Older devices got to landfill because they got softwarelocked Luke Miami recently made a video about it

@@houghwhite411 even if they did get software updates, they wouldn't have been able to use apple pay because apple pay needs NFC

great point

water is wet!

I think the expert is just another jack of all trades who can make loose commentary on anything, without specific historicisation, or design, marketing, and logistics that make a thing work.

*Majority of the country does not use IPhone 60%, so why only "Apple Pay" not Samsung Pay or Andriod Pay?* *How much money did Apple provide for WSJ to produce this piece?*

We have digital drivers license in Australia.

@@adamknight5089 not in Victoria yet.

How does that work?

@@onlyclaude Really? OK, I'm in NSW

Yes, as an early adopter I was frustrated with the lack of businesses using it pre-Covid. Once the pandemic hit I notice a significant increase.

Here in australia, we have had contactless payment for years, surprised the usa didnt catch up until covid

@@lmc87lmc-archive95 I was in Australia in 2017 and everytime I used PayWave I got so excited

In Canada, contactless was already standard before Covid. Covid reduced my use of Apple Pay on my phone because of masks. I still used contactless with my card. I'm now returning to using Apple Pay.

Ever heard of silvered fiat currencies and silvered coinage? In my country we have LOTS OF SILVER and we have been using them to create our silvered fiat currencies and silvered coinage for our national defense department knew of many scenarios and our leaders has pro-actively started in creating and using such silvered fiat currencies and silvered coinage and hey knew the pros and cons of such contactless payment systems and THEY HAVE THE WISDOM NOT TO ADOPT SOMETHING THAT CAN BE ABUSED AND MISUSED BY CORRUPT PEOPLE!

cant wait for apple glasses

In the 90s it was only for bus transport in SK...

Brazil kicks American butt when it comes to contactless terminals. Heck we still have large restaurant chains in the u.s. that only used swipe card readers up till 2020. That’s ridiculous.

We’ve had the same system before Apple Pay that’s not what he was referring to hes specifically speaking on contactless pay involving a device not a card majority of people don’t even know what NFC is

@@deancuban894 *Majority of the country does not use IPhone 60%, so why only "Apple Pay" not Samsung Pay or Andriod Pay?* *How much money did Apple provide for WSJ to produce this piece?*

@Christopher Jacobs yes

@Christopher Jacobs Sometimes I use my smart watch, what do you use?

Same, I started using it because I had Credit Cards stolen from GYM locker. Even though I can't use it everywhere, I am basically at the point I don't carry a plastic anymore. I rewards the places that accept this technology. Even if I have to use the Google version (which I haven't yet).

That sounds awesome!👍

Sounds like a great place to be

Here in Argentina we have something similar. It would seem that developing countries that implemented QR at once are actually more "advanced", as it is a cheaper and faster technology than NFC tags.

QR codes have a limit to how many can be generated, we’re nowhere near at the limit but they do have a limit so not the best strategy for everyone

Is the money held in the bank account or a wallet account? Basically can the money gain interest? Also does your payment only work with qr codes or can it be done without them too?

And, Walmart 🤪 Have to bring my physical credit card at Walmart and HD. This forces me to use Amazon.

Maybe in America. You can in Canada.

@@speedy0 You’re “forced” to used Amazon because a retailer doesn’t accept Apple Pay?

@@xkaokdkl11933 makes perfect sense that an American company would have stores with more functionality in other countries for…reasons…

Lol. So true.

Many US retailers have the ability to accept NFC transactions, but their machines are behind the counter and not easily accessible to the customer.

Walmarts near me don't accept nfc payments

@@curmudgeonextraordinaire1884 You just ask and they move it so you can tap. Never had an issue with the people who keep it behind the counter. Walmart is the holdout. Ugh.

@@CityLifeinAmerica We shouldn't have to ask. That's the issue. Bonefish Grill actually has portable terminals but they still insist on ripping my card away from me to pay. Also found out that their machines don't have NFC enabled, and don't allow tipping from the reader. Waiter had to go back and get the receipt so that I could tip.

In the UK I think 99% of the shops accept contactless payment

I am an NRI in New York City. thanks for sharing

I am a 50 year old NRI who visits Mumbai for girls. last I was there in 2015. I had no clue how rapidly india is evolving...

India has UPI system we just have to scan QR code to make transactions... directly from our bank to others bank account 🤔 why cant US have it...?? No transaction fee both for u & shop owner...its completely free of cost here

@@vinaybhat7670 most contactless machines don’t take a fee

@@anaymakan6989 They dont take fee from customers...but they take fee from Shop owners.. Indian UPI system is free for both Customer & shop owners.

I have a Motorola phone and use Google Pay...I paid for a pizza with my phone and the cashier said "I didn't even know that was possible"....This was in 2022

@@Highgear145 wow they must’ve been living under a rock 😂

yes, fees.

Yeah, I went to Walmart recently and I didn’t know Apple Pay didn’t exist there. I had loads of groceries and went to self check out with my iPhone. Let’s say I was disappointed

Walmart and Lowe’s refuse to adopt Apple Pay. I think that is one of the many reasons I don’t like to go to Walmart.

@@jearauz it’s ratchet anyways I prefer target

Walmart is like the only store I went to that didn’t have Apple Pay. Even most small biz support it

@@SethuSenthil Walmart, Home Depot, Lowes and Kroger. I know some regional grocery chains haven't adopted as well. I am a Millennial in their mid 30's and while I think we all like to jabs at the younger generation. Gen Z's adoption of NFC payments and push for this globally I am very happy about! Anyone who has ever had their wallet or CCs stolen knows the pain. WTF you have to carry a plastic card when you can pay with a biometric secured phone is crazy to me. Mark my words when Gen Z is home buying age and shopping at Lowes and HD these two companies will be changing their checkout systems rapidly. Its crazy Harbor Freight is setup for NFC but not these two behemoths.

Most times it amazes me greatly the way I move from an average lifestyle to earning over 63k per month, utter shock is the word. have understood a lot in the past few years to doubt that opportunities abound in the financial markets, The only thing is to know where to focus.

@@thomasnorris7285 Wow buddy, that's more than a mouthful of profits you're making. How do you achieve this feat consistently? You must be a genius in trading.

@@johnnycharles4163 Anyways not actually, what I know about trading almost borders on zilch lol. I make huge profits on my investment since I started trading with Mrs Debbie Ramirez, her trading strategies are top notch coupled with the little commission she charges on her trade.

@@thomasnorris7285 That's a real success story in my opinion, please are you giving her your money or your coin?.

@@ebonicalbert5711 My coin stays right in my trading account, my account just mirrors her trades in real-time that's the idea behind copy trading.

The US has been lagging behind the UK when it comes to banking.

@@ceuser3555 Lagging behind when it comes to most things.

@@deaddoll1361 true.

You're actually right. I just got a CC and I got the Apple Card, I started using Apple Pay and it was great. I raved about the 2% cash back with apple pay and my parents with a 1% back card eventually got the Apple Card and bam. My being old enough for a card added 3 people to the Apple Pay ecosystem.

+100 if everybody uses contactless payment, there will be 0 credit card fraud.

They also don't get your cc number if you use chip. That's the whole reason every card now has a chip.

@@wessydafall oh, I didn't know that, good to know. Oddly enough the chip became standard after Apple Pay in the USA, Europe seemed to have the chip forever before the states.

@@funny2thag In Finland we’ve had the chips as the standard for well over a decade, and contactless is becoming the new standard here. Pretty much every credit or debit card is contactless, and almost every store here accepts contactless (even tiny mom & pop shops).

U do realize it uses NFC and that my friend is like Bluetooth. Have someone around you that can hack and he or she will easily pick up your info

🇿🇦

We had Samsung Pay in South Africa since 2017. Apple was just extremely late

Seriously seriously how many places we go that don’t take any digital payment

Too many American Apple users for them to bother using anything more generic

Singapore tried to replicate the versitality of Octopus cards by updating its EZ-Link cards in 2009 to meet the gov't established CEPAS standard, envisioning that it could be used not only for public transport (what its originally designed for) but @ other merchants too. It failed as many other merchants were reluctant to spend money to rent the card readers needed to accept EZ-Link payments

Also it doesn’t require pin numbers. Even with nfc cards, every fourth transaction must be verified with a pin.

Yh escorts love it

What about driver’s license?

@@frog212whyd4 As of now, only Arizona and Maryland allow for your DL to be stored electronically. You can do that in Apple Wallet.

Wow letting govt spy on you through apps communist

This is the Wall Street Journal. Of course it’s U.S.-centric. On a side note, this is why I think the U.S. should end all foreign engagement. Foreigners think Americans should pay attention to them without considering why we’re not paying attention.

Jfc it's an American news channel. You can look at BBC, DW, etc. if you'd like more European-centric news.

@@darkcornbreadhunter well yes, but Apple is a global firm. So what if it took a long time in America? Point is it didn’t anywhere outside of America which isn’t even/or hardly mentioned in the teport

@@narendrarautela7517 k. Tell me that when I’m watching KZfaq on a non-American website on a device that’s not a U.S. brand.

NFC has existed a long time in Europe. But nothing like Apple Pay existed in Europe. That’s American and it’s become widely adopted in America and Europe at the same time. Europeans weren’t using an equivalent of Apple Pay 20 years ago lol

That’s what I’m waiting for.

and then your phone stolen or missing before your even realize... great...

@@zulfika_ you lock your phone or not?

@@zulfika_ and then u have ur actual wallet at home. just disable the wallet from another apple device and you’ll be fine

@@MaxMustermann-vy7ur what you talking about m0r00n

It's usually older software in their POS terminals that doesn't recognise this type of device authenticated transaction... don't blame the merchant, it's their acquirer (POS terminal provider) who is behind... Most absurd was for me Spain - Apple Pay with signature... That's the one what made me LOL...

@@masterphoenixpraha I don’t know if it’s old software. I’ve noticed that some retailers added a pin requirement within the last few years when they didn’t have one before.

If the purchase is above a certain amount, set every time by the publisher bank. Then the POS terminal requires the PIN.

Run it as credit. Better protection anyways. I just hit cancel and it goes to CC mode

u will love apple glasses

@Christopher Jacobs as the name suggests, it is exclusive to Apple phones. However you can add google pay or even Samsung pay to your phone if it is android

If you lose your phone someone would need to use your passcode to pay or Face ID which would be really unlikely. You can also turn off all your cards using another phone or computer and you can remove cards from your Apple wallet remotely and erase your phone remotely

You sound old lol. You can’t even get in the phone without your face or passcode

@@tc3693 Illusion of security as all of that can be bypassed once someone has the physical device. Phones are NOT secure devices despite what the mfgs want you to think.

The fees are tough for small businesses. My local corner store adopted contactless machines about a year ago, they didn't plan to but were losing business without it.

It’s a double edged sword though, because you miss out on sales by not having a contactless ATM. If I can’t use my phone to pay I make a mental note to avoid that store since I often don’t bring my wallet

I’m in NZ and pay for everything exclusively with Apple Pay (except for one chiropractor).

Its ironic considering in the 90/00s NZ eftpos was far ahead of many countries like Aus being able to buy 20c worth of candy with no fees.

Europe been ahead of everyone over 10 years ago I used tap to pay

​@@michaelxz1305 💀😂

​@@PhilMinecraft not a joke 🤣 in India we have UPI, everybody including beggars have it now

i haven't used cash in China for ages and didn't realised they changed the color of the Chinese RMB notes a little bit until recently.

In China, the CCP killed cash! Alipay, and WeChat are just pawns -when they don't do as the CCP directs, the CCP will kill them too!

Cool, the government knows about everything you buy. That sounds like a great idea!

The whole country? No one has any other brand of smartphone? No Google pay? No Samsung Pay?

@@jacobortega2786 Everywhere that accepts credit card and debit cards in the UK will have the function to accept contactless payments whether if its a smart phone or a traditional plastic card. I will say I have seen more people use am iPhone to make a payment than Android.

@@MATTY110981 yeah I figured he meant contactless pay but specifically said apple. I had to call b.s. on it.

I hope you at least carry cash on you. Not all places accept Apple Pay or card for that matter.

Exactly, I don’t think physical wallet can go obsolete. Cause what happens when your phone out of battery or there is no signal. It’s great to have the two.

@@ukpauchechi5699 This is definitely a fair concern but I think its much less common for people to actually run out of battery these days. As phones have got better battery life has improved and the vast majority of people start off with 100% and it lasts throughout the whole day easily. Even if you were running low charging stations are getting more and more common in public places so I dont know how much of a concern this still is.

@@michaelxz1305 I live in the US and I don’t carry cash and I’m able to scan my phone on buses and trains as well. How is this unique to China?

I heard there's a fee when using Apple Pay internationally.

@@waleed8530 Nope. Used Apple Pay at Incheon (Korea) and Narita (Japan) Airports and no fee.

@@BK-qi9ky Incheon airport.

Hey, I have questions, is it Apple Pay acceptable in Japan? Not only at the airport?

@@awwwtomotive Apple Pay is supported in supermarkets and malls throughout Japan. However, small businesses usually wants cash.

Actually just contacted my bank and the replied saying ’Apple Pay is coming’, so that’s sorted.

Did they even talk about Google pay which was adopted earlier?

Switch. They don't listen. SunTrust didn't support Google Pay since it first launched in 2011. I switched in 2018 and told them in the exit survey it was because they refused to support my preferred way of paying. They now support it though, after they rebranded to Truist.

@@alexismiller288 Great reply. 😎👍

Wow letting govt spy on you through apps communist

I feel that although this retailers you listed not accepting it is accurate, 90% seems correct at least here in the S.F. Bay Area. I use my Android for contactless payments everywhere I go, including all sit down restaurants. Although that requires you to follow the server to the POS.

90% of retailers have the ability to offer contactless payment doesn’t mean they accept it.

@@arias415 In Canada, they bring the wireless debit/credit machine to your table at 95% of sitdown restaurants, the other 5% have to go to a wired unit. At Home Depot Canada, I can pay with Samsung Pay, so it is likely that is an Apple Pay thing. The complete ignoring of Google Pay/Apple Pay in the video was a bit annoying, even though obviously Apple Pay had a huge hand in the momentum of it all.

@@LongDono Samsung pay has the magnetic capability of cards. It doesn’t require NFC like Apple Pay and Google Pay.

@@christophercrawford2736 They got rid of that in the new phones.

Almost makes me want to buy a refurbished Note 20 Ultra just for MST support (I carry multiple phones with me).

@@PSYCHOV3N0M me too.... I'm carrying a S22 Ultra and Fold 3

I didn't know they got rid of MST. I use Samsung Pay *everywhere*, even places where they think mobile payments aren't accepted. This makes me want to hold on to my Note 10+ a bit longer and not drool over the newer phones.

@@_NoHandle_ they pretty much have NFC everywhere now so you're good

I thought S10 was oldest Samsung that can be used on non-NFC. LG also made phones for non-NFC

True. I was using my Galaxy S1 to pay for taxi cabs in NYC back in 2011. It was just called Google Wallet back then.

Apple started the concept of Apple Pay. Google Wallet existed before Apple Pay but it was different and can’t really be compared to Apple Pay (which Google themselves recognized which is why they launched Google Pay soon after Apple Pay launched, and Samsung later launched Samsung Pay, where both platforms basically copied the Apple Pay implementation of payments down to the last detail). Apple has been the main champion in terms of designing modern contactless phone payments via NFC, directly working with banks and merchants to refine the technology, using virtual rotating card numbers and all sorts of backend privacy features. The other platforms don’t really get much credit in that regard, they basically just let Apple do all the work with the financial industry and then ripped off the Apple Pay implementation lmao. CNBC probably didn’t have the time to explain those details, but they recognize that Apple Pay has had an outsized influence in how mobile contactless payments have grown. Even if Google Pay and Samsung Pay are widely used, it doesn’t mean those two platforms contributed much to the aggressive expansion of contactless payments simply because they haven’t invested millions in the development of the platform the way Apple has invested and worked with merchants, banks, and the credit card companies directly.

@@dolurosu I’m in italy many bank supports Apple Pay but Samsung and google only few bank support

@@dolurosu A lot of international banks support Apple Pay more than Google Pay for some reason. Not just in America. Also, Samsung Pay sucks. Tried it and it was terrible. People should stick to Google Pay (on Android) and Apple Pay (on iOS).

So your insignificant sample size and limited perspective is the gold standard for market adoption metrics. Good to know 😐

No, I work retail too and maybe 5% of customers use apple pay. People don’t even know where to tap their card if it has nfc. Until most of gen z are adults, i don’t think we’ll see the wallet die anytime soon

@@VoteForBukele i can also confirm what OP says is true lmao. i've actually seen more people pay with physical cash than apple pay where i am

I still can't believe Samsung got rid of that feature.

@@Naviss I wonder if any bank or financial services for Walmart for example told them to stop it and maybe that's why ?

that was a cool feature but I feel like the majority of the public that is not tech savvy and are not tech nerds like you and me didnt appreciate it because they simply didnt realize it was fundamentally different from Apple's NFC based approach. Another thing, I bet since most POS systems with mag readers were on their way out in favor of the improved chip technology, Samsung must have felt that the investment in MST was not worth the low usage. As more and more POS lost the mag reader completely MST would get used less and less so that may be another reason they axed it. Ask yourself when is the last time you swiped your card? Even at stores that still have a mag reader the POS also has the chip function and im told to use the chip over the swipe. So its either chip or Apple Pay for me. Mag Reader is obsolete tech. Samsung mustve realized that.

It still works in Korea. There could be a security issue or a patent issue in USA

@@garcondananas like I said I wonder if a USA financial or brand asked Samsung to not include it. It's like how Korea has analog tv still at least they kept it longer than most regens.

yea because no one cares about stupid republican cities that are poor and live in flyover states

bro it’s literally in rural places too. if you haven’t noticed it, you’re living under a rock

I don't live in any of those cities and I use apple pay. 🤡

Not to mention Android far outnumbers iPhone users.

These millions of people not using that simply because they have an Android and not a Samsung Android because then you can use Samsung pay... I never caught on to it I use my traditional cards with the chip in it

Elderly people doesn't know how to even use Smart Phones. I'm sure once the baby boomers pass on, we'll be all contactless.

you should, it's quite convenient. I don't even take my wallet with me when I go out now.

@@Chessmapling correct life is much easy with Apple Pay

@@Chessmapling not everyone lives in the US

@@svn9482 ASSIMILATE! ONE OF US. THINK DIFFERENT LIKE EVERYONE ELSE!

I never leave home without my wallet. Phone i rather not take it so I dont get calls lol.

The name of the payment system was to be called CurrentC. There was a data breach while they were still beta-testing it. I watched a KZfaq video about why Walmart won't take Apple Pay. They actually disabled the NFC readers on their terminals, so they won't accept any mobile payments. The company wants you to download their app and use their proprietary "Walmart Pay" system. Whenever I shop at Walmart, which is rare, I pay cash.

Apple pay is also dependent on the speed of your network right?

@@eboyblackout not true, Apple Pay use NFC not Cellular or WIFI

@@eboyblackout Apple pay doesn't require cellular network to connect the bank and approve the transaction. It only uses NFC.

@@eboyblackout I think the card’s info is stored locally on the phone

@@eboyblackout actually he meant the cellular network on the phone, we had to wait for the qr code to load. If there’s weak signal, we couldnt pay with ewallet.

Jack Ma had started a join venture in India then Indian government kicked Chinese out......Is it a good business practice ? Be very careful invest in India. Nokia,Vodafone were good examples

@@jimmylam9846 it is called countering predatory moves from abroad. It is no surprise to anyone living on the face of this globe that China is a predatory nation. As far as vodafone is concerned, it just couldn't handle the competition. They enjoyed a monopolistic cartel, and were charging exorbitantly to an average Indian, and then comes out a way cheaper option which forced them to regulate pricing. It's called business and it is not new to India. Grow up.

@@jimmylam9846 nobody is interested in that joint venture anymore. And that joint venture wouldn't have grown that much in the first place if government of India didn't introduce UPI.

UPI is fine for a third world country like India. USA needs something more elegant via NFC. QR codes have a poor user experience.

@@alexismiller288 that's where you're wrong kiddo

Apparently they work in some places (such as metro systems) without battery!

Wow letting govt spy on you through apps communist

Them being first or the only one wasn’t the point. You should watch the video next time.

@@cwg73160 wow why so defensive

@@bullpup1337 Defensive of what? You said stupid things and I’m calling you stupid.

Like always, no one likes the android equivalent.

Google wallet was available years before Apple Pay was even announced but when apple implemented it did it way better. Samsung pay was the best one available but starting with the s21 they ruined the ability to mimic a card’s magnetic strip to pay

@@rewindom exactly

In early 2010s?? where do you live? Chip cards are the standard standard since the 90s

@@moclan582 I think in the US they’ve been mandatory only since 2015 lol

The only thing is it gets very annoying having to manually open the Barclays app, log in, then tap, Vs just double pressing the power button. Or did they resolve that?

Unlike android all the information relating to Apple Pay and your card stays on your phone and is not linked to your google account or any other when you use it.

@@rewindom it is linked to your Apple id account lol

@@AR-rg2en does it matter ?

@@Leo-sl9vr well Android is for Google, and IOS is for Apple, so any difference.

Same. Went to Whole Foods lol

Google Wallet and Samsung pay were already doing NFC payments in Asia and Europe. You were only locked out if you had an iPhone.

@@BurritoKingdom don't forget India is global leader in fintech. Google wallet biggest market right now is India

@@davidbilla8063 its Google pay in india

Also, the "NFC-magstripe" feature is being marked as obsolete by card schemes - Visa and Mastercard - and coming to its end... That's why Samsung is ditching it too...

How did you get the Apple emoji?

So Android fan trying to deny the undeniable about this…

I use Google Wallet (former Pay) in Sweden and it's a real hassle that some banks (including my own) has not jumped on board yet. Heck, even AMEX isn't supported by Google Wallet here yet even though Apple Pay has had it for years. There are workarounds with third party banks (Klarna for instance) but it's actually less than ideal...

I myself only use my phone to pay. I don’t carry my wallet with me.

I used google wallet from the beginning, but i still was excited for apple to finally adopt mobile payments since i knew that would significantly spur all the vendors out there to accept mobile payments. Because like it or not Apple and its customer bass has a huge influence on society

@@iamantoniohz what undeniable?

this happened to me once in a jack in the box. They could only do cash so I immediately left and went to popeyes. I agree some emergency cash is necessary, but as a business being able to take credit cards should be like a number one priority nowadays. These businesses literally missed out on so many orders because they just couldn't receive the payment

Because chick fil a is an emergency

@@alexc8512 You're goddamn right

Nobody really uses cash anymore. I rather just go somewhere else then to carry cash

I only have cash when i buy weed haha

SCAMsung? Samsung Pay doesn't work at all, 2/5.

Wait they stopped? I remember it saved me once when I realized I left my wallet at home after dining in .

@@wwesuperstar1100 I’m pretty sure the Note 20 was the last phone to have it. The new phones only have NFC like Apple now that NFC is more widely available.

@@dominic7012 what a stupid damn thing to say. It objectively had a tech that moved the game forward in laggard America by including magstrip in the phone

That’s such an American problem, most terminals have nfc, and strip cards are dead outside of the US.

Based on my experience using Samsung Pay before the wide adoption of NFC, I think another reason Samsung eventually dropped MST is that it relies on the old credit card readers. There are many ways and setting a store could set of their Point Of Sales systems (AKA cash registers) with their credit card readers, and a few setups actually worked against MST. In other words, there are a few stores or even specific check-out stations where Samsung Pay could not work. Mean while, since NFC requires a dedicated NFC device to do NFC transactions, it could technically work nearly 100% of the time.

@@PeteOhki *Majority of the country does not use IPhone 60%, so why only "Apple Pay" not Samsung Pay or Andriod Pay?* *How much money did Apple provide for WSJ to produce this piece?*

@@robertgittings8662 I do not know why people tend to recognize Apple Pay more than any other. I can only say what I've noticed, which is that Apple has a few things in it's advantage. It has a large presence or reputation being one with the first graphical computer interface, and the one to introduce that GUI and touch screen in a cell phone, just to name a couple. I don't remember where I read this, but supposedly Apple has admitted to trying to build a culture around its brand. So those customers who have the money to spend the high price for Apple products, not only bought into the hype, but tend to be quite vocal/enthusiastic about the brand. And there is also the luck of timing; Samsung pay was established before the security of magnetic strip credit cards became an issue. Since Apple was still trying to establish its Apple Pay and NFC at the time, they could have promoted their product as new and more secure to banks and merchants. I wouldn't be surprise if there are a few other favorable odds for Apple, but I never bothered to keep track of any of them to say definitely what. As to why WSJ only focused on Apple Pay, who knows. It could be Apple had sponsored the article, or WSJ only talked to banks and merchants and they only mentioned Apple Pay (remember, Samsung Pay did not initially need any special reader, only EMV for chips, and NFC for most other wireless payments via phone).

What the majority of the country, or any country uses is not the point. The point is what percentage of people _with an iPhone_ choose to use the system Apple created for their payments; a high adoption rate is a success story, and one that Android etc aren’t necessarily able to tell (yet). Apple Pay doesn’t need ‘promotion’ or other such things because it doesn’t really generate money for Apple itself, but instead provides a(nother) reason for people to stay within the Apple ecosystem… which of course allows them to generate revenue from those users via services etc.

@StaminaMC That's BS lol NFC component is locked to Apple Pay only. There is ZERO competition of comtactless payment if you use an iPhone. Apple locked down the NFC chip to only be compatible with Apple Pay. If you use iPhone it's Apple Pay or nothing else.

Its funny how this video only applies to the US, rest of the world somehow has used contactless payments years earlier, including phone payments. We had contactless terminals for at least 20 years now, even some dumber phones supported this.

Using Google pay adds an extra layer of security, so I try to use it as much as possible.

I shop at Kroger several times a week and I pay with mobile payments every time. I've been using Samsung Pay since 2015 and it has always worked at Kroger. It used to work at Walmart too, but a couple of years back, Walmart blocked all contactless payments except for Walmart Pay.

@@_NoHandle_ Kroger in my area (known as Fred Meyer) only accepts Kroger pay, a QR code based proprietary payment app, not nfc payments. I don't consider these proprietary apps to be mobile payments.

​@@zach1571 Kroger is annoying because the Kroger pay QR code won't populate on the app like 10-20% of the time for me at multiple stores. I still have to be sure to carry a physical card with me which is frustrating. For context I had my physical wallet stolen in the past from a GYM locker. Thieves left everything non-cash my phone, license etc. Took the cash and my cards drove straight to Target to buy thousands in gift cards. Since then I have tried to eliminate carrying a plastic and really a wallet for everyday use.

so?

💀💀

@@fb1000000 yeah rest of payment system is dead in front of UPI

UPI is nothing special. In places like Australia you can already send money just by phone number in real-time.

@@PocketInfinite damn that’s good 😁 we can make payments with UPI without internet or barcode or by UPI IDs or bank account numbers or phone numbers

What is UPI?

I remember when CVS pulled that crap right when Apple Pay first came out. It worked at first, but after few days they actively blocked it until several years ago.

The biggest taxi operator in my country (ComfortDelgro in Singapore) also had a long-running dispute with MasterCard & VISA as it would charge passengers extra if they paid by credit card due to the commission incurred, which was supposedly illegal. Some taxi drivers have also reportedly lied that their on-board credit/debit card terminals are broken down as they prefer cash payment instead, since payments made cashlessly will be credited to them only on the following day, disrupting their cash flow

But less reliable. 🤐

That isn’t made by whites so no they don’t

Same in Brazil, no magnetic strips since 2005 or so

Dude… that’s nothing outstanding, Netherlands, Portugal have really similar payment methods

@@fb1000000 The scale and diversity of the consumer market in India is so huge that the success of UPI in that market is special. UPI deserves applause no matter what other much smaller markets have.

@@fb1000000 can u name what those two countries use so I can look at how their system works

@@fb1000000 did little research on both country's payment system both of them don’t even come close to UPI

What is UPI? A QR based system? how does it compare to China that is basically 100% contactless now?

One: it wasn’t Gpay was widely adopted 3 years after Apple Pay Two: gpay and android in general isn’t as good or as well polished as what Apple does

@@ILoveGrilledCheese One: "Gpay" didn't exist when Apple Pay launched, but Apple _was_ beaten to market by the same feature under a different name: "Google Wallet" or "Android Pay". Two: That's just, like, your opinion, man. Some of us are just as convinced that Android provides the better user experience. I'm not here to talk about which is "better"; only to point out a misleading component of the narrative.

android fanboy be like: AnDRoId haD it For YEars

Stating facts is "fanboy" territory now. 🙄

How is renaming an app catching up? All three supports NFC payments for a long time. Samsung Pay even supported MST on older devices that makes its acceptance wider than Apple Pay.

apple glasses. even better. dont even have to open ur phone

Okay I see Google releases first, then Apple and finally Samsung. But I remember Samsung pushing there’s hard initially.

Banks have agreed to pay Apple 0.15% of each purchase made by their credit cardholders.

Mastercard also had tap to pay before that. It seam that the Apple halo effect also applies to WSJ reporting. They didn't give any statistics, data or anything to back up their claim.

I agree with you whole heartedly. However, there is a grey area that may make that perspective a Yes & No. Samsung Pay came out around a year before Apple Pay, but Samsung's version used their own MST protocol. Later, when NFC adoption was starting to pick up, Samsung updated their Samsung Pay to support both MST and NFC (the phones that used Samsung Pay already had the hardware that could be adapted to work with both).

@@PeteOhki MST was great. It sucks that they did away with it

she's really amazing with an amazing skills she changed my 0.3btc to 2.1btc

I invested £5000 pounds I I received £54,000 thousand pounds within 7 days working

She's obviously the best, I invested $3,000 and she made profit of $28,000 for me just in 15 days

Who's this professional everyone is talking about I always see her post on top comment on every KZfaq video I watch

I think I'm interested how can I get in touch with Mrs Sophia

Because they have their own called Walmart pay. You save a card in Walmart app and scan the qr code at the check out.

@@christopher01221 yeaaaaa…not doing all that