💳 Sebby's Card Picks: www.asksebby.com/credit-cards Business credit card channel: kzfaq.info/love/lTbTA4Ywnl5AIa8q6B252g

One note The Ritz Carlton card updated their FNC to 85000 points not 50000 to match the bonvoy brilliant refresh.

If you live in DFW the Capital One Venture X is the best card you can have in your wallet. I always stop by the lounge when flying and the card got me access to 6 T-swift tickets, which alone gave me more value than any other card!

Can you do an updated video on Hyatt and CSX setup? I'm curious what the quickest path to globalist status would be with minimum spend. As always, great video! 💎

Remember the Ritz Carlton is a Visa infinite card so it needs a $10000 credit limit I believe the data points did not include the credit limits so if you have credit to transfer as long as it's $10000. I would like to get a 3rd ritz Carlton if it's not too late, the free night's certificate has been upgraded to 85K points to match it from American Express's updated Brillance card. Now that's better as I am not driving now. I would say that the Amex business blue plus is oversized value with 2MR points on everything all the way up to $50K with no AF and does not count towards your 5/24.

I got the CapOne Venture X when they were offering 100K SUB, and also a $200 AirBnB credit (which was triggered by a random 2-night hotel stay), and with 2X on everything and 10K points still to come, it has been a fantastic everyday spend card. I'm well in the black after only eight months.

As a Verizon card holder the cash back that credits to my bill is killer. Plus a 4.16 credit to my Verizon bill for 24 months when you first sign up. 4% cash back on gas and groceries, 3% on dining and takeout, 2% on version purchases and the bill itself, 1% on everything else. It's a zero annual fee metal card with very solid rewards. I love the card and they have decent promos the new one is 5 bucks a recurring bill for 3 months so that was 45 bucks for me personally. I know its a C tier retail card but man it punches like an A tier card.

💎 Should have mentioned having explorist/globalist with Hyatt you can be matched to MGM Gold. Very similar benefits as Caesar’s Diamond. No resort fees / free parking. Great video!

So I recently rented a Uhaul cargo van . You should have seen the expression on the clerk’s face when I said I have primary CDW coverage, which was going to be $25/day, on my CSR. Premium cards save money. This was $100 saved.

Hilton Aspire has to still be S-tier. Automatic Diamond status along with the credits and Hilton spending categories make it a must for Hilton loyalists.

💎 I live in Las Vegas..... so as soon as I heard about the Wyndham Business it was a no brainier. I keep it in my wallet as my 8x gas card, and transfer points to Caesars to get free food from Gordon Ramsey on special occasions. Also you didn't mention it in the video, but MGM will Status Match the Diamond Caesars card to their Gold Status, and then Hyatt will status match Explorist if you've got MGM's Gold status. SSS+ card in my book!

💎 headed to Vegas in a few months,I have the X with the 300 travel credit (hotel in mind)however you make a strong case for the ceasers card,the no resort fee that alone makes me rethink my hotel options. When I thought I had it all figured out your ahead of the curve.thank you friend

💎Thanks to top-up functionality for Marriott award nights, this year will be the first time I use my Ritz-Carlton Rewards card FNA to stay at an actual factual Ritz-Carlton hotel 🙌

💎 I have been applying for the Wyndham business earner card for about a month now. It has been one of the absolute most frustrating thing I have ever done. I just sat on a mandated hold for two hours and 40 minutes. I am dedicated to this Hyatt status through it. Lol I will get that card

💎I was surprised the Hilton Aspire didn't make the S tier. Also, the quickest way to get Lifetime Globalist status with Hyatt if money is no object: Book the Royal Suite at the Park Hyatt NYC for one week. At $30,000 per night, you will get the one million base points you need for Lifetime Globalist status (5 base points per dollar x $210,000).

Could we get a video like this for cards with benefits outside of traveling? A lot of the traveler based discounts are nice, but at least for me, it's really something I do maybe once a year, if that. I know many people are more into that than me, but it would be nice to know which ones are better for just daily pleb life.

💎 Do you have a video on how to get the wyndham card? Can you get it as a sole proprietor?

Gotta agree with the Venture X card, it’s a great premium travel card with benefits that exceed the annual fee, what more could you want!

💎 great content Sebby. Out of the ones you suggested I would lean towards the venture X. The new Bonvoy card is probably my next card. That 150k bonus is a weekend in the Maldives alone 😁

I feel like the Ritz Carlton card doesn't get enough love. I honestly don't think I've heard of it outside of your channel and maybe one or two others. I guess it's because it's difficult to get at this point. Overall this list was full of some powerhouse cards. Thanks for sharing Sebby! I look forward to adding some of these down the line. 💎

💎 once I am out of Chase Jail I aim to go for World of Hyatt card. I have Hilton Honors basic card but I only got it for the huge welcome offer and covid 100 statement credit. Used almost all the points on stays. Plus I just dislike how little value each Hilton point is for domestic value for short stays. Especially when trying to book a premium room. Thank you for all you do, sir. Best to you.

💎 I’m interested in the Hyatt card and the upcoming premium Citi card. The only reason I hesitate in obtaining more “S” cards is that I really dislike having to use travel portals due to the lack of hotel status recognition.

Why downgrade the boundless to the bold before upgrading to the Ritz? I just upgraded directly from the boundless to the Ritz in the first week of this past October.

Hello Sebby; I like the Venture X but I’m thinking of switching over to the Chase Reserve next year because I fly Southwest quite a bit. Thanks for all of your research. 💎

I think the only one that possibly makes sense for me is Boundless -> RC, but I already have a lot of the perks from my other cards. I'm doing the Royal Hawaiian next year. 💎

You forgot that the Ritz Carlton card updated their certificate to 85k points recently.

I got the CO Venture X and I absolutely love it. I'm wondering if I should use it as a daily spender or only use it for perks and put my daily spending on Chase trifecta.

Take this with love, because I'm an OG Ask Sebby fan (I think I've watched every video since 2018), but you should redo this video with the correct information about the Ritz Carlton card 85K certificate. I appreciate that you always have the most accurate information in your videos. Ask Sebby is the standard in KZfaq credit card videos and a correction video would keep it that way.

I live in a Delta hub (with Silver Medallion) and have been considering switching to either AA or UA for better upgrade availaiblity...but this makes a good argument for the AA Exec! 💎

The Hilton aspire and Ritz hotel cards are the best of the bunch.

I'm looking forward to eventually getting the Venture X. It will compliment my Savor card perfectly.

Is there a video on how to match Vegas hotel statuses? I’d like to know what the line is 💎

💎 I have the Amex gold and Amex Platinum, and the Chase reserve and business Ink, and recently I have added three chase SW cards (1 personal and 2 business) in order to get the companion pass. Amex platinum has been a great lifestyle boost while traveling. I love the centurion lounges and the hotel perks. I don’t feel like I have made the most out of points redemption though on the Amex cards.

I have that Wyndham business card for about two years now. Definitely for the budget traveler, especially if you don't frequent Vegas to use the status match. But if you're looking to save money, it's a great card. The 15k points it gives you every year for paying the $95 AF is worth it. That 15k points is worth between one to two nights of stays at most of their hotels. That's easily over $95 in value, especially if you can get two nights for those points. Plus it earns 5x on utility bills so I pay my electricity and home internet bill with it. Other than that I only us it to pay for Wyndham family hotel charges

All are great CC's! Thanks for the info + video!💎💎💎

Terrific explanation of each of the cards.

💎💎 Great to know about the Wyndham Business card, no wonder Caesars kept ignoring my matching request from Wyndham Diamond as I had acquired it via IHG. I'll have to look into getting it just for the status 💎💎

Clear value tax mentioned you yesterday. Well, he didn’t say your name but he showed you.

💎 I have the Wyndham Biz Earner card and the Hyatt biz card (will be getting the personal WoH soon). None of the others are worth the hassle of having an additional ecosystem/portal I have to track for me. I feel like I lost my chance at ever getting the Ritz Carlton card due to jumping the gun and getting the Amex Marriott biz card, which then locked me out of Marriott on the Chase side.

FINALLY!!! I’ve been waiting for more business information. Also this content is stay amazing and helpful.

💎 I've got Venture X and the Business Wyndham. Just got a free meal on our last stay in Vegas. I got the card for the multipliers and hotel benefits, so the Caesars perks are gravy on top!

Honorable mention I.H.G legacy $49 af cc. 40k fnc every year you pay af. 10% rebate on points redemption. Additionally platnum status with I.H.G. Did a whole week in Kenya between my 2 I.H.G ccs’ and, p2s fnc. Between p2 and, I we get 5fncs a year enough for a holiday.

💎 Any thoughts on getting the Wyndham Earner Business Card as a sole proprietor?

Hoping nothing changes with the Ritz card PC path before I’m eligible to do so next year 🙏

Spent my way to Hyatt globalist this year with the business card and so far the only ones that have enjoyed it are friends and family via guest of honor bookings 🤣 I did book a spring break hotel and confirmed suite upgrade at the Huntington Beach resort but that's a few months away. I stayed at the Hilton resort in HB this year and as a diamond was underwhelmed. No upgrade no acknowledgement really just felt like a gold. I'm hoping the Hyatt will be a much better experience. I have a concierge but she has weird hours and doesn't always get back to me in a timely manner. The only saving grace for me with the Hilton is the new Crockfords has the Tesla loop stop and that's super convenient to get to the show grounds when I'm there on business.

how difficult is it to get the wyndam biz car even if I do not own an LLC?

💎 💎 I love your channel been watching 👀 for years. But I think you missed a card that's more over powering that everything you mentioned and it's only $95 a year. The JetBlue card is my most over powering card if you can spend $50k on it in a year. It gives you Mosaic status. With that gives you amazing perks on JetBlue and American airlines. Then you get the Founders card for free which cost $600 a year. With that card you can get Hertz status Ceasars Diamond 💎 status. For free Bahamas trip. Match to mgm gold. And I can keep going. The perks is endless for $95 card

Sebby - how am I going to keep track of 10 people running around with a card that I am responsible for paying off?

Caesar diamond also gives you a monthly $20 free bet in their sportsbook. Can easily be worth $200 a year.

I really wish Chase Hyatt had better earnings categories. Even just 2x all the time. Where Marriott boundless has great earnings but horrible redemption. I wish i could get the hyatt redemption with the marriot earnings

Anyone see the clearvalue tax video today? How about a reply video?

I thought the PP you get with the RC Card gets unlimited guests?

I have the Amex gold, chase sapphire and got the Marriott boundless just to upgrade to the ritz in a year. I also have my eye on the capitol one venture x and wonder if that would be better than the ritz

S rank, or as they say in Japan, ESSU RANKU!

Good info Sebby

Been having the boundless for a year… tempting to upgrade

I’m between upgrading my CSP to a CSR or my Boundless to a RC. Any advice on which might be the better move right now?

I look forward for your video's every week man. Fan from the very beginning..

Didn’t know the origin of the S tier, thanks Sebby I learned something new

Hey Sebby, I recently applied for a capitol one venture x card with great credit but was rejected for having “too many credit cards”. Does Capital one expect you to close some other accounts before they offer their card to you?

Im is curious what your thoughts are on the founder's card? I know it's not a credit card, but I wanted to see if there was any upside value.

Sebb, I thought Ritz now comes with 85k certificate?

💎 Great Video!

💎 I did not meet the minimum spending for my Boundless, meaning no bonus, can I still upgrade to the RC before the 1 yr mark or have to wait ?

💎 if I book an economy ticket with delta than try to upgrade to main cabin with the ritz Carlton, will the $300 incidental credit kick in?

If venture X gave you $300 credit booking anywhere then yes but their portal has higher prices so it’s a deal breaker

If I had to pick one, should I do the Venture X or product change my Chase Boundless to the Ritz Carlton Card? Or is it worth getting both cards? I already hold the Chase Reserve Card.💎

💎🙌 Venture X is on my list after I downgrade my CSR and probably the Hyatt cards

💎 I have the WoH card and Globalist status. Love the vids man.

💎 if I was added as an. AU on on a chase freedom card does that affect me in the 5/24 rule?? 🤔

Can’t wait for part 2!

Can you do a video on Sofi credit cards please 🙏🏽 FYI I was able to fixed my credit watching your vids thanks 👍

💎 Man I’m really trying to get my hands on that wyndham business card but with no business it’s a bit difficult got denied once. Going to try and be on my best behavior for a few months and apply again got a Vegas trip coming up and I would love to status match my way up

Hi Sebby, Does the 5/24 CHASE rule Applies to Authorized users on some one elses CARD?

Omg Sebby watches Pride and Pinion! Casio… God Tier!!! 😂😂😂

Opinions on the US Bank Reserve card? Is it better than the venture x?

Interesting content. 👌

Sebby what do you think about the wells fargo autograph?

I believe Meet Kevin's kid being the authorized user of a Citi AA Exec about to be bye Felicia

Good stuff

Can't wait to watch this after work. #squad

can you talk about the BOA set up for 480 back ?

It's hard for me, I go to Hawaii every year but I always have an ex-girlfriend in Waikiki that I stay with that hosts me. A rich Taiwanese friend of mine just bought at the Ritz-Carlton residences so I'm here for a couple of weeks staying with her. I can never seem to buy a hotel when I come back to Hawaii.

Would you get the AA Executive if you lived in a AA hub? 💎

💎💎💎💎 A new business channel it is. I just subscribed and will start watching. Thank you, you are the foundation of my KZfaq University experience.

Has anyone watching this had success product changing from the Bold to the Ritz recently? I got the Bold last April for the sole purpose of product changing to the Ritz this April and now I'm concerned I won't be able to do it.

Yoo, Brian Kim, aka ClearValue Tax just made a video to prove you wrong and indirectly called you dumb. You gonna take that ?

Do you have link to BofA Better Balance Rewards Card?

I agree with the AA executive card. AA hubs usually have 2+ lounges located near their gates, convenient. Add the merchant offers and new loyalty point system. It's a damn good card. When you book flights with it logs your travel so travel notification is automatic.

Do you think people should be cautious about getting the Venture X since it seems too good to be true? It feels like the benefits will be nerfed in a few years or the AF will be going way up. They can't fight amex and chase while losing money forever.

Does the capital one venture x travel credit work for airbnb?

AYEEEEEE!! I do have the Wyndham business ! Love it for the Caesar’s diamond! I couldn’t match my platinum to the Caesars since the match has been dead, so that’s been clutch 💎💎💎 🤙🏽🤙🏽🤙🏽🤙🏽

“The Bold and the Bountiful”. Coming soon to the Ask Sebby streaming platform. 💎

Hey Sebby. My credit is over 800, never carry a balance but got denied twice by Capital One Venture X. I travel at least twice a year so I thought the simplicity was a good fit for me but can’t get approved. I would get approved for the Platinum but it the AF does not justify for me! What is my next best option? Should I go to CSR?

💎 So far, so good...

Is the ritz carlton still metal? Thats my deciding factor 🤣

I didn’t see the business channel link in the description 😬 💎

Gotta get that Wyndham card so I can get Caesars Diamond status again

The Aspire & Venture X 💪💪💪

💎 Should a gentleman wear a diamond dial wristwatch? Or how about a diamond bezel? What do you think, Sebby? 🤔 💎