Our pleasure!

Such a fantastic project! Well done!! 👏

I’ve had a 7 bed for years Luckily I’ve never had any trouble All over 50 single 👌

Strat is to try find filipinos or east asians in general . They wont do any damage

Only 2 rooms were fully finished as explained in video. There would be blinds/curtains now

Good point. If they’re lucky they’d get a x10 multiplier on the gross annual rent. Making it £924,000 not £1.1m

Typical short term thinking. Those recent graduates are renting a good standard of property at a relatively small amount of rent. Saving their own money to invest and own their own properties very quickly.

In Lewisham aswell lmao. It has the biggest Police station in the UK for a reason

​@@rwjc4530😂

Doesn’t really matter it’s not important mate

Thanks Ahmad. Yes there are specialist lender. We use Shawbrook Bank for a lot of our projects.

@@CoLivingCreators Thanks for your reply, would you typically wait for your fixed mortgage term to expire before you refinance?

@@ABurbanhomes Typically yes if you want to avoid early repayment charges. You however need to be careful if you are operating a HMO on the incorrect mortgage product if your initial term has not expired.

Cos it's London baby, also they might be a contractor working in London but living with family on weekends so have the room just for the week. I spend min £100 a night staying in London for work and here you get a kitchen to cook your own meal in etc

It is a questionable claim.If I had made £ 50K I would rent a one bedroom flat instead of ling with 6 a dozen people you do not know

@@Tasucu-b4jyou can’t afford a 1 bed flat in london on £50k. As someone who’s previously earned that salary in london! I lived in a HMO and rented accomodation with friends to save money and buy a flat.

Commercial most probably if it’s a large hmo

Glad you enjoyed🙌

You may be surprised to know that I didn’t come from an affluent background. I grew up in Hounslow, a rather rough/undesirable area on the outskirts London. My mum worked the checkout at the local supermarket and my dad was a telephone repairman. None of them had any financial understanding of money. Arguments at home were always about money I had no financial support or advice from my parents. What I have achieved so far was off my own drive not to end up like my parents and not have to constantly worry about money.

@@CoLivingCreators you’ve done an amazing job, thank you for sharing your story! ☺️👏

@@CoLivingCreators weren’t you a student at St Andrews when you where younger which is widely considered one of the most prestigious universities in the uk and the 2nd most expensive to attend in the entire country.? Doesn’t sound like the poor upbringing with all the struggles your trying to profess here I’m afraid.

@@bdizzle7633 I dont know where you heard that from but I did earn a scholarship for St. Andrews. Yes, it is one of the most prestigous universities in the UK however a scholarship means you get your fees covered on the merit of your ability and hard work. At the end of the day you can believe what you want but from my experience its about the opportunities you want to make for yourself. It's upto you if you want to believe your circumstances are going to prevent you from achieving what you want or not. Which ever way you want to think either way you will be right.

@@CoLivingCreators if you read my 1st comment I commended you as even with a good start plenty will still fail partly because maybe it’s been to easy for them and said credit where it’s due. If I’ve offended you apologies however I believe the truth is maybe somewhere between us both I of course don’t know your life admittedly, however with such a prestigious education and starting a business model in property in London requiring such capital i don’t believe everything your saying about your humble beginnings from a family who barely got by etc. and also maybe I was a bit over presuming in how much help maybe you’ve had getting where you are either way wish you all the best which you clearly don’t need as you seem to be doing well.

I grew up in Catford as well. Horrible place and now overpriced by a toff coming to take advantage of the housing situation

We had 2 valuations but only one refinance to pull out money.

@@CoLivingCreators thanks for clarifying👍🏼

Are there specialist HMO lenders?any recommendations?

I believe the Fontaine Bros offer their own training which is very affordable. If you want some advice on mentoring happy to share my experience.

Evening Thank you for your reply; I am very much interested in receiving mentoring, as coming off the course I feel I’m left to my own devices which can be quite overwhelming. Thank you in Advance

Thank you👊

Your very own place to smoke yourself into oblivion, before crying yourself to sleep.