7 Things Capital One WON’T Tell You

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Күн бұрын

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Пікірлер: 373

@calbarton 10 ай бұрын

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@user-rm4tp5mc6y 2 ай бұрын

Someone who works on the inside for Capital One is stealing information and using the credit card under someone else's name and who's ever name is on the card is responsible to pay for it this is currently happening to me now to me now

@user-rm4tp5mc6y 2 ай бұрын

I need to find a person who can help me because I'm paying for things that I did not buy I really need help

@user-rm4tp5mc6y 2 ай бұрын

Someone with authority needs to contact me

@user-fc8mz1hd8g Ай бұрын

Where is the upgrade link?

@donnagoffe4252 Ай бұрын

I answered a pre-approval application for Capitol One.I received another email from them asking me to check on my approval. I had a couple of questions about the issues that were important to me. I couldn't even get my questions answered. When I saw this video, I am wondering if they did a hard pull of my credit score and I am not going to be eligible with Capitol One. As I tried to find help I was sent in circles. I don't qualify to have a big credit limit and I know that but I thought they were a fair business until I listened to this video. I am sure glad you are able to provide me the information to make a more informed decision about my credit goals. I know that everyone has to make money for the company and I get that. But it is not a help for me at this time and I am going to look for a different company that is willing to help me not stick it to me in the conquest of more profit for them and nothing more for me to gain with doing everything right to have the credit that I am building and I wish big business owners would be more honest with the consumer and realize they are going no place with out the people who are using the service they are going to hurt me not help me because I don't make Mega money and I don't want to pay interest on everything I need. grateful for your time and help. Sincerely appreciate it. Donna Goffe

@HS-hm9ip 10 ай бұрын

Capital One will put you in a bucket and keep you there no matter what. I've been with them 16yrs since 2007. At the time my credit was in the 500s. I started with the Platinum secured card $200 limit. Then upgraded to the regular Platinum 1yr later. Few years later upgraded to the Quicksilver one. Then upgraded again to regular Quicksilver. The highest limit I could get with a current credit score over 800 on that card was $5800. I finally decided to get a new card and applied for the Venture X and got $30,000 limit. Capital one definitely had me in the same bucket since 07

@cassandraclark5499 10 ай бұрын

I got $6000 after 3yrs nothing else guess what I paid in full monthly they trip I locked the card after paying in full on the app and got Amex platinum no limits and chase preserve started with $17,300 and they automatically upgraded me to 20,300 after 6 months with only a $95 annual fee and I pay all my cards off before closing statement phuck capital one and chase automatically approved me for a $15,000 on the chase unlimited card with 0% Interest for 18 months I checked my app one day and it said you’re approved now I hit accept and the card was here 7 days later I said that to say they competing for my business not the other way around especially when they see you spending big across all your accounts and pay them off every month because chase monitors that even when you’re with different banks such as Amex my next thing is to get an increase from $20,300 to about $25,300 I know lending tight right now but they see my activity and they’re like he’s good for it 💪🏾💪🏾💪🏾

@lewis20002000 9 ай бұрын

If CAP1 was the only game in town or I had much more spend/business I would definitely keep working on them, but for efficiency and time I got to stay with what works for me right now. I will give them a shot in a couple of years maybe.

@BillyBlakeington 9 ай бұрын

@patriciawilliams1230they didn't write you a check for 20k of money that wasn't yours, stop trying to sell your b.s

@walthamil5959 7 ай бұрын

Bro, I have AMEX blue and am at 10k after 6 months.

@jmaurice72 7 ай бұрын

@@walthamil5959what's am?

@miguelmolina4631 9 ай бұрын

I was on the verge of applying for a Capitol One business card. Thank you for the heads up!!!

@livanki6883 8 ай бұрын

Dude, you're one of the best KZfaqrs I've ever watched in the credit space. Please keep making this quality of content. Super informative

@vincer79 9 ай бұрын

Thanks for the upgrade link! I was able to upgrade my Quicksilver to a Venture Card and save annually! Thanks again!

@jennkattz 4 ай бұрын

I’ve had a Cap1 card for over 15 years. They gave me a $11k credit limit on a salary of $30K and a credit score in the low 700. I am now salary of $200k, credit score over 800 and I still have the same $11k. I asked for an increase and was denied. This video is so eye opening!

@Pi2nK 25 күн бұрын

I started 19 months ago with the Capitol One Platinum $300 limit, and a 520 credit score. Now I have the Quicksilver and the Savor One with over $10,000 credit line and a 742 score

@LeviCampanilla 14 күн бұрын

Help me to do that. I only had it for a month. What do I do?

@Pi2nK 10 күн бұрын

@LeviCampanilla never let your balance get over 30% and pay your card completely off on the statement date (not the due date). After 1yr I had gone up almost 200pts and they started offering me new cards and raising my credit limits.

@chelceybarraza2664 7 ай бұрын

Thank you so much for all the solid info!

@calbarton 7 ай бұрын

You're very welcome Chelcey

@vjimmers1 2 ай бұрын

Glad you told me about the credit bureau activities!

@bobdriskle5342 7 ай бұрын

Thank you Cal!😁

@erickasimonewat 5 ай бұрын

Thank you 🙏🏽 I wish I came here prior to applying

@calbarton 5 ай бұрын

Any time!

@Lrn2ABC 6 ай бұрын

You are the 💣 my man. I thought I was stuck with $39 AF from the QS One. It was the only card I had with an AF and it irked me to no end. I was able to switch into a regular QS! Thanks!

@user-pw1xf1rk4l 5 ай бұрын

I’ve been with American Express for a little over 38 years now! So I’m really quite loyal to them because they’ve always been very loyal to me!

@geoffreysegarra3684 10 ай бұрын

Excellent video & info! 💯 Agree,Thanks

@pamm1087 7 ай бұрын

Wow!! I never knew I could "Upgrade" my Capitol One card and lose the Annual Fee!! Thanks so much for this information. Just successfully upgraded today:-) I'm looking forward to more of your content!! You're greatly appreciated🙂

@jeffgraver7205 5 ай бұрын

Omg the link worked, upgraded from platinum to no annual fee quicksilver. Thanks man!!

@calbarton 5 ай бұрын

You're welcome Jeff

@ladyraven30 3 ай бұрын

Thanks Cal, the upgrade worked!

@calbarton 3 ай бұрын

Good to hear!

@dominictesta3515 9 ай бұрын

Bro! I’m glad I found your video. I have been with my Capital One account for a very long time and have always paid the annual fee! Seeing your video and going to the link… was super easy to switch out my card to No annual fee! Thank you for helping me save that fee!

@bionichustla100 3 ай бұрын

Hard pull?

@dominictesta3515 3 ай бұрын

Did not have a hard pull on my credit.

@LMAOallTime 8 ай бұрын

The Capital One upgrade link works! Thank you for the insight! 😊😊

@bionichustla100 3 ай бұрын

Hard pull?

@Balbert99AtYahoo 6 ай бұрын

I've had my cap one card for a bit with no complaints yet. Sub 700 credit score. Setup all my monthly expenses to use it. Never missed payment. Took about a year for limit to be increased.

@jasongrady3006 7 ай бұрын

I started with the 200 dollar card. Than quick silver I just got the savor card with 10000 dollar limit I also have capital one checking just saying I've done this in a year

@movingforward743 9 ай бұрын

Awesome video and thank you for posting!

@calbarton 9 ай бұрын

I'm happy you enjoyed it! I appreciate it.

@davidprasad65 2 ай бұрын

Thanks! Awesome information for me.

@vaughanjones6839 10 ай бұрын

Good and well done report. I hope you develop a newsletter with this kind of info. Very Well Done..good luck.

@EconomicWarfare 5 ай бұрын

They offered me an upgrade for Savor with no annual fee. I never used my cap 1 card for more than 30.00 a month for a year. As soon as I started using the card for all my regular purchases and making pmts as soon as it post, they increased my CLI and then offered the upgrade.

@bpo4736 8 ай бұрын

I left Capital One after being them for 8+ years. This rarely happens but there was a time I missed one monthly payment with them. So I paid it immediately and asked if they could waive the fee. Upright No. With my other credit card, they did. So I paid the balance in my Capital One and dropped them.

@Lena-Holley 8 ай бұрын

I paid them off and moved on to another card for this same reason. They didn’t waive a small interest fee although I had excellent history with them.

@kenCx 7 ай бұрын

Which one did you end up moving to?

@hotdrumchick 6 ай бұрын

Once I had p payment that was due on a Monday holiday. I got paid the Friday before, so I called and told them. The agent told me they wouldn’t waive the late fee even though the date wasn’t a regular day. My next statement though showed they hadn’t charged me, which was a blessing.

@NealIRC 6 ай бұрын

BPO, fake news, all credit card companies are like this.

@ochenhetree 3 ай бұрын

If you go to chase they close your accounts for no reason

@stevenkaskus6173 Ай бұрын

Great information, thank you

@carltonbanks5470 10 ай бұрын

Capital One is absolutely a hybrid online/tech company. Their competition is more the Sofi or Allys than Chase or BOA.

@djenius111 7 ай бұрын

Yo thanks for the link, it worked like a charm! Upgraded my starter Platinum card to a Quicksilver Rewards with one click. I’m clearly still in the fair credit bucket even though my score is in the 700s now but its nice to get a better card in my wallet.

@alexrod550 10 ай бұрын

Thank you....I plan to close my Capital one in 2 years or less because of the credit limit problem.

@ThePriceIsRising Ай бұрын

Closing accounts hurts your credit score. Just keep it.

@fogrunr5075 9 ай бұрын

Really great comprehensive video! Thank you so much😊

@gw6496 9 ай бұрын

Thanks for that info👌🏾👍🏽👍🏽

@hmcrunt 8 ай бұрын

I've never had that problem. I got a Quicksilver card 2 years ago with a starting limit of $750. It's up to $5,000 now. And I never had to ask. They were just automatic.

@chriswilson1968 7 ай бұрын

Same here. Started at $500 and within 3 years I'm at 6k.

@clasicradiolover 5 ай бұрын

I started with $1000 six months later they increased it to $5000 without me asking.

@Johnny-yx2qx 3 ай бұрын

Y’all started as unsecured

@uncommonsense5876 8 ай бұрын

Sweet. Thankyou for that secret upgrade portal 😎👍 it just worked for me. I surprised that worked. Cap1 just upgraded (no credit pull) my Cap1 platinum card TO a Cap1 Quicksilver (the better card, not the Quicksilver One) very pleased about that. Thank you

@calbarton 8 ай бұрын

You're welcome! Congrats

@kenyoung5604 5 ай бұрын

I have never paid an annual fee with Capital One. I get by quite well with just Capital One and American Express. I pay all balances monthly. Have been doing this since 2014 with zero problems. Your mileage may vary.

@justkimHouston 6 ай бұрын

THANK YOU!! I know I'm so tardy for the party but I literally just completed the secret upgrade! I've had the unsecured platinum for years and didn't know that was a thing. I've also had my credit card limit increased because of your video, it was never offered. WOW...thanks so much!

@bionichustla100 3 ай бұрын

You asked for an increase on your unsecured card?

@justkimHouston 3 ай бұрын

@@bionichustla100 Yes I did and it worked, they actually increased the amount and upgraded my card.

@justkimHouston 3 ай бұрын

Yes!

@rabokarabekian409 4 ай бұрын

Capital One, "What's in YOUR wallet?" Us, "Your hands."

@marktheaardvark7208 4 ай бұрын

Capital One, “what’s in your wallet ?” Me, “ my wife”

@jasongirley4 Ай бұрын

The upgrade link worked.

@junitolopez3762 10 ай бұрын

They continue to offer me the Savor One. Not until I’m done with Chase, just for the same reason you stated; they hit all three credit bureaus

@TheQuickyouknow 10 ай бұрын

I got out of the bucket and get increases every 6 months. With that said I have nearly tripled my income over the past 4 years, so it was more due to me becoming a high income individual vs any particular strategy.

@ATLIEN333 6 ай бұрын

SMH

@TheQuickyouknow 6 ай бұрын

@@ATLIEN333 what?

@ATLIEN333 6 ай бұрын

@@TheQuickyouknow 😅 I need to put on my glasses replied to the wrong individual..

@victoriascholl4607 8 ай бұрын

I only have two cards, and really only wanted one, but one has special features that helps me. I keep my balances low, so I can pay them off in two to four months. I was in heavy debt years ago - when I got out from under - I never wanted to go back!!! When you calculate how long it takes to pay off high balances - it's not worth it!!!

@rickwells9929 6 ай бұрын

Just got the Platinum Card, and it wasn’t all algorithm I had to send in a 1099 & 2 recent paystub‘s and 3 months bank statements and my identification, so an underwriter was involved

@josephfriedrich9792 9 ай бұрын

I've been a capitalone savior one for about 7 years. They wouldn't increase my credit for years. One day they finally did. Bringing my credit limit from 1500 to 3000 (15k at nfcu). Then kept requesting a cli till they approved 7500. Waiting 6 months and was approved to 15k. Nfcu also up to 25k, and chase at 13k. Starting credit score from 650 highest 798 currently down to 750. Heavy usage on new card till zero intrest is up.

@mdzayrbs8855 6 ай бұрын

Hi, did you have to updated your income amount to a higher amount. ?

@markodelagarza8099 7 ай бұрын

The Capital One secret upgrade link you provided WORKED! I have had a Platinum Card with no annual fee for over a year. I had two small credit line increases to $700. I am now a SAVOR Card holder with no annual fee. Thank you so much! ✋

@newagain9964 7 ай бұрын

Fake post

@ladyraven30 3 ай бұрын

I literally just did it. It actually worked. I thought it was bs too, but it actually worked. No more annual fee and it didn't require a credit pull. It's simply an upgrade.@@newagain9964

@ochenhetree 3 ай бұрын

Capital one is the best card to use in Asia never had a problem in any country there.Mastercard is the only credit card excepted in some countries

@jaypowell5064 9 ай бұрын

I've been stuck at $18,000 with CO for like 7 years now. All my other cards are over $25,000.

@user-pw1xf1rk4l 5 ай бұрын

I have two capital one quicksilver cards one is a visa and one is a MasterCard. They both are pretty low limits and they seem to stay there. One is $3750 limit and the other one is only at $2500 limit. I use it once in a while occasionally, but I use my Discover and American Express cards much more!

@Mkinmvs2 Ай бұрын

You saying low limits and I’m like how can I get there!!

@doncastillo09 9 ай бұрын

I have 2 QuickSilver, 1 Platinum and now SavorOne

@joshhall8870 6 ай бұрын

Thank for the info. Do you know which card would be best for bad-credit people?

@joshhall8870 6 ай бұрын

I'm debating on getting capital one again. I had them before and paid it off.

@HappyBeeTV-BeeHappy 9 ай бұрын

You probably can’t get out of a bucket unless your income increases.

@sevenhunt3787 Ай бұрын

Can’t you just close the card then apply apply again

@anthonysmith3094 8 ай бұрын

You are right I called capital one customer service and asked about credit limit increase and they all of that is done by computer . The agent they have nothing to do with limit increase cause it’s computer generated. Wow 😮

@angelicaheredia4826 4 ай бұрын

Thank you so much for doing this.🙂🙂🙂🙂🙂🙂😉😉😉

@j.r.1426 10 ай бұрын

Got my first cap card 22 yrs ago it was my first and a secured card starting at $500 limit and 22 yrs later I am only at &5,800 with average year over year FICO score of 810

@HS-hm9ip 10 ай бұрын

Same here, I started with secured platinum in 2007. Eventually upgraded to quicksilver one, then to quicksilver later on. It's only at 5800 limit with an 813 score now. I finally decided to get out of the bucket they had me in last month and got a Venture X 30,000 limit

@malissawhite4569 9 ай бұрын

In 2019 I opened with Capital One with $500 and requested and got $5000 in 2023 so mine is currently $5,500.

@Breezie51 8 ай бұрын

Been with capital one since I was 19 and I'm now 27. They only are currently giving me 5k between 2 cards

@parker762.39 5 ай бұрын

i feel lucky i applied for a savor one and was accepted with $5000 limit and had around a 710-720 credit prior to the hard inquiry

@Luke-cg8qq 3 ай бұрын

Thanks, just saved me $39.99 a year.

@cablesam100 4 ай бұрын

Been with them for over 20yrs only had 1 increase in all that time working to pay off and close acct

@martinguldner3990 9 ай бұрын

Number 8 having a Capital One savings account improves your odds for a higher limit. When I had $16000 in a Capitol One Savings account. I got approved for a new Savor card with a $7000 limit. I was denied a new card with them for years and never got a limit increase on their Quick silver card.

@carlcard7 3 ай бұрын

Hey, thanks for the video, great information. I have 1 Capital One Platinum card with a $1500 limit, its been that limit for the last 4 years, even after I financed my 2017 SanteFe and paid the $32k 5yr auto loan off with perfect payment history. I was under the illusion that I had a good standing with them but maybe not.

@danielhenriquezrodriguez1059 10 ай бұрын

Agreee!!!

@ckennedy1973 10 ай бұрын

I've always wondered about why Citibank will not approve me for certain cards even with a 800+ FICO score. Vantage scores are a pain and buckets too.

@fogrunr5075 9 ай бұрын

I think Vantage scores are there as a steering mechanism designed to influence customers' thinking and guide them in a direction they want them to go. I have 17 accounts and I tracked the data very closely, having done several experiments. It really gives me a steep learning curve. Vantage is not linear. It's designed to work like crab pot mentality, pulling people back into the cooking pot when they see them escaping the debt mindset. Don't focus on the Vantage score. Focus on developing your wealth. A falling VantageScore during a period when you have exponential wealth growth is proof of what they are trying to accomplish.

@Esignn 9 ай бұрын

Credit score isn't everything.

@DjGabrielEscobar973 7 ай бұрын

I started with Cap One with a $300 limit about 4 yrs ago on the Platinum and got upgraded to the QS and I’m at $4k now with 1 and $3500 on another QSilver. So they been ok with me.

@MzConcept13 7 ай бұрын

I didn't know you can have two quicksilver cards

@DjGabrielEscobar973 7 ай бұрын

@@MzConcept13 Yup.

@raddastronaut 3 ай бұрын

Damn. Good video my man. I pay my cap one off every two weeks. 2-400 usually. Saving up rewards for a gold top micro bass😂😂

@ismaelnovas1997 15 күн бұрын

Lol I got approved my 1st Cap1 card with a 10k limit and then my second a 10k limit too

@GTSongwriter 3 ай бұрын

I've been offered the Savor One card with a $300 sign on bonus after spending $500 within 3 months of usage and a 0% apr for 15 months. I'm just going to wait until this gets better.

@ky0611 9 ай бұрын

I got the savor card before they started charging the annual fee

@torsten6777 7 ай бұрын

The Reuters article “Capital One scraps 1,100 tech jobs” means they “fired” 1,100 tech guys. Not they “hired” 1,100 tech folks!

@impdapimp1 2 ай бұрын

You get a hard inquiry even if you don’t get “fully approved” - just completing the application itself is enough for them to ding your score (this is different from seeing if you’re prequalified)

@Jes1919 10 ай бұрын

I am a college student and got the savor one student card. I doubt this will put me in a bad bucket due to me just being a student.

@mybrotherjames8579 4 ай бұрын

When my parents bought a house 50 years ago credit was a thing but a loan was determined by capital. Here we are in the 2020’s where loans are decided on your ability to get loans.

@mrschristyjane 10 ай бұрын

Thank you! I just upgraded my Quicksilver $39 annual fee to Venture One with no annual fee and 1.25 miles. 😊

@calbarton 10 ай бұрын

You're so welcome!

@nicman1977 6 ай бұрын

Watched ur video. Decided to check my capital one venture card. Once I signed in it showed I could request a credit line increase. Went thru the steps and recieved a $9900.00 increase. Previously the increases were minimal. Around $1300.00 each time. Agree its difficult to get increases thr cap one. I just want higher credit limit so my debt to availability is larger.

@michelerunyon9593 4 ай бұрын

I believe that Capital One is determined to keep my credit score low. They only seem to report after I go over limit. I have paid attention to the pattern. When I make a payment it is not reported. Then with the interest charges, they are applied usually right before my next payment. They report the “over limit” but my payments never seem to be reflected. I have locked my cards and made an extra payment to cover the interest charges. My credit report is still showing the over limit and has not updated. Therefore keeping my score low.

@MH-fb5kr 4 ай бұрын

had a capone cc for decades, never a problem… always offered a higher credit line… no need

@jdsim9173 3 ай бұрын

Would be nice if the credit companies tell you what bureau they pull from.

@tyrekelewis526 5 ай бұрын

😂😂😂 my capital one is a 300$ limit my lowest limit card, only pulled from 1 bureau 😂 was kinda upset because i just got approved for 8k with discover it and a week later I applied for capital one and boom 300$ didn’t realize its also a yearly fee

@dozhadeville444 4 ай бұрын

These smaller cards are for BUILDING credit. If you have good credit they feel like you don’t need it do they stop your limit. And if your credit is that good its time to upgrade to better cards anyway, don’t need the beginner cards anymore

@alexthesniper1952 10 ай бұрын

I wish captial one would end my bucket with the quicksilver, ive only been seeing 100-200 credit line increases. Now my Savor one I got 9k on it now, which is awesome!

@michelerunyon9593 4 ай бұрын

I have been with them for years and have never seen an increase. I make my payments and are usually much higher than the minimum amount. I believe that I am in their “bucket”.

@BigGritter210 10 ай бұрын

My Experian report was locked and I still got approved

@nolaboigee 10 ай бұрын

Yea I got the Venture with my Experian locked. I forgot lol

@Elricky124 8 ай бұрын

I have heard that sometimes their application system will not approve and ask to have access to the credit bureau they want to evaluate.

@BigShirley_MsGigi_FP 8 ай бұрын

I have questions could you do a video to inform us with a list of CREDIT CARDS 💳 THAT PULL FROM Experian Credit Bureau only ⁉️ thanks for the Capital One ☝🏾 tips because I didn’t know they pull from all 3 Bureau ….TFS ♠️♠️♠️👑💪🏾😘

@AlTrey1993 7 ай бұрын

They hit me two hard inquiries I closed one quicksilver I still have the savor the question I have should I close the savor and call Experian to dispute the two inquires ? Thanks and great video

@momoney7648 10 ай бұрын

I have had my secured cap1 card for 12 yrs!!! Only 1 late pay-They REFUSE to give me an unsecured card- I literally HATE cap1

@jjirehministries7656 10 ай бұрын

Viewing this video has really helped me. I have a Capital One ( no points) business card. I have tried to get a product change for a while now. So far no hope. I would close it but its one of my oldest card! I was able to get a product change from platinum to Quicksilver One back in Dec 2022. Trying to do a product change to a Quicksilver. So far no luck.

@jjirehministries7656 9 ай бұрын

@patriciawilliams1230 no. What is the cash hack program?

@joshuapesantez8915 10 ай бұрын

Where do you learn all This stuff ? Very interesting by the way Great job

@calbarton 10 ай бұрын

Thanks Joshua

@kimberlytreece7324 3 ай бұрын

I have quicksilver and savor and have no annual fees

@hjchamp04 10 ай бұрын

Capital one gave me a 10k increase on my venture x to 30k after a year…..never carried a balance and I treat it like cash

@calbarton 10 ай бұрын

Wow congrats 👏🏾 on getting to $30k.

@abrown258 9 ай бұрын

Same here

@traceyreneerivera-fernande6876 8 ай бұрын

Capitol One gets on my nerves my 500 limit has been in place for 4 years. I have 772 to 793 across agencies. 😮😮

@Elricky124 8 ай бұрын

Crazy! Spend 499 each month and call them to tell them you want an increase because you have to pay your balance too often? Haha. Better yet, some of the presenters ideas above may work well for you.

@fogrunr5075 Ай бұрын

A friend of mine used to say "They're like an electric fan. They suck and blow!" 😂😂😂 Only rolling with no annual fee cards with them. Transferable points producer.

@Longjohnsilver58 8 ай бұрын

I have Savor and tried to get Venture X. They said no because my credit is too good. Next year when my Savor card renews, I will no longer be a Savor customer. It’s a great card, but I don’t really want to do business with a company like that.

@cocoah535 2 ай бұрын

You are flat out lying!!!!!!!

@Longjohnsilver58 2 ай бұрын

@@cocoah535 You found me out but I was not lying per se. I really intended to fire them but once I settled down I found I really like that damn Savor Card. I will keep it. BUT they did in fact deny me and my credit score is in fact so high it can’t get any higher. They really want people who carry a balance and pay penalties and interest. that way they can recoup some of their money. I am not who they are looking for unfortunately. AND I’m not griping. I get it. I have taking advantage of them for over thirty years. They had to figure it out sooner or later.

@solin3574 4 ай бұрын

Resist upgrading, why? When you upgrade you are signing up to new terms with regard to the interest rate. Don’t do it. Credit cards are a trap if you are not careful.

@edwinrodeo 4 ай бұрын

Followed the link you provided.. I changed over to quicksilver in seconds. Everything is exactly the same. BUT NO annual fee. Thanks 🙏

@calbarton 4 ай бұрын

Big congratulations 🎊

@atlfun08 10 ай бұрын

Love Capital One App!! But yes, credit increases are trash. 😂

@melissaw33 2 ай бұрын

I've been with Capital One since 2012. They wouldn't give me an increase they want me to apply for a new card, but I will lose my history. Even with a 740 score. I have 2 cards with Navy Federal total $40,000 and SECU $20,000 (2018) and other smaller cards.

@DJSliick 10 ай бұрын

I got 5 cap one cards. They wont give me no more. Gotta figure out how to upgrade to the venture x

@dinar471 7 ай бұрын

Ah, so that’s why I can never get an increase. Gave up a while ago and just accepted it.

@3rr0rid10t 3 ай бұрын

Maybe I missed something but I was a little concerned that you mentioned canceling a card without remarking how that can affect your credit score vis-a-vis average age of accounts. I think that's worth mentioning...

@Miopinion. 8 ай бұрын

To me Capital One dont care about my business (and i have near perfect credit) so i left. Never going back with them. With my credit i dont have to "beg" for credit so I use the THOUSANDS of other cards available