Bank Rate Explained

Рет қаралды 35,269

Күн бұрын

This video will help viewers understand what exactly is a bank rate in India and how is it used by RBI and Commercial Banks for lending and borrowing. This video also throws light on what is a commercial paper, what is discounting and re-discounting of bills and how is the bank rate used for the same.
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Пікірлер: 95

@virajgandhi9748 9 жыл бұрын

Vry nice explanation of Bank rate...

@FinancialPlanningAcademy 9 жыл бұрын

Viraj Gandhi Thanks Viraj

@bhuvanapaturi5935 6 жыл бұрын

The videos are very helpful for the beginners .Super explanation

@richasingh8485 4 жыл бұрын

Very nicely explained sir...it deserves many more likes

@SumitGilitwala 10 жыл бұрын

The concept of Bank Rate was explained really well. I personally like all the uploads of the AMBITION LEARNING SOLUTIONS. Its really helpful for beginners like me. Thank You.

@FinancialPlanningAcademy 10 жыл бұрын

Thank You Sumit .... we will keep sharing as much as we can :)

@devid5967 6 жыл бұрын

Really super boss.... what ever you gave information really Super and u taught so great

@kunalpandey12 6 жыл бұрын

finally i started understanding all this..thanx bro ...a big THANKS

@ankitjkamalia 9 жыл бұрын

Very nicely explained video. Thumbs up ☺

@FinancialPlanningAcademy 9 жыл бұрын

Ankit Kamalia Thanks Ankit. Hope you have subscribed to our channel and watched the other videos as well :)

@parteisdralte 2 жыл бұрын

You explained it clear and easy to understand, thank you..sir

@shaiksunny8470 7 жыл бұрын

very gud explanation. ...thanku

@urmimala1 9 жыл бұрын

commendable job again.

@FinancialPlanningAcademy 9 жыл бұрын

URMIMALA BHARALI Thanks Urmimala

@koyalkardevanshu5146 9 жыл бұрын

Macha diya .......respect hai video ke liye _/\_

@FinancialPlanningAcademy 9 жыл бұрын

Koyalkar Devanshu thank you so much. i hope u have seen the other videos as well. would love your feedback on the other videos.

@anandkumartiwari3013 6 жыл бұрын

Great teaching method

@rajeshreddy2879 4 жыл бұрын

Sir thank you so much for sharing the knowledge.

@arashdeepkaurramgarhia4518 6 жыл бұрын

thx sir amazing clarification of bank rate from now on I have become big fan of u r videos 👍

@jerishraj2503 6 жыл бұрын

Really super

@presentisreality 7 жыл бұрын

extremely extremely helpful

@tibyantony9663 7 жыл бұрын

really got clarified the concept thankyou sir

@gavaraprudhvisivasaiteja2553 4 жыл бұрын

nice explanation

@amitjoy8614 6 жыл бұрын

Well explained ... Thanks

@ashutoshmishra9147 10 жыл бұрын

Thanks alot...You have totally clarified my confusion on Bank Rate !!! Awesome explanation!!!

@FinancialPlanningAcademy 10 жыл бұрын

Thanks Ashutosh!Hope you have subscribed for our channel at kzfaq.info

@dipankarrahuldey6249 7 жыл бұрын

Excellent... I'm a big fan of your videos..

@FinancialPlanningAcademy 7 жыл бұрын

Thank you so much Dipankar

@21carcass 9 жыл бұрын

great job

@FinancialPlanningAcademy 9 жыл бұрын

apurva thakur Thanks Apurva... hope u have subscribed to our channel

@ravinajain205 5 жыл бұрын

U explained really well👏

@ajitkumarpanda7145 8 жыл бұрын

nice one sir. thank you

@FinancialPlanningAcademy 8 жыл бұрын

+ajit kumar Thanks. Hope you have seen our other videos as well :)

@shankark9083 8 жыл бұрын

Sir Your explanation was too good , THANK YOU

@FinancialPlanningAcademy 8 жыл бұрын

+shankar k thank you so much :)

@pratiknitinvyas5692 7 жыл бұрын

It is an Comprehensive Expressly & Splendid work done. 1) As Per which section of the RBI Act, 1934 RBI can charge the penalty & whether that penalty amount is cumulative? 2) If, as said in the video that there is a penalty provision but after imposing the penalty for not maintaining or paying the said amount on the so called any bank in India fails to pay the respective due or overdue amount so as per which section of the RBI Act, 1934 RBI can go the attachment of the property. 3) Do Auditors have to disclose under the LFAR. (Long Form Audit Report.) 4) Can the said loan given by RBI to so called any bank in india forms the part of NPA in the books of RBI. 5) What are the legal remedies does the RBI have ? 6) It seems that the above mention are into legal aspects not related to finance but I condemn. Keep it up.

@FinancialPlanningAcademy 7 жыл бұрын

Hi Pratik, unfortunately i am more on the technical side of finance and not well aware of the legality. I am afraid i am not the right person to answer these questions.

@pankajbehera6274 9 жыл бұрын

awesome for videos to understand the Basic of Monetary Policy. Thank you.

@FinancialPlanningAcademy 9 жыл бұрын

Pankaj Behera Thank you ..Hope u have subscribed to our channel and have watched the other videos also..

@malharhelmsley6897 9 жыл бұрын

sir kirtan you are doing an amazing work , you are the best teacher , god bless you and spread knowledge like you always do

@FinancialPlanningAcademy 9 жыл бұрын

Malhar Helmsley Thanks Malhar :) hope u have watched all my videos and subscribed to us on our channel

@malharhelmsley6897 9 жыл бұрын

Ambition Learning Solutions yes sir i have subscribed to your channel , thank you very very very much for making these videos

@Sakaravarthi 8 жыл бұрын

good explanation

@FinancialPlanningAcademy 8 жыл бұрын

+Midhun Manny Hope u have subscribed to our channel and watched the other videos too

@aryensujjan 9 жыл бұрын

i like your command subject i love the video

@FinancialPlanningAcademy 9 жыл бұрын

aryen sujjan Thanks aryen .. hope u have watched my other videos as well and have subscribed to my channel.

@ddevanandverghese6590 8 жыл бұрын

hello sir, the explanation was good and lucid..thank you sir.

@FinancialPlanningAcademy 8 жыл бұрын

Thank you. Hope you have subscribed to our channel. Best Regards, Kirtan Shah, CFP www.sredupro.com

@sabbispeak 8 жыл бұрын

grt videos man..

@FinancialPlanningAcademy 8 жыл бұрын

+Sarabjeet Singh thank you so much :)

@ADsh16 9 жыл бұрын

pls explain open market operation...awesome ...even child can understand...tq very much

@FinancialPlanningAcademy 9 жыл бұрын

ARUL DANIEL Sure Arul ... i will upload something on OMO. thanks. Hope u have subscribed to our channel and watched the other videos as well.

@arjunbookblogger3136 7 жыл бұрын

Thanks bro

@ramadurgachintala6141 6 жыл бұрын

good

@sandeepchoudhary7802 8 жыл бұрын

Awesome vedieo plz upload more video's, on banking

@FinancialPlanningAcademy 8 жыл бұрын

Sandeep Choudhary I have a lot of videos on banking .... subscribe to the channel

@salonipathak9407 9 жыл бұрын

Very nice

@FinancialPlanningAcademy 9 жыл бұрын

saloni pathak Thanks Saloni

@salonipathak9407 9 жыл бұрын

Very nice and helpful please send ur latest video I m a big fan ur video

@FinancialPlanningAcademy 9 жыл бұрын

saloni pathak Thanks Saloni ... you can subscribe to my channel and can get access to all the videos .... channel name is Ambition Learning Solutions

@vikashagarwal3259 10 жыл бұрын

Hi Kirtan, Thanks for sharing this video, really nice. Could you please help by sharing if you have some books on basic concepts also, so that we can go through offline.

@FinancialPlanningAcademy 10 жыл бұрын

Hi Vikash, Thanks for watching. Reading books might help if you have some basic idea or else its tricky to understand from the books. Still if you can specify your exact learning objectives i will refer books to you.Hope you have subscribed to our channel, if not please do it and watch all my videos uploaded and do comment and like. We have 17 videos uploaded so far at kzfaq.info

@tarunkumar-mm4ir 7 жыл бұрын

Hello is the bank rate in a range..? like 6-7% .? please clarify

@raviintellect 8 жыл бұрын

Very informative & interactive video... Thank for uploading this. Can u post a video on negative interest rates also.. and some information on yields..

@FinancialPlanningAcademy 8 жыл бұрын

+ravi raj Sure i will try and put something ...Thanks... Hope you have subscribed to our channel.

@raviintellect 8 жыл бұрын

I have already subscribed.. Thanks

@asmitakadam3296 10 жыл бұрын

kirtan sir can u plz explain me reasons behind y bank rate exsists even after being replaced by repo rate?-asmita(swamis seminar)

@StockAlphabets 7 жыл бұрын

please upload the of releasing date of monetary Policy, quarterly result of company, important announcement video

@AamirKhan-lc3xi 8 жыл бұрын

Fabulous video. Great explanation. I have a point to share and a doubt. 1. Ramesh Singh Indian economy states that bank rate is the rate at which long term loans are given to state governments, financial institutions like cooperative banks and NBFCs also. So not only to government right? 2. Why are bank rate and MSF aligned?

@FinancialPlanningAcademy 8 жыл бұрын

+Aamir Khan Thank you Aamir, (1) By definition bank rate is used to lend to central government, that does not mean it cant be used to lend states also and hence you are correct. (2) Basic funding to banks is through repo and to the central government is through TB'ills. Additional funding to the banks is through MSF and Central Government is through Bank rate and hence they are aligned.

@jainendrapawar 9 жыл бұрын

thanks bro, its really helpful. Request your to kindly maintain a serial number on the video links and also mention,,this video is followed by this(name) vdo and in the end write the name of next video so that we will be in a linkage. thanks, great going :)

@FinancialPlanningAcademy 9 жыл бұрын

jainendra chikane THanks Jainendra... I have a playlist on my channel which will exactly solve the problem you are facing. Subscribe to our channel, go to playlist and you will have all videos in a sorted form.

@jainendrapawar 9 жыл бұрын

Ambition Learning Solutions thnks for the prompt response.

@FinancialPlanningAcademy 9 жыл бұрын

jainendra chikane most welcome. let me know if we can be of any other help.

@FinancialPlanningAcademy 10 жыл бұрын

Dear Asmita, Because now bank rate is used as a discount rate like explained in the video ..

@honeysunny1595 8 жыл бұрын

sir ur doing work fabulous, sir 6:40 min i think bank will pay RS 3.4 as interest instead of RS 0.03

@neelanjanapaul5281 10 жыл бұрын

Sir help me with retail banking whole sale and international banking..ADR,GDR AND Participatory notes..

@FinancialPlanningAcademy 10 жыл бұрын

sure, will prepare something on the same

@gautam_raj121 10 жыл бұрын

Thank u sir for sharing this valuable concept.. there are few doubt of mine 1> what is the difference between commercial paper or bills with that of factoring. 2> if the MSF and BANK RATE are equivalent then what was the purpose of introducing MSF rate. I'll eagerly wait for ur answer... :-) thank u :-)

@FinancialPlanningAcademy 10 жыл бұрын

(1) I am not clear on what exactly is your doubt, Please reframe. (2) MSF Rate is RBI to Commercial Bank Lending where as Bank Rate is RBI to the Government Lending

@dipeshshahus 10 жыл бұрын

Good video. But where is the 6th reason for uses of bank rate. From 02:33 to 02:40 you specifically said there are 6 reasons for using bank rate but you only explained five reasons.

@FinancialPlanningAcademy 10 жыл бұрын

Hi Dipesh, The 6th reason i was suppose to cover was to explain to you that Lending Rate is a composite of Bank Rate + Risk Premium which i cover with the other point so dint specify it as the 6th reason :) Best Regards, Kirtan Shah

@87murthy 5 жыл бұрын

@@FinancialPlanningAcademy Hi Kirtan, I've read somewhere that RBI doesn't rediscount the bills anymore. Is that true?

@saurabhloveschord 9 жыл бұрын

you said in your another video that interest rate is going up or down in the country is explained by repo rate and in this video you say that FII look at the bank rate kindly explain...

@FinancialPlanningAcademy 9 жыл бұрын

saurabhloveschord Dear Saurabh, In India Repo rate is the key interest rate but in the western word Bank Rate is what repo rate is for us and hence FII's typically look at the Bank Rate. Hope i have been able to clarify the same for you.

@saurabhloveschord 9 жыл бұрын

thank you sir.....yes my doubt has been cleared