a very low income trying to save a bit monthly in a Roth and grow savings.

@admiralackbarceo 10 ай бұрын

Great video, thanks for being so transparent with everything

@donnanorris4733 10 ай бұрын

Great breakdown of where your money goes - you even factor in fluctuating income month by month. We even make similar income. I like to have a little more cash in my checking account though, I try to keep 1000 as a buffer, and then move extra money to savings accounts. Being a home owner, its nice to have a bit of a safety net in the checking account.

@marshamagic8551 10 ай бұрын

That’s a good idea..

@mercedeswilkins9085 8 ай бұрын

Pay yourself first from 10-25%

@JordanFrazier-un7ul 10 ай бұрын

Good video. Exploring the world of finance through videos, I encountered a gem that sparked my interest. The hints about a well-versed trading strategy intrigued me. Thanks to that video, I delved deeper into the world of Tripple Capital, finding a partner that aligns perfectly with my financial goals.

@wellnesscoach73 10 ай бұрын

muchas gracias que tenga un buen día y te esperamos en texas agustín

@kylemckennie2599 5 ай бұрын

Juicy I'm a super saver type but I'm a addict and realizing recently to save I must manage the addiction and also realized you've been successfully af making 3200 when I can make 6k and we're both single I'm just slacking hell I've built 1600 in saving not trying since I woke up again I was a good saver as a teen and child

@juliem.3936 10 ай бұрын

II appreciate your transparency. I'm curious to what your $1k/month bills are. I'm sure that is not all food! Maybe a car note and insurance? LOL. BTW, I thought you could only deposit into a Roth IRA once a year. Do you deposit monthly?

@Denise_Cocoa 10 ай бұрын

You can deposit monthly, there’s just a yearly max

@ElAgustin 10 ай бұрын

It's food, gas, random spending, some bill. You can deposit as much as you want in a Roth, there is just a yearly limit. I do deposit monthly.

@ireneroy8820 10 ай бұрын

How much is rent? What do you do for income?

@Guerrini2954 10 ай бұрын

Hey Austin, what do you recommend in regards to renting a flat? I live in a single room apartment but I am thinking about renting a bigger apartment but that will cost more.