Kushal picked the right point😂

Portfolio allocation bhi kuch hota hai. PPF jaruri hai do not listen to random people

PPF ka paisa hi actual me save rahta hai baki toh hum choti choti resons se nikal dete hai

PPF is better because of Tax Point,But he will never admit it.He wants continuous cash flow to Mutual Funds Market.

Your are asking this question to a mutual fund advisor!! Wo to na hi bolega Invest 30% of your investment money in PPF

It depends on a person risk appetite. PPF is a good instrument with risk free returns

Diversification is one of the factor why we invest in low beta or no beta avenue and of course tax saving also but they won’t tell u this ultimately it’s a game of trade off

But in 20 years you can get 67L from PPF tax-free.

8 se 10 lakh ka her fer diff hai bas...ppf confirm hai atleast

Problem is every thinks the market will never come down. You need PPF for that rainy day

PPF seems to be nice to start without any investment gyan

This guy changes my perception towards investment strategy ❤❤

Well after tax its around same 1 to 2 lakh difference. Ppf has a 15 years lockin which helps in keeping the money safe and you dont remove the money

Appears misleading....Mutual Fund Dividend is exigible to Tax as per your Tax bracket up to 31.2%.......Bina Sir Phodi ke Tax Free Income....Maine ki hai....

30% tax bracket would bring it to same level as PPF

Insightful!

A salaried person should continue their EPF but there is no need to open PPF account and don't consider EPF as an investment consider it more like savings tool, you won't get rich but your money will be safe and match inflation.

PPF is Important and on that FIXED Basis, we can safely invest in stock market. Pure market investment is gambling and F&O is crime then😂😢

Ppf is completely tax free...you get loans against the amount. Govt backed investment Vs Fund is taxable at the time of redemption with no guarantee

Non sense point of not putting into ppf.... Market never goes in straight line.... Also before 2020 we were living into a 0 interest rate environment which is not the case right now..... For next 10-15 years ppf and fd can perform better than mutual fund

Ppf is better... No tax.. secured money, guarantee by govt. So any loss govt will pay.. If u still have money go for other options

Misleading, post tax amount will be equal to option he is suggesting + 15% returns is not that easy option to get + 80C deduction

Ppf is good for old gov employees. Now choosing ppf doesn't make sense.

Great 👍

Bhai...PPF...tax savings ke liye nahi hai...wo apne budhape ka sahara hai....tum chahte huye bhi nikal nahi sakte agar bohut jyada zarurat na ho....yhi save karega tumko...kam ho...par atleast 30% dalte raho PPF me

Inko mat suno inkai kudh Kai bank main chabni nahi hogi .invest in ppf

Ara bhai koi risk management bhi hota ha. Please invest based on your risk appetite and do not listen to random people.

PPF is for security not for growth

7.1% mik Raha hai abhi fd say km hai atleast 8% hona chahiye

Ask someone who has invested in PPF. I would say be diversify in invest. Better invest in PPF , NPS, Fd, corporate bonds and in direct stock instead of Mutual Fund. ( After knowing and learning how direct stock works, I stopped SIP ) Ask some Mutual Fund advisor, how much they earned in commission, they will not disclose to you bcoz they don't want you to know.

Bhai sara maal uthake risky investment me dal de.....yhe hain is admi ka advice...

So true

but don't you think we should Park the highest text instrument in tax saving options like PPF? if I want to diversify my fund I want to invest 10 lacs every year I would prefer 1.5 lakh in PPF and the remaining into equities because equity in which ways will have lower tax rates

I'm investing 7 k in ppf every month

Sir diversification krke bhi kuch hota hai.....waise toh har koi equity me hi Paisa lagaye😅

He is not wrong instead invest in sovereign gold bond. Cant be stolen, easily movable and average rate of return is always gonna be much better.

PPF is not a good option. Why? Because I don't invest in it. Fair logic.😂

Ye wohi log gyan dete h jo ppf folio kharm karke withdarw b kar chuke h

Labour law advisor says otherwise.

Who are these experts? There should be regulations on such misleading contents.

Pre tax 😂

Ppf ke jaisa security kon dega.. If I require the money during covid times.. Imagine and understand the diff

In ppf interest rate is 7.1 And amount is just over 42 lakh And in mf your amount after expenses ratio, long term capital gain tax & income tax will less than 40 lakhs So , who?

He is completely wrong. He should never advise people on financial planning.

Hawe mein karne waali baat isse kehte hai

am 55.. don't listen to these ppl

Diversification is important than just to have hefty returns. As an investor I don’t agree with you sir.

He is not talkingabout compouding beyond 15 years moreover elss i think fit in ltcg..so not complete picture here

No.. way...

Aap bhagwan ho 15 saal me aap kabhi market girega nahi hamesha upar rahega 😂😂 aise hi public faste he 😂😂

Stop, MF is subject to Market risk, yeh na joke nahi hai jiske advertisement pai govt faltu hi Paisa spend karr Raha , MF is for investment but Ppf is for security of future , you can't compare.

Kuch bai..

This is not right. Ppf can be continued for another 3 blocks of 5 years. But no guarantee your elss or MFs can remain. Doob jayenge sab

Haha.... diversity gayi tel lene

tax ka kaun bolega ?

He looks fraud 😂

This guy is a liar