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Bank of Dave - Episode 1

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Banks Are Not Your Friends

Banks Are Not Your Friends

12 жыл бұрын

It's Dave versus the Goliaths of the banking world as Channel 4 follows one man's fight to bring old-fashioned banking back to the High Street. With the global financial system in a mess, bankers in disrepute and their customers feeling short-changed, straight-talking minibus supplier Dave Fishwick has had enough. If the high street banks aren't lending enough to keep the economy going, why doesn't he just start his own? Surely it can't be that difficult?
Dave starts his fight in his hometown of Burnley and his plan is refreshingly simple: he promises is give 5% interest on savings and then use that money to lend to people struggling to secure loans from the big banks. If after six months his local bank works, Dave says he's going to do something the big banks just can't bring themselves to do - instead of paying bonuses, he'll give any profits to charity. As Dave says: "if I can make £1 after all the bills are paid, my bank will be £2billion and one pound better off than the RBS, because they lost £2 billion."
All rights are owned by LDS and Channel 4.

Пікірлер: 136
@banksarenotyourfriends
@banksarenotyourfriends Жыл бұрын
If you're watching this video, you should really look into cryptocurrencies. The old economy is broken, and our leaders aren't on the side of the people they are on the side of the banks. Nothing will change if we don't force it to. I hope you find the following links useful and you can take back some control of your financial situation from the "bastard banks". I haven't used a high street bank for over a year and nothing bad has happened to me. Vote with your feet. Nexo - the cryptocurrency equivalent of a bank. They pay savers high rates of interest (often over 10% APY), even on fiat currencies like £/$/€. They also offer a credit/debit card so you can spend money directly from your Nexo account anywhere that accepts Mastercard. nexo.io/nexo-card?referral=azY2EkZ Coinbase - an exchange for buying and selling cryptocurrencies with £, $ or €. Coinbase is one of the only cryptocurrency exchanges that is aimed at beginners - as such, the fees are a bit higher than other exchanges, but if you're just dipping your toes into this idea, it's a great, safe place to get started and wrap your head around the world of cryptocurrencies: www.coinbase.com If you later want to graduate from Coinbase, you might like to try out a cheaper exchange which is a bit less forgiving if you make any mistakes. I prefer to use Binance and KuCoin, but don't rush into using these, you could lose money through inexperienced mistakes. www.binance.com and www.kucoin.com Brave Web Browser - pays you in cryptocurrency to browse the web, takes back control of your own data and is faster, and more secure than the alternatives. If you have an active KZfaq channel it's also a good idea to register with Brave as a creator so people like me that use the browser can send you tips. For the browser: brave.com For content creators: creators.brave.com If you've got any questions, ask away and I'll be happy to answer them - however I will also delete comments that don't add anything to the discussion, so don't waste your time if you just plan on telling me how "cRyPtO wAs InVeNtEd To CoNtRoL tHe PoOr" or something similar. All the best! :)
@banksarenotyourfriends
@banksarenotyourfriends Жыл бұрын
If crypto doesn't interest you, please at least look into using a more ethical bank if you don't already use one. Banks like HSBC and Barclays are up there with the worst companies on the planet - from investing in new fossil fuel projects, to helping out Mexican drug cartels - their track records are abysmal. (www.theguardian.com/business/2021/nov/02/barclays-has-financed-56bn-in-new-fossil-fuel-projects-since-january-cop26 ) (www.investopedia.com/stock-analysis/2013/investing-news-for-jan-29-hsbcs-money-laundering-scandal-hbc-scbff-ing-cs-rbs0129.aspx ) You can do your bit to reduce the harm they do by switching banks - and ideally letting your old bank know why you're leaving, so that it might actually become a priority for their shareholders to clean up the way these banks operate. At the moment they have no incentive to change. You can find out more about switching your bank account to a more ethical bank here: www.choose.co.uk/guide/ethical-banking-explained.html
@flowwesterly6136
@flowwesterly6136 Жыл бұрын
@@banksarenotyourfriends what do you think of Bitcoin? Decentralisation of our financial system is needed.. but true decentralisation..not just "digital" currency.. Do you understand the difference?
@banksarenotyourfriends
@banksarenotyourfriends Жыл бұрын
@@flowwesterly6136 Bitcoin doesn't solve the problem on its own, but it's a building block in a more decentralised financial system. Personally I prefer to use Proof Of Stake currencies over Proof Of Work currencies like Bitcoin, because of their lower energy usage. Are you aware of DeFi? en.m.wikipedia.org/wiki/Decentralized_finance
@HaapaiTeUrioHau
@HaapaiTeUrioHau Жыл бұрын
I wish Dave was here in NZ 10years ago.
@LilyGazou
@LilyGazou 5 ай бұрын
Thanks. Trying to learn.
@Turururu598
@Turururu598 Жыл бұрын
THIS 10 YRS OLD DOCUMENT IS STILL WAY MUCH BETTER THAN NETFLIX MOVIE TO BE HONEST
@7777wertyu
@7777wertyu 5 ай бұрын
True. Dave popped up today for a few mins in Padiham, with filming crew for part 2 of the movie
@markcowley9078
@markcowley9078 Жыл бұрын
if everyone was this driven we would have a better world . amazing
@SISU889
@SISU889 11 ай бұрын
If ever there was a candidate for a knighthood...... He's right here , top bloke !
@OGSplinter000
@OGSplinter000 Жыл бұрын
Here from Netflix
@IbnShahid
@IbnShahid 4 жыл бұрын
“What do you want the money for?” “Sharks”. Brilliant...
@AW-lq9bf
@AW-lq9bf Жыл бұрын
this is a great demonstration of how the rich and powerful view those who work for their money, and wern't handed it by family!! Oh the irony that they judge us!!!
@abarauto
@abarauto 12 жыл бұрын
Thanks again for uploading - read a recent report that over 50% of UK would switch bank accounts tomorrow to BofD if they could.
@desendean6488
@desendean6488 Жыл бұрын
I remember seeing this on the TV this guy is someone that I admire , a wealthy guy but as working class as they come and only using his business skills with the intention of helping others that are not so wealthy . Really admire this person !
@oliviaerindaly
@oliviaerindaly Жыл бұрын
Omg just watched the Netflix film. Dave is a hero 😍
@jillcharnock4986
@jillcharnock4986 Жыл бұрын
Totally agree xx
@mrmeg01
@mrmeg01 Жыл бұрын
Bollocks, if he wants to help people just be a low cost lender with hes own money
@h2wr
@h2wr Жыл бұрын
@@mrmeg01 Difficult to do if you're not personally worth 100s of millions
@DoobiusPiff
@DoobiusPiff Күн бұрын
@@mrmeg01 at the time this was made he had a net worth of 2.3million, most of that was in the vans he owned and the properties the business owned, he probably only had couple hundred thousand in the bank (which is very good) but not enough to become a decent loan shark, besides the type of people using loan sharks arent his target market.
@Irishyoutubers
@Irishyoutubers Жыл бұрын
What a lovely man Dave is❤
@MrCantfindgoodname
@MrCantfindgoodname 12 жыл бұрын
This guy have so much of energy that's just unbelievable !!
@michaeltrue6202
@michaeltrue6202 Жыл бұрын
God … i’m at a stage in my life where i’ve really discovered the amazing joys of hard work and real physical and mental perseverance. i have no idea how on earth the story of dave has landed on my phone to view at this time. when i get physically drained i feel depressed but dave, although he comes off as goofy, he never EVER gives up - he just gets up every day and attacks the day with a positive mental attitude , i know this is entertainment but i dont think ive realised how hard it is to get up in the morning and just work with a positive attitude to achieve your goals - when people tell you NO when i can’t put money in the pocket and everyone is trying to take it out my pocket, it just depresses me it makes me angry but dave just drives on with just such an admirable force that i’ve never appreciated before. Its ten to 11 posting this… im going to finish this episode and go to bed and wake up at 6 instead of 7 tomorrow, continue applying for my masters and open the shop at 9 and try to make 300 quid, i am not going to be put down ever. Nanight :)
@michaeltrue6202
@michaeltrue6202 Жыл бұрын
Just an update i woke up at 6:30, I didn’t do my application because of traffic but i will tomorrow and but i made £310 so i’d say that balances everything out! Nanight
@glenben92
@glenben92 Жыл бұрын
@@michaeltrue6202 Winner. Keep that Dave attitude mate. It's all good fun man!
@Scott-hf2qz
@Scott-hf2qz Жыл бұрын
@@michaeltrue6202 lol .. still .. awesome that you are trying. I get up at 2:35 am every day. I'm at work at 3:30am. I love my job.
@rich5757
@rich5757 Жыл бұрын
I’m so glad this came KZfaq’s algorithm decided to put this on my feed
@GodOfVictory501
@GodOfVictory501 2 жыл бұрын
I admire this lad's positivity and get-up-and-go.
@RFT24
@RFT24 11 ай бұрын
Why isn’t everyone taking about this…oh that’s right 🤫 just watched the Netflix film,see then this morning interview,this guy is a saint 😂if only there was more Dave’s 😂
@Viator19
@Viator19 Жыл бұрын
"Permit me to issue and control the money of a nation, and I care not who makes its laws" - Mayer Anselm Rothschild,
@julieannfaehealing
@julieannfaehealing Жыл бұрын
I simply love this man
@Nocentz66
@Nocentz66 12 жыл бұрын
cheers from the USA! Thanks for the upload please keep them coming been trying to find this!
@legendthisissteve4388
@legendthisissteve4388 Жыл бұрын
My god i watched the movie on netflix. I nearly eye sweated. Legend dave well done
@abeautifulworldnow
@abeautifulworldnow 8 жыл бұрын
Love, love, love it!
@Msapere
@Msapere 12 жыл бұрын
Thank you!
@LilyGazou
@LilyGazou 5 ай бұрын
Thanks. Just starting to binge watch your channel as I work today.
@shapiemau2244
@shapiemau2244 Жыл бұрын
Well impressed with Dave, works damn hard and is clearly a lateral thinker! People could learn a lot from just watching this guy's unrelenting enthusiasm! Well done.
@jane3504
@jane3504 Жыл бұрын
Great film Great man Dave 👌💪👊👏
@cryptosaffa3869
@cryptosaffa3869 Жыл бұрын
Rules written to protect the corrupt bankster monopoly and not the public.
@kcvocalentertainer
@kcvocalentertainer Жыл бұрын
Inspirational 👏🏻
@TheMurcury99
@TheMurcury99 Жыл бұрын
Love this guy
@karstenjackson-lange5516
@karstenjackson-lange5516 Жыл бұрын
Just watched the film absolutely brilliant
@ncooper8438
@ncooper8438 Жыл бұрын
Dave's experience clearly demonstrates why all retail banks in the UK are nearly the same. You have to comply with the level playing field model of banking, otherwise do something else.
@david-reason
@david-reason Жыл бұрын
Dave the Phil Collins of Banking!
@Avidcomp
@Avidcomp Жыл бұрын
Dave Fishwick never got a bank license. And nothing in this series explains why. However, many times they do not understand what an actual bank license allows - if they did "there'd be a revolution by the morning" - Henry Ford.
@carolannehurst8571
@carolannehurst8571 Жыл бұрын
Watched the documentary about Bank of Dave years ago and was so impressed by him, then watched the film the other night. Them this came up on my KZfaq
@rajjassal123
@rajjassal123 Жыл бұрын
Same here lol
@whatabicz
@whatabicz Жыл бұрын
I want to work for this man, work with this guy, be next to this guy!! I live near London i would even move with my family to be part of his enthusiastic, clever, people oriented views..well done Dave!! Wish you all the best 👍
@commonsense9176
@commonsense9176 Жыл бұрын
Corbyn was going to set one up in all communitys
@joeydr1497
@joeydr1497 Жыл бұрын
Oh my god it’s actually filmed in Burnley. I grew up in Burnley and my grandad actually knew Dave but it’s amazing that it’s actually filmed around here.
@bfngfgaming4302
@bfngfgaming4302 Жыл бұрын
😢😢 wow david fishwick it's man of gold just alittle upset as the picture in the video is where my grandad lived for 23 years before he sadly leave us i hope David fishwick seens and read this as i would like to say a big thank you for being a great boss and a true friend to my grandad also you coming to his funeral i know that would make his day but we both know what he would of said what are you bloody doing here. Also thank you and your wife for taking your time and showing the family respect. Love yous and respect yous for that.
@elkor101
@elkor101 11 жыл бұрын
this guy is like genuanly a nice person
@sdsd-cq9tx
@sdsd-cq9tx Жыл бұрын
Hello from turkey this man is a fucking legend Bank Of Dave
@glenben92
@glenben92 Жыл бұрын
2 things: firstly, dave is an exemplary character. I absolutely fucking love this bloke. I aspire to live as upbeat as he is. I feel like I lost that spark at some point in my early 20s. I was very jokey like dave in my teens, would natter shite to anyone and make them smile. Dave's a really useful influence right now, if we had a country full of Dave we'd be in a far better world. 2nd thing: This is an eye opening explanation of why we're in such a shit banking situation. "you can't open a bank unless you've already opened a bank" - why are we putting up with this absolute joke?
@nickanderton3296
@nickanderton3296 Жыл бұрын
Legend
@nandibwanali5624
@nandibwanali5624 Жыл бұрын
Here from Netflix!
@benlachenal771
@benlachenal771 Жыл бұрын
I remember watching this when it first aired all those years ago now. He's such a huge character that I don't think the actor on the recent Netflix film does him justice. The actor did well, but he has none of the charm and fun that the real Dave has
@user-kk5kr5ys6i
@user-kk5kr5ys6i Жыл бұрын
Man after my own heart.
@wangjohn3572
@wangjohn3572 9 жыл бұрын
'Bankers will lend you an umbrella when the sun is shining and ask for it back with the first spot of rain.' 'Nuff said ? What has happened to the Co-Op Bank ? Didn't they have a similar idea as Dave's ?
@cursethesemetalhans
@cursethesemetalhans 9 жыл бұрын
Wang John They got screwed over by the city because they can't have people owning a bank.
@AlphaMaverick1111
@AlphaMaverick1111 7 жыл бұрын
The problems at the Co-op bank were primarily to do with the merger they did with Brittania, Co-op inherited Brittanias loan book (subprime, and commercial property). Thats where things went wrong. The guy who was running Co-op bank was highly incompetent. Very, Very different from what Mr Fishwick is doing.
@bryanbufton9264
@bryanbufton9264 3 жыл бұрын
Great analogy umbrella loan: I've never heard it before
@jillcharnock4986
@jillcharnock4986 Жыл бұрын
Dave just wants to support local businesses and feed the profits back into the local community…… what a guy xx Gets my vote
@gwyneth7812
@gwyneth7812 5 ай бұрын
9:39 'If you went to the right school and was a 'fit and proper person'🤣🤣 Does he mean a self entitled corrupt criminal with a title to hide behind???
@abarauto
@abarauto 12 жыл бұрын
Thanks for uploading - outside of UK so can't get through the official channel. Just shows how the systems rigged.
@rajjassal123
@rajjassal123 Жыл бұрын
Dave is a good man. He's got a heart for the people. I love his attitude and I am doing the same but in a small way. I would love to open a branch in Staines
@MontyGlyn
@MontyGlyn Жыл бұрын
Such a likeable dude
@olsim1730
@olsim1730 3 жыл бұрын
I'm only 20mins in..but maybe he should call it "Dave's Not A Bank"
@cameronboxall
@cameronboxall 12 жыл бұрын
Cheers for the upload!
@andrewthomas2406
@andrewthomas2406 Жыл бұрын
Not all heroes wear capes.
@theoreticallyspeaking3377
@theoreticallyspeaking3377 Жыл бұрын
Nice
@MrJupiterLo
@MrJupiterLo 11 жыл бұрын
also used to great effect in the film true romance
@lindapow9351
@lindapow9351 Жыл бұрын
Your high on the publics purse Congratulations!
@owencurley3520
@owencurley3520 Жыл бұрын
Try finding a lawyer to sue a bank!! Impossible!! Corruption rules completely!
@shapiemau2244
@shapiemau2244 Жыл бұрын
They make it so hard, because they do not want you to be in the know. If the people of Burnley could withdraw all their funds from the other banks and put it in yours then we may have a chance. A building society would have been a better one to go for first.
@lihi2000
@lihi2000 11 жыл бұрын
do you know what music did they use to this piece?
@sharifhaque4722
@sharifhaque4722 Жыл бұрын
That Ferrari F430 is too nice
@legendthisissteve4388
@legendthisissteve4388 Жыл бұрын
Dave needs to see Ireland
@interestingspagetti
@interestingspagetti 2 жыл бұрын
I worked at The "Bank Of Dave" (BOD). Be great on your CV. Think about it ;)
@dwaindibbley1965
@dwaindibbley1965 12 жыл бұрын
Thanks, been looking for a torrent of this for q while
@samgoodwin89
@samgoodwin89 2 жыл бұрын
I think I’ve found Satoshi Nakamoto
@BradEnquist
@BradEnquist 11 жыл бұрын
Does banking there work like here in America? Anyone? Because, here they do not loan out depositors money. They loan out "book keeping entries". That is, the money does not exist until they loan it out. Just made up money. If you want to see it in their own manual look online for a little book called "Modern Money Mechanics".
@banksarenotyourfriends
@banksarenotyourfriends 3 жыл бұрын
I'm so sorry I missed this comment at the time you wrote it. Yes, it works exactly the same way here in the UK.
@obscurecloud5575
@obscurecloud5575 Жыл бұрын
Classic
@con_boy
@con_boy Жыл бұрын
Open a building society near bank tube station and call it " bank building society "
@WeeJinterz
@WeeJinterz Жыл бұрын
This guy must love gear
@FUT-Franklin
@FUT-Franklin Жыл бұрын
Socialism and capitalism go hand in hand when it comes to unprecedented economic development and growth as you've seen in China up until recently
@carldefoe4673
@carldefoe4673 Жыл бұрын
You've got to be in the Big Club, wear a suit and tie, preferably the old school tie.
@bryanbufton9264
@bryanbufton9264 3 жыл бұрын
What I need is my own fractional reserve bank: wanted one for 20 years: anyone help
@pauldonneky9501
@pauldonneky9501 Жыл бұрын
Did he get his deposit licence in the end ?
@MrCantfindgoodname
@MrCantfindgoodname 12 жыл бұрын
has*
@SkipperDannyD
@SkipperDannyD Жыл бұрын
yeah, all well and good if you've got something to back your loan up. But a sound bloke, that's fallen on hard times, had to take a DRO out because of being made redundant and then a back injury... well you can go whistle. And to pick Chris out of the lot of those candidates is insne.
@ducati916SPS
@ducati916SPS Жыл бұрын
Dave some advice from a Londoner.....Next time your in my town best cover that expensive Kettle (watch) up, the roadman will have that in a flash....💨👟🔪
@thumperhunts6250
@thumperhunts6250 2 жыл бұрын
imagine if he knew what a community currency was
@thebillionaireacademy6986
@thebillionaireacademy6986 Жыл бұрын
What is it?
@michaelyounes29
@michaelyounes29 3 ай бұрын
What happened to Dave's bank?
@_Daio_
@_Daio_ Жыл бұрын
I know this is 10 years old, but if he was going to pay 5% interest on savings, then how much interest would he be charging for a loan?
@michaelgerard2
@michaelgerard2 12 жыл бұрын
Phil Collins is opening a awesome bank.
@dr_ned_flanders
@dr_ned_flanders Жыл бұрын
I thought this was a new situation comedy.
@liamsinclair932
@liamsinclair932 Жыл бұрын
Just watched the film wake up England, we’ll done Dave stuffed it to the greedy wankers….. i mean bankers
@stevethemechanic8099
@stevethemechanic8099 Жыл бұрын
time for a banana
@MoRobinson39
@MoRobinson39 Жыл бұрын
Like At Home With The Braithwaites
@bocchi.1
@bocchi.1 Жыл бұрын
Semoga saja bisa bikin bank di luar United Kingdom
@garysmyth1087
@garysmyth1087 2 жыл бұрын
I need a money lender with a bad memory 🤑💰💵💸
@ZingZingNZ
@ZingZingNZ 11 жыл бұрын
torrent it please there is no torrents of this show
@guitarlover302
@guitarlover302 Жыл бұрын
What a great guy ! Since Netflix made a film on him needs a Knighthood - unlike the idiots who are knighted because they have given money to Tories
@charlesking9425
@charlesking9425 2 ай бұрын
BNK of Dave? Why not?
@lindapow9351
@lindapow9351 Жыл бұрын
Why stick to the rules which are not regulated by the people themselves without the bankers regulations and laws as they own the laws? Does the bankers have a good enough history to run the now banks
@TF-cn6oj
@TF-cn6oj Жыл бұрын
Bitcoin
@kentheengineer592
@kentheengineer592 2 жыл бұрын
Start your Business Now pay for license Later
@fidelmavdvdoshea1021
@fidelmavdvdoshea1021 Жыл бұрын
0wso9eif93d9830
@lightstrider
@lightstrider 3 ай бұрын
Of all the people on GODS green Earth, the Anglo Saxons have the best infrastructure, fertile land, and uniqueness, homogeneous people language and culture to work together as a people to recreate a great history , present and future for their people
@jeztickles4361
@jeztickles4361 Жыл бұрын
Never got anywhere did he?
@mrmeg01
@mrmeg01 Жыл бұрын
Whats this one big advert for dave dumb fishwicks minibuses
@jamesf7437
@jamesf7437 Жыл бұрын
Bloke complaining about banks then complaining that he needs proper capital to make sure its solvent...
@phill3144
@phill3144 Жыл бұрын
Will be abused to death
@Runningtorchbearer
@Runningtorchbearer Жыл бұрын
great idea and may be a good man, but why or why does he have to use bad language all the way through, i got fed up with it to be honest and switched off
@dandojambo1176
@dandojambo1176 3 ай бұрын
Dave for prime minister , honestly would be the best person to run this country 🫡💯
@tomconnolly7420
@tomconnolly7420 Жыл бұрын
Two words CREDIT UNIONS
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