Avoid These Investing Traps At All Costs

Рет қаралды 64,713

Күн бұрын

💵 Create a free Budget - Sign up for EveryDollar today! ter.li/ubldyt
About this episode:
If you fall for the trends, you’ll fall for the traps-especially when it comes to investing. In today’s video, find out why some popular investing traps are so terrible, and the smart, simple way to invest to build real wealth.
Next Steps:
📗 Order George Kamel’s new book, Breaking Free From Broke. bit.ly/48d7So4
▶️ Why Is No One Talking About America’s Wealth Killer? • Why Is No One Talking ...
Offers From Today's Sponsor:
This episode is sponsored by Tello, a mobile service plan designed to save you money. Go to www.tello.com/George for $5 off your first month of Tello’s unlimited data plan.
Listen to more from Ramsey Network
🎙️ The Ramsey Show ⮕ ter.li/nrgexc
💡 The Rachel Cruze Show ⮕ ter.li/gyh9k6
🍸 Smart Money Happy Hour ⮕ ter.li/ruezqk
💸 The Ramsey Show Highlights ⮕ ter.li/yc3i4v
🧠 The Dr. John Delony Show ⮕ ter.li/sii4ha
💼 The Ken Coleman Show - Highlights ⮕ ter.li/nbekmn
📈EntreLeadership ⮕ ter.li/81tcjn
Ramsey Solutions Privacy Policy
www.ramseysolutions.com/compa...

Пікірлер: 535

@Baldwin321 25 күн бұрын

Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

@Thomas43211 25 күн бұрын

My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to my FA, my portolio is doing really great and im proud of the decisions i made last year.

@Damon4324 25 күн бұрын

Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks.

@Alden457 25 күн бұрын

I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance.

@Damon4324 25 күн бұрын

Marisa Michelle Litwinsky is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

@Alden457 25 күн бұрын

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

@GrahamCan Ай бұрын

If you are planning for retirement Here are some key pointers. Firstly, kick-start your savings early to benefit from compounding. The longer your money has to grow, the better. Secondly, make the most of retirement accounts like 401(k)s and IRAs, especially if your employer offers a matching contribution - it's essentially free money. Thirdly, diversify your investments across different assets to mitigate risk. Think stocks, bonds, and real estate.

@janellejacob3799 Ай бұрын

Great advice for retirement planning! Starting early and taking advantage of employer-sponsored plans can make a huge difference in the long run. And diversifying investments is crucial for managing risk. Thanks for sharing these valuable tips!

@mateosantiago5795 Ай бұрын

Spot on! Planning for retirement is crucial, and these pointers are gold. Diversifying investments is a key strategy plus, having an investment expert by your side can really help navigate the complexities and optimize your financial plan.

@cooperhayes7055 Ай бұрын

Absolutely! Diversifying investments is crucial for long-term success. Having a fiduciary has been transformative. She navigates market fluctuations, identifies opportunities, and keeps me on track for retirement. Her tailored advice boosts confidence and informed decisions. Trusting her skills brings peace of mind, ensuring my future is secure.

@rebeccamoore8366 Ай бұрын

That's truly remarkable. I hope you don't mind pointing me towards her direction.

@cooperhayes7055 Ай бұрын

I don't mind, she's Sophia Elaine. One of the finest portfolio managers in the field.

@TylerofSc004 27 күн бұрын

Many thanks for the video. Everybody needs financial freedom. Let this be a thread for some more simple, Reproductible approach from anyone who have build wealth. I have saved up $190k to get started.

@greekmom 27 күн бұрын

Compounding effect is the best. it took me 8 years to grow my retirement fund from $0 to $100k, yet only 4 years from $100k to $200k.

@MarkLeonard-xn8zs 2 ай бұрын

In the current economic climate, a home is not the best investment. I've already sold my Boca Grande area home, but I want to invest roughly $200,000 in stocks since I've heard that even in challenging times, investors may turn a profit. Any excellent ideas for stocks?

@SmithJones-yx1ut 2 ай бұрын

“Tenley Megan Amerson” my FA, is a well-educated and seasoned expert in the financial industry. She is regarded as an authority in this sector and has a deep understanding of portfolio diversification.

@VictoriaWood-uc6mp 2 ай бұрын

The truth is that if you make the right picks, you could make killer riches very quickly, although such profit usually needs expertise, as in hedge funds or financial managers. I personally prefer the latter.

@SmithJones-yx1ut 2 ай бұрын

in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.

@SmithJones-yx1ut 2 ай бұрын

My CFA “Tenley Megan Amerson” , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

@EmersonLoyal 2 ай бұрын

Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from Appreciate this recommendation, hopefully I can get some insight to where the market is headed and strategies to beat the downtrend with when I hear back from ‘’Tenley.

@chrisbluebird5037 2 ай бұрын

I think most lnvestors like myself right now are more interested in how we can enhance our earnings during this period of adjustment given the current economic difficulties that the country is experiencing . I'm at a crossroads deciding if to liquidate my $620k stock/bond portfolio, or just wait for favorable times since the market always recover.

@traviswes7082 2 ай бұрын

Experts are more qualified to offer such specific counsel because the possible benefit increases with risk. So you should consider working with someone reliable.

@lucasanderson8993 2 ай бұрын

Having the correct plan in place is crucial; my portfolio is well-suited to each season of the market and recently experienced a 100% increase from early last year. My CFP and I are working on a 7-figure target, albeit this could take until Q3 2024.

@lucasanderson8993 2 ай бұрын

Amber Russell Bennett is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

@tommychestnut5335 2 ай бұрын

I looked up her name online, went to her website, and sent her an email to arrange a meeting. I'm grateful.

@deboralacreta 2 ай бұрын

NFT’s are the single most ridiculous ‘investment’ I’ve ever heard of.

@BenTodd-fl8nv 2 ай бұрын

I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow into something substantial that I might use for retirement. I just here for ideas

@Theresaa12 2 ай бұрын

It is best to seek the advice of a financial advisor when faced with a decision as important as this one regarding retirement. By doing this, you will be able to choose investments more wisely.

@RickWatson-xu6gw 2 ай бұрын

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

@judynewsom1902 2 ай бұрын

That's impressive ! I could really use the expertise of these advisors.

@RickWatson-xu6gw 2 ай бұрын

*Natalie Marie Gentry* is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

@A_francis 2 ай бұрын

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

@Muller_Andr 2 ай бұрын

Venture Capitalists Bernard Arnault and his peers have swooped in on the opportunity to reap off the masses once BIRK begins appreciating. The sandal is a personal favorite though.

@FranciszekPawal 2 ай бұрын

I know of a Birkenstock shopper in Berlin that owned equity under L Chatterton that privately manages the now publicly listed BIRK. She asked me if I was interested in getting shares early so as to earn a carry when they float the company.

@Jennapeters144 2 ай бұрын

Interesting. I would have swallowed up that offer. Are you fr? What do you do? Are there tools that allow investors to invest in companies before they hit the stock market, multiplying those potential gains that otherwise wouldn’t be available after the initial public offering.

@EmmaFritz90 2 ай бұрын

I have used the same money manager for close to 10 years. We got in fairly early with a modest amount of money. Inflation has eaten away at the nest egg but we are lucky to have Monica Mary Strigle look after it diligently like she has done the past 8 years.

@BenBak-wt7qi 2 ай бұрын

Wow that impressive, who is this Loren? You really are lucky.

@Jennapeters144 2 ай бұрын

Wow! wow! please is there any way to reach their services?

@GibsonJames-gr3on 2 ай бұрын

Well, I gotta admit, I took a hit in the profit department with my stock moves. But hey, every red chart has a chance to turn green, right? Time to step up my trading game and flip that chart for the better.

@JoshuaEdson22 2 ай бұрын

Investing in this economy is a hell at times for the average person that wants full control of their finances, Even investing in EFT stocks can be risky

@SeanJohns-ze8ie 2 ай бұрын

The question to be asked at times is not if the government or the economy is responsible for the sudden dramatic shifts in the economy but if we are taking the necessary measures to avoid making losses no matter the situation even if the pay roll is not in your favor.

@RobertDamanii 2 ай бұрын

One of the reasons i follow up these stock videos is to improve the returns of my investments and i can’t really say I’ve been seeing noticeable change though …. I’ll keep following to improve my investment philosophy anyway and find better ways to create smarter investments.

@TheRothschild770 2 ай бұрын

Investing broadly in low risk stocks just after investing in a high risk stock can yield good results. I can’t perfectly explain though I learned things like this from a firm that provided good financial advice.

@RoseBalerus 2 ай бұрын

Sometimes not just creating smart investments but also buying assets can improve your profit margin in the long run.

@ryansosna3432 2 ай бұрын

Comedy gold that there was a precious metal ad right before he talked about precious metals being a bad investment

@jamesp8459 2 ай бұрын

Precious metals are only a good investment for those actively selling them at a markup to spot prices. Precious metals are insurance and nothing more.

@danwirth3511 2 ай бұрын

Jesus, so many bots here.

@FnVRGaming 2 ай бұрын

I was in crypto for a long time but recently got out. The fact every says "this coin is worth this much USD" says it all. If you're always pegging the coin against fiat, it implies the true value is in fiat. Just my opinion. Also the tax implications in Australia are too difficult

@joshr.5199 2 ай бұрын

Index funds (passively managed) are cheaper and better about 80% of the time over the long-term than mutual funds (actively managed)

@FLIPPHONE69 2 ай бұрын

Dave's grifting ass shills actively managed funds because he gets money off recommending it to his followers. That shit is a slime ball move

@FLIPPHONE69 2 ай бұрын

Dave also claims his stupid funds he picks out preform the market because "past performance clearly means guaranteed future returns" 🤡🤡🤡🤡 I bet Dave's balls deep in large cap tech like a loser....

@FLIPPHONE69 2 ай бұрын

Lmfao they deleted my comment 🤣🤣🤣🤣🤣🤡🤡🤡🤡🤡🤡🤡🤡🤡🤡🤡🤡🤡🤡🤡🤡🤡🤡

@Index5 2 ай бұрын

87.98% for 15 years according to SPIVA research. There is no money to be made recommending low cost index funds, which is why they push for high cost actively managed garbage.

@rony138 2 ай бұрын

Way better than Ramseys investment plan. I respect Mr. Ramsey for his take on debt.

@inthebriggshouse 2 ай бұрын

Can you please make a video that walks through how to choose funds in a 401k please!? Thank you!!!! Your videos are so helpful & fun, yet so simple & uncomplicated!!!!

@Sonoragrove4 2 ай бұрын

I follow Our Rich Journey on KZfaq. Best advice on how to get started. I’ve accumulated so much knowledge from them not to mention a ton of money gained by investing responsibility

@jillmorrison9883 2 ай бұрын

THIS!!!

@chaselesser3191 Ай бұрын

@@jillmorrison9883You have 3 basic accounts across the board. 401k, Roth, and HSA. 401k- is pre-tax, you pay taxes when you withdraw at retirement, Roth- you pay taxes up front so it’s tax free at retirement. HSA- is pre-tax, and taxed at retirement, But you can use it to pay medical and essential save 22% on medical bills 1.Companies sometimes offer a match on 401k, so always invest as much to get all the free month. 2. Then you should invest into a Roth, and max this out first before going to 401k. 3. Then sometimes you may have an HSA, which is similar to a Roth, but used for medical expenses, right now. This is big b/c if you make more than $44k it’s taxed at 22% tax bracket. So anything in HSA that’s used for medical expenses gives you a 22% discount, b/c that money is not taxed. 4. Final investment, after Roth and HSA are maxed, is to work on the 401k. But make sure you have an Emergency fund set up, b/c that is basically insurance against loosing your house or cars. Or getting into a financial bind.

@matthewmcnemar8248 2 ай бұрын

1. Cryptocurrency (1:10) 2. NFTs (2:23) 3. Permanent Life Insurance (3:15) 4. Investing in Single Stocks (4:51) 5. Micro-Investing (7:16) 6. Bonds (8:10) 7. Sports Betting (9:36) 10. Precious Metals (10:11)

@briankowald6465 2 ай бұрын

Bonds are bad? Money managers want bonds as you get closer to retirement

@GangaGowri-mq9gc Ай бұрын

I've been making a lot of losses trying to make a profitable trade. I thought trading on a demo account is just like trading the real market. Can anyone help me out or at least advice me on what to do?.

@Stanly962 Ай бұрын

I will advice you stop trading on your own if you keep losing, if you can, then get a professional to trade for you, I think that way your assets are more secured.

@Davidconnor-lk1km Ай бұрын

Thank you Lord Jesus for the gift of life and blessings to me and my family $14, 120.47 weekly profit Our lord Jesus have lifted up my Life!!! A. V

@eopodotolana Ай бұрын

I'm favoured financially, Thank you Jesus $32,000 weekly profit regardless of how bad it gets on the economy.

@gimptdxwdmilo Ай бұрын

How ..? Am a newbie in crypto investment, please can you guide me through on how you made profit?

@ginafzgyexpos Ай бұрын

I'd recommend Deborah Davis, her trades is always profitable even when there's a dip

@pn4640 2 ай бұрын

Investing in single stocks is not a scam. Imagine investing in NVDA just last year, you would triple your money. I invest but only in real companies like, google, meta, Apple but not small companies. UPS, FedEx, Caterpillar, Home Depot and Disney are very good investments..bonds are very slow to generate any reasonable wealth..that is just my opinion. From Canada 🇨🇦

@iz1907 Ай бұрын

I'm amazed to see how these "financial advisors" confuse terms themselves. No wonder regular Jo cannot comprehend it. When he said 'Mutual funds" as counterpart to individual stocks he actually meant "index funds". And they are represented by mutual funds and ETFs.

@joelscott1898 2 ай бұрын

08:10 I'm a fan of Bonds for an emergency fund. You can do as short as a 1 month Tbills that get 4% or so.

@Ojisan642 2 ай бұрын

You’re right about crypto and NFTs, but Bitcoin is fundamentally different. Cryptos are speculative securities. Bitcoin is savings technology.

@veronicabrooks6950 2 ай бұрын

I agree. Institutional investors are committing serious capital and the approval of the Bitcoin ETF means BTC is here to stay. Great long term opportunity for retail investors to build wealth.

@2023Red 2 ай бұрын

You make good points. I do not understand the push to mutual funds over index. I have done well with QQQ and ask you to compare it to your favorite mutual fund over various timelines like 10 years 5 years and 1 year. Thanks , and no crypto for me.

@chrisforker7487 2 ай бұрын

Why do you think index funds are different than mutual funds??? The original index mutual fund is the S&P 500. There’s index MF and actively managed MF.

@2023Red 2 ай бұрын

@@chrisforker7487 Why do I think index funds are different than mutual funds? Several reasons, first it takes 3 days for a mutual fund to clear brokerage instead of same day. Second, index are usally passive rather than active for mutual. I trade SPY and QQQ index ETFs. My primary issue is which performs better. So I ask you since you seem to favor mutuals. Please do a compare in your best mutual to my long time favorite, QQQ. By the way, I also do covered strangles. Highly liquid and with high probability for trading. Can I even do that with yours?

@neemanon 2 ай бұрын

@@chrisforker7487because "mutual funds" are synonymous with actively managed. Unless you specifically say "index" the context, especially with Ramsey and affiliates, they mean actively managed and higher fees.

@JeanValjean875 2 ай бұрын

@chrisforker7487 The S&P 500 is not a "fund," it's a stock index. You can buy funds that closely reflex the S&P, but the S&P is not a fund, and you cannot "buy" it.

@TheThreatenedSwan 2 ай бұрын

It's because Ramsey makes money off of them even though picking the outperforming mutual funds year on year _and_ then doing better after expenses is basically impossible. If you had such knowledge, you would make a lot more money with it than just putting meager retirement savings

@elmervicente5505 2 ай бұрын

I use acorns and Webull and I’m not only investing spare change but a portion of my income in ETFs, am I doing well?

@joeymak2000 2 ай бұрын

I definitely disagree with picking individual stocks.. if you stick to blue chip companies it’s worth it. AMD, Google, Apple, Amazon. Hell even AT&T is paying me good dividends. I’m up like 42% in the last year, mostly picking individual stocks, I do hold VTI it’s now like 20% of my portfolio.

@Polarraccoon338 2 ай бұрын

Aggressive growth funds with the same holdings are up the same amount in the last year. They do the work for you so you don’t have to stock pick. Also their risk mitigation and reallocation will typically be better. It’s for people too busy to watch the market.

@joeymak2000 2 ай бұрын

@@Polarraccoon338 yea I’ve never heard of any find giving that kinda return. But then you also pay fees..

@Aquino1088 2 ай бұрын

The Bond joke was too much! 😂😂😂

@user-hx2wj8ny7k 2 ай бұрын

What about day trading? Would love to see that on the list as well. And the Bond bit was pure gold! 😂 see what I did there 😅

@mathematician1234 2 ай бұрын

All good content, but at 5:35 Mr. Kamel mentions "...buy stocks from 90 to 200 companies chosen by a professional fund manager..." when describing what a mutual fund is. I may have misheard, or he might mean something else, but I think stock mutual funds can have many more stocks than this. For example, a mutual fund tracking the S&P500 can have roughly 500 stocks in it. Did I misunderstand?

@Shawn-oh5yq 2 ай бұрын

Stop telling people to invest in mutual funds.

@ryanp2182 2 ай бұрын

Why? 10% since January

@Shawn-oh5yq 2 ай бұрын

@@ryanp2182 George is talking about actively managed mutual funds.

@b.m.4066 2 ай бұрын

Some of us like to get higher rates of return than the S&P 🤷

@ryanp2182 2 ай бұрын

@@b.m.4066 Risk V Return

@Shawn-oh5yq 2 ай бұрын

@@b.m.4066 Over a 20+ year horizon? Best of luck.

@SalviAkshay 2 ай бұрын

Kamel Kamel Kamel!!

@barnabusdoyle4930 2 ай бұрын

There’s nothing wrong with buying single stocks, but you just don’t put all of your money into one stock. Break up $10k into 10 different stocks and you pretty much have a mutual fund with no fees. Look for companies down on industry news or temporary things like when Bud Light took the hit for stupid marketing.

@daltonbrasier5491 2 ай бұрын

Gold is not an investment and ive never heard it called an investment. It is an asset that has no volatility. If you want to generate wealth, invest. If you want to keep your wealth, buy gold.

@JimmyCeesAll 2 ай бұрын

Virtual roulette lol… that’s what they said about internet banking.

@DrDooph 2 ай бұрын

We just sent a lump sum payment to pay off my wife's car! Best feeling ever! Love the videos!

@thedude5040 2 ай бұрын

Yep I remember the $20k lump sum on student loans and the $16k on my wife's car. Best feeling ever

@donnahampton3632 2 ай бұрын

Congratulations!

@DrDooph 2 ай бұрын

@@donnahampton3632 thank you! We are very blessed to be able to do this before 25 years old!

@bottomtiercollector 2 ай бұрын

Not believing in bear markets is an investment trap. I don't care how much the data shows mutual funds are safe investments, EVERYTHING on the stock market goes up and down... If you're like 75 years old you don't need to be withdrawing retirement income in a recession! So I would put the bulk of your investments in bonds if you're in your twilight years, you ALREADY have amassed your wealth, and you just can't afford to lose anything.

@NeedaDollar 2 ай бұрын

I'm confused by your opinion that investing any extra money into crypto is ok when crypto only has perceived value but investing in individual stocks is bad when you can look at facts like increasing revenues, good balance sheet, increasing market share ect. 🧐🤔

@fsmoura 2 ай бұрын

What's George's opinion on the buying of bridges? I've been getting some offers... (' o.o)

@Vagsjm 2 ай бұрын

How

@gabevinson4770 2 ай бұрын

Buy bitcoin and hold.

@young-king301 2 ай бұрын

Mutual funds or ETFs! ETFs are one of the most popular investment funds but dave ramsey and his crew barely ever mention them 🤔

@cody5596 2 ай бұрын

For some reason, they don’t think fees matter. They only look at the returns. When accounting for the returns and the fees, I haven’t found much of an incentive to buy mutual funds over passive index funds or ETFs. Dave has said before that he doesn’t like ETFs because they can be traded throughout the day and that encourages day trading. Doesn’t seem like a great argument to me and ETFs have worked great for me so far.

@FLIPPHONE69 2 ай бұрын

The amount you'll pay in fees in unbelievable... and who gets paid? DAVE.... only stupid spoon fed babies need someone else to manage their money.

@Fred2-123 2 ай бұрын

Ramsey doesn't get commissions or kickbacks on no-load mutual funds or index funds or ETFs. That's why he won't recommend them.

@cobibissell1806 2 ай бұрын

Because Dave Ramsey and his possey of morons give financial advise to two subsets of people: The dirt poor and zero money handling skills, and the ultra wealthy trying to protect their assets. Assuming you probably don’t fall into either of those categories don’t listen to a word they say.

@cobibissell1806 2 ай бұрын

Please god if you see this comment DO NOT BUY MUTUAL FUNDS. Buy an ETF like an intelligent human. QQQ, SCHD, VOO. That’s all you need.

@blexaarron 2 ай бұрын

VOO and chill 😎

@mwt38 2 ай бұрын

You can get great passive mutual funds like FXAIX and FSKAX for the cheapest way to own the S&P500 and total market respectively at .015 expense ratio

@b.m.4066 2 ай бұрын

Some of us like to get higher returns than the S&P 500 provides

@cody5596 2 ай бұрын

My index funds outperform the s&p 500 without the high fees. Are you a fund manager? You are commenting A LOT about how good mutual funds are. Believe what you want, in the end we’ll both be doing well if we’re investing in either avenue.

@b.m.4066 2 ай бұрын

@@cody5596No, I am not a fund manager. There's just so much misinformation. I try to inform people with accurate information. I don't know why everybody continuously mentions high fees. I consistently pay half a percent or less across the board on my mutual funds. The funds I own typically do 1.5 to 2.5 percentage points higher than the S&P meaning I typically get a 1 to 2% higher return compared to the S&P. I'm not aware of many index funds that outperform the S&P simply because they are designed to track it exactly. They're not supposed to underperform or over perform by their design. I'm not saying a few don't but they are intended to return exactly what the S&P 500 returns, which is why I prefer mutual funds over index funds

@codelessunlimited7701 2 ай бұрын

A reputable cryptos like Bitcoin, Ethereum, Shiba[sic], Cardano are good as USD because of its global autonomy of transactions. Gold is real money, comparing gold to the index of S&P makes no sense, it is not a growth equities.

@joeyparra3937 2 ай бұрын

Life Cinnamon 🤤

@silentstorm5439 2 ай бұрын

KZfaq please do something about the bots

@mrbeastt4682 2 ай бұрын

Idk man i like crypto better my crypto portfolio is up 90% ytd my etf portfolio is only up 15% i just like the risk plus im still young if it goes to 0 im okay with that

@shea455 2 ай бұрын

Bonds are great for risk management during retirement, but only if you don't have much in them. Drawing from bonds when the market is bad allows you to sleep at night and protects against selling when the market is down. For us the bond amount is less than 10% of holdings and makes around 4-5%, but we could live around three years on it easily while the market figures itself out.

@TJ-eb9ex 2 ай бұрын

Stocks & index funds can lead to wealth. They didn’t think this video through 😂

@mariasimpson9628 2 ай бұрын

I'm trying to avoid new buys now in order not to get sucked into a bear trap. On the other hand, I’d love to know best possible areas and ways to invest amid downtrend, my goal is to retire comfortably at a ballpark of $1.2M

@jennpersin294 2 ай бұрын

In my opinion comfortable retirement all comes down to how you want to live your life, if you pinpoint a particular amount to retire with, then it's only right to plan with a well-qualified advisor

@christinajurado9180 2 ай бұрын

I agree, the role of advisors can only be overlooked, but not denied. I remember few summers back, just after my awful divorce, I was in dire need of investing guidance to keep my head above water and thankfully, I came across someone of grit, helped a lot to grow back my reserve notwithstanding inflation, from $350k to nearly 7figure as of today.

@filipxavier1041 2 ай бұрын

Interesting, I’ve actually been looking into getting one, lately the news I've been seeing in the market hasn't been so encouraging. If you don't mind me asking who's the person guiding you?

@christinajurado9180 2 ай бұрын

She goes by ‘Wendy Birkett” I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

@albertbrian6448 2 ай бұрын

Unbelievable, Really there is no better feeling than coming across a similar name who has helped change ones family life financially, Yes i know her and honestly i can testify her strategy is amazing and truly worth giving the shot.

@Ricgibs 2 ай бұрын

Lately i got interested in crypto but has no idea on how to go about it. How does it work please..

@raphfelimax2713 2 ай бұрын

As a beginner, it's essential for you to have a mentor to keep you accountable. I'm guided by Stacey Macken a widely known crypto consultant :

@LindaHarmel 2 ай бұрын

What impresses me most about Stacey Macken is how well she explains basic concept of winning before actually letting you use her trade signals. This goes a long way to ensure winning trades.

@Georgina705 2 ай бұрын

Her technical analysis is excellent and hid interpretation/projections of the market is so accurate I sometimes ask myself if she is human haha. Point is, Stacey is the perfect trader to follow for advise and daily signals.

@Kristenshwan 2 ай бұрын

Her stop calls have saved me from potential losses more times than I can count. Macken's risk management strategies are truly effective

@arktom7335 2 ай бұрын

A major distinction between winning and losing is using the right strategy and of course with signals like those of Stacey Macken , profit is assured.

@GCInvesting 2 ай бұрын

Zingers for days!

@UraniumAtom 2 ай бұрын

I think most crypto is a scam but I own a bit of Bitcoin and Ethereum. Could be the future of currency or it could go to zero. NFT's though make no sense to me, who cares if you have the original.

@laundrygoddess4 2 ай бұрын

If you're going to give credit for Life is a Highway, at least shout out the song writer and original performer Tom Cochrane.

@freedomring3022 2 ай бұрын

I thought the same thing, but George is younger and his first exposure to the song was probably in the movie Cars which was performed by Rascal Flatts

@laundrygoddess4 2 ай бұрын

@@freedomring3022 I get he is younger but that song has been out in commercials for years. He must have heard it before somewhere

@freedomring3022 2 ай бұрын

@@laundrygoddess4 true .. just throwing my theory out there

@rajeevSreenivasan 2 ай бұрын

I have invested $4000 in Bitcoin last November 2022, and it’s $20,000 now, and invested $3000 in SOL when it was $19, and guess how much SOL now ($190/ea).❤ Crypto is not a bad investment anymore George😃

@ti89titanium 2 ай бұрын

I think you forgot to list actively managed mutualfunds. You are droping "indexfund" many times - why not just straight up say that management fees are a "trap"? When does the Ramsey investment advice finaly switch to broad market indexfunds?

@RogerNexus 2 ай бұрын

George won’t ever say that though. He’s too scared of losing his platform if Dave finds out. Ramsey has a financial interest in recommeding actively managed funds with the smartvester program. By recommending index funds they lose that segment of revenue in their business.

@poispinnerdotcom 2 ай бұрын

@@RogerNexus Yup. JL Collins > Dave Ramsey

@b.m.4066 2 ай бұрын

Because the management fees are essentially nothing compared to the 2% gain, you can get on top of the S&P by having an actively managed fund

@poispinnerdotcom 2 ай бұрын

@@b.m.4066Read ‘The Simple Path to Wealth’ by JL Collins and you’ll realize that index funds are so much better than actively managed funds.

@ti89titanium 2 ай бұрын

@@b.m.4066 are those long term after fees 2% over-performing funds in the room with us now?

@DailyDroneFPV 2 ай бұрын

That Mike Roe joke was HILARIOUS lmao. You earned my sub bro. I have to disagree with you on precious metals though. I agree, they should not be the majority of your portfolio, but having 5-10% in precious metals is reasonable. Yes ammo, food, medicine, etc. are amazing preps in the case of collapse, Gold is good too however. True, you can't use it for much (except advanced electronics manufacturing or jewelry) but it is definitely much more valuable than a bunch of 1s and 0s in a bombed out server room. For one it is near universally accepted as valuable the world over. Also it is very 'monetarily dense'. Ammo is valuable but heavy. Try carrying $2000 of ammo into town for bartering and you'll see what I mean.

@DarkAlkaid 2 ай бұрын

Your missing the point he saying that investing in gold over putting that money into S&P500 is bad investment cause S&P500 will give you more of a return in the long run if people want to buy gold is fine not losing money just not gaining as much as they could be in the long run but in their eyes not gaining as much is the same as losing out on money.

@DailyDroneFPV 2 ай бұрын

@@DarkAlkaid No, you are missing my point. Yes the S&P500 is most likely a better investment in the long run, hence why it makes sense to put most of your money there, but long term gains are NOT guaranteed. For more risk averse people we understand that there is a chance that the index might stagnate or even collapse for whatever reason. Take Japan's stock market as a great example. Banking your entire life's savings on 1s and 0s in a computer server somewhere is all fine and good until something goes wrong, be it a major solar storm, WWIII, or a huge economic collapse, which is why it is common for investors to hedge their stock market bets with a small percentage of precious metals which hedges your risk. 90-95% in index funds and 5-10 percent in gold is a perfectly reasonable strategy for someone who wants to mitigate their risks in the stock market.

@spdog3344 2 ай бұрын

I’ve been dollar cost averaging into Bitcoin and ethereum since 2020 and try to keep it at 5% of my total investments. I don’t have debt, so I can afford to do this. It is wayyy by far my top performing investment so far. I will be holding it for long term. If it all went to zero, I would be totally fine.

@bvoyelr 2 ай бұрын

A caveat about mutual funds: they typically have pretty high expense ratios and underperform index funds. Though that's not guaranteed -- Schwab's only way to track the S&P 500, for example, is a low fee mutual fund. It has basically no expenses and tracks the highest performing index on the market. Not even sure why it's a mutual fund rather than an ETF, but hey, it's their company. But ETFs are almost always way better.

@RogerNexus 2 ай бұрын

Agreed. But this boomer mentality based company is too arrogant and ignorant to change their outdated views.

@chrisforker7487 2 ай бұрын

You don’t seem to grasp that there are both actively managed and index mutual funds! Same goes for ETFs.

@clee8768 2 ай бұрын

Seems to be a lot of people here that misunderstand the meaning of index fund and that it is a description of how the ETF/mutual fund operates.@@chrisforker7487

@Johanneslol11 2 ай бұрын

I bought 400 euro of bitcoin last year, but was worth 890 euro this year 😂i sold 500 of it and used that money in s&p 500. Now I have money in bitcoin and if I lose money it does not matter, it is profit only

@cody5596 2 ай бұрын

Nothing wrong with crypto in my opinion, as long as you’re not betting everything on it I see no harm in some speculation.

@Johanneslol11 2 ай бұрын

@@cody5596 ooh I do agree, the problem is only that lots of people try to bet with leverage and that is a huge risk

@edwardrhoads7283 2 ай бұрын

Single stocks can work but only if: 1) You learn to valuate each stock you buy so that you are getting it for less than what it should be worth 2) Diversify into at least 5 stocks in different sectors 3) spend the time each week to keep up with your stocks to ensure they still have the same value as when you bought them 4) you have a steady hand and heart so that if your stock drops or jumps you do not panic buy or sell It is very hard to do which is why for 95% of all people the mutual funds, or more likely index funds, are a better play. Then you can buy it and forget it.

@samlangley4546 2 ай бұрын

Very good word. Thank you for saying this. Agree.

@jimbojimbo6873 2 ай бұрын

So Crypto… is just gold

@motoryzen 2 ай бұрын

Parody of a verse in the song by Andy Samberg of " Threw it on the ground " So many du mb@$$ ....scammers in here HAPPY BIRTHDAY TO THE GROOOOOUND!!!

@lionheart93 2 ай бұрын

btc better in the last what 5 years tho

@StackItToTheRafters 2 ай бұрын

April 6, 2024 S&P is 5204 Gold is 2330 Silver is 27.54 Let's see how his "dont buy precious metals" advice ages--

@tom5083 2 ай бұрын

How are the returns on owning gold? 😂

@afewnicethings7994 2 ай бұрын

Precious metals are waking from a long hibernation. Dow (currently 38500) and gold (2350) will cross paths somewhere in between.

@b.m.4066 2 ай бұрын

Well considering the average return for gold is about half that of the return of the stock market for the past 80 years I'd say that's a track record I'm perfectly comfortable with

@b.m.4066 2 ай бұрын

@@afewnicethings7994almost a 100-year hibernation?

@weird-guy 2 ай бұрын

Gold it only serves to perserve value they don´t increase per se

@chrisforker7487 2 ай бұрын

A lot of people have made millions with crypto, but for me, it’s far too risky. Is it a bad investment?? Not sure, but there are also tons of people left holding the bag, as seen a couple years ago.

@brandonb5818 2 ай бұрын

Allocating $0 to crypto isn't smart. At least put $1k in it. That's not a lot of money

@danOH112 2 ай бұрын

lol putting crypto as the number 1 bad investment just as Bitcoin is hitting new all time highs. Learn Bitcoin. Not only is it an investment, it’s the best investment.

@lindawilson4625 2 ай бұрын

Great advice! It will probably be followed because anyone watching your channel is already (or starting) to be clued in. Love your video style...fun and informative :-)

@KingGodson316 2 ай бұрын

Calling bonds an investment trap is ignorant. Bonds are a part of a diversified portfolio especially if you’re in retirement.

@pete5691 2 ай бұрын

True. Bonds are fine for older folks. Nothing wrong with locking in 5% when you can.

@chrisforker7487 2 ай бұрын

Not for everyone, I’m in retirement and diversified in all stock. I take some profits off the top to keep in cash for living and can easily outlast a 3-4 year recession without having to sell.

@b.m.4066 2 ай бұрын

Sure when bonds are paying 5 to 7% like they have been recently but when bonds are paying 1 to 2%. They're no better than a money market account

@jeremy_logan 2 ай бұрын

Came here for the uneducated crypto hate

@puravidaot 2 ай бұрын

Bitcoin literally has institutions ETFs allocating since January this year. You mean to tell me that TRILLION dollar institutions are inferior to the Ramsey way? Hmmm fidelity, Black Rock, etc... The dollar going to zero has a higher chance

@bottomtiercollector 2 ай бұрын

A lot of crypto is just an internet meme but some crypto is serious currency. The entire concept is decentralized banking. Crypto removes the need to deposit, withdraw, and transfer money at a bank. The major hurdle for crypto and it taking over the world is everyone being willing to rip off the fiat currency band aid to use crypto.

@rustyjac2806 2 ай бұрын

For stuff like acorns i like for shorter term goals. I look at it outside of retirement. I like using it for like a car downpayment or something like that. Set it forget it and after some time you have a decent chunk of change to throw at a purchase. I agree you wont get rich from it, i just think it has its place

@cybertoeknee 2 ай бұрын

I took it as just being intentional with your money. If you have a need to save for something, be intentional and set aside money each paycheck to save for it rather than a random rounded amount with each purchase. Their motto with budgeting is to give each dollar a job and if you have left over money going to a savings account, it goes against that method.

@ChrisCardenDrums 2 ай бұрын

Oh the irony, 2 ads after the video (thanks google) no draftkings, but i did get an ad for precious metal sales..... Lol

@lindadorman2869 2 ай бұрын

The older I get, the lower my risk tolerance. At this point, I value total security over the possibility of higher gains through speculative investing. I don't even invest in the stock market or real estate. I'd rather take a sure thing like 5% interest on a high yield savings account. I will never be wealthy but I will also never lose my hard-earned dollars. Some of us don't have a "long haul."

@mikezerker6925 2 ай бұрын

Wuss

@thedude5040 2 ай бұрын

You realize the 5% savings account yeilds only lasts as long as the fed funds rates remains high. Their target is 2% meaning eventually those cash yeilds will fall all the way down to to around 1%.

@IAmebAdger 2 ай бұрын

Build a bond ladder, then. That's even safer than staying in cash. Your problem is you are taking a lot of inflation risk. The numbers in your bank account won't hold their value, and that's a guarantee.

@pete5691 2 ай бұрын

Two years ago “high yield” savings accounts didn’t even exist. Your interest rate is going to drop.

@evalangley3985 2 ай бұрын

Mutual funds are a scam to... Index Funds are the only Funds you should own.

@b.m.4066 2 ай бұрын

Why so I can get a lower rate of return?

@hugato2002 2 ай бұрын

Have you heard of 💍💍💍💍💍?😂

@MrBrewman95 2 ай бұрын

I'm shocked that a Ramsey personality recommended investing in index funds. They always deny and say that mutual finds are better but don't mention the higher fees that eat away a lot of your gains.

@b.m.4066 2 ай бұрын

The higher fees eat away nothing because you're outperforming the S&P by 1 to 2% with normally a .15 to .5% expense ratio meaning you're still making substantially more money. Dave himself has says that index funds are fine and can be used with great success. But that there is mutual funds that outperform index funds. So why not buy the ones that outperform the other?

@IAmebAdger 2 ай бұрын

If you are nearing retirement, bonds are not a bad investment. The first few years of drawing down your pot in retirement are most vulnerable to sequence of returns risk, so you can use bonds (and even some gold) to hedge against disaster. Then when you've made it through that initial period you can convert back to stocks. There's a reason the biggest investment platforms offer target date funds that include a bigger percentage of bonds nearer to retirement.

@pete5691 2 ай бұрын

What is the most sensible way to buy gold? I’ve heard people mention that but I have never seen a video that lays out not only how to buy but how to sell without incurring huge fees both ways.

@sprinkle61 2 ай бұрын

Having a large emergency fund in bonds makes sense when you are about to spend the money in retirement, but why would you go back to stocks ? Once you no longer have an income, you will always be subject to future sequence of returns risk, UNLESS you are planning on getting some really blowout good years at the start, and then have way more than you need, and are able to take much more risk with your retirement money. IMO, the real winning move is actually to oversave and invest early, way before retirement, and be able to live off the dividends alone. This provides complete immunity from sequence risk, since dividends on a broad index are fairly stable, even in big down years, and they increase faster than inflation over time. This also means you never need to own more than your emergency fund in short term interest instruments.

@IAmebAdger 2 ай бұрын

@@pete5691 there are gold ETFs available in my country, but I haven't invested in them since I'm not nearing retirement and don't need to diversify as much

@IAmebAdger 2 ай бұрын

@@sprinkle61 there was a study done by Scott cedarburg that showed an internationally diversified stock portfolio gives the least likelihood of failure in retirement taking into account longevity risk etc, make of that what you will, I think it doesn't account for human psychology enough. Sequence of returns doesn't hit you as hard when you've got less years to live, so you should be able to hold an increased percentage in stocks again after an initial period, so I figure why not.

@pete5691 2 ай бұрын

@@sprinkle61 agreed

@WAGMILLC 2 ай бұрын

Glad to see the sponsor for this video isn't BH

@penguingobrrbrr353 2 ай бұрын

I bought bitcoin back in 2015 it was worth $350. I invested $10,000 and had 28 bitcoins. I sold everything when it hit $71,000.

@martysamuels 2 ай бұрын

That's about $2m right now

@penguingobrrbrr353 2 ай бұрын

@@martysamuels hell yes.

@Lloyd793 2 ай бұрын

Hit $250k today, I'm really grateful for the knowledge and nuggets you have thrown on my way over the last few months. Started with $15k in August 2023

@Davebrown659 2 ай бұрын

@@Lloyd793Please how do I go about it I'm still a newbie on investment trading and how can I make profits.

@DylanOBrien-420 2 ай бұрын

Some times last week I tried trading all alone but ended up loosing $3K 😢

@Trade_raptor 2 ай бұрын

This is some Boomer advice and very outdated! Put all of your money into a slow moving Mutual Fund and wait until you are old to use it? Its 2024, index funds are better, you can utilize single stocks, long dated stock options in great companies like AAPL, AMZN, META, and such, and put in some with Crypto. WIth this type of balance, you will be making money in the short term and long term so you can actually use the money earlier in life. You have to keep up with the times!!

@chrisforker7487 2 ай бұрын

Apparently as a younger investor, you clearly don’t even know that there are index and actively managed mutual funds. You are not going to do very well with investments if you can’t even get the basics!

@Trade_raptor 2 ай бұрын

@@chrisforker7487Terrible assumption! I'm just about 50 years old. Currently with $300k brokerage account, with $90k crypto. Made $30k with LEAPs and regular options in Q1 2024 alone. Took out $100k last year to buy a house. I have made twice my 401k in 3 years. Took control of my own money and decided to create wealth! Please do some research, we've been fed a lot of bad information.

@clee8768 2 ай бұрын

I like my FXAIX indexed mutual fund in my 401k. It is basically no fees aside from the 401k management fee. It follows the S&P500 just fine.

@Trade_raptor 2 ай бұрын

@@chrisforker7487 Almost 50 years old. My current brokerage has $300k with $90k crypto and that's after taking out $100k to buy a house last year. I made more in 3 years with stocks vs. putting money in my 401k for 20 years!

@Trade_raptor 2 ай бұрын

@chrisforker7487 Almost 50 years old. My current brokerage has $300k with $90k crypto and that's after taking out $100k to buy a house last year. I made more in 3 years with stocks vs. putting money in my 401k for 20 years!

@happy764 2 ай бұрын

Id like to see the gold vs s&p growth... recently viewed a charting comparison from 1960 to present which basically showed them to grow in step.

@IgoOutlateAtnight 2 ай бұрын

Basically dont invest in anything outside of the dollar and market...crypto and metals will perform well with inflation coming..

@b.m.4066 2 ай бұрын

Inflation has already happened. Your little internet coins are still useless for any actual meaningful transactions And gold gets about half the rate of return as the stock market for the past 80 years or so

@havefunstayingbroke2883 2 ай бұрын

Wait for gold to have its turn. Stocks overvalued

@b.m.4066 2 ай бұрын

Yeah that would make a lot more sense except for the past almost 100 years gold has averaged half the return of the stock market for a century

@havefunstayingbroke2883 2 ай бұрын

@@b.m.4066 exactly. Stocks are overvalued. Look at gold to s and p ratio

@havefunstayingbroke2883 2 ай бұрын

@@b.m.4066 remember when I told you gold and silver would take off. Looks like I was right and you were wrong

@b.m.4066 2 ай бұрын

@@havefunstayingbroke2883 nobody ever said short-term a guy couldn't make money with it but long-term It returns about half of whatever S&P 500 does. I invest for the long term not short term, talk to me in 30 years

@denisep.98 2 ай бұрын

MLM ?

@t8z5h3 2 ай бұрын

Multi layer marketing

@rhaythe 2 ай бұрын

A nice way of describing a marketing pyramid scheme.

@dominileather764 2 ай бұрын

Is it me, or does it seem like even he does not believe mutual funds is the way to go, but kind of must say it due to Dave ?

@thedude5040 2 ай бұрын

He believes in mutual funds. He uses actively managed mutual funds

@RogerNexus 2 ай бұрын

George is too scared to go against Dave. Remember the 4% rule incident. George clearly stated that 4% is the go to then they spun it make it seem it was out context and continue to recommend 7% after Dave reprimanded George on air.

@tanpham7411 2 ай бұрын

George is the future of the company. Why would he decrease company's revenue by demoting mutual funds managers? The company got its cut by recommending them.

@dominileather764 2 ай бұрын

@@tanpham7411you are probably right. But still it kind of feels like his personal beliefs are different, just from the way he sounds, unconvincing, when trying to pitch mutual funds. I understand him, can’t bite the hand that feeds him, but kind of going against what he feels is right

@dominileather764 2 ай бұрын

@@RogerNexusomg yeah, that video was very uncomfortable to watch 😂 i think it was even 8%, which is just crazy, but what do I know

@MilaN-lt2mq 2 ай бұрын

Great way to make a boring subject fun. Thank you.

@wbgookin 2 ай бұрын

"FOMO of missing out"? George, do you say "ATM machine" too? :)

@dellyndigital 2 ай бұрын

Been looking for something cheaper than mint mobile. Signing up today!

@Mavryck_Tha_Myghty 2 ай бұрын

It’s shocking we aren’t at least having a discussion about the potential viability of what is currently the greatest returning asset of all time.

@LastSider 2 ай бұрын

Thats some hot take on Bonds, do agree at then end where you say, dont tie too much of your money. Another trap is not caring about fees like in Actively Manage Mutual Funds or Index Funds(some of them do have a fee for trades) while ETFs that follow an Index like VOO SPLG, VTI, etc. can save you a lot of dough, and Im not talking about bakery but with that much saving you can always get some doughs, liking them puns.

@AceFinance420 2 ай бұрын

Mutual funds are garbage lol if anything buy ETFs

@VegasMilgauss 2 ай бұрын

Why save money using a low cost platform to buy globally diversified portfolio when you can pay a Ramsey approved smart vestor pro load fees and ongoing management fees. Are you an idiot?

@b.m.4066 2 ай бұрын

Some of us like to get higher rates of return than the S&P 500

@ryandefranco7740 2 ай бұрын

Hey, George! I do Micro-investing (Acorns) on top of the 30% of my income that I already invest for retirement. Are you still suggesting I nix Acorns?

@trebmaster 2 ай бұрын

Excellent product placement for Whole Grain Life™ cereal!

@IamAlan867 2 ай бұрын

Yes, I thank him for pumping a product whose parent company I own shares of single stock. (Ps, I find it insane that it's ok to spend free cash on crypto but not investing in single stock)

@aaronjjacques 2 ай бұрын

100% disagree with the single stock. List all your expenses. Find out which companies you pay. Then buy enough dividend paying stock to pay that bill. Once that is done inflation becomes your friend because when prices go up so do profits for the company aka the dividend.

@FLIPPHONE69 2 ай бұрын

Dividends aren't promised and it can change.... just buy VT

@pete5691 2 ай бұрын

Thats a great idea actually.

@aaronjjacques 2 ай бұрын

@FLIPPHONE69 that true direvatives of stock (mutual funds). If the dividend is cut you can cut back on the underlying expense (cancel disney + when they cut the dividend). And in may cases the dividend grows faster then cost if goods. Or you pick up stock during a predictable dip (buying disney stock during the writers strike).

@strokdude931 2 ай бұрын

….im state certified for insurance products and please no one fall for the Term Life Insurance trap. It’s like car insurance….you pay in the event something happens and if it didn’t the insurance company keeps all the money unless you convert to a whole Life Policy. Indexed Universal Life tracks the S&P 500 to provide returns. I love your channel but your views on life insurance is probably how it used to be many years ago! And it’s not all about commissions! You are required to act as a fiduciary to clients under FINRA regulations. Sometimes you advertise clients to do things that don’t help you out at all!

@MrMoonDollar 2 ай бұрын

Bonus tip: Beware of "Investing in yourself." People who say that are usually justifying frivilous spending. Investing in your character is free. Actually, it might save you money as you build discipline.

@dresh9077 2 ай бұрын

Buying boring solid dividend payers like Coke, Pepsi, Proctor and Gamble I wouldn't think is risky...

@pete5691 2 ай бұрын

They aren’t risky per say; the risk is missing out on the higher growth when you are young. However, building a dollar cost averaged position in strong companies that pay increasing dividends could provide solid retirement income.

@pete5691 2 ай бұрын

The other side of that is, just buy a dividend fund and do the same but it will have less volatility.

@RobertHohn 2 ай бұрын

*Thanks for continuing updates 👍🏻 I'd rather trade the stock market as it's more profitable 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (Oscar), Now I'm no longer in debt after lI invested $8,000 and got my payout of $120,500 every months,God bless Angela Christine Derle* 🇺🇸🇺🇸🇺🇸..

@ShedrackJames11 2 ай бұрын

Hello , I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?

@EvaSaavedra-jt7qx 2 ай бұрын

Thanks for the recommendation 🙏 how can I get to her ?

@derrekm1317 2 ай бұрын

A lot of good news about her even on the news today and so many recommendations on KZfaq. She must be a great person, I’m willing to work with her

@josefbrunner9291 2 ай бұрын

My advise to anyone holding cryptocurrency right now is to invest it and earn upto 70 times of the initial capitals. Holding cryptocurrency will make it reduce because once the price goes down it will definitely go down as well but when you invest it, you won’t have to worry about anything

@KimCastro-qu2vm 2 ай бұрын

Most people are retiring this year and has nothing to show for. But I assure you it’s never late to get your financial life together again.. All thanks to Angela Christine for I and my family

@rpmen 2 ай бұрын

Video hits different after reading about this in your book yesterday

@theChef1337 2 ай бұрын

Props to george. He is a content MACHINE

@jaybearjewkrusel 2 ай бұрын

Give whoever wrote that Mike Rowe joke a raise 🤣🤣🤣🤣🤣

@D.von.N 2 ай бұрын

I can proudly say I never got the crypto in its entirety. The off putting factor for me was that it was unregulated. So investing into something that can suddenly crash without compensation wasn't attractive for me. Now thinking about it... I probably got it just enough. Congrats to those who made money from it, because majority probably didn't.

@brandonb5818 2 ай бұрын

Majority don't know how to hold. All you had to do was buy Bitcoin at $500 when Dave was bashing it. It's at $70k about to break all-time highs

@D.von.N 2 ай бұрын

@@brandonb5818 And websites and services you wouldn't expect them to do it, are including crypto mining when you use them, ramping up your CPU uage like crazy in some cases. Re those all time high... wasn't it news a few months ago how some crypto crashed down? It is too volatile.