ALL ABOUT OUR HOUSE Q&A - answering all of your questions!

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Күн бұрын

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Пікірлер: 63

@moneyseedsau 4 жыл бұрын

Great video Bek, I love hearing everyones experience through this process. Such a great milestone purchasing your first property. 😊💕

@sharniebrown2403 4 жыл бұрын

So interesting to see how others build process goes, my partner and I get our keys next week for our new build! Love watching these types of videos from you guys 🥰

@aristar9902 4 жыл бұрын

This is great! I’d been struggling to find a video like this that wasn’t American! So thank you!

@taylaannewilliams 4 жыл бұрын

Loved this video guys! Super helpful!!! 🧡

@codiserridge673 4 жыл бұрын

Your not the only one who does the thing with the tooth brush Bek. I love these videos makes me excited for when I move out!

@JaceyBenjak 4 жыл бұрын

Yay so excited to finally watch this!!!! Makes me so excited to build my own house one day 🥰🦋

@sandy2299 4 жыл бұрын

Very useful video! Especially about the FHOG (also Cody you cracked me up in this video 😂)

@sienna1708 4 жыл бұрын

Yay I was waiting for this!! When is the house tour coming? I can’t wait!🤍

@louisegrigg1118 4 жыл бұрын

Sienna Hart yess

@louisegrigg1118 4 жыл бұрын

So proud of you both ❤️

@00hellyeah 4 жыл бұрын

Until Cody mentioned they toothbrush thing I didn’t realise it wasn’t something everyone did ... I’m on your side Bec!

@Ali_lamb 4 жыл бұрын

Loved this so much

@sorayahoughton3605 4 жыл бұрын

Love the video. I watch Rach’s and George’s videos too ❤️ Bek - I do the same thing with my toothbrush!!!

@lukedaniels1862 4 жыл бұрын

We can't wait to build our home. We are going with Coral Homes as well.

@tarshawebster1303 4 жыл бұрын

You could do a whisper challenge part 3 but use house stuff like “home loan”

@genevievejackson1697 4 жыл бұрын

So proud of you both! I do the toothbrush thing too 😂🙌

@lekmud86 3 жыл бұрын

Wow,,, semua sudah terkonsep dan tercatat dengan rapi,,, kalian memang kompak,,,🥰

@michellebanning4554 4 жыл бұрын

That is a massive block!!!! AMAZING 😍

@kelseysmalley6478 4 жыл бұрын

Hey guys thanks for the insight! Great video! Completely respect not wanting to discuss costs so no worries at all if you dont want to answer this question. Just wondering if you would be comfortable sharing what percentage of the cost was for the land vs. the house build?

@BekCody 4 жыл бұрын

Kelsey Smalley our land cost more than our house, so probably roughly 60% land, 40% house 😊 but realistically, we added our driveway, fencing & landscaping to our loan as well which i would class as part of our ‘house’ so it ended up being probably 50-50% in our total loan amount (hope this makes sense!) x

@kelseysmalley6478 4 жыл бұрын

@@BekCody perfect sense! thank you xx

@zaliryan2555 4 жыл бұрын

house tour!

@Tiarnacallaghan 4 жыл бұрын

Hey! So what’s the view of the house from the street? The side of the house or are you fencing it off?

@tallempress 4 жыл бұрын

Thank you so much for this! What is the length and width of the house? I know you gave the square meteres but not sure if I missed it the actual dimension. Thanks alot and keep the videos coming 👏

@BekCody 4 жыл бұрын

ummm i think roughly 20m x 11m

@tallempress 4 жыл бұрын

Thank you so much! Love you guys🤗

@ebonyrichards152 4 жыл бұрын

Great content

@krishi507 Жыл бұрын

What city are you in? I like your house video. Very informative.

@tyeshascull86 4 жыл бұрын

I have a question! Is Cody still an apprentice? I only ask because my partner is still an apprentice (1 1/2 years to go) and we really want to try to start our house build a bit before that time, but I heard Cody mention tafe in the recent video and if he’s still an apprentice that gives me hope they will still consider us! And as for yourself Bek, are you in a permanent job, part time or casual? Again just so I can relate it to my own situation to see how good our chances are of getting approved haha

@BekCody 4 жыл бұрын

yes codys an apprentice but he’s got a full time job through it ☺️ he’s got like 6 months left of his apprenticeship i think. The bank just saw that he gets paid the same amount of money every week from the same employer for the past 3 years so they were fine with it! I am permanent at my school & part time at my dance studio ☺️ they didn’t seem to have any issues with us! They said we were ‘dream borrowers’ because we had steady jobs, income and no debt at all. Hopefully it’s just as easy for you! x

@tyeshascull86 4 жыл бұрын

That’s for your reply! My partners in a similar situation as Cody except I’m the main problem being casual, but we have a deposit and no debt and I do get regular pays each fortnight and have been employed for nearly 12 months so I guess we’ll just have a chat to the bank and see what they think ☺️🤞🏾

@torilouise9399 4 жыл бұрын

Do you guys share your money, have a joined bank account where both your incomes come into and you share both incomes or do you have your own accounts and transfer money into an account for food, billls, mortgage ect

@BekCody 4 жыл бұрын

tori napier we share our money but don’t have joint bank accounts. we just don’t have “my money” and “your money”, it’s all just shared wherever we need. 😊

@PokeSavAU 3 жыл бұрын

Don't worry Bek i do the toothbrush thing too 🤣

@MaddyLeeMarlow 3 жыл бұрын

wow yous got such a cheap price for such a big block of land, we paid more for a 520m block in NSW!

@corey.c 4 жыл бұрын

When you say the price on the website is a lot less than the actual price you pay, how much of a difference was it for you guys? This is the most daunting part for us looking to build...

@BekCody 4 жыл бұрын

Corey Cameron for us it was roughly $60,000 difference between the online base price & our final price

@corey.c 4 жыл бұрын

@@BekCody great, thank you. This is what we were expecting approximately, so good to know!

@aidanhayes6676 2 жыл бұрын

What suburb did you guys build in? A 900m2 block and house where I live would be over $1m easy 😭

@veronicahellwig6202 4 жыл бұрын

How big is your house, in square foot? We are building a house at the moment, at the frame stage. So it would be interesting to know :)

@BekCody 4 жыл бұрын

Veronica Hellwig i think ours is roughly 200m2.. not sure the square feet haha

@veronicahellwig6202 4 жыл бұрын

Oh thank you for replying :) Your block is so big, ours is only 448sq. Your so lucky you could find a block that size. Enjoy! :) I love seeing house related things from you guys! Keep it up.

@maddisonkoplick6520 4 жыл бұрын

You’re so lucky you had a great experience getting a home loan! My partner and I have applied for a home loan but cannot get approved due to COVID-19 even with a 20% deposit and stable jobs. We got messed around by a broker and then tried our bank, no luck :(

@BekCody 4 жыл бұрын

Maddison Koplick aww. lucky for us it was over 12 months ago when we applied so no COVID-19 then :(( wishing you the best of luck!

@maddisonkoplick6520 4 жыл бұрын

Bek & Cody thank you! we will definitely be applying after this pandemic is over. fingers crossed we have better luck!

@thelifeofrylee263 4 жыл бұрын

Hey guys what % of your total loan amount did you have in savings, doesn't have to be $$ just the percentage please

@JayashaniMandila 4 жыл бұрын

Rylee Moore yeah % of saving something is something I’m also looking for. I know it will be different for each individual but just a rough amount will do! Thanks Xoxo

@BekCody 4 жыл бұрын

as we said in the video, we had roughly 15% deposit saved

@joshhorancontracting3872 4 жыл бұрын

I bang my toothbrush on the sink too when I finish.. my boyfriend doesn’t like it either

@zecorah 4 жыл бұрын

How big is the block of land?

@BekCody 4 жыл бұрын

Courtney .K as we said in the video, it’s 933 meters squared 😊

@soapiesoap5649 4 жыл бұрын

In WA you’re allowed to put the grant towards the deposit...

@BekCody 4 жыл бұрын

Sahara Shabee thats good! like i said, this was just our experience 😊

@soapiesoap5649 4 жыл бұрын

Bek & Cody was letting anyone is WA knew w 😊

@chloeferguson7401 4 жыл бұрын

did you guys have a joint savings account or separate accounts

@BekCody 4 жыл бұрын

Chloe Ferguson seperate, but we don’t have “my money” & “your money”. everything is just shared x

@JayashaniMandila 4 жыл бұрын

When you take a housing loan, do we have to pay it for our whole lifetime, If we built a not-so-luxury but a simple house?

@soapiesoap5649 4 жыл бұрын

Jayashani Gunarathne generally they’re for about 30 years that’s for an average house loan in Australia say $400,000-$500,000 about what you’d pay for rent for a similar sized house. That’s generally specking. Lots of variables 😊

@JayashaniMandila 4 жыл бұрын

Sahara Shabee Thank you so much! This was useful insight! At the end one will have a house they own rather than paying for other. But depends on how much disposable income you have ☺️ Thanks again

@soapiesoap5649 4 жыл бұрын

Jayashani Gunarathne also need deposit depends where you live it can be from 5-10% of the total house value. If you are Australian citizen you are entitled to the $10,000 first home owners grant that you can use on the deposit.

@JayashaniMandila 4 жыл бұрын

Sahara Shabee wow thank you so much for this information 😍😍😍

@torilouise9399 4 жыл бұрын

I bang the toothpaste too 😂