Kushal picked the right point😂

Portfolio allocation bhi kuch hota hai. PPF jaruri hai do not listen to random people

PPF ka paisa hi actual me save rahta hai baki toh hum choti choti resons se nikal dete hai

PPF is better because of Tax Point,But he will never admit it.He wants continuous cash flow to Mutual Funds Market.

Your are asking this question to a mutual fund advisor!! Wo to na hi bolega Invest 30% of your investment money in PPF

Diversification is one of the factor why we invest in low beta or no beta avenue and of course tax saving also but they won’t tell u this ultimately it’s a game of trade off

PPF seems to be nice to start without any investment gyan

It depends on a person risk appetite. PPF is a good instrument with risk free returns

PPF is Important and on that FIXED Basis, we can safely invest in stock market. Pure market investment is gambling and F&O is crime then😂😢

Misleading, post tax amount will be equal to option he is suggesting + 15% returns is not that easy option to get + 80C deduction

8 se 10 lakh ka her fer diff hai bas...ppf confirm hai atleast

30% tax bracket would bring it to same level as PPF

This guy changes my perception towards investment strategy ❤❤

Bro you are also saving 30% tax on 1.5 lac in ppf which comes to 45000 per year put that in RD acc it will match your mutual fund returns

But in 20 years you can get 67L from PPF tax-free.

Ask someone who has invested in PPF. I would say be diversify in invest. Better invest in PPF , NPS, Fd, corporate bonds and in direct stock instead of Mutual Fund. ( After knowing and learning how direct stock works, I stopped SIP ) Ask some Mutual Fund advisor, how much they earned in commission, they will not disclose to you bcoz they don't want you to know.

Appears misleading....Mutual Fund Dividend is exigible to Tax as per your Tax bracket up to 31.2%.......Bina Sir Phodi ke Tax Free Income....Maine ki hai....

Well after tax its around same 1 to 2 lakh difference. Ppf has a 15 years lockin which helps in keeping the money safe and you dont remove the money

Ppf is better... No tax.. secured money, guarantee by govt. So any loss govt will pay.. If u still have money go for other options

Problem is every thinks the market will never come down. You need PPF for that rainy day

Ara bhai koi risk management bhi hota ha. Please invest based on your risk appetite and do not listen to random people.

Who are these experts? There should be regulations on such misleading contents.

A salaried person should continue their EPF but there is no need to open PPF account and don't consider EPF as an investment consider it more like savings tool, you won't get rich but your money will be safe and match inflation.

Bhai sara maal uthake risky investment me dal de.....yhe hain is admi ka advice...

He is completely wrong. He should never advise people on financial planning.

Inko mat suno inkai kudh Kai bank main chabni nahi hogi .invest in ppf

PPF is not a good option. Why? Because I don't invest in it. Fair logic.😂

PPF is for security not for growth

Pre tax 😂

Kushal picked the right point . Pre or post tax! coz assuming you are in 30% tax slab you are saving 46,800 per annum in tax in 80C on 150,000 ! And dont forget the LTCG @10%

This is not right. Ppf can be continued for another 3 blocks of 5 years. But no guarantee your elss or MFs can remain. Doob jayenge sab

Haha he got stucked at pre tax 😂😂

Ppf ke jaisa security kon dega.. If I require the money during covid times.. Imagine and understand the diff

Non sense point of not putting into ppf.... Market never goes in straight line.... Also before 2020 we were living into a 0 interest rate environment which is not the case right now..... For next 10-15 years ppf and fd can perform better than mutual fund

Insightful!

aur 15 saal baad agar market crash hua to wahi 62 lakh 32 lakh ho jayenge, but ppf ka 42 , 42 hi rahega. inn sab k chonchle mein mat pado invest in atleast one debt instrument. portfolio allocation bhi ek cheez hoti hai

Ppf is my cushion against markets going down 😂. Return is 7- 8% , plus tax saved and exempt from tax, hence great return😂

Sir diversification krke bhi kuch hota hai.....waise toh har koi equity me hi Paisa lagaye😅

What abt diversification in asset classes

Labour law advisor says otherwise.

At 62 lacs post tax would be 43@30% tax rate. Same amount as PPF. With ppf it is no risk. That 62 can become 50 also if market is volatile

No tax chacha. Also, 100% secure.

Ppf is completely tax free...you get loans against the amount. Govt backed investment Vs Fund is taxable at the time of redemption with no guarantee

ppf is the only saving instrument that the govt cant attach

am 55.. don't listen to these ppl

PPF >>>> mutual funds. Exempt Exempt Exempt

Aap bhagwan ho 15 saal me aap kabhi market girega nahi hamesha upar rahega 😂😂 aise hi public faste he 😂😂

In ppf interest rate is 7.1 And amount is just over 42 lakh And in mf your amount after expenses ratio, long term capital gain tax & income tax will less than 40 lakhs So , who?

I'm investing 7 k in ppf every month

But PPF is safest and Tax free. What ever u ll get in mutual fund ll be taxable.. PPF is one of the best and safest investment for less than 2 lakh saving .

7.1% taxfee in PPF equivalent of 10.65% pretax which is comparable to long term average return on 15 YRS ELSS

Bhai...PPF...tax savings ke liye nahi hai...wo apne budhape ka sahara hai....tum chahte huye bhi nikal nahi sakte agar bohut jyada zarurat na ho....yhi save karega tumko...kam ho...par atleast 30% dalte raho PPF me

This guy did not have the guts to tell what the POST TAX returns of that wotst ELSS fund has given. Its less than PPF

Ppf is good for old gov employees. Now choosing ppf doesn't make sense.

Hawe mein karne waali baat isse kehte hai

but don't you think we should Park the highest text instrument in tax saving options like PPF? if I want to diversify my fund I want to invest 10 lacs every year I would prefer 1.5 lakh in PPF and the remaining into equities because equity in which ways will have lower tax rates

Every finfluencer is not correct market is volatile today its performing great we dont know till what time it will work same, divide your money in proper investment strategy, PPF is v.imp dont ignore this you can invest untill you wish to quit its govt security, and corpus ll b good at the end

7.1% mik Raha hai abhi fd say km hai atleast 8% hona chahiye

Diversification is important than just to have hefty returns. As an investor I don’t agree with you sir.

He is not talkingabout compouding beyond 15 years moreover elss i think fit in ltcg..so not complete picture here

Great 👍

PPF is exempt, exempt and exempt category

Stop, MF is subject to Market risk, yeh na joke nahi hai jiske advertisement pai govt faltu hi Paisa spend karr Raha , MF is for investment but Ppf is for security of future , you can't compare.

Haha.... diversity gayi tel lene

So true

Ye wohi log gyan dete h jo ppf folio kharm karke withdarw b kar chuke h

Apna dhanda age bade logo ki paise dube ya na dube

tax ka kaun bolega ?

Remeber one thing all these advises are not for millionaires, they don't care. So majorly these free gyan to siphon money is for middle class and lower middle class. And in the history of last century we have witnessed how COVID has changed everything. That time we realised how important it was to have even a one bedroom flat that rent, how important it was to have cash liquidity in bank home rather all parked in market linked gamble market. So whenever we try to build our fund being middle class for standard living, we will always park certain percentage of our money to safe secure mode whatever lower the interest is. Lastly we will see our greed to be more profitable actually made our situation more laughable. PPF is a traditional investment which gives financial discipline and stable return with tension free. Don't listen to all those who always propagate theories keeping their agenda.

Tm ho kya jo advice dogay??? 1.50 jama krna b bahut hota hai...and PPF IS LIKE BIGI BANK ..

agar koi saare funds mfs aur stocks mai daal ra hai to wo BEWAKOOF hai, normal middle class people have to make a balance between everything, they want to earn some returns from market as well as wanna keep some funds safe in PPF or FDs, rest they spend on necessities and luxuries. And if you believe there is anything left after it, lemme guide you as your financial advisor. 😂

No.. way...

बहुत बड़े वाले हैं ये।

He looks fraud 😂

Kuch bai..

what rank bullshit

This guy is a liar

Chor bazari

He is not wrong instead invest in sovereign gold bond. Cant be stolen, easily movable and average rate of return is always gonna be much better.

These days everyone is a gyaaani , all it need is couple of Sofas in a cozy tiny space place with two good looking connected 🎤 mics :) … what ever the other person asks the opposite person just speaks bullshit to keep the stock market and addiction going …. Honestly PPF , possessing physical gold (24k purity) and hold good ratio of pure silver , fixed deposits , recurring deposits or monthly payment based deposits , a good LIC / or some good money back policy , and lastly investing in real estate (only plots) are STILL SAFE BETS anytime than these 15 years -20 years of trusting market …. Just 2029 when Pappu comes to power or maha wala gatbandhan comes by some way to power all these will collapse but not those what are standard ones…. All these hawabaaazi pe mat jaav… plus SEBI and government always introduces some or other new restrictions to make your life hell to withdraw money from market …..