Sounds so good!

I am not from the United States, what applies to me in this case?

@@marthadominguez7701 Everything except Social Security DRCs.

@@FinancialFastLane Thank you!!!

@@FinancialFastLane The strategy you used to capitalize and save money was very intelligent, but in my country most of the elderly live with their families. In case you have other strategies to make money, I would like that you share with me. Thanks!

🤣🤣🤣

Right

#1 You are Not Alone. I'm on the same way

🤣

Dare to dream

You don't really need much help, all you need is the assistance of a financial advisor.

@@arthurhughes6232 I totally agree with you. Get yourself a good financial manager and that is it, you are good to go.

If you are looking to begin your retirement, we have the best recommendation for you. Same one we used in setting up our retirement account.

Regarding my first comment, I am really looking for the best help I can get, and the best recommendation will be best for me.

Her name is *Leticia Zavala Perkins* .

The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

Speaking from personal experience, I would say engage professional guidance. Not sure where you get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.

@@Lanafromarcher Mind if I ask you recommend this particular professional you use their service? i need all the guidance I can get.

Do you mind suggesting the professional you use for their services? I could really use all the guidance I can get.

My advisor is a lady and goes by the name Melissa Jean Taligdan I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

WELL DONE. You in fact LEARNT on your own when you were young, what it was like to be poor AND DID SOMETHING ABOUT IT. MY upbringing was "middle class". Both parents worked all their lives and finished working, both in government jobs ...middle level desk jobs. I knew one friend who lived very similarly to you. We disconnected after high school. He was born to play the guitar and was "self-taught". Found out sadly that he passed away in 2008. I know nothing of his life .....however I cringe when I read articles about retirement and the "couple" are concerned with their combined disposable incomes ....with their "target" is $90K ...after tax ....and their will fall short when the wife retires. At that point, I have absolutely no sympathy or concern for their combined "well-being". When they are talking figures like this, I quickly summarize these are GREEDY people who don't care to live responsibly. I keep in mind that under "normal circumstances", both had parents with some kind of "estate", which may have been "shared" with siblings ....but still ....there is commonly "inheritances" ....and ask "what did they do with TWO inheritances. (It is possible that parents are still alive, but in my world, this is NOT normal) Here is the very sad story .....that I am not buying into at all: www.msn.com/en-ca/money/other/couple-one-with-an-indexed-pension-worry-their-income-will-come-up-short-when-wife-retires/ar-AA1nzpbm?ocid=msedgntp&pc=U531&cvid=d258e4f3944245bfabdd33d31c37d990&ei=70 .

different curcumstances maybe?

You need much less than $2 million but go for it Aim high.

2 million will be like a hundred grand in a few years. We are the next Venezuela and Zimbabwe

Live your life NOW retirement is too late to start doing so. As we say in Ireland, someone will bury you because you can't stay above ground to stink. Getting older needs replace wants. You can enjoy great contentment in retirement BUT LIVE NOW

😢😢😢❤😮😢😮1😢😊

I am from India,. No house, had a child 12 year old I am retired. Living on rent what should I do?

Congratulations on your upcoming college graduation! That is so awesome!

Just don't get sick

Why the heck would you go to College at age 68 and have no retirement plan. Yes you can say you have a collage degree but who is going to give you a job. Knowledge is find, sit in collage classes most collages have a sit in program for seniors. It crazy that a person 88 years old goes to College, I will never understand it. But it is your money go for it.

That is wonderful and I am very proud of you for achieving your educational goals and may you excel in all your endeavors, "CONGRATULATIONS"!!

Congratulations!❤

14. Do everything you can to help Mom live to be 150.

I’m almost 60 and surprised the algorithms put this video in front of my face. I haven’t been searching anything of the like. I’m in the same boat except I have a grown son with family. Good luck to you and your journey to peacefully continue your life. It’s quite scary especially with everything going on today. 😉

Move to the Philippines

Good luck, Tracey!

Good luck !

If you are still job hunting, please consider the resources of AARP. Also sign up with the unemployment office for job leads. Good luck.

Great information. I will definitely follow you and just subscribed 😊.

Very simply put. Thank you 💕

Great video an discussion very informative. You earned a subscriber.

Savanah! This is so true! Even the banks that you've banked with for 30+ years don't want to talk to you or at least take time to give you advice. This has happened to me. Life happens and everyone can't have $250,000 in the bank.

He is definitely a 'rarity'!

I too waived all rights to my ex husband's retirement (and annuity) ~ because it wasn't MY money to claim! My current financial situation is on ME ~ why should he have had to subsidize it? My choices = my consequences.

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states.

Really you people know her? I was even thinking that I'm the only one she has helped walk through the fears and falls of trading.

I'm new at this, please how can I reach her?.....

SHE'S MOSTLY ON TELEGRAMS, USING THE USERNAME

That's been my backbone and my biggest motivation. A Positive mindset and a strong belief in God

If you dont belive in dieties this translates to: "Good luck!" 😂

​@@mmmnope7999EVERYONE believes in a 'diety', even if it is Self-- But belief in the Creator of the universe is the One to believe in !! 😊❤

@@katbunn957 I believed until DNA came back and found I was paying child support for another man's child

I have not even watched the video yet, I normally read the comments before I finish ANY VIDEO. I Cannot do anything without God. AMEN ✝️🌹✝️

How do you get $2000 a month

@@eveynj1881 work

@@eveynj1881 I worked hard from age 70 to 75 as a teacher....$700 a month retirement, plus my $1,300 social security. Many friends want me to move in but if something were to happen, their children would give me walking papers. Luckily my 2016 SUV was paid off...You see, at 60 I went back to college...I knew I couldn't do office work forever...they want young, fresh, pretty faces. But even being a teachers Aide, you can save. I looked ahead when I was 60. Wish I had done so earlier.

@@brigittebeltran6701 Your comment is so encouraging to me! I'm furthering my education at a later age, also. I plan to do something similar as you did, but my going back to school is in the Healthcare field.

@@streetsofgold4310 So elated to hear that!!! Yes, it's NEVER TOO late, and God is the Center of my life....Without Him we are nothing. I also worked weekends in a psych clinic as a behavioral tech. Make sure you squeeze in some psych courses, then you will qualify for that as well. God bless! 🙏❤🙏

You can do it!

IMo the majority of regular people dont have enough retirement funds. So you arent the minority at all.

Thank you for your comment! I really appricate it!!

Very inspirational. Thank you for posting

Sir thank you so much for giving us an amazing tips to follow. looking forward for more advices. Take care and stay healthy. God bless.

My hubby is 67 and I'm 68. I'm doing this now, paying everything off, we only have our mortgage left. We didn't buy a house until we returned from missionary field, so we are sorta starting late. But love the life we led, but now its time to concentrate on each other and our health. Wish I had known what I know now about finances when I was in my 30's, but hindsight is 20/20:)

Yes! I like it. I miss it.

I completely relate to what you said. I too mourn the loss of their generation which I so vividly remember from my childhood.

Absolutely agree well done

@@SeniorCircuitGroup]

If you like the Florida climate but not the expense, try Thailand or Malaysia. They welcome Americans with a modest retirement. They are peaceful countries where a healthy life is very inexpensive.

Now this is thinking outside the box! A great idea that I've been looking into myself because you need so much less living overseas than the US. I'm gonna keep researching until I find my new genesis overseas

​@@Ddrews-nf4gq Thailand is where I live. 20 years now on 1,000.00 a month. Thailand has everything to fit any budget. Food is very tasty and made from scratch everywhere. 3.00 a meal is average. I find that most people in tourism locations speak English. My monthly laundry costs 7.00. 1 month unlimited 4g internet. 7.00 a month Rent 2 bedroom 2 bath villa in phuket 400.00. New motorbike off the showroom floor 2,000.00 Medical care in the excellent state hospitals 100 times cheaper than usa. Flights to from usa cheaper than anywhere in Asia. Usually 1,000 round trip

@@evinwhiteson4902 Very good info! Thanks time to research Thailand

thank you, can you give a pointer the best investment now ? i am thinking of getting stocks or cryto

The key to making money in stocks is not to get scared out of them. An important key to investing is to remember that stocks are not lottery tickets. Get an financial assistant

That is so true!!!

Health is wealth!

I agree on 11 of 12 Took SS at 62 Invested it If I waited until 66, I would have to live until 84 years old.

Everything is on point. Nevertheless, it's never too late to start preparing for your retirement, and you can always adjust your lifestyle to fit on your desired goal in the near future. Thank you for this summary 😊

Thanks for the summary I was looking out for someone who would volunteer to list out the summary. Blessing

@62guitarguy also called Reverse Mortage

Thank you. Saved me 17 minutes.

Haha - I don't think your You Tube channel would be as much fun as this one :)

Great comment, thank you for sharing!

Such a great comment. I lived outside the us for several years and families there lived together. Always had childcare for free right in their house. They found it strange that we kick our kids out after a certain age. If COVID taught me anything it’s not fun to live alone.

😊😊😊😊 6:28 7:56 7:59 😊😊😊

I think the company alone is smart, even if your doing ok financially! Pick wisely, family that don’t share the same respect values can be a nightmare!

❤ Sounds wonderful!

Thank you for sharing!

Drug addicts can't be helped, they have to help themselves, I know this, otherwise, it eventually solves itself

A lesson I've learned to accept: we can't be responsible for people who are irresponsible.

I don't believe your efforts help your child was in vain. You did what most loving parent would do. Don't blame yourself for his decision. You will be blessed.

You will be blessed. Don't give up on your son

Try Mexico

Exactly

So true

Mexico, Costa Rica, Panama, Portugal, Dominican Republic, Thailand...

What countries are good for retirement?

Good work! You may appriciate this new video on excecise and health kzfaq.info/get/bejne/nNt9Z5uKqLuXh30.html

I have seen a lot of investing channels but still can’t wrap my head around it. I need an impartial investment advisor. I know they are there I don’t just know a legit sourced. How can I reach the broker you were assigned?

@@Laurendon1With the help of a pro financial advisor, Herman W Jonas, I’ve gotten into stocks and fx, splitting my funds in different assets that have brought me huge roi. I just reinvest and grow my portfolio. Here,

Hermanw jonas (a g mal comm

@@Ferocious923 I don’t make that much, but I sure do make enough. However, it will not be a bad idea to hear from a professional. I hope he replies my mail.

Thanks for pointing this out. I usually skip past those since everyone can tell a spam. I also wrote him. How quickly does he respond? I will be patient though. Also, have you made any significant profit so far?

Great comment! Thank you!!

I couldn't agree more. I have God, Joy , Peace and Money . Money is just a bonus cuz I didn't expect it . Thanks be to God. I'm 63 . Retired last year.

Well said roe

0l

It doesn’t need to be carnal! Yikes! But glad you live with moderation.

Absolutely !

@@chronicreaderDo you have enough money to travel?

It's critical to not enter retirement with debt such as mortgage, car note, school loans, personal loans or credit cards, only have basic bills, and try to be in the best health you can, don't create new debt, down size and live a minimalist lifestyle is key, and create a way to earn passive income

​@@MarieHollidaywell cars only last so long!

Hello trysha How are you doing today?

Me too! I am almost 61 and have little saved. Had to use retirement to support myself and son after divorce. Have not restored. Was set to be a millionaire by this age. Now starting over. Taxes swallowed up half of my money.

My father said that you don't need as much money to retire on as society leads you to believe. But then again, you can't go into retirement owing money either. That's just poor planning.

That is something most videos do not mention which a major factor ( in my opinion) for retirement… be DEBT FREE ( no mortgage, no car payment, no credit card debt). Only have essential monthly living expenses and necessary insurance

Hi trinh I hope my comment didn't sound as a form of privacy invasion your comment tells of a wonderful woman with a beautiful heart which led me to comment I don't normally write in the comment section but I think you deserve this compliment. If you don’t mind can we be friends? Thanks God bless you….🌹🌹

Have been into a bad relationship. My ex-hurt and cheated on me a lot, that's why am on net to give it a try.

@@JuliusBall smile 😊 my guy

Yes! Unfortunately, this was fully intentional. Just research the reason/creating birth certificates & how the Federal Reserve has placed our country in dire straits!

Thank you for sharing your story and congratulations on your amazing progress! Sounds like you have beaten the odds! Keep it up!

I thank God that, at least, you are back on track and moving on positively

God bless you 🙏my brother!

Don't duel on that my friend, the past is done and over with. You are in control now, Just think how much your life has improved, keep on going. Look for good friends, hobbies or physical activities you like.

It is never too late! Well done!

I need cpr

I am right there with you!! Nurse also and will retire from nursing in 1 1/2 years! Can’t wait.

As a driver same age feel same. Body isnt going to make it. Thank you all nurses

I like your story.very helpful for oders. Kip doing you will be on a top of the mountain. Good luck 🙏

God bless you And congratulations

I was amazed your story too I was also 52 and I plan to go freelancing but may budget not yet ready because as of now iam taking care of my mother a 89 years old and she is suffering an alzheimer disease

You are never alone! God is always 🙏 beside 🙏 us! Well done 👏!

@@juanitadelabajan4352 Dear Juanita, to take care of your mother it's a blessing in itself ! Daughter's are God gifts 🎁, angels 😇 in disguise 🥰😇💝💯👩‍👧. So proud 👏 of you ❤! Means a lot ❤, honestly! You are a star daughter ✨.

Have been into a bad relationship. My ex-hurt and cheated on me a lot, that's why am on net to give it a try.

Hello.. am about to turn 50. Can you help me get a job in Canada?

I wish I would have known this. I would like to add... avoid naysayers. This made it difficult to know who was "right". Good for you!@

What if the job is not stable.

Not complicated ,Basic info and very informative…

Good point. It is a ministry.

Thank you!

Me too!

Yes, all true! Thank for for making such a thoughtful comment!!

Great information, lost my job during COVID and I am going to start own business and open my home up to girls

@@FinancialFastLane I only listened this long to tell you, you could be a Tom Hank's double in movies! The comment I replied under in order to comment to you sounds like something I'd be good at. I'll check it out.

absolutely agree with this comment... 👍🏻

@@FinancialFastLane may I send you an email. Would you give me your email address. I have some questions and I need your opinion. Thank you

I have a few videos on that subject. I would start with this one kzfaq.info/get/bejne/aq2grdpm3Mmqn2g.html

Sounds Great, working and investing is a great way to go at any age while working... Because you earn more and tend to reach your financial goals faster. thereby making you not so dependent on social security. I've heard many good recommendations about teresa jensen white, even on cnbc. i think she's the real deal for people to talk good about her.

Yes, I have ideas! You need an income plan. I would suggest reading my book as it would be helpful to you at your age and in your specific situation. You can download the first chapter here: www.financialfastlane.com/lanes-book

I moved to Colombia South America. Living at a beach condo bought for less than $100k. Living on $2,000 a month. No way in usa.

@@scottturner6139 Awesome! Here is a video I did about retiring in Costa Rica kzfaq.info/get/bejne/mtqAY7Jh08_LgoE.html

Same here. I'm pretty sure I would be very successful if it wasn't for that. Luckily I am a frugal, a good saver, and some financial education. It helped me to survive divorce, kids, and now living alone. Economic shocks can strike at any time, so I don't trick myself into thinking that the work is done. Have a blessed day.

Adhd tax is horrible. Set my son up for automatic investing

Yes I never understood what was wrong until I got diagnosed as an adult.

@@miggroup5557 i have plenty of tips if you need #adhdadvocate #dysgraphiaadvocate #dyspraxiaadvocate

That's me totally. My life processing was all off. Lack of focus, poor choices, etc. plus working single with no input from friend or relative I was clueless. Realized too late what how normal people looked ahead & planned. I was always living in survival mode.

How's ya fake stock working for ya now!! 4 months later!! Now!!. May 2022!!

If your home is completely paid off and all you do is pay taxes every 6 months on your home, do not under no circumstances get a HECM. A reverse mortgage is a complete rip-off you will regret it especially if you want to leave something to your children or to someone else. They would have to pay off that reverse mortgage. They would never be able to pay it off, you would leave them without an inheritance.

Lotsa laughs. If your home is paid off, why would u want/ or need a reverse mortgage? Reverse mortgage's for thee elderly who couldn't afford thee monthly mortgage. Me home's all paid n I'm staying thee heck away from mortgages, unless I'm buying an income property....

Ms. Van please don’t do a reverse mortgage . Your home is paid for. That is for folks who have a home but still owe. Please don’t worse idea ever. My mom got con to doing that . And lost her home which was paid off. She passed away. To be honest I think from finding out she was scammed . My brother and I never knew . Until her death.

@@kimberlyharvey8876 Sorry for thee lost of your mom. And, it's really sad to lose a home that's already paid for as well. 😔☹️ If your mom had needed some sort of financial help, she shoulda ask 'er kid(s)/kinfolks. Reverse mortgage's really intended for folks who r unable to pay their monthly mortgage. And, r not planning to leave thee property to anyone.

@@axiathunder9128 thank you for the kind words. Yes we would have assured her we would of helped her. I am a doctor stationed overseas in the military so all of this has been a shock; and it breaks my heart now.