Amortization Loan Formula

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Amortization Loan Formula

Рет қаралды 114,043

2 жыл бұрын

This finance video tutorial explains how to calculate the monthly loan payment using the amortization formula. It also explains how to calculate the total cost of a loan and the total interest that is expected to paid over the life of the term.
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Assets, Liabilities, & Equity:
• Personal Finance - Ass...
The Short Ratio:
• How To Calculate The S...
Debt to Equity Ratio:
• Long Term Debt to Equi...
Time Value of Money:
• Time Value of Money - ...
_____________________________
Future Value of Annuity:
• How To Calculate The F...
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How To Calculate The Monthly Mortgage Payment:
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The Present Value of an Annuity:
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Net Present Value & Internal Rate of Return:
• Net Present Value - NP...
____________________________
Annual Percentage Yield:
• Annual Percentage Rate...
Amortization Loan Formula:
• Amortization Loan Formula
Amortization Table:
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Rule of 72:
• Rule of 72
Bond Yields:
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Пікірлер: 60

@TheOrganicChemistryTutor 6 ай бұрын

Final Exams and Video Playlists: www.video-tutor.net/ Full-Length Math & Science Videos: www.patreon.com/mathsciencetutor/collections

@PhysicsWithBen 2 жыл бұрын

I salute your General Knowledge.

@FreshBeatles 2 жыл бұрын

yuh

@asapcorona7115 Жыл бұрын

@@FreshBeatles yerrrr

@b.c.2836 6 ай бұрын

Thank you for the formula, I used it for building a calculator code in my CP class :)

@jonahravelo3370 2 жыл бұрын

We need more real estate math problem questions please!

@tangeniimmanuel2987 Жыл бұрын

This man's IQ is questionable....He literally knows everything.....GENIUS

@ethan-zq6kx 4 ай бұрын

Thanksssss this is really helping me

@user-kw9gh9fl7x 2 жыл бұрын

Thanks for the lesson✌🏻 Btw can you pls put more financial math problems🥺

@anonymousprivet1227 2 жыл бұрын

This video came just in time to remind my young adult how to calculate the car payment they are about to acquire.

@gummyeojin 3 ай бұрын

ty 😭😭 my discrete math senior exam is in a few days and i was out and missed this lesson.

@kangmoabel 2 жыл бұрын

Economics !! you rock

@giftzulu498 Жыл бұрын

Thank you, what would UNZA students do without you?😂😂😂💯

@maisanniinsoyatbp. 2 жыл бұрын

Thanks for the lesson learned a lot.

@excitedaboutlearning1639 2 жыл бұрын

This video illustrates nicely that real estate is not the best investment in the world despite what the propaganda says. You end up paying double the amount when you take interest into account, not to mention monthly HOA fees, maintenance fees (1-2% annually), property tax. Sometimes, it's better to live in a rental properties, especially in expensive cities.

@mfam2371 Ай бұрын

But doesn't the amount that goes towards interest decrease the more payments you make? How does that work?

@samsongamotin6338 11 ай бұрын

Can you give us amortization in diminishing form thanks

@TheresidentchefJ Жыл бұрын

I’m not getting this same answer how???

@nhitc6832 7 ай бұрын

Because you're missing parentheses when you punch them in your calculator Try 1500/(1-(1.005)^(-360))

@elihubildad6677 Ай бұрын

Thanks I was trying to figure out the same thing they need to make that more clear.

@edfl9299 4 ай бұрын

Can you please explain what some of part of formula means like ( 1 - (1+ means what?

@paizleywashere 2 жыл бұрын

Can you do a absolute value video using fractions

@ritchiebaitoiya Жыл бұрын

What is the difference with the future value problems?

@KEVINSURIEL 7 ай бұрын

How do they determine cost you will pay in actual interest per month? vs principal because it seems to change monthly

@ramazanboss6388 2 жыл бұрын

You are legend

@HotSauce-mn1mp 7 ай бұрын

Out of all the fkn so called real estate ppl on KZfaq I had to come to the organic guy to get the answer I was looking for

@treasurelove1883 Жыл бұрын

Thanks a lot ☺️

@lqejnrenefqrni 2 жыл бұрын

Hello can you please do the Credit Score Formula thank you so much❤️

@maxplank1196 2 жыл бұрын

Who came up with the amortization formula?

@nhitc6832 7 ай бұрын

Evil banks of course :))

@gunasekaranvenugopal7991 Жыл бұрын

Please let me rate of interest if the principle loan amount is 10000 and thier installment paid over the period of 30 weeks finally interest+ loan amount figured 12900 every installment was 430 , how do we know their rate of interest please any body prove little confusing, not easy to understand the difference between n and t, usually n will be years in this case it's 30 weeks how to calculate

@Aggna_re Жыл бұрын

How did i get 1.499.83 instead of 1,798,6? 🤦🏻‍♂️

@vichitumban620 Жыл бұрын

Same🤦

@kusinanihamidah 9 ай бұрын

same😢

@faithvillamor 6 ай бұрын

hello..please can someone explain how he got 1,798.65 please? I can't get it🥺

@user-eq1fw1fb1f 6 ай бұрын

Thankyouu7u

@tylercampbell6272 Жыл бұрын

This is just memorizing a formula. What about explaining what the parts of the formula means?

@Video_collection Жыл бұрын

why I get different answer . I get 2k something.

@mushtakahmed1805 Жыл бұрын

Thanks for the formula....but we can also do this with PV annuity formula...and I'm sorry but your calculations are wrong. Thank you.

@praweshthar6645 Жыл бұрын

bro come on men thank u very much

@GhislaineKouatchou 10 ай бұрын

I don't know were the 12 is coming from please

@nhitc6832 7 ай бұрын

Because their are 12 months in a year. Think about what APR means. It means Annual Percent Rate. 6% APR means 6%/year or 0.5%/month.

@thatomofolo452 11 ай бұрын

Yup 🤧

@user-kg1xn2qs1w 9 ай бұрын

I'm not getting the same answer 😭😭😭

@hektordigital4395 3 ай бұрын

Find a good calculator that has the Xy symbol. That helps you to raise the power so you can go ahead to insert -360

@angelicafloria9744 9 ай бұрын

San po nakuha yung 12?

@jonathanotadora2639 9 ай бұрын

Monthly kc kaya 12months sa isang taon

@user-kg1xn2qs1w 9 ай бұрын

1,789.65??? howw???

@nhitc6832 7 ай бұрын

Probably because how you type the expression in the calculator. Inappropriate parentheses will give you different answer😊

@user-du5ck5gw3g 22 күн бұрын

1500 devide then open parentheses 1 - open parentheses 1.005 close parentheses close parent ^negative open parent 360 close parent =

@TheCosmicGuy0111 2 жыл бұрын

Fun

@moridorimaridari2610 2 жыл бұрын

i love you

@frincessplays3545 Жыл бұрын

Bobo ako sa math any tips hahaha

@Akihitokyeptho 10 ай бұрын

This is very long process.. just for self benefit by prolonging ur video

@hektordigital4395 3 ай бұрын

How he managed to work out $1,798.65 is a mystery. I just wasted 5mins of my time.

@nor6041 Ай бұрын

Get the formula for Ordinary Annuity then plug in the values. You'll get his answer.

@Delicious1Tv 2 жыл бұрын

❤️❤️❤️👆👆

@gladysbanda2553 2 жыл бұрын

❤️

@ImNuclearYT 11 ай бұрын

I type exactly what he does but I always end up with 1499.83 where am i going wrong