A Guide To Frugal Living: How To Save More Money
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Күн бұрынIf your goal is to save more money, be it for your emergency fund, a family vacation, a down payment on your first home, or because you're fleeing the nest to live on your own for the first time. Then this guide to frugal living is for you.
I'll be showing you how to incorporate more frugality into your life so you can save money at a rate that actually moves the needle.
I'm also structuring this conversation in a way that makes it easy to follow and digest. So if you're ready to beef up your emergency fund, pay off debt or save for those things you dream about then sit tight, lean in, and let's begin.
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Timestamps:
0:00 Intro
0:13 What is Frugal Living
1:40 Frugal Tips To Save on Food and Groceries
4:31 Frugal Tips To Save on Housing and Utilities
6:00 Frugal Tips To Save on Entertainment
7:54 Frugal Tips To Save on Banking and Finance
10:29 Frugal Tips To Save Everywhere Else
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// WATCH NEXT ⇩
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// A B O U T
I'm Ron Banks, a minimalist + creative writer sharing my knowledge and inspiration on living a meaningful life with less.
Ronald L. Banks is my journey through lifestyle habits + personal growth. Follow my journey and learn how you can live your meaningful life.
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Thanks for watching! & remember, Stay True to You!
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@RonaldLBanks 2 жыл бұрын
Which section of this conversation resonated with you the most? Also let me know what other topics you’re interested in, in regards money, debt or finances as a whole and how it ties into minimalist living.
@elenif.vlachou9126 2 жыл бұрын
Mr Banks perhaps u have read Mr KIYOSAKI about saving..perhaps the word you should be using is a different one...Kiyosakis mindset is very different. But anyway it was just a comment..perhaps u have beneficial advice...so in 10yrs i hope u have renewed your mindset becz public influence in the right way or in the wrong way..its quite a responsibility..
@theliteratemiddleclass 2 жыл бұрын
Everything resonated with me and I’m doing almost everything except a side hustle which is difficult to find in my country
@josejoaquinbenitez6485 2 жыл бұрын
The one that resonated the most for me was the "make your own favorite meals". My biggest expense is eating out, I've tried a few times and it's not bad but I don't like cleaning up after. It does save money, though. I'll give it a try and make an effort to clean up after. In the end, being responsible with your money is about being organized and diligent, so it can only be helpful for me in every area. Thanks a lot for the advice!
@KC-dr3cg 2 жыл бұрын
@@josejoaquinbenitez6485 learn about low cost micronutrients..save money and eat healthier.FYI everytime you substitute a handful of cashews or peanuts with a bit of fruit instead of a hotdog or brat will add 56 minutes to your life.. make that substitution three times a month multiply that for ten years and you will have added 2 and 1/2 years to your life..chia seed pudding 1/3 c chia seeds..1 c milk..chil 24 hrs. Stir..chill longer..add a few slices of banana..
@josejoaquinbenitez6485 2 жыл бұрын
@@KC-dr3cg Thanks, I'll keep it in mind. I was talking more about pleasure food actually. Today I actually made a pizza with the help of a friend. Wasn't very healthy though hahahah. The ingredients cost more or less the same as a takeout one but I can make more quantity. It's been a while since I last made one and I made a few mistakes so it wasn't great but it was fun. The next ones probably won't be as good as the ones from Costco but they'll be good enough. Have a great day!
@seanroger6954 8 ай бұрын
Adapt to a lifestyle, be thrifty, set a budget, save money, and make investments to live within your means. I benefited from this as a six-figure income. With this strategy, my retirement savings have increased by almost $1 million.
@rahultoggi4672 8 ай бұрын
how do I go about this Zachary? I want to try all my options
@geraldbenzinger9703 8 ай бұрын
Sadly there's actually people living paycheck to paycheck.
@joerobert1801 8 ай бұрын
You reminded me of thinking outside the box. We get used to whatever circumstances and give up our power to change them. Great reminder to keep to financial goals.
@Bailemos888 7 ай бұрын
Awesome! wishing I would had do more in my 30s and 40s
@Bailemos888 7 ай бұрын
uff same in NJ@debbiedavis3013
@stephaniefythm 9 ай бұрын
Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 62 and my husband 65 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. Saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income.
@stephaniefythm 9 ай бұрын
Alright phyllis, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself
@stephaniefythm 9 ай бұрын
Regina Louise Collaro is based in the United States and can work with anybody wherever they stay. If you would like more information about her, you can conduct a search online.
@ugojazzy7812 9 ай бұрын
personally, I'm blessed and realizing I'm not the only one working with Regina Louise Collaro. I will consider myself lucky. I've been able to feed and make a living through her advice and great work. For such a person as Regina, I owe her gratitude, support and endless prayers as it is not easy to gain access to such a competent and reliable adviser. Who isn't just wise but has all it takes to handle an investment and is good at what she does..😊
@Alexedmartin. 9 ай бұрын
Thanks Stephanie.I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me
@alanbirkner1958 2 жыл бұрын
We retired at 55 and 53. Not buying lunch, coffee on the way to work, or lottery tickets helped. We lived in a small house and had used furniture. Kids never got toys unless it was a holiday or birthday. They all had part time jobs as teens. Tina
@duckyluver12 2 жыл бұрын
The biggest way we save money on groceries is eating food that's in season and now letting anything in the fridge go bad. Even if we buy the "expensive" foods, if we only buy as much as we will eat it saves a ton of money.
@siobhang7440 2 жыл бұрын
Freezing fresh food or leftovers has saved me sooo much money. Most people don't realize how many veggies and fruits you can freeze. I save them for smoothies, baked treats, or stir-fry!
@appylord008 2 жыл бұрын
I am trying to work this out with my girlfriend. We throw so much food out because she wants to eat out.
@dw300 2 жыл бұрын
Ramen is always in season!
@Amfortas 2 жыл бұрын
Nobody tell this guy about the economics of bulk buying
@BillionaireBehaviorBB 2 жыл бұрын
@@appylord008 toss the girlfriend out instead of the food 😊
@Buenos141 2 жыл бұрын
Buying food at the grocery that is unprocessed and plant based has saved me money. Beans, rice, and lentils are filling, delicious, and cheap. I went from canned to dried for more savings but I still keep canned beans on days when I want a quick meal.
@sunrae7680 2 жыл бұрын
Canned food can be a life saver sometimes.
@lokobtc 2 жыл бұрын
I switch to plant based and started spending more. Eggs, Oats, Fruit, Meat with Veggies for dinner is my “frugal” grocery list.
@lokobtc 2 жыл бұрын
And pasta.
@floresdta 2 жыл бұрын
Invest in healthier food now or pay for medical bills later
@soraya1934 2 жыл бұрын
is also healthier!
@Littlebearito 2 жыл бұрын
To waste less food, I write a list of all the food I have in the fridge and pantry and leave it on the fridge so I can always see what I have! I also plan meals around what I already have, only buy what's on my grocery list, and have started growing my own food :)
@TheRealLadyMagnus 2 жыл бұрын
I'm all about being frugal. Now if my significant other would stay on the path with me I stead of getting distracted. It makes it so much smoother when as a couple your both on the same page.
@lisamarieclark6778 Жыл бұрын
Our child is getting ready to move out for the first time. We are so proud of the frugality shown. Teaching a person how to cook,shopping, and saving money are important life habits. Leftovers are golden in a large family. All of our children have learned waste, not want not for sure.
@kmrymy7088 2 жыл бұрын
It’s really hard to save up on housing when you live in a country where rent ends up being at least 50% of one person’s income 😭
@lawrence-juniornalty 2 жыл бұрын
@Roza Huber Yes, true. It's important to be mindful that sometimes having to work more hours to get by does mean not being able to do some things that would be nice to do but take up time. I guess the aim is to optimise time management as best as possible to get the best of both worlds: hustle and still have time to do what is important or meaningful to you in achieving what you want. It might take more intentionality than it would someone else. Just have to do what needs to be done.
@navyseal4000 2 жыл бұрын
Look into house hacking. There's always am excuse no matter where you are, but there's also always a way. You got this 😁
@WinstonHarris 2 жыл бұрын
Now imagine living in a country where you either choose to live in a small house or get to work. Either of these, in lower income households, can cost up to 50% of your income.
@nigerianbattleroach3987 2 жыл бұрын
@Roza Huber I did this when I was working 12hr shifts mon- sat. If you want to do something you will. If you don’t you won’t.
@BlackWhite-ru8gm 2 жыл бұрын
@Roza Huber and prepping is also for rich people.
@rhondaneri1912 2 жыл бұрын
Love living frugal and if I need the money for emergency its there
@goodman5350 11 ай бұрын
The story of Ronald Reid who was a janitor is proof you don’t need to be a cut throat business person to be wealthy. A petrol station attendant and janitor. He made $8 million fortune by living frugally and investing it on stocks that has dividends. Now if he did it, why can't we?
@fragrance4656 11 ай бұрын
Discipline will take you a long way!
@Tyson.Fury_ 11 ай бұрын
The take away from the story is placed his money in companies he knew. so, I have quite a chunk of investment everywhere, index funds, crypto, dividend investing to name a few, so I have revenues coming in from all angles. Every year my worth doubles
@goodman5350 11 ай бұрын
@@Tyson.Fury_ Impressive. How do you seem to handle all that ?
@Tyson.Fury_ 11 ай бұрын
I'm not an expert but I became very wealthy investing as a beginner, from what I've witnessed it all comes down to having a professional guide. Thanks to Anne Marie, the expert who handles my Portfolio.
@goodman5350 11 ай бұрын
I wish to invest in a healthy way like you. How do I reach out to her?
@Adipod47 2 жыл бұрын
I had this spending practice where I spent as if I had my previous salary. This simple practice has saved me a lot of money on foolish expenses
@furkidsonboard4103 2 жыл бұрын
I'm more mindful of what I buy when it comes to groceries, and I avoid food waste my not shopping again until I've eaten everything in the fridge. My 20 year old car with 156K needs a major repair that will cost me at least $3,400 so I'm going to start taking the bus to work or even walking in order to prolong the use of my car. As far as entertainment, books are free at the library, and so it KZfaq. I dropped by gym membership right before the pandemic shutdown because I knew gyms would be closing, but have not signed up again because I can do most of the exercises at home. My next goal is to increase my income, so I'm looking into selling online, and learning new skills to add to my resume.
@RonaldLBanks 2 жыл бұрын
Sound like you have a solid plan! Keep growing!! 🙌🏾
@KC-dr3cg 2 жыл бұрын
Hang night lights high up to better iliminate cheap.position a lamp to light more than 1 room..use solar..you can keep the solar panels on the inside of your home..solar generator..jackery..
@UnseenSpirit 2 жыл бұрын
Can you not buy a car for the same as the repair cost? 20 year old cars often have problem after problem dependijg on brand, model and how its driven.
@ricardonegronmadera6021 2 жыл бұрын
Man you have no idea how much you’ve helped me with all your videos and podcasts! Don’t ever leave us !
@RonaldLBanks 2 жыл бұрын
I have so much more value to give and a lot of new stuff coming! Can’t wait to share it with you!
@KateKaden 2 жыл бұрын
I LOVE frugal living. It's added SO much value to my life:)
@shannonbeer3576 2 жыл бұрын
Kate Kaden is the real MVP as well 👍🏼 I have watched so many of her videos 😁
@KateKaden 2 жыл бұрын
@@shannonbeer3576 Shannon thank you so so much!
@ireneroy8820 2 жыл бұрын
Yes!
@dw300 2 жыл бұрын
The feeling of knowing you can cover the cost of any unexpected occurrence, and don't have any pressing debt is priceless.
@shirleyburnham2782 2 жыл бұрын
Food shopping was the part I found the most interesting. I often make more than I need and so the next day we have it again with something different x
@JastaAdventures 2 жыл бұрын
Bringing a lunch is my favorite tip. I’m always so mad at myself when I spend $10+ and it’s not even all that good. I recently decided I will only buy lunch out when I’m traveling for work or out with my husband or friends
@gracavasc 2 жыл бұрын
Someone once said, “ think global, act local”. I guess that fits the principle of realizing the difference a small amount saved daily makes at the end of a year. Thanks for this video!
@isadorasmiles9339 2 жыл бұрын
One big thing that helped me not waste food, particularly fresh produce used with meal prep is to buy all the ingredients for a certain meal that day with the intention of cooking it that night. I used to buy a few meal prep options for the week but would end up not getting to it because I didn’t prioritize it. Since I’ve adopted this habit, fresh produce does not get wasted. I also always shop with a grocery list. I make it a habit to look around my home before a grocery run and make sure I’m actually needing certain items rather than guessing while I’m at the store. Last note is always check the expiration date especially on dairy products to make sure you aren’t picking up a batch that’s going to expire in a couple of days
@SJLacey937 2 жыл бұрын
I agree with this 100%. I keep batch cooking and it’s not saving me the money I thought I was! Going to try your method ❤️
@Spectra33 2 жыл бұрын
@@SJLacey937 Do you batch cook bcz you're cooking for one person? I feel like I batch cook because I mostly cook for only myself. In which case there's not much we can do.
@SJLacey937 2 жыл бұрын
Kelly yes! I do live with someone but he is on a set meal plan and we rarely eat the same things, so I am only cooking for me.
@Spectra33 2 жыл бұрын
@@SJLacey937 that's what makes it hard for me too
@jaimetan 2 жыл бұрын
Love your definition of frugality! What helps me with packing lunch the next day is to cook a little extra at dinner the night before - so that leftover can be the next day's lunch. Great tips here, thanks Ronald!
@Leonhofmann61 2 жыл бұрын
Someone needs to hear this important message of mine I realized lately In this 21st Century,Almost 45% of people in the world have been Mislead and discouraged from taking step that could have changed their life in general ( from worst to better) and gained them 101% of financial Stability.
@klaudiamuench600 2 жыл бұрын
The greatest decision I’ve ever made in my life was investing in digital assets market.I earn profit of $7500 every 3days after reinvesting with expert Thomas Anderson,he’s of good help to newbies focusing and working hard on their financial goals.
@klaudiamuench600 2 жыл бұрын
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@kowalskisofia3834 2 жыл бұрын
Thanks 😊,This is the kind of information that we don't get from most You-tubers, I will get in touch with him right now 🤝.
@markphillip4052 2 жыл бұрын
I do love to contact him and share my experience to him,via my Financial Growth and Stability Which has been poor so far. Thanks for his contact .I hope he helps me out of this mess.
@justinhankins7253 2 жыл бұрын
if I open my window during summer in Texas it will be like opening the gates of hell.... other than that lol good tips!
@nancyparker2199 2 жыл бұрын
I enjoy all of your videos. I spent over 20 years in credit card debt. It was difficult to make the monthly payments. I filled for bankruptcy and learned my lesson. I pay my bills off every month and don't keep a balance. I can't believe how much interest I paid
@alecstahl2387 2 жыл бұрын
Great tips and thanks for the video. I would like to add a couple of my own: 1. Before anything else GET OUT OF DEBT. No credit card debt whatsoever. Then student loans. Then mortgage. 2. Find out what represents your biggest expense. It is usually housing (rent or mortgage). In my case it was mortgage so what I did was to set aside the extra amounts I can pay yearly without interest. I placed these amounts into a deposit account so they would give me interest every year AND allow me to get rid of a big chunk of my mortgage. If you are renting, consider moving to a smaller place. Saving in food is healthy and wise, but it is more effective to save on the things that drain most of your paycheck. 3. Do you really need two cars? Do you really need THAT truck? Do you need a car at all? I have sold my SUV and I currently use my bike and a bicycle because my location has great public services. I no longer pay insurances, oil changes, etc...and when I do need a car I will most likely buy a second hand reliable car suitable for my needs (read: Small). 4. Reuse and repair. I bought a (second hand) sewing machine and I fix my clothes until they break. It is a fun activity. I learn to repair so I learn things and save money. 5. Buy in bulk and out of seasons, especially what you know you are going to need. I buy swimming clothes when the summer ends. I buy xmas presents thru the year, especially if I see something in special offer. I check the "best before" date on milk, coffee, etc...and I buy them in bulk when they are on special offer or when I need them (which also saves me trips at odd times because I always have a stash). And I buy plane tickets waaaay ahead of time because, contrary to popular belief, it is cheaper than trying to catch the "only one seat left" offer. By the way, I have a six-figure salary, own several properties, and have a healthy stock portfolio. I am by no means a cheapskate (I love to travel around the world and enjoy my life) but I put money where it´s worth it.
@RonaldLBanks 2 жыл бұрын
Thank you for adding this to the conversation Alec! Great tips and advice. Appreciate you being apart of this community!
@HermaeusM 2 жыл бұрын
At first saving felt restrictive. But after a while and seeing credit cards go away and driving a 2018 car with no payment… it feels AMAZING. I unplug the microwave I turn off all the lights I don’t care lol I’m saving money and it’s great! Stopped eating out all together and cooking at home is my therapy each night!
@BethGrantDeRoos 2 жыл бұрын
Ronald....another GREAT video!! At the 5:11 mark on home maintenance and how someone who rents need not worry about this, I disagree. Many a landlord will NOT raise rent, if the people renting a place take care of the place. Since NOT needing to do repairs on things that if taken care of, would not have broken, means the landlord saves money. Energy savings. Keeping lightbulbs, computer/tv screens CLEAN makes them last longer and with light bulbs they put out more light, which means we need fewer lights on. We have no tv and its has saved us at least $75 a month in cable expenses. Or $900 a year! We happen to be plant based and our monthly food bill went down 60% because we buy fruits, vegetables that are in season, and cut out soda and all junk food. We also invested in a food dehydrator and dehydrate fruit and vegetables for later use. To save money entertaining we and friends love pot luck dinners where everyone brings something for dinner. Not only does everyone get something new to eat but no one is stuck making the full meal. When our son was young we also would child-sit for FREE so friends could have a date night once week or once every two weeks.
@username89642 2 жыл бұрын
Each chapter I found useful! Great advice and I look forward to more videos! Loving the content
@nrwinner 2 жыл бұрын
I'm amazed you don't have more subscribers and thrilled the algorithm put you on my feed. Keep up the great work!
@KC-dr3cg 2 жыл бұрын
I LOVED that this was not a drawn out video...good quick information with fun energy
@IarlaithMcNamara90 2 жыл бұрын
tbh, i just like how this guy speaks!
@redheadedgypsy1939 2 жыл бұрын
Always good, Always pertinent info - thanks Ron!
@CNEpornstar 2 жыл бұрын
Keep up the good work. I love the advice with the logic behind them instead of just telling me to do it with no reason. The framing of the video shots. I am glad I came across this just as I am deciding to be more frugal to save some money. THANKS!
@barnastil591 2 жыл бұрын
This was an amazing video. Everything I learned growing up. This really should be taught in schools.
@jasongeorge1186 2 жыл бұрын
oh the value of this video Ronald !!! Good job on this one, everything was helpful
@nedf8668 2 жыл бұрын
Lots of great advice there!
@nancyland9349 2 жыл бұрын
Thanks, your videos are very helpful and your calm demeanor makes it easy for me to get your message.
@danixoxo8637 2 жыл бұрын
100% agree about the groceries, we rarely eat out, thanks to the pandemic, I dislike shopping also due to the pandemic, so we plan better, and eat everything before we go back to the store. Because groceries are expensive where I live. we also eat leftovers all the time plus most times we are tired so we'll just heat up leftovers instead of cooking something new. My go to lunch is a PB&J. Never ate them as a kid but now as an adult they fill me up relatively quickly. We grow veggies in the summer. We also share with neighbors and friends!
@pennynickels5216 2 жыл бұрын
The pandemic has allowed me the luxury of time. With the exception of pizza ( can't get the crust right), I've become a much better cook! It really is cheaper to cook at home and from scratch.
@RonaldLBanks 2 жыл бұрын
You’re absolutely right! My wife and I cook everything!
@joeli2119 2 жыл бұрын
I had the same problem with the pizza crust just like you. The trick is to have a blazing hot oven with pizza stone that most of us don't have at home so instead you can use a cast iron pan to heat the pizza bottom and then finish the top in the broiler.
@pennynickels5216 2 жыл бұрын
@@joeli2119 my 20" stove only heats to 500 degrees. I haven't been able to find a small pizza stone or unglazed Terra Cotta tiles either. I don't have a cast iron pan. I think I will have to live with my pizza just being good enough! Thank you.
@TheMACtutoalex 2 жыл бұрын
Put the oven to bottom heat for the first 2/3 then blazing hot from the top to get the melted cheese for the last 1/3 time. I get perfect pizza with that
@derrickthomas1897 2 жыл бұрын
Thank you for your teaching stay blessed🙏
@handsomestuart 2 жыл бұрын
I had to subscribe right away. I love this episode on frugal living. I my self am trying to become a minimalist and it's amazing. I love the section in this video about having an emergency fund. Keep moving forward and make more content I love it
@zvezdanapavicevic256 2 жыл бұрын
I love your videos , love that you are so practical and real :) thank you 🌸
@oi-bg5ro 2 жыл бұрын
I cant express how helpful your videos are. Thank you!
@RonaldLBanks 2 жыл бұрын
You’re very welcome! I’m glad that I can provide you with the value you’re looking for! Keep growing and learning!!
@Sidious6460 2 жыл бұрын
Great video, I appreciate how many actionable ideas you provide viewers. Thats why it is better than most others on the topic I have seen.
@irismurphycrow Жыл бұрын
Love your channel, Ronald! Your demeanor, your presentation, your explanations, your topics! I just watched you for the first time today, and watched 3! You have helped me tremendously already. Thanks! God bless you!
@bettyrammokolodi5952 2 жыл бұрын
just discovered your channel.love how precise and audible you are. Plus your videos are short, but carry a lot of information. The quality of your videos, is also an 11/10.
@RonaldLBanks 2 жыл бұрын
Thank you so much!! 🙌🏾 I’m happy that you’re enjoying them!
@Maria-ji9yy 2 жыл бұрын
What great video, good vibes, makes you wanna save everything. Keep up the good work!
@feliciastewart972 2 жыл бұрын
All EXCELLENT!! 💯. You helped me alot... Thanks..
@DrProgNerd 2 жыл бұрын
I really enjoyed this. Great tips - well organized - succinctly delivered. I saw on another video that if you can save $27.40 per day, you will have saved $10,000 in one year's time. That would serve as a good goal. If you can combine your 'side-hustle' with the tips you shared, $27.40 doesn't seem like a large goal to shoot for. And an extra $10k in the bank will give peace-of-mind.
@ZacharyBuhler 2 жыл бұрын
We need more videos like this man! Great advice.
@cindyho8212 2 жыл бұрын
Probably one of the most organized "frugal tips" video on YT. Appreciate it very much!
@RonaldLBanks 2 жыл бұрын
Thank you so much Cindy! I appreciate that. Took a lot of work to organize it in a way that would make it easy to follow so I’m glad you enjoyed it!!
@yfoog 2 жыл бұрын
Your videos are a blessing! Thank you brother!
@RonaldLBanks 2 жыл бұрын
Thank you! 🙌🏾 I’m glad I have an opportunity to share them with you!
@diane2413 2 жыл бұрын
I really enjoyed your video. Liked the zero waste philosophy as well as selling clutter for cash and reminding us that it is helpful to remember side hustles and not just focus on cutting out bills. Your voice is very easy going and nice to listen to!
@RonaldLBanks 2 жыл бұрын
Thank you Diane! I’m really glad you enjoyed this video as well.
@debbiekoortzen1154 2 жыл бұрын
This was a great video, thank you! I just found your channel and enjoyed your company. Kind regards from South Africa.
@michelledawnharpist 2 жыл бұрын
the pandemic taught me that ordering my groceries actually saved me a bunch of money (and anxiety)! i wasn't tempted as much by the fancy product displays and only bought what I knew I needed. Hopefully I can get enough self control one day to do this in an actual grocery store 😂these are some great tips, thank you!
@mrladnek 10 ай бұрын
Indeed! These are all realities and tips are very useful in saving money.
@natashyas4149 2 жыл бұрын
Great tips! I have packed lunch for years and it makes a huge difference!
@kellyhiebert6766 2 жыл бұрын
Love your style. Great video and great message!
@cathylynnpietranton 2 жыл бұрын
Thanks Ron great tips. We do automatically transfer money from our checking to our savings.❤
@pennynickels5216 2 жыл бұрын
Paying yourself first must be a priority!
@erickvarela2777 2 жыл бұрын
Excellent vid with great advice! Thanks for sharing
@RonaldLBanks 2 жыл бұрын
I’m glad you enjoyed this Erick!
@dweebazoid8456 2 жыл бұрын
One of the best videos ive seen on frugal living! A well earned sub from me! cant wait to see more
@changveronicas 2 жыл бұрын
love your speaking style and tips so much! great video with useful info. thanks!
@lothecruel 2 жыл бұрын
I actually spend more if I try to cook at home than I spent eating at work because at my office we have great inexpensive options like $2.5 for a chicken salad plate and 0.50 a bowl of cream soup. If I buy the ingredients for these things I end up spending more than $10 and it takes me hours to prepare it. I never eat out, that saves ton of money.
@carlosm.parker3251 2 жыл бұрын
I understand your point. Ingredients can be expensive, even if one purchases generic brands. Some recipes have tons of ingredients and substitutions still require "another ingredient." If a recipe has an ingredient that I barely use, more than likely I won't make it. For example, dry mustard. I barely use it, so it will be sitting in the cabinet, and going to waste.
@user-in1qm5kt3c 2 жыл бұрын
An incredibly helpful and stylish video! Didn't know about food. Thanks and good luck!
@matthewhicks8919 2 жыл бұрын
Yo Im only 37 seconds into this video and you’ve redefined what frugality is. Excellent work sir
@leahmay1506 4 ай бұрын
I'm still watching, but I had to stop and comment at the part that you mentioned list shopping! It truly is a life saver in the sense that it really helps you stay on track and not over spend. I've been doing it for a while now and I never get side tracked; I strictly buy what's on the list and get the heck out of there! 😂
@deejay_alvarez04 2 жыл бұрын
Thankyou for sharing
@anthonyf1548 2 жыл бұрын
I definitely needed to see this video, now the hard part is being consistent but it’s not impossible.
@RonaldLBanks 2 жыл бұрын
Nothing is impossible when you put your mind to it. Keep growing and learning on your journey Anthony! 🙌🏾
@MadDogSouthHouse 2 жыл бұрын
I found this video extremely helpful and easy to follow along . In addition, you have a very pleasant voice and great demeanor that compliment the subject at hand. Thank you for sharing!!
@RonaldLBanks 2 жыл бұрын
I’m glad you enjoyed this my friend!
@Maya-kz1wq 2 жыл бұрын
God bless you 🙏🏼😊
@sonygoup 2 жыл бұрын
I always thought I was cheap then my sister thought me the word Frugal. So I use that instead of tell people I'm cheap lol
@caffeNoizette 2 жыл бұрын
I am subscribing !!!!!! Clear enough and here i come frugal lifestyle ( long way to go but I trust the process ) thanks for this video. ✔️
@RonaldLBanks 2 жыл бұрын
Welcome to the community! I’m happy you decided to subscribe! If you have any questions don’t hesitate to ask!
@ginamcneal4435 2 жыл бұрын
I love your content! Also you have the most beautiful smile !
@e1oq 2 жыл бұрын
I love watching your videos bro. Keep up the good work! More power!
@RonaldLBanks 2 жыл бұрын
I appreciate the love and support! Truly!
@mellorison7172 2 жыл бұрын
Thank You. I needed this.
@DachshundPal 2 жыл бұрын
I love your videos they are so practical. Thank you
@paulb1383 2 жыл бұрын
Great tips..thanks for sharing!
@cucacuquita9974 2 жыл бұрын
Excellent tips, you explain it so well.
@olumideakingbade982 2 жыл бұрын
Thanks for this !
@MichaelDavis-uu9zh 2 жыл бұрын
This is a guy that has life figured out :D nice to see a good example.
@suezannemarie292 2 жыл бұрын
I needed this!
@pamelacooley6457 2 жыл бұрын
Love your videos.Very helpful. Cooking your own food ...you’ll be healthier too. So glad I found your channel
@RonaldLBanks 2 жыл бұрын
I’m glad you found me as well Pamela! I’m looking forward to growing on this journey together!
@kartiersupremewhite330 2 жыл бұрын
Great advice My Friend!!
@val6937 2 жыл бұрын
Keep the videos coming
@DiamondSplendid-yy7dg 6 ай бұрын
Its totally worth it, you gain discipline and self-control not only that satisfaction.
@tamihill4229 2 жыл бұрын
Thank you for all the wonderful ideas . I just started my debt path .Your advice has really helped me..
@RonaldLBanks 2 жыл бұрын
I’m happy you found value in this Tami! Keep growing and learning on your journey!!
@RWAquariumPages Жыл бұрын
love these tips! thanks for a great video! great point about side income to helping you save also!
@juliethaguilar1194 2 жыл бұрын
great!!
@weslynmatos8614 2 жыл бұрын
Great video. Quality, content and entertainment wise. Earned a sub
@meaganporter4430 2 жыл бұрын
This video was so well organized it was easy to follow and very impressive. Thank you from the effort put into this.
@RonaldLBanks 2 жыл бұрын
Thank you so much Meagan! I’m really happy that you enjoyed this!
@daniel_bernas 2 жыл бұрын
Awesome video, man! I watched this from start to end, and I haven't done that in awhile. :)))) Subscribed! :)
@RonaldLBanks 2 жыл бұрын
I appreciate you watching, thank you!! I’m also glad you enjoyed this! I hope you continue to find value in my content going forward!
@daniel_bernas 2 жыл бұрын
@@RonaldLBanks I believe I will! ☺️ Keep up the awesome work! 🙏
@LinedFury 2 жыл бұрын
wow you have great production value - keep up the great work
@forrestaustin7050 2 жыл бұрын
Great video!
@ATD909 2 жыл бұрын
I love eating seafood, and seafood cooks really quickly most of the time. That’s why I rarely eat seafood out at restaurants (except for sushi, because I don’t have the technique to make it myself yet).
@goodbyefornow7800 2 жыл бұрын
Food cost my family the most hands down. We ate out to often or items would expire before being used . We would also have multiples of the same items due to not know what we had before we hit the store. Now eating in , making lists , keeping inventory, buying what's on sale changed everything .
@kathyhayes5128 2 жыл бұрын
Planning your menus by what is on sale each week can make a huge difference in savings on groceries.
@goncalohreis 2 жыл бұрын
I genuinely feel your content is getting better and better, more practical and useful for those who, like me, are trying to minimise and live free of worries and debt. I'm happy I found your channel. Thank you, Ronald!
@TimelordUK 2 жыл бұрын
He's also VERY easy on the eye!
@lewismcelroy6946 11 ай бұрын
amazon is way cheaper than cinema u don't even need the subscription to buy movies of it
@nylemcquitty 2 жыл бұрын
Awesome, value packed!
@gloluvin 2 жыл бұрын
Thankful for these tips❤
@wittyslittleworld 2 жыл бұрын
Well said, thank you for the advice
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