9 Cards That Guarantee Your Starting Credit Limit Before Approval (RANKED)

  Рет қаралды 57,757

Cal Barton

Cal Barton

Күн бұрын

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Пікірлер: 100
@theequeenbeast2746
@theequeenbeast2746 10 ай бұрын
Wow this video went by faster than I thought, most of the cons have me not wanting to apply so thank you for the details.
@killacam139
@killacam139 Жыл бұрын
Good heads up on tomo..definitely not getting now
@ashlaunicaalpari4584
@ashlaunicaalpari4584 Ай бұрын
You have some of the best explanations of cards I’ve seen online. Super honest pro and cons info. Thanks 🙏
@DEEP_DIMPLES
@DEEP_DIMPLES Жыл бұрын
Great Info 🤝🏾
@calbarton
@calbarton Жыл бұрын
Absolutely! I have more info to share soon.
@belindawilliams1105
@belindawilliams1105 Жыл бұрын
Great information. Thankyou.
@calbarton
@calbarton Жыл бұрын
You're very welcome. I have more coming too.
@levlogs24
@levlogs24 Жыл бұрын
Great video!
@calbarton
@calbarton Жыл бұрын
Thank you! As a creator you understand the grind.
@KivysAptApprovals
@KivysAptApprovals Жыл бұрын
Great video, thank you for the tips! I will definitely use some of these tips along with documents from Fresh Documents online. They boosted my credit score like crazy lol
@calbarton
@calbarton Жыл бұрын
Thanks happy you like it.
@tylerwilson6103
@tylerwilson6103 Жыл бұрын
Thanks for the great information. I'm an android user as well.
@calbarton
@calbarton Жыл бұрын
Hey Tyler you're very welcome!
@abdul-jaleeldieng2660
@abdul-jaleeldieng2660 Жыл бұрын
Thanks for all the food info. Please include timestamps.
@mikewilliams5948
@mikewilliams5948 Жыл бұрын
Great video- i'm familiar with all these cards, and i have a few- i was pre-qualified for the DCU card but never pulled the trigger- the reason, everything i read points to POI. They make you jump some hoops. Not okay.
@daneo617
@daneo617 4 ай бұрын
I started watching this channel with a measly 300$Credit One card now 4-5 yrs later with an 803 cs there's not many companies that tell me no. Be patient and keep making your payments ot. 😁
@edwardg02
@edwardg02 Жыл бұрын
Don’t mess with Tomo.
@tarawalker7193
@tarawalker7193 Жыл бұрын
"A", baby!!
@docsays
@docsays Жыл бұрын
FYI, i dont know, it will show you the actual starting limit, but AmEX has the "apply with confidence" feature on their website. i just used it to apply for their Gold card and was approved & accpeted the offer before they hard pulled my credit. Im assuming for non-charge cards, you'll see the SL.
@LOWFLYER777
@LOWFLYER777 Жыл бұрын
How did you accept the offer and keep from getting a hard pull? Also what is SL? Thank you!
@LOWFLYER777
@LOWFLYER777 Жыл бұрын
Android.....Also, ty for the DFCU recommend, but I will say that it was the most rigorous, by far, credit card application I've ever done. Like you mentioned, pay stubs, IDs, marriage certificate, references etc. The whole process took almost a month, but we did end up with a $20K limit; so thumbs up for that, but my gawd....
@nubiancutie5972
@nubiancutie5972 Жыл бұрын
My tomo application has been on hold or reserved going on 3 mos. due to the amount of credit apps.. so they say🤷🏽‍♀️
@mikelawry3362
@mikelawry3362 11 ай бұрын
I have a 660 credit score but my utilization is at 70% would you suggest I apply for these cards or not great information great video👍👍
@michaelfoland2007
@michaelfoland2007 Жыл бұрын
This was a good video. I have a Car Loan with Penfed and they actually show the Fico score instead of Vantage. Also -- with the GM card, you can see your offer, and then if you freeze your Transunion, you can actually get that card without a Hard Pull. On the business side, there is no Hard Pull. Great info though. Be blessed.
@calbarton
@calbarton Жыл бұрын
Happy you enjoyed it, and thanks or sharing
@Livin_legendz
@Livin_legendz Жыл бұрын
There's also a hard pull on the business side. I'm reading the terms now. I'm on the business credit card page.
@Livin_legendz
@Livin_legendz Жыл бұрын
Wish I could send you a screenshot
@michaelfoland2007
@michaelfoland2007 Жыл бұрын
@@Livin_legendz on the GM card? I did the unfreeze to get your offer, and then freeze before accepting it. That is through Equifax, and the same trick works with Transunion on the Personal side. I got 2 biz cards and a personal card from GM without a hard pull.
@elsavageisx845
@elsavageisx845 Жыл бұрын
@@michaelfoland2007 thanks got approved for the personal gm card while having it locked also went ahead and got the Apple Card while locked
@dellrugby
@dellrugby Жыл бұрын
Links to Apple and Dover Fed please.
@calbarton
@calbarton Жыл бұрын
Get links to every card in this video: offers.calbartoncashback.com/Links
@sinned96
@sinned96 Жыл бұрын
As far as the Geo restriction. They may have changed it but I have a branch here in Texas but I was out of the area. They wouldn't let me open up a regular bank account at the branch. I can only open up an online bank account I believe they told me you have to be within a 40 or 50 Mi radius of the bank and I was just outside of that radius
@calbarton
@calbarton Жыл бұрын
wow, thanks for sharing. gotta stay up to date.
@sinned96
@sinned96 Жыл бұрын
@@calbarton thinking about it now it might have been 25 MI they went by my home address even though I work all over the Dallas area they still wouldn't let me get a regular bank account I told him I drive by their Branch quite often. This is all before they lowered my limit which by the way is still 11,000 they haven't lowered it again thankfully
@rambosidi7634
@rambosidi7634 Жыл бұрын
Yep
@dbest4755
@dbest4755 Жыл бұрын
Cal, Is there a best time during the day to submit an online application for a better chance at approval?
@docsays
@docsays Жыл бұрын
Hey Cal Here’s my experience: Tomo- canceled like you FNBO - got the biz card. No issues NASA - was pre-approved for $30k but when accepted was denied for too many recent accts. X1- was denied. They never said why
@calbarton
@calbarton Жыл бұрын
Very interesting. Were you able to get the business card from FNBO without a prior relationship? I'm shocked you were denied the X1 card. They're approving so many average people.
@docsays
@docsays Жыл бұрын
@@calbarton - yes sir. Pre-approved for $15k & recieved $15k, no prior relationship!
@D.I.G.
@D.I.G. 5 ай бұрын
Just cancelled my X1 card today. “Over complicated process 😂” sums it up pretty accurately. Having to toggle on and off the boost is so annoying. And I’m sick of metal cards.
@matthewrodriguez7967
@matthewrodriguez7967 Жыл бұрын
Has anyone got the nasa card? I want to apply but don’t know if it’s actually a good card
@Mr.Wednesday01
@Mr.Wednesday01 4 ай бұрын
Please correct me if I’m wrong. Are you stating that with a lot of these credit cards I can find out what my spending limit will be before accepting it which will be a hard inquiry on my credit report⁉️
@mister-sclark1675
@mister-sclark1675 Жыл бұрын
"A"
@ImStillStealingSteel
@ImStillStealingSteel Жыл бұрын
I love that I do have the FNBO Evergreen for like a yr and some months, I wanted to apply for another of their cards, got denied becuz “Im outside their service area” lol. Like, I already have a card with u guys. Hahahahahaha.
@calbarton
@calbarton Жыл бұрын
Wow! That is baffling. I thought you'd definitely be approved since you're already a cardholder. What are they thinking!?
@ImStillStealingSteel
@ImStillStealingSteel Жыл бұрын
@@calbarton - Exactly. Like, u guys contradicting urselves. I guess I got in before they put up their geo fence, a yr later trying to apply for another card and then must’ve put up the fence.
@mikewilliams5948
@mikewilliams5948 Жыл бұрын
Same here- had them for awhile, but denied everytime for an additional card citing the same reason. One thing I love about them, when requesting an increase, they up it by 5k each time.
@NightWolfe95
@NightWolfe95 16 күн бұрын
@@mikewilliams59485K wow so that means they starting limits gotta be in the $10,000s
@keenanhenry95
@keenanhenry95 Жыл бұрын
A
@nguyen5432
@nguyen5432 10 ай бұрын
Anyone who can help me with credit funding? I paid for your service. I got denied when I applied. My Fico score was 764 and I only have 3 inquiries, 6 credit cards have opened in the last 6 months, and 1 card opened 7yrs. My black list with Navy, Amex, BOA, US bank
@Frank-Silverado
@Frank-Silverado 7 ай бұрын
BEWARE OF DOVER ... After being pre approved, they asked for a ton of paper work. I got tired of sending them stuff, so I cancelled. A WAST OF TIME.
@alexcampbell9179
@alexcampbell9179 Жыл бұрын
How does one in contact with you? Do you have an Ig ?
@calbarton
@calbarton Жыл бұрын
You can find all my contact info on my website: calbartoncashback.com
@michaelfoland2007
@michaelfoland2007 Жыл бұрын
Android for me!
@calbarton
@calbarton Жыл бұрын
we really have the best hardware
@TVCDriver
@TVCDriver Жыл бұрын
I dont see the monthly fees from Tomo on my account yet, but when did this change apply? i will definitely be closing TOMO
@TVCDriver
@TVCDriver Жыл бұрын
I closed the card today. The change applied 2 days ago - may 2, 2023.
@sinned96
@sinned96 Жыл бұрын
FNBO is not a credit union it's just a regular Bank
@calbarton
@calbarton Жыл бұрын
haha my mistake, i had credit unions on the brain.
@shojus
@shojus Жыл бұрын
Is this a re-upload?
@calbarton
@calbarton Жыл бұрын
Lol no I decided to rank them this time and add some major updates.
@shojus
@shojus Жыл бұрын
@@calbarton Gotcha, thanks! I thought I had seen something from you along this line. Take care
@heathleitner3553
@heathleitner3553 Жыл бұрын
Hey Bart in regards to nasa federal credit union which bureau did they pull from? Thanks
@docsays
@docsays Жыл бұрын
@@heathleitner3553 - experian
@InHisMightyName
@InHisMightyName Жыл бұрын
ANDROID ALL DAY
@calbarton
@calbarton Жыл бұрын
Team android!
@rovshennurmyrat2821
@rovshennurmyrat2821 9 ай бұрын
🎉🎉🎉🎉🎉🎉🎉🎉🎉
@jimmyroth7547
@jimmyroth7547 26 күн бұрын
You can help me a credit score
@precioustyler8725
@precioustyler8725 4 ай бұрын
AAAAAAAAAAAAAA....... SAMSUNG.... That is❤
@kayemay6288
@kayemay6288 10 ай бұрын
Deserve isn’t taking new applicants
@JelatoAkitas
@JelatoAkitas Жыл бұрын
why did i just sit here and listen to you explain a card you dont recommend
@MsGolden97
@MsGolden97 10 ай бұрын
Maybe because others can avoid using it. If it is not a good card to use.
@louieracks2270
@louieracks2270 Жыл бұрын
fnbo dropped my limit to 1500 from 15000. i cancelled the card that same day.
@calbarton
@calbarton Жыл бұрын
Sorry to hear that. You're not alone. Exactly why I put the warning out.
@tobirosario
@tobirosario Жыл бұрын
who edits your videos?
@calbarton
@calbarton Жыл бұрын
Haha I do. I hope you're not saying it's bad.
@tobirosario
@tobirosario Жыл бұрын
@@calbarton no it’s good might hire soon lol
@shesheshe9389
@shesheshe9389 Жыл бұрын
ANDROID USER HERE
@mterrell71663
@mterrell71663 7 ай бұрын
À
@lazymaniac5511
@lazymaniac5511 4 ай бұрын
Stay poor
@rambosidi7634
@rambosidi7634 Жыл бұрын
Yep
@alanthomas8706
@alanthomas8706 Жыл бұрын
A
@MsDC-th4zc
@MsDC-th4zc Жыл бұрын
A
@dionnetaylor4566
@dionnetaylor4566 Жыл бұрын
A
@shaundennis777
@shaundennis777 Жыл бұрын
A
@schang303
@schang303 Жыл бұрын
A
@Keithant85
@Keithant85 Жыл бұрын
A
@grindtimepimpin1704
@grindtimepimpin1704 Жыл бұрын
A
@ctrsupplier
@ctrsupplier Жыл бұрын
A
@justinp8015
@justinp8015 Жыл бұрын
A
@donniee.2238
@donniee.2238 6 ай бұрын
A
@TimSheaCrypto
@TimSheaCrypto Жыл бұрын
A
@deangelomega
@deangelomega Жыл бұрын
A
@randalljohnson1704
@randalljohnson1704 Жыл бұрын
A
@anthonyl.m.8307
@anthonyl.m.8307 Жыл бұрын
A
@victoryaxcal67
@victoryaxcal67 10 ай бұрын
A
@CharlesINTEL
@CharlesINTEL 8 ай бұрын
A
@martinezjimmy1313
@martinezjimmy1313 8 ай бұрын
A
@Cquelli
@Cquelli Жыл бұрын
A
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