Hi @charleswatts3810, thank you for your comment from a few years ago, and sorry for the tardy reply! You're right-it's often best to only answer the questions asked and not to volunteer extra information during the meeting. I hope this information can still help you or others preparing for their 341 Creditors Meeting. Best of luck!

So happy to hear that. Best of luck to you!

I did use the services of a programmer called Michael Gibbs from Credit Patch Up LLC to get rid of bankruptcies and hard inquiries off my credit report and my score was also boosted to 790+ within few days. You can get to him via [Gibbs@creditPatchup.com] if you're in need of any credit help or advice.

So happy it was helpful! We'd love to hear how things have been for you sine your meeting.

How was your meeting? Mine is in a month!

@@Ohvickyoh how was your meeting

@@shane5385 hello. The meeting went well. A creditor did show up. It did not affect the case. It was simple and painless. I had a great attorney.

@@Ohvickyoh what did the creditor say

@@shane5385 they said nothing. The trustee did all the talking

How did it go?

@@xaviermarroquin4507 It was great! Was only 5 minutes. I was pro se. So I was one of the last.

​@@smittyboy hey , thinking about going through with chapter 7, do you know what happens to our paypal or cashapp that has money . can i take out any money from my bank accounts ? how long before can i do this before filing?

@@badbyel4004 Only if the money is going to be used for necessities. But transferring funds will be questioned.

@@xaviermarroquin4507 how did you file pro se? and was it hard to do?

🙌 Would love to hear an update on your journey!

Oh really? What did they ask?

Different trustees may ask slightly different questions. Hopefully this video helps people prepare for best and worst-case scenarios! Thanks for your comment.

Joy Ahmed did you encounter any fees? Any difficulty

Happy to be helpful!

Good question. This trips a lot of folks up. In the context of bankruptcy, a "payment" over $600 refers to any amount you pay directly to another person or entity. This includes paying off debts, giving gifts, or transferring money. In your case, your boyfriend's $650 for his half of the rent, which you then use to pay the landlord, is considered a shared household expense rather than a direct payment to another person.

That's great! Every trustee handles their meetings a little differently.

Hi @dianedenard171, thanks for your question! Yes, in many cases, you can mail your bankruptcy papers to the courthouse. However, it's important to check with your local court to ensure they accept filings by mail and to get the correct mailing address and any specific instructions. Some courts may also offer electronic filing options. Best of luck with your filing!

Hi @sharkwhisperer7326, thanks for your comment! The number of questions can vary depending on the specifics of your case. The trustee typically asks about 10 to 20 questions to verify your information and ensure everything is in order. It's always a good idea to be prepared for a few extra questions just in case. Best of luck with your meeting!

Hi @billbeam9553, thanks for your question! I see you asked this a few years ago, but I hope this information can still be helpful to you or others. Answering "no" to all the questions doesn't automatically determine your eligibility for bankruptcy. Eligibility depends on various factors, including your income, debts, and financial situation. It's best to review the specific requirements for Chapter 7 bankruptcy, such as the means test, to see if you qualify. You can find more information here: upsolve.org/learn/chapter-7-means-test/. Best of luck!

Thanks for that input @FleaPie. We'll use it to make better videos as we start up again!