Are American and other expats being mature and responsible partners here in the Philippines

Рет қаралды 977

25 күн бұрын

Foreigners and Expats , be they from America or any other country OFTEN arent responsible enough look for their wife/partner future here in the Philippines. Is it really a sign when a person is so greedy? Sure some cant and dont have, but many simply spend on their own gratification rather than a future for their partner when they are gone. Tell us how you think.
The Philippines can be a mecca for Retires, ExPats and even Tourists. We explore the pros and cons of living and traveling throughout the Philippines. Our videos try to show you why we chose to retire in Angeles City Philippines. Real Life content for real life experiences. Presenting you with the same thoughts and options that we are faced with.
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Disclaimer : The contents, thoughts and opinions expressed in this video are NOT to be used as professional advice. The creator and the participants are not Licensed to practice Medicine, Real Estate, nor Law. We recommend that you seek the advice of a Licensed trained professional in contemplating any advice in those areas, as well as others. Our experiences may not represent what you may encounter. We do our best to post up to date and verified information, however regulations, laws and procedures are always subject to change.
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#retirement
#philippines
#expat
#angelescityphilippines
#walkingstreet
#death
#finance
#wifeandhusbandrelationship
#partner
#girlfriends

Пікірлер: 87

@David-ng4ut 23 күн бұрын

I believe something that people don't think about is making sure you ex, when you die, understands and knows how to handle money. You can leave a girl a million dollars doesn't matter if, like some expats, just gives it all away to family and friends. So if you handle all the money you need to teach her how to live off a budget, and make that money last.

@ourphilippinejourney 23 күн бұрын

very True, they must be educated and even set up perhaps with a trusted mentor, usually a professional with finance background. However first and formost you have to teach them. Great comment thanks for watching

@kennethedwards1677 23 күн бұрын

My advice on this is do what you can, make the most sensible arrangements you can, but after that just enjoy whatever time you have left. I cannot guarantee my wife easy street after I pass, nor that she will never have to earn anything. Who can do that, anywhere? Much of it will depend on how she manages what I've left. Mature and responsible? Those are judgements I'd rather not make, nor shame others for what they do, have done, or cannot do. Great subject Mike, and food for thought!

@ourphilippinejourney 23 күн бұрын

Thanks ken, have a great day.

@eurasia1963 23 күн бұрын

Hmm...yes,I'm going to move to the Phil in the next few years,I been with my girlfriend 7 years now,she has been an absolute treasure for me, many expats are there for what they can get from the Filipina,it's up to them, not my business but I personally don't get on with these people,not that some of the Filipina are perfect either,it's sometimes not a good world,I've now bought land,and next year I'm going to start one of several businesses so that we can have a nice life,also when I die I'm doing my damn best to make sure she will never need to worry,my girlfriend treats me better than any western girl I have ever been with by miles,never taken advantage that I know of,so this is my thanks to her,no different to any man that loves his woman,I'm 60 and she is 46,we both too old for the bullshit

@TDE1593 23 күн бұрын

Bottom line. Unfortunately I don't think the average expat has very much to leave their loved one.

@jerrymarshall2728 23 күн бұрын

Everything that we're planning now, is for my Wife and Step-Daughter's future. House, passive income rental properties, etc. I took on the responsibilities for her and my Step-Daughter, when I married her, and it's only right that I continue to take care of her when I'm gone!

@ourphilippinejourney 23 күн бұрын

Great example. Thanks for watching and sharing

@NatNewsNow 23 күн бұрын

I’m sending coffees now with Gold information. Your a smart guy you’ll know what to do with info I forward👍

@ourphilippinejourney 22 күн бұрын

Awesome thank you!

@jim4448 21 күн бұрын

I know for myself.. The lady I meant in the philippines.. Was a widow for about fifteen years... Before. I married her.. He also is a government employee... She had a few years before retirement... She also. Owned her own home.. I think she'll be well off after i'm gone.. I believe she's gonna take care of herself.. I know just maybe fortunate

@izzyandcris8429 23 күн бұрын

Being responsible for paying her SSS, Philhealth etc is what an employer’s responsibility is. If you have to make sure you do that for her, she’s not your partner, but her employer? I agree with making sure she has something after you leave the earth. I’m still young, and I expect my Filipino woman to bring some money into the relationship, and she does. Nothing in life is free. It teaches financial discipline. In regard to my Daughter here in the Philippines, I’m in the process of getting her US citizenship at 1 year old. I agree with some of this video and don’t. It’s a fine line with being an enabler to leech off of someone. Hope you understand my point. Good video, insightful.

@jd1811 22 күн бұрын

Although they are not the best financial products re value, I really like the idea of a fixed annuity for a surviving Filipina, since it’s a lifetime monthly payment. I know interest off an invested lump sum is better financially, but it could all be spent, whereas you give up a little bit re the value to get that annuity, it’s like a paycheck that will never run out for them, so they know their budget and can’t run dry. I feel best about this time of arrangement. Or just spend 5 years together in the USA and then she’ll effectively have this with a survivors pension from Social Security, but you still need a bridge (the annuity) from your date of death until she hits 60 and can grab that Social security survivors check. Good topic Mike!

@prancer4743 23 күн бұрын

Yes agree and taken care of for the future 100% 💯😁🙏👍

@bookemdanopinay7427 23 күн бұрын

Like your sincerity mike

@jim4448 22 күн бұрын

I agree with your . Position about 85%.. We'll just say that i'm 75 years old.. My Wife. Who is a filipina. Who is 20 years. My Jr .. Not a huge age gap in my opinion..

@tilapiadave3234 23 күн бұрын

I selected a savings plan with monthly payments upon retirement ,, indexed to inflation AND after I die my wife gets 80% of that payment for ALL her life plus additional for any kids under 18. Now THAT is a security plan

@edwardgriffin6042 23 күн бұрын

I agree 100%.

@TruckerBill0531 23 күн бұрын

I take care of mine cause I love her as much as she loves me. I see her every 6 months and talk all the time. Real men know the worth of a filipina

@eurasia1963 22 күн бұрын

Well done my friend,I've now been setting things up for several years and I've only managed to see my girlfriend once a year but so worth it,we have land now and I'm in the process of setting up business in the Phil so we can retire comfortably,I talk to my girlfriend every day as well,I hope you both get a happy ending

@noelsingletary 22 күн бұрын

My fiancee is 57 and I am 66. I DO NOT believe in large age gap relationships for obvious reasons such as the old man passing away and leaving her with kids and no way to support them. I am bringing her to the USA so she can get her green card and change of status. I am keeping her here until she is able to collect my social security when I die. I love that woman enough to take care of her after I die. I would NEVER leave my woman high and dry. If you love a woman, that is what you do. I agree 100% with everything you said. I wish all expats were as cognizant as yourself.

@SimpleMansJourney 23 күн бұрын

great video

@ourphilippinejourney 23 күн бұрын

Glad you enjoyed it

@jerrystanley6820 23 күн бұрын

I agree at the point your in love or at least decided it's long term and your sticking together not sure what that time frame is either just my 2 cents

@bookemdanopinay7427 23 күн бұрын

GOOD MORNING

@CaliforniaBear619 23 күн бұрын

Working on it Mike, thanks for always keeping it real.

@ourphilippinejourney 23 күн бұрын

Any time

@ceemichael1 23 күн бұрын

This is a meaningful post. Providing after life care for a serious GF or spouse is something to be considered whenever possible. The man better know his spouse/GF very well in order to coordinate the liquidation of his estate properly. A good attorney in man's home country and an estate planner is the minimum requirement.

@AdamG20 23 күн бұрын

Hey Mike😀 this is my first time to the Philippines. I know nothing about that Philippine TSA. Got another question for you my cousin is a diabetic, and I am prescribed by a Doctor testosterone Have you ever had any problems bringing insulin on a plane? Have they ever asked what is that? Gave you any trouble? I’m just scared something is gonna go wrong. That’s all . prepare for the worst hope for the best.

@ourphilippinejourney 23 күн бұрын

Bring your Rx, we have never had a problem bringing anything with a Rx. However we have heard that certain narcotics are not allowed. We always bring Insulin and have never had an issue.

@TruckerBill0531 23 күн бұрын

In in 2025 once we are married she gets my military survival benefits and life insurance. My girl is my world

@NatNewsNow 23 күн бұрын

I sent you 10 cups of coffee that included SSA information for foreign born wife. Did you get the coffee ?

@TheInvisibleAmericanMan 23 күн бұрын

Simple. Determine what her monthly wage would be if she were working. Take that number and triple it. Make her set up three bank accounts. Every month, deposit 1/3 into her "mad money account", 1/3 in to her "help the family" account and 1/3 into a Charles Schwab S &P 500 index fund account. She will have money to spend, money to help her folks and money growing and working for her until the foreigner kicks the bucket. Make it clear that you never want to talk about money again. (If you decide to have a child with her, then revisit and adjust as budget/situation allows) This is just a math problem. Take Care Mike. -Dave in Cincinnati.

@IB4U2Cme 23 күн бұрын

@@Mark-cm4hyYou have been around!

@robertmorison3137 23 күн бұрын

@@Mark-cm4hy sorry mark do you even live here. the way law works is not like a western court . you are being scare mongered . that is not happening here. you should be more scared of waking up without private parts than her taking you to court for giving her security. lol you might be stalked and pressured but you won't end up in court

@NatNewsNow 23 күн бұрын

Mike sent you and wifey SSA information. Please check it out and put something together based on your findings. That’s work and I’ll be buying more for you two coffeeholics👍

@ourphilippinejourney 22 күн бұрын

Nat. Thank you for the coffee. Sure we would be happy to put together a in depth video on the subject. Thanks so much for your generous donation. And as always thanks for watching

@123sabong 23 күн бұрын

your most substantial video so far they should and must have a plan even before they enter the dating scene

@123sabong 23 күн бұрын

stealing the best years of a woman's life and leaving them with nothing

@markreynolds5363 23 күн бұрын

Age aside, We’re all one traffic accident away from death, so there’s that. That aside, my wife and I are in Canada working towards our respective retirement pensions. In the meanwhile she’s building equity in a condo in a new Cebu building, and that’s just the start. We just celebrated our 8th anniversary. We’re a pretty compatible and we behave like a team when it comes to our future.

@ourphilippinejourney 23 күн бұрын

Sounds Great, thanks for watching

@markreynolds5363 23 күн бұрын

@@ourphilippinejourney keep up the great KZfaq work, you’re one of the better ones.

@DavidAnderson-ev1be 24 күн бұрын

She has Canadian passport my wife , we stay ther 6 months and ba k Canada 6 months together

@ourphilippinejourney 23 күн бұрын

Very well planned. Thanks

@DavidAnderson-ev1be 24 күн бұрын

I watch a lot utub and yes you are right, I am building a house there and I am staying away from all foreigners, just keep a close friends only . My wife is 15 years apart and I am lucky she a Christian girl and her family never ask for anything. I help out her mom and we have a pig farm she get her money, when I am gone she has house and my pension

@ourphilippinejourney 23 күн бұрын

Thats a great plan. Thanks for sharing and thanks for watching

@gordonkistler-qo2dj 23 күн бұрын

I am a 100% P&T veteran so my wife will get a widow's pension plus my SSA also

@bookemdanopinay7427 23 күн бұрын

YOU GET THEM MIKE LOL

@tracymarch9348 21 күн бұрын

Stay single

@smoothlee64 23 күн бұрын

Mike, you are making too much sense. It's not their responsibility to care and worry about these ladies when they are gone. Remember, they are already doing enough by giving them a Western lifestyle while they are still alive. Again, Mike, you aren't making any sense. Great content, great advice for those men who want to do the right thing.

@ourphilippinejourney 23 күн бұрын

Hahahahaah, Lee is being sarcastic, he really is one of the best husbands on you tube. He has a great wife, great future and a solid brain pan. Thanks

@smoothlee64 23 күн бұрын

@@user-hi9bc5ni8z Can't help if you can't see sarcasm. Not smart 😕

@smoothlee64 23 күн бұрын

@user-hi9bc5ni8z "You need to take education." That said, it all. Bye-bye, talk to yourself

@mannyc4224 23 күн бұрын

I understand what Smooth was putting down. Lol 😂😅😊@smoothlee64

@bookemdanopinay7427 23 күн бұрын

Thank you for being our conscience lol

@jones4334 23 күн бұрын

Men get complacent and too lazy to even change their Will and living Will.

@SH-ze5jx 19 күн бұрын

Is there life insurance in the Philippines?

@ourphilippinejourney 19 күн бұрын

Sure there is. See a licensed insurance broker. Thanks for watching

@NatNewsNow 23 күн бұрын

I’d like to send you 15 cups of coffee. Did you get coffee from me either valuable information on wife support?

@ourphilippinejourney 22 күн бұрын

Got it and will review it this afternoon. Thanks

@Justbilly01 23 күн бұрын

I disagree... though if i was able to do so I would. This and your last live about affording children comes from very western viewpoint. Throughout human history people have been having kids without the ability to plan for the future and its not fair to put your morals onto others. People have survived living in caves and huts for thousands of years and were not able to leave their partners and children with a guaranteed future, and what your providing isn't a guarantee either, the world economy could collapse tomorrow or the Philippines could be invaded by China. Whatever you leave them could be just as easily stolen the day after you're gone. People will do what they have always done, the best they can with what they have. You sitting here telling people that they aren't good enough because they don't do what you think aught to be done doesn't do anybody any good, it just makes you and people who think like you feel superior to others.

@ourphilippinejourney 23 күн бұрын

Sorry just Billy, you and I , and many other are going to have to disagree. Many disagree with me. Thats fine

@robertmorison3137 23 күн бұрын

that is exactly the justification that people with limited means use to avoid the real subject. In large age gap relationships there are trade offs and yours seems to be I I'll keep whats mine and you can enjoy the lifestyle I provide for you for as long as I am alive and then when I die and you have wasted your youth on me , your compensation will be that you stayed in a nice hotel and went to places she has never been. .I hope when she's in her 40's that she will change your diaper and push your wheelchair....It's not about feeling better than somebody but at least realize you are putting your partner is a very precarious position. imo

@ourphilippinejourney 23 күн бұрын

Robert as you can see many do not agree. We seem to be a minority unfortunately. Great comment and thanks for watching

@robertmorison3137 23 күн бұрын

@@ourphilippinejourney It's ok I'll take being in the minority on this one. It is one of my pet peaves and you are the first one to address it directly .. most beat around the bush as it is not a popular topic when you are catering to people trying to squeek by a retirement with a young woman . trying to be hugh hefner on a shoestring budget. anybody thinking paying someones health insurance and ss when you took them out of the workforce is crazy to me. I got 20 years here with the same women and she will be just fine, feel sorry for some of these guys partners but such is life.

@Justbilly01 22 күн бұрын

You make a lot of assumptions. I don't have a age gap relationship, its just me and my chihuahua and I've made arrangments if, God forbid, I die before him. I'm betting you're both in the top 1% of earners worldwide, which means you earn on average above 40k and have savings, investments, and/or pensions. I disagree not on the basis of having limited mean but to the fact that you feel comfortable saying directly or indirectly that others without means are not "men" or that they somehow are lesser because they can't provide those things. Or, that they don't deserve wives or children because they lack access to the wealth you possess. Nobody put anyone in a precarious position, people are born into it and the vast majority live their entire lives there. Women don't lack agency, if they are in a relationship, its because they want to be there. I'm betting that if we looked back through your ancentries we would quickly find people who lived in abject poverty who married and raised children without being able to provide that "safety net" that you feel makes you superior. Just accept and be thankful that you are fortunate to have the ability to provide it and stop putting others down who are doing the best they can with what they have. It doesn't make you more of a man, it just means your fortunate.

@dougsphilippinejourney1118 23 күн бұрын

Mike I am most definitely thinking of my Filipina. I had her complete Senior High School and she is currently finishing her first year of college. It has weighed on my mind since I decided I want to be with her. I have been called a simp for providing for her and making sure she goes to school. I was openly ridiculed on one livestream when the host asked for someone to honestly speak up if they were supporting their Filipina even before we had even met. I made the mistake of speaking up and was villified by the host and chat members. I take all the 'advice' these twice divorced 'real men' give me about relationships with all the weight that implies. Anyway...sorry I got so long winded.

@ourphilippinejourney 23 күн бұрын

Doug, I am not sure how to respond. You supported her prior to meeting her which is a HUGE gamble. To that I say, we all takes risks in life and sometimes the heart is hard to control. Whats more important is that you are enriching her life and her future. Even if it were to not work out, look at the act of humanity you have created. Con grates to you for sure. And of course best wishes on your future. Thanks for the great comment.

@ericsherman4181 23 күн бұрын

Lol, twice divorced and never their fault

@dougsphilippinejourney1118 22 күн бұрын

@@ourphilippinejourney I thought about it before I committed to it. It was always in the back of my mind. Until the day I flew in to Tacloban and found out she had been out standing in the rain for 2 hours. To have someone hug me that tight and cry, melted my heart.