5 Best High Yield Savings Accounts: High Interest No Fee’s

Рет қаралды 46,155

Ай бұрын

On this episode of The Table with Anthony ONeal, we break down the essentials of high-yield savings accounts and how they can propel you toward your financial goals. AO discusses the advantages of earning higher interest rates, the security of FDIC insurance, and the ease and flexibility of online banking. Whether you're just beginning your financial journey or seeking to optimize your savings strategy, AO’s expert insights will help you maximize your money and establish a strong financial foundation for the future. Don't miss this episode-it's packed with valuable information that can make a real difference in your financial success!
Mentioned On Today's Show:
🤝 Bethel Tech: www.anthonyoneal.com/bethel
🏦 Savings Accounts:
Sofi Bank: anthonyoneal.com/savings
Ally Bank: www.ally.com/bank/online-savi...
Amex Savings: shorturl.at/39AEx
Wealthfront: www.wealthfront.com/cash
Discover: shorturl.at/MDwEt
Bank Purely: www.bankpurely.com/purely-ind...
Disclaimer: These affiliate links and some terms may apply, which means I may get a commission if you purchase. However, none of the fees of these resources have been increased to compensate me. In fact, many of these have given me special discounts that I get to extend to you! 😉
📖 Book of the month: amzn.to/3wAHebK
Checkout My Network Partners:
🤝 Bethel Tech: www.anthonyoneal.com/bethel
🤝 Better Help: www.betterhelp.com/ao
🤝 Chime: www.chime.com/ttao
🤝 Course Careers: www.anthonyoneal.com/bootcampcc
🤝 Ethos Life Insurance: anthonyoneal.com/lifeinsurance
Tools Created With YOU In Mind:
💲Wealth Builder Tool: www.anthonyoneal.com/wealthbu...
💰 Wealth Calculator: www.anthonyoneal.com/wealth-c...
💸 Debt Calculator: www.anthonyoneal.com/debt-cal...
🏦 High Yield Savings Account: anthonyoneal.com/savings
💵 MooMoo Investment Account: www.anthonyoneal.com/moomoo
💲Financial Advisor: www.anthonyoneal.com/domain-m...
📗: The Ultimate Guide To Debt Payoff: www.anthonyoneal.com/free-too...
📒 Make Money Online: www.anthonyoneal.com/free-too...
📈 Get A Raise: www.anthonyoneal.com/getaraise
👩🏾‍❤️‍👨🏾 Singles Playbook Quiz: take.singlesplaybookquiz.com/
❓ Guide To Asking Hard Questions: get.thequestionsguide.com/o/
⛪️ My Devotionals on The Bible App: rb.gy/v0qf9i
🔎 Find a Church Near You: www.anthonyoneal.com/find-a-c...
The Neatness Network:
🎤Patrice Washington: @PatriceWashington
📗Joy River: @TheCouchwithJoyFriends
👩🏾‍🍳Victoria Lewis: @thevictorialewis
🏅Justin Owens: @Runtheplay
👨🏾‍💻Cyrus Harbin: @techisthenewblack
FREE Webinar:
💻 The Personal Brand Masterclass: anthonyoneal.com/masterclass
RECOMMENDED Reading
📔 Debt Free Degree: amzn.to/3jA8GfR
📓 Destroy Your Student Loan Debt: amzn.to/3uG5wNQ
📓 Essentialism: The Disciplined Pursuit of Less: amzn.to/37iUUf1
📘 The Ruthless Elimination of Hurry: amzn.to/3uEiKdW
🎙 Listen to the show
iTunes: apple.co/2Wb2FhG
Spotify: open.spotify.com/show/1DnGlzL...
🎵 Intro: "The Table - Evan Ford, itsevanford... / evan-ford "
GET IN TOUCH
🌍 My website - www.AnthonyONeal.com
🌍 Advertise With Me - partnership@anthonyoneal.com
Connect with Me!
Instagram: @anthonyoneal
Facebook: @anthonyoneal
Who I AM:
Hey, fam! I’m Anthony and I’m here to help you discover your authentic self and achieve spiritual, financial, and mental freedom. I know what it’s like to be in debt and homeless - I’ve been there. But with the grace of God, I was able to turn my life around and I’m now helping others to do the same.
Join me on my KZfaq channel and let’s start this journey together. I’ll share my experiences, tips, and tools to help you achieve success and become debt-free. Plus, you can follow me on Instagram @AnthonyONeal and visit anthonyoneal.com for more resources and help.
Subscribe now and join the AO fam! Let’s get to it!
Have A Questions You Would Like Asked On The Show:
Tweet me @anthonyoneal or email me at anthony@anthonyoneal.com. If your question is long, I might not read it, just being honest. 😁
Disclaimer: Some of these links are affiliate links, which means I may get a commission if you purchase. However, none of the fees of these resources have been increased to compensate me. In fact, many of these have given me special discounts that I get to extend to you! 😉

Пікірлер: 188

@jimbobjim2310 21 күн бұрын

I have several HYSA accounts. My favorite is Bread 5.15% however I also have Vio bank 5.30% and FlagStar 5.55%. My best advise for people is instead of going out to eat, to drop that $100 into a HYSA. Instead of buying a new car, put that $700 a month into HYSA. Instead of doing $7 a day at Starbucks, put that $200 month into HYSA. Will be surprised that after several years you have $30k, $50k, $100k saved! Every $1 adds up and eventually you will be earning $10 a day, $30 a day, $100 a day in interest! I’m currently up to $123 a day!! That’s right, $45,000 a year in interest from years and years of not spending and instead saving my blue collar income. I’m not even college educated, I’m a blue collar worker who gets dirty daily however each paycheck I immediately put 25% into HYSA and watch my earnings increase

@lailusionista2564 20 күн бұрын

Thank you

@terrancepinkney777 18 күн бұрын

👊🏾💪🏾

@bryansims007 17 күн бұрын

Motivation 💪🏾💪🏾💪🏾

@LibraLife47 13 күн бұрын

Your comment is the best. Thank you👊🏾

@jenmarkosian8720 11 күн бұрын

Do you mind sharing why you have 3 different ones and why you like Bread more compared to the others?

@UnapologeticallyServingJesus 28 күн бұрын

I'm in finance and thought it was hilarious when you said "MOST people have 10,000 in savings". Not true. MOST PEOPLE DO NOT EVEN HAVE 5,000 IN SAVINGS. Anyone can find statistics on that. The bottom line is you can save all you want but its not going to do much. To survive today, you HAVE to find ways to MAKE more money. Period.

@willtacoma2ndgen661 28 күн бұрын

You are contradicting yourself, brother. It is easy to save. People need to stop spending money they don't have on junk and stop trying to keep up with the Joneses, and they will have savings. The majority of people have a lot of unnecessary stuff to show people they have a lavish lifestyle, such as cable bills, expensive brand-name clothes, expensive cars, and jewelry. I stopped buying junk in 2007 and now have saved up to $250,000 plus dollars in my savings account, plus I own my house.

@TheQueenChanti 28 күн бұрын

He said they SHOULD have that to cover three months of expenses, but I'm glad you're in finance 🙂

@bessiewright2235 24 күн бұрын

@@willtacoma2ndgen661congratulations - facts because I’m on my way

@jaredbills72 24 күн бұрын

The point he was saying was that IF they have a savings account of 3 to 6 months of expenses, for most people that amount would be $10k or more. He didn't say most people have that amount in savings, but rather that they should if they are aiming for the goal of 3 months of expenses.

@Rbj4525 22 күн бұрын

Marcus and UFB

@VuzeYT 27 күн бұрын

Video starts 15:14

@roshunepp 27 күн бұрын

I fell on the floor after clicking this and seeing how little is left of the video. Lol

@twoine21 24 күн бұрын

thanks bro! dude is literally a professional yapper! has to make his videos a certain length to monetize. hate it!

@beautifullyrical8264 24 күн бұрын

Thank you ❤

@rubysundae134 23 күн бұрын

Thank you so very very much!!! These videos are way too long.

@rajaneen 22 күн бұрын

Ty!

@katietucker4772 18 күн бұрын

I want to thank you. I signed up with SoFi back in January when I saw another one of your videos about high yield savings accounts. I am very thankful. The growth is so great and I am very grateful. Take care 🙏🏾🙏🏾

@katietucker4772 17 күн бұрын

@Hostline_TheTableWithAO no I’m not on your private coaching program yet.

@SB-rn4fy 23 күн бұрын

Synchrony is 4.75% for their HYSA. I've been with them for years. They have no minimums and an ATM card. They are terrific. They also have good CD rates.

@rodneygamble3883 23 күн бұрын

Please explain the IRS collection to your audience that's attached to this extra money

@lamala1104 Күн бұрын

Can you explain it? I’ve been trying to find videos on it but I can’t find

@dynamic75 24 күн бұрын

Just discovered your channel, great information. Thank you and much continued success to you!

@Dapowerranger 28 күн бұрын

Been using sofi bank as my main bank for since Jan and i love it

@seananderson683 23 күн бұрын

My money makes me approximately $170 per month in my SOFI savings account. I take that interest and put it all towards my lone remaining credit card debt which is 0% until January.

@Bur6212 25 күн бұрын

Holy fluff… 21 min video that could’ve been 3 minutes

@jimbobjim2310 21 күн бұрын

From a guy who saves $0

@widlinejackson9675 29 күн бұрын

Hi! Thank you so much for this amazing kind of contents!! How many high yielding accounts can I open at one time?

@stevesimmons430 29 күн бұрын

Great info bro

@IAmLRose 23 күн бұрын

I have had Ally since 2012 and I looked about 2 weeks ago and I just saw my savings account was a HYSA I was soooo happy and you can do savings buckets, so I’m about to move more funds

@readingstrategist 28 күн бұрын

We have Ally and LOVE IT 💰 💃🏾

@Thatgirl12-fp3uq 27 күн бұрын

Thank you Anthony!! I opened a High yield account and Im already benefiting from it!!

@bessiewright2235 24 күн бұрын

Same here

@dmiles8406 7 күн бұрын

Thank you 🙏🏾 so much for posting this information! I am constantly surprised at how little interest is offered when the credit union s using your money.💰 😮

@tduck828 27 күн бұрын

I love republic bank in chicago. They pay 5.2% on money market. Vio Bank pays 5.3%. Love both.

@jhonhani1488 3 күн бұрын

How does money market work in VIO ? Is there any fees for money market ?

@raquelgourdine-neal847 28 күн бұрын

I opened Laurel 5.12% and Ally.

@AdrienneC 28 күн бұрын

Love Ally for their buckets feature!!!!! That interest hitting those accounts is like Christmas all year long!😍

@readingstrategist 28 күн бұрын

We have Ally as well and I totally agree with you 💴 people dont know what they’re missing

@sharenwiltshire8456 27 күн бұрын

@@readingstrategistthank you.

@donaldmcgee6334 21 күн бұрын

100% agreed. I've had them since 2011. Great rate

@realestateinvestments7 11 күн бұрын

These are some great places to start! Great tips thanks!

@ronnieadrian9843 15 күн бұрын

Is a money market account for 5.29% in vanguard such as the Vusxx with an expense ratio of .09% a good idea?

@stevenbacon8594 27 күн бұрын

Good nuggets worth sharing.

@ShardiaMGreen 2 күн бұрын

I love this going to open one right now! I see you’re a life insurance broker as well. I too work for Ethos.. can we start educating people on IUL’s?

@WendyP-rs3if 23 күн бұрын

What about a savings account at Bask Bank? I believe you mentioned it several months ago.

@Bur6212 25 күн бұрын

Love SoFi.. even do my investing through them too

@Dapowerranger 28 күн бұрын

I also love discover ❤️

@roshunepp 27 күн бұрын

Do all hysa compound daily?

@MomoHitsujiOwO 26 күн бұрын

I’m surprised Laurel Road isn’t in! Now It’s 5.15% APY!

@dec1slh 22 күн бұрын

I have a weathfront cash account, its been having it for a few years, the interest rate is still 5% and up to $8 million of FDIC insurance through our partner banks.

@l.lboogie7049 25 күн бұрын

Question can we open kids account. Under this high yield savings account

@benelliott5661 26 күн бұрын

😁 Thanks for opening this door. Replenishable Dating money for my wife and I on a budget. That went off like a VOLCANO. All I needed to getting rollin'.

@MichaelDavisDJMic 28 күн бұрын

Marcus and Goldman Sac at 4.40% and PNC at 4.55%

@Relaxwithspirit 25 күн бұрын

Yup Marcus is my current favorite

@MoniDobbs 8 күн бұрын

That face you made when you said ,"in contrast with a regular savings account, you will only earn $33.00, is classic. 😂 You speak the truth.

@michaelbrown4584 28 күн бұрын

HIGH YIELDING !!!

@tevinmusic1994 29 күн бұрын

Capital one has a high interest rate for a savings account

@inquisitiveferret5690 28 күн бұрын

The 360 savings is solid, 4.25 % APY. No minimum balance, no monthly fees.

@kendraturner6125 28 күн бұрын

I have a Capital One HYSA also.

@hwy90vonnie34 26 күн бұрын

@@inquisitiveferret5690 is this real I'm going get one asap

@natep1325 24 күн бұрын

I use Capital One as well.

@dynamic75 24 күн бұрын

I’ve had an older savings with Capital One with only a 0.3% annual. I just opened a new Performance Savings with a 4.25 rate. 😫 Better late than never.

@davidthomas4065 13 күн бұрын

There’s also UFB Direct at 5.25%, Bask (which you mentioned in another video) at 5.1%, and Betterment at 5%. None of these have any requirements. There’s also an online credit union called DCU (Digital Federal Credit Union) based out of Massachusetts. They pay 6.17% up to $1,000. The only requirement with them is that you have to give to a local organization (about $10) if you live outside of the area.

@lilmama2628 26 күн бұрын

I have Amex, Marcus and Betterment

@ahob630 27 күн бұрын

Good stuff!!

@lmbarnes3 18 күн бұрын

Compound interest-Doesn't that mean the interest is added to the base total, which causes the compound? You can't spend it right... or withdraw it to use.

@gail235 16 күн бұрын

12:00 minutes in…when will you give the list of hysa?? I’m stressed and leaving. Already have hysa and etf’s im out.

@downlaw 7 күн бұрын

What do you think of E*Trade at 4.5%?

@ladydipset88 25 күн бұрын

I have Amex and Wealthfront

@andregray6973 29 күн бұрын

Credit Karma 5.10% APY

@mskrisl7535 29 күн бұрын

Yes,I have one with them.

@kelvinalexander4353 28 күн бұрын

Laurel Road 5.15% APR

@kmbrlyshome1 28 күн бұрын

I’ve seriously been debating on switching to Credit Karma. That’s a great rate!

@lachellewoodert6376 28 күн бұрын

What about Western Alliance Bank at 5.35% APY?

@taviadavis4222 28 күн бұрын

Credit Karma it is!

@nathanieljackson65 25 күн бұрын

UFB 5.25%

@JavierGarcia-hd7xm 23 күн бұрын

Drop that knowledge

@zacktheallaroundguy1323 8 күн бұрын

Let's get to the bag 🎒

@Embrxceyourdemons 14 күн бұрын

Video starts after 15:17

@josephmcgee2263 25 күн бұрын

Amex?

@jayhen5969 24 күн бұрын

What about ufb or robinhood high yield

@OzWorldChannel 25 күн бұрын

If I'm not mistaken, savings account APY can fluctuate based on market conditions. Why not use a CD and lock in the interest rate for a term? I do understand the benefit of HYSA where you can move your money at will, but if that's not a requirement, why not do CDs? Or a Jumbo/mini Jumbo?

@HauteBeautiBudgets 25 күн бұрын

He talked about cd and the fluctuate of apy in the video

@TobiDeLafayette 24 күн бұрын

Yes the rates fluctuate , but rates have never been this high in years almost 5% & they’re guaranteed to over around that for about the next year or so due to inflation & the fed increasing rates …so it’s basically a CD , but if have access to it if you need it , I use my interest dividends to pay for my yearly cruise vacation & to pay for my car insurance for the year

@xzavierthompson2898 7 күн бұрын

What about Marcus by Goldman Sachs high yield savings account?

@demetriusbanks3934 29 күн бұрын

What about Raisin Bank which is at 5.26%

@mauricescribner7025 28 күн бұрын

Not actually a bank, Raisin works like a referral to HYSAs. Raisin itself is not a bank

@aldwinjones8985 27 күн бұрын

CIT bank

@akidataylor7377 26 күн бұрын

No chime???

@chadan3504 28 күн бұрын

Chase currently has a CD with 4.6% for 7 or 9 months

@MichaelDavisDJMic 28 күн бұрын

Chase CD at 4.75% for 9 months (at least in the Los Angeles, CA area)

@FTG2Eli 28 күн бұрын

@@MichaelDavisDJMic Thank you! Good to know😃

@Bur6212 25 күн бұрын

I have cds with Discover at 4.7 for 12 months

@graceypatrick 25 күн бұрын

How much taxes you paying on that interest?

@MKing0049 28 күн бұрын

I follow you and opened an account with Prize pool…saved money there…should I move my money to the HYSA?

@BitcoinTo12K 29 күн бұрын

Sofi?

@anthonyoneal 29 күн бұрын

Yes! Here is the link! 🏦 Savings Accounts: Sofi Bank: anthonyoneal.com/savings

@shereseroberson7092 28 күн бұрын

With Sofi, you have to open a checking account and a savings account at the same time. They will not allow you to just get a savings account. I looked into it after one of your earlier shows. In the end,I decided not to move forward because I didn't want a new checking account.

@thatmanvan2018 22 күн бұрын

Can you do a review or analysis on Goldman Sachs Money Market account please? I believe their APY is high but I'm not as well versed about finances and wealth

@paulmastre8202 13 күн бұрын

TD Bank has a 6 month CD paying 5 per cent. Maybe the big banks are starting to loosen up. Keep fighting the good fight.

@notrust27 11 күн бұрын

CIT Bank

@joelloxclusivo9454 24 күн бұрын

Brother there are CDs that offer 5.35 APY with terms of 1, 2 or 3 months. U actively use them every month

@jhonhani1488 3 күн бұрын

Like what bank ?

@MPLetsTalk 27 күн бұрын

Why not Capitol One with a 4.25% interest rate.

@jimbobjim2310 21 күн бұрын

Because vio pays 5.3%

@user-ef1iu8no6i 5 күн бұрын

Hello I want to get a high-end savings account which one do you know that you don't have to put a lot of money on it say $100 to start it

@user-qm4ds1ci1z 27 күн бұрын

Vio bank is the bomb- 5.30% Thank me later!

@tduck828 27 күн бұрын

Yessssss

@sleepyapolloh760 28 күн бұрын

Ain’t got time 4 no dating

@cannotbeshaken7889 5 күн бұрын

Anyone Recommend Jenius Bank at 5.25% ?

@dredakin 29 күн бұрын

My HYSA is with Bask Bank!

@dredakin 27 күн бұрын

@anthonyoneal-HostLine there’s nothing to address

@thinkforyourself9334 27 күн бұрын

@@dredakin it's a spam account

@tmzdaman3440 5 күн бұрын

How do feel about Western Alliance....

@michelled9698 29 күн бұрын

Hey fam

@stevesimmons430 29 күн бұрын

I have a ? I have a 457 from my job I want to invest 100k of it when I retire I will be receiving a traditional pension so the 457 is not my primary income

@punisher6659 26 күн бұрын

457 Roth here.

@SuperstarLevine14 27 күн бұрын

western alliance bank

@tommyReeves-8 22 күн бұрын

I'm 55 and earn about $450k annually, only save 30% in HYSA's. I've been reading a lot of articles mentioning how worthless 'cash savings' are in this current unstable economy, thus my question - real estate, stocks or gold, which will be a better investment as of now?

@JacobMoorey 22 күн бұрын

Honestly leave it in a account that yeilds 5%, or better still get in touch with a trusted guide .

@anna-brazz 22 күн бұрын

Agreed, opting for well detailed guide is the best way to go about the market right now. I average 4 figures/month in dividends. I'm in the process of dumping some stocks that I feel are not solid performers, but my overall stock portfolio just hit $600k. I have overly 30 stocks with digital assets clearly vetted by my guide..

@petrwalker 22 күн бұрын

@@anna-brazz mind if I look up your guide please? I've worked in real estate for over 25 years and have neglected a major stock portfolio. Although This served me well when I was flipping and renting houses, however I need a different plan now. thanks ..

@anna-brazz 22 күн бұрын

She goes by ''Katherine Nance Dietz'' a seasoned guide with over two decades of experience. You can research her further on the web.

@Mary-Flint 22 күн бұрын

curiously inputted Katherine Nance Dietz on the web, spotted her consulting page at once, and was able to schedule a call session. Ive seen comments about advisors but not one looks this phenomenal. thanks for putting this out

@calvinross3284 6 күн бұрын

I know people/ educators whom have at least 25,000 in savings. Not super wealthy just great savers. I live and work in MD we do ok but before you say something crazy we also have a high cost of living. If my children see this Save Your Money. I made more off 10,000 from a high yield in 2 mouths I made $47 than a whole year. I had more than $20,000 in Navy Federal (checking and savings).

@AlexClarkcompany 24 күн бұрын

I'm now avoiding new purchases to avoid slipping into a bear trap. However, I'd like to know where the best investment opportunities are during a downturn. My goal is to retire comfortably on around $1.2 million.

@LouisMorganxb3 24 күн бұрын

Wishing you luck! The key to a happy retirement is to live the life you choose, if you have a certain amount in mind for your retirement, it is only appropriate to work with a knowledgeable advisor to make plans.

@OscarOwenn 24 күн бұрын

I concur that guidance should not be disregarded but rather followed. I remember a few summers ago, not long after my horrible divorce, I was in dire need of advise on investments to keep my head above water. Fortunately, I met someone with grit who greatly assisted me in growing my reserve, which despite inflation has increased from $360k to about seven figures now.

@AlexClarkcompany 24 күн бұрын

nice gains there! Please share your advisor's info with me. Due to my increased income from work, I'm thinking about investing in stocks and other assets that will enable me to gradually build wealth

@OscarOwenn 24 күн бұрын

Leah Foster Alderman is the licensed expert I use. Just look up the name. You would discover the necessary information to deal with a correspondence to schedule an appointment.

@AlexClarkcompany 24 күн бұрын

Wow, I just Googled her whole name and found her platform. Thank you very much for bringing this to my attention, I will definitely get in touch with her.

@TheBatman777 14 күн бұрын

Second time you don’t even mention Bread Savings or UFB Direct. Terrible list.

@Youtobedo 5 күн бұрын

7 minutes into the video you haven't said anything, just keep repeating yourself.

@Maverick7642 8 күн бұрын

Investing in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment.

@Charles43217 8 күн бұрын

It is recommended to seek the assistance of a financial advisor or broker to diversify your investment portfolio through the inclusion of commodities, inflation-indexed bonds, and stocks of financially stable companies, rather than relying solely on growth stocks with uncertain future earnings.

@Christian67337 8 күн бұрын

Such market uncertainties are the reason I don’t base my market judgements and decisions on rumours and here-says, got the best of me 2020 and had me holding worthless position in the market, I had to revamp my entire portfolio through the aid of an advisor, before I started seeing any significant results happens in my portfolio, been using the same advisor and I’ve scaled up 950k within a year, whether a bullish or down market, both makes for good profit, it all depends on where you’re looking.

@Scarlett34568 8 күн бұрын

Would you be willing to provide information about the advisor who aided you? As a 39-year-old, I am eager to expand my stock portfolio and devise a retirement plan.

@Christian67337 8 күн бұрын

Aileen Gertrude Tippy is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

@Scarlett34568 8 күн бұрын

Thank you for sharing, I must say, Amber appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive.

@semsimama2191 8 күн бұрын

This is ridiculous, why does it take you this long to give at least one of the HYSA name. Why do I need to subscribe to a channel that does more rambling when you can ramble in between giving the banks name. SMH.

@the_chams 26 күн бұрын

How about Forbright bank at a growth savings at 5.30%! In currently with them! There are No fees, no minimum deposit, and no hidden charges. FDIC-Insured and Fossil-Free certified.

@TheQuintessentialBM 23 күн бұрын

I went to the website and I'm seeing language that says this will be a variable rate. How long have you been with them and what is your current rate?