7 Strategies to Simplify Your Investment Portfolio & Make it Less Stressful

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In this video, I discuss different strategies on how one can simplify their investing and investment portfolio. The 7 strategies in this video will make your investing more organized, manageable and effective in addition to enhancing the investor's understanding and confidence in managing one's wealth
Here are the 7 simplification strategies:
1. Remove emotions and biases in investing by gaining knowledge, following a systematic process and using an investing checklist
2. Operate as a portfolio rather than looking at assets separately by doing a core-opportunity split, asset allocation and regular rebalancing
3. Automate your investments suing SIPs, standing instructions, SWPs and STPs
4. Deploy your lumpsum using a defined strategy covering short and long duration actions
5. Avoid chasing best performers and instead choose 4-5 schemes with different investing styles for long-term investment
6. Simplify your stock selection by holding 10-15 high-quality stocks for ease of monitoring with a clear rationable for buying and selling a stock
7. Track, review, and clean your portfolio regularly using a portfolio tracker
👉 Video Chapters:
00:00 Everybody Loves Investing
01:15 1. Behavioural Investing Simplified
03:11 2. Build Wealth as a Portfolio
06:18 3. Simplify by Automating Everything
07:23 4. Easy Blueprint for Lumpsum Investing
09:02 5. Best Mutual Fund for 2024
11:49 6. Simple & Effective Stock Picking
14:14 7. Track, Review & Clean Your Investment Portfolio
#simpleinvesting #simplifyinvesting
Disclaimer: I am not a SEBI registered investment advisor or research analyst. I am not registered with PFRDA or IRDA either. The content posted on this platform is purely for educational purposes and none of it constitutes investing or trading advice. Viewers should do their own research and diligence before investing or acting on the information presented. Some of the links I have posted in the video, the description, the comments and other related resources might be affiliate links

Пікірлер: 144

@user-on1ed8kg8m 6 ай бұрын

After watching every video that you put on the channel that one dialogue from "MUNNABHAI MBBS" movie comes to my mind invariably and hence i would like to say "Shankarbhai mast kaam karta hai tum" .

@amiteshanand313 6 ай бұрын

😂

@Sayan_Biswas. 6 ай бұрын

😂

@amitesh-rai 4 ай бұрын

The calm, the composure, and the efficiency of delivering the message is second to none. You’re an inspiration to me. Thank you for sharing such valuable insights.

@shankarnath 4 ай бұрын

You are so welcome!

@dheerajkukal8475 6 ай бұрын

Thank you Shankar sir, your data analysis is supreme. Bringing statistical concepts like quartile etc is something beyond... Thank-you again.

@shankarnath 6 ай бұрын

You're most welcome, Dheeraj 🙌

@kavinsundar 5 ай бұрын

Wow. You are a great teacher. The way you share valuable information is by far the best.

@shankarnath 5 ай бұрын

Thank you! 😃

@baskarchockalingam2421 5 ай бұрын

another bundle of knowledge from u bro.. every investor should watch.. without any stock recommendations u have huge followers,just because of the genuine content..i ve completed 5 yrs of investment..best things i learned from u for years NEGLECTING SOCIAL MEDIA NOICE, EXCITEMENT HAS COME down, NO FOMO,etc...

@shankarnath 5 ай бұрын

Thank you. A met a couple of follower last week & one of them showed me his journal where he had written the top 2-3 lessons from each video. These were not one or two lines but 3-4 paragraphs incl. cross-referencing with other videos. I was surprised how many & how deep some of the points were. He had listed over a 150 points and categorized each as stock picking, portfolio, behavioural etc.

@baskarchockalingam2421 5 ай бұрын

@@shankarnath 👍👍👍..many followers including me having notes with valid points from ur talk.. to understand ur talks completely n make best use,we have to listen again again especially wen ur presenting datas,👍👍God bless u

@taplubambhos2869 6 ай бұрын

Beginner here I have divided my folio into 3 parts. Large mid and small and half of large cap is cpseetf. Can i just keep it as its and continue with an sip fpr the same? Tumne horizon is 7+ years. Please advise

@parthaprateemraychoudhury7689 6 ай бұрын

I appreciate your sincere efforts on how to build, manage, monitor and clean up junk in one’s portfolio in a simple and effective manner. Thanks Shankarji. 🙏

@shankarnath 5 ай бұрын

My pleasure! I'm glad you liked it. A lot of it might seem simple but few of us actually do it.

@parthaprateemraychoudhury7689 5 ай бұрын

@@shankarnath I totally agree.

@drnirajsheth4145 5 ай бұрын

should we invest in index fund,as most of the mutual funds does not give returns more then their benchmark

@anupdsouza 5 ай бұрын

Excellent video Shankar! I loved that you shared often ignored pointers when it comes to not just building a portfolio but also managing it in a healthy manner. Many thanks & Happy Republic Day!

@shankarnath 5 ай бұрын

Thank you very much, Anup. Wishing you a Happy Republic Day yourself & lots of glory to our country!

@yogeshdixit3973 5 ай бұрын

Its always a delight to watch your content Shankar Sir, wealth of knowledge for any invstor!

@shankarnath 5 ай бұрын

Glad to hear that. Thank you!

@TEJASN324 6 ай бұрын

how to find out if corporate management is good in any stock?

@thamke99 5 ай бұрын

Sir, I have watched so many videos of yours on investing in equity, investing in MF etc. Currently I am investing 50% in both categories. So far my equity is generating 15% while my MF is generating 25%. Please note I started investing in MF since 2 years and in equity since 1 year. I want to know which option is bound to give better returns

@arunagirisailesh8518 6 ай бұрын

Agree that every video of yours has something new to learn. guess that's really your USP. keep going!

@shankarnath 5 ай бұрын

Thank you!

@vibrantsumit 6 ай бұрын

Great video and very practical tips. Considering 'time' is the cornerstone of wealth creation, only those techniques prove to be effective which are easy to implement over long period of time. Your video helps in selecting such techniques.

@shankarnath 6 ай бұрын

Thank you

@tc4xy 5 ай бұрын

again amazing content sir, points discussed in 1st 2nd and 4th topic are amazing...thankyou so much sir

@shankarnath 5 ай бұрын

Most welcome. I'm glad this helped .. these are simple but every effective approaches to investing

@rit2022 6 ай бұрын

Hi sir edelweiss China equity fund is 33% down what one supposed to do now kindly advise

@nabeelyahiya 6 ай бұрын

Excellent video❤ Don’t have words to appreciate the quality of your content👌👍

@shankarnath 5 ай бұрын

Thank you very much

@pepetigowtham3995 5 ай бұрын

Great work sir... wonderful teaching

@shankarnath 5 ай бұрын

So nice of you. Thanks!

@avinashkhopade4708 5 ай бұрын

Very good and helpful content. Thank you very much.

@shankarnath 5 ай бұрын

You are very welcome! 🙌

@stcoktin 5 ай бұрын

Thanks for an excellent post Shankar.

@shankarnath 5 ай бұрын

My pleasure. So nice of you

@chetanshah1414 5 ай бұрын

A good knowledge information after long time in decent way love your way to analising

@shankarnath 5 ай бұрын

Thank you!

@rudraroychowdhury9966 6 ай бұрын

What an informative video as always.. ❤ed it and thank you🙏... I'm also trying to simplify my portfolio by learning everyday.. For the time being, I've bifurcate my portfolio (only equity) into 'Core' and 'Satellite'. • The Core contains a Sensex index, a Midcap150 index, a Nasdaq100 index and a Smallcap (active) fund. • The Satellite contains a Midcap and a Smallcap active fund. I hope, in forthcoming days, I'll be able to understand the journey in a better way.

@shankarnath 5 ай бұрын

Thank you! Glad you liked it.

@prasadrayannavar9117 6 ай бұрын

Watching your video always increases my knowledge about investing, thank you 🙏 keep doing the good work

@shankarnath 5 ай бұрын

Happy to hear that! My pleasure

@thiyagarajanraji6719 5 ай бұрын

Very useful one sir, thank you very much

@shankarnath 5 ай бұрын

You are most welcome

@varvishwa 5 ай бұрын

Excellent video. Thanks

@shankarnath 5 ай бұрын

Glad you liked it! Thank you

@rajarora2097 5 ай бұрын

Have 2 low cost index etfs for last 20 years and never changed and kept focus on BMI & health as priorities

@shankarnath 5 ай бұрын

Thanks for sharing

@srimant85 5 ай бұрын

This is gold.

@chiragmehrotra2366 5 ай бұрын

I have stopped investing in some MFs. But the money is there and is growing as per market growth. Should I withdraw and invest in other funds or let it stay there?

@arvindgandhi1007 5 ай бұрын

Thank you very much

@shankarnath 5 ай бұрын

You are welcome

@BeNOone902 6 ай бұрын

Gratitude:-)

@shashiDodderi 6 ай бұрын

super : simple but important.

@shankarnath 5 ай бұрын

Simple things are always effective

@archanakamat2635 6 ай бұрын

Excellent video?, thanks

@shankarnath 5 ай бұрын

Most welcome!

@baidyanathbhattacharya886 6 ай бұрын

Nice and systematic.

@shankarnath 5 ай бұрын

🙌

@jayaprakash456abc 5 ай бұрын

i like your videos Sir, thanks....

@shankarnath 5 ай бұрын

Glad you like them!

@parasbansal 5 ай бұрын

Good Summary of all topics

@shankarnath 5 ай бұрын

Thank you!

@pinnaclefinancial533 6 ай бұрын

0:53 Exactly the situation currently I am into with so many products in my portfolio no idea of the actual yield on the entire portfolio

@shankarnath 6 ай бұрын

I don't have many products but I have many MF schemes so pretty much on the same boat. The proxy I've used to focus -- I only remember the 6-7 SIPs I do every month as these are an integral part of my core portfolio. This has helped me prioritize, maybe you can try something similar

@subrahmanyabk8744 4 ай бұрын

😀@@shankarnath

@RajendraKumar-im4pl 5 ай бұрын

Extremely good

@shankarnath 5 ай бұрын

Thank you

@meditationyoga-soundsofnat9306 5 ай бұрын

Would love to hear what are the 4-5 funds in which you've invested and what was rational behind it Also When to exit from fund if it seems non-performing then competitors.

@shankarnath 5 ай бұрын

The rationale and category of funds is available here: kzfaq.info/get/bejne/mLRlhMepvpm2hqc.html .. I have made minor changes since then

@jagdishrajpara4843 6 ай бұрын

Sir can u provide any mental framework around Invesment in sectorial or thematic mutual fund if someone does not understand anything about stock but want to tack some hire Riske and want to generate higher return stp or sip way according your nature of manageable investment system or theses.

@shankarnath 6 ай бұрын

Hi, I have a video on "sectors". Pls see if that helps you with your question .. kzfaq.info/get/bejne/o7qInsygmcqpYI0.html

@user-dv9sm8et8r 5 күн бұрын

THANK YOU SHANKAR SIR 🙏

@shankarnath 5 күн бұрын

Most welcome

@aroraa2007 5 ай бұрын

can i get the list?

@mritunjayadwivedi2605 5 ай бұрын

Its easy to calculate xirr for specific mutual funds in excel but how to calculate total portfolio xirr combining all different class of investments.

@shankarnath 5 ай бұрын

Same way you do it for specific mutual funds. List down all the cash-in and cash-outs.

@rajeevramakamath 5 ай бұрын

Very Good

@shankarnath 5 ай бұрын

Thanks

@gourabchakraborty6061 5 ай бұрын

Please make a video on most consistent mutual funds which spends most of the time in quartile 1 or 2.

@shankarnath 5 ай бұрын

Thanks for the suggestion

@gourabchakraborty6061 5 ай бұрын

❤@@shankarnath

@patelpranav77 4 ай бұрын

Awesome video, it helped me.

@shankarnath 4 ай бұрын

Glad to hear it!

@saikrishna3566 5 ай бұрын

As usual, very very useful tips shankar ji. Can you also share your thoughts on securitized debt instruments. LoanX by Gripinvest is offering between 12% to 13% IRR for SDI's. Can we consider them as some fixed income instruments or alternate investment. Please shed some light on this.

@shankarnath 5 ай бұрын

I have a related video. Please watch: kzfaq.info/get/bejne/n8CWfdJmnK-uiXU.html

@investtv1990 6 ай бұрын

Awesome content as always

@shankarnath 6 ай бұрын

Appreciate it!

@kaviyamuthu2342 5 ай бұрын

Is there any online course structure for fundamentals analysis, strategies to know all this

@shankarnath 5 ай бұрын

I haven't come across one, sorry!

@alexstanley4684 6 ай бұрын

If one invests 25% amount in 1 Small Cap Fund, 25% amount in 1 Mid Cap Fund and 50% in direct stocks wherein most of them are large cap stocks like Asian Paints, Tech Mahindra, HUL, Pidilite, etc. - is it a good strategy for long term investment considering its just 2 mutual funds?

@pradeep2kedar 6 ай бұрын

Yes. I do the same. But! Since u r actually looking at the market every now and then, u feel like u made a wrong choice. When the stocks around u are doubled and ur large caps are giving 5% or 10%. It will make u sell and try some luck on others. I suggest u divide it further. Add 25% in flexi cap.keep just 25 with u. If if if only in the market from last 4,5 years. Happy investing.

@ramaprasadmajumder6449 5 ай бұрын

For direct stocks you can consider "Dividend Aristocrats" smallcase or similar.

@eldhosethampi6532 5 ай бұрын

Can you do a video on Flexi Cap vs multi cap.... because multi Cap funds are confusing

@shankarnath 5 ай бұрын

There is only one key difference. Flexicap allows the fund manager to pick stocks across market caps with no restrictions. Multicaps require that the fund manager keeps 25% of the assets in large, mid and smallcap each while having flexibility to allocate the remaining 25% in whichever cap he/she pleases. For more info, read www.motilaloswalmf.com/investor-education/blog/distinguish-between-multi-cap-flexi-cap-funds/

@SMCGPRA 5 ай бұрын

getting reliable data to do analysis is difficult where to get data to analyse in excel as you show

@shankarnath 5 ай бұрын

I use niftyindices.com, advisorkhoj.com and valueresearchonline.com for most of my analysis

@AnujNeogi-ih2db 6 ай бұрын

Q1. Shankar can I take flexicap instead of large cap in my core portfolio as flexicap has ~70% in large companies ? if yes then many flexicap have few allocation in international so should I take a separate international fund for mf portfolio? Q2. What do you think *after 10 yrs* will the market give >15% return ? Q3. Will inflation go down in future ?

@shankarnath 6 ай бұрын

Hello: 1. I have not come across a hierarchy of funds so can't generalize if a flexicap is better than large cap or if an international fund fits in 2. Post 10 years .. stock market returns will be more than 15% in some years and it will be lagging in other years. Personally, I do my long-term simulations assuming 12% returns from equity instruments 3. Apologies, I haven't done any study on inflation

@AnujNeogi-ih2db 6 ай бұрын

@@shankarnath ok but regarding inflation how much do I assume now for my calculations ?

@shankarnath 5 ай бұрын

@@AnujNeogi-ih2db I use 7% inflation

@Mdnowsath 5 ай бұрын

Can you please make SIP calculator with partial withdrawal/ profit booking. Everyone talk about long-term goals but it is hard fund a calculator which factors in mid term goals. For example, I'm in investing for Retirement wealth creation and child education for period of 20 years period. However, I also need money for Home down payment for which I can't wait for 15-20 years. I need about 10-15 lakhs in next 3-4 years which excludes the long investment plan. Please help me with this.

@shankarnath 5 ай бұрын

Thanks for the suggestion

@jaswanthyeturi415 4 ай бұрын

Sir waiting for your smallcase basket for monthly sip

@shankarnath 4 ай бұрын

Thank you for your patience

@vaibhavrana 6 ай бұрын

Great content and insights as always! Would recommend anyone to use their lumpsum and do 1.5L in PPF on the 1st of April for maximum return and tax saving (if applicable)

@shankarnath 6 ай бұрын

Thanks!

@pappuzion1130 6 ай бұрын

@@shankarnath thank you sir.your content is always great and a lot of ideologies which you give are phenomenal.From your ideologies,I plan to invest nifty 50,next 50,value 50,momentum 30 for long term with each contributing 25%.Please let me know your view on this.I am planning for 10 yrs or so

@shankarnath 5 ай бұрын

@@pappuzion1130 Most welcome! I have not tried such a combination myself so don't have any views on it. What is your rationale behind choosing those 4 schemes and using equal weight?

@pappuzion1130 5 ай бұрын

I heard nifty and next 50 gives 12% in long term and you said in your video value and momentum for lifetime portfolio.I don't have much time to invest in stocks.so thought of simply investing equal in all four started 2 months back only.Need your advice if I can do these 4 for long term and how much I can allocate in each of them?

@KaranButtarr 6 ай бұрын

You're GOLD

@shankarnath 5 ай бұрын

🙌

@Amitchopra1312 5 ай бұрын

Nice outfit ☺️👍

@shankarnath 5 ай бұрын

Thank you!

@ramaprasadpanchagnula5323 5 ай бұрын

Namastey. Very useful info. Request you to make a video on online sites that enable tracking of our portfolio. Please discuss as to how dependable they are. Tku

@shankarnath 5 ай бұрын

Thanks for the suggestion

@subhajitadhikary7396 5 ай бұрын

everyone gets reply from you,sir but i dont get the name of the yellow book at backside.

@subhashishdutta 5 ай бұрын

Hi Shankar. Thanks for the video. While I must say I am aware of all the seven points, this video helped put that information into a structure and helped with thinking. Can you please do a video on how to best track the performance of one's MF investment, against the fund's benchmark and if there are any credible tools one can use. The question I want to answer for each of my MF investments is, "if I had invested the same amount of money, i.e done the exact same SIPs and lumpsum investments, what would the benchmark index have returned ? "

@shankarnath 5 ай бұрын

Thanks for the appreciation and for the suggestion

@sourabhmayekar3354 6 ай бұрын

Nice

@aravindb9881 5 ай бұрын

Which app is best for all types of investments

@DisciplinedTrader27 6 ай бұрын

F&O isn't investment its for cash flow or income generating

@arjunps6776 6 ай бұрын

Or income draining 😂

@DisciplinedTrader27 6 ай бұрын

@@arjunps6776 for those who gamble their income drain 😂

@mohanpatil3266 6 ай бұрын

What about smallcase ???? It's work ?

@shankarnath 5 ай бұрын

Sorry, didn't understand the question. Can you please rephrase it

@rakeshjariwala4955 3 ай бұрын

Sir , there's a negetive co relation between equity and commodity. So is this rule applicable for commodity mutual fund too? And can we buy commodity mutual fund instead of commodity gold fund. Pls reply

@shankarnath 3 ай бұрын

I have no idea, sorry!

@aritrabhattacharya1530 5 ай бұрын

dont agree .30 -35 minimum

@moezshabirali7265 4 күн бұрын

Can you do a video on daily VS monthly sip? What does data day on this? For same. Amount monthly divided by daily on each trading session.

@shankarnath 3 күн бұрын

I have a reel on this. Pls watch: kzfaq.info/get/bejne/fLyGqKRmp7fHf2Q.html

@moezshabirali7265 3 күн бұрын

What about the statistics on midcap 150, maybe that behaves differently? The benchmark index you have taken is nifty 50. For comparison it's good to know how that behaves are dynamics are different.

@shankarnath 2 күн бұрын

@@moezshabirali7265 Yes, there are dozens of different indices. The data can be extracted from niftyindices.com/reports/historical-data and analysed