Best Credit Card In India - Axis Banks Atlas Review

Best Credit Card In India - Axis Banks Atlas Review - for 15 Lakh Spends

Рет қаралды 2,243

Ай бұрын

I am @ProfessorCardz
Hey guys, welcome back to another new video. This video will provide you an in depth review about Axis Atlas Credit card, which in my opinion is one of the best cards you can have if you have a spend of around ₹15,00,000 per year. And I will not recommend this card to anyone who is looking for an entry level card with a spend of ₹2.5 lakhs or less than 5,00,000. However, if you are certainly in the spends between ₹7.5 lakhs to ₹15,00,000. This card will become one of the best cards you can find in India because it is going to provide you a lot of air miles if can you use this correctly.
So guys, this card is specifically for those people who travel a lot. If you travel, if you stay in hotels for let's say ₹5,00,000 to ₹6,00,000 Per Year. You can have a lot of miles which can be earned.Do watch the video. If you have any doubt, do let me know in the comments. I'm going to explain it to you and try to solve all your queries. I will also drop a referral link in the description where you can go and try it. To get this card which will give me some points as well.
We have around 3000 followers on Twitter/X among the #ccgeeks community. Do follow me there for more instant informationa and credit card rewards.
Twitter: www.x.com/ProfessorCardz
** DISCLAIMER **
Also guys I upload everyday content on X com. Or Twitter. And I request you to follow my profile over there, which is @professorcardz. I want to give one disclaimer that. Credit card is a payment instrument, and it is totally dependent on your credit worthiness whether you will first of all get a card or not. And even if you get a card and you don't pay the bill, you will end up paying a lot more than what you were trying to save at that. Moment of time so. Keep this in mind every time you use a credit card. If you don't, if you are not able to pay the bill amount. It is going to create a lot of debt on a very small-time frame. Hence. Do your own research before you apply or use any credit card and Please ensure that you are paying the full amount every time, not even a single time you end up Missing the payments even by a single day as every day you are not paying the credit card bills, it is going to rise exponentially and any benefit which ever you are thinking that you are going to get. That is going to harm you in the long run financially, mentally and your credit score or credit worthiness is going to go in the drain.
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Пікірлер: 37

@satishlimbda6643 Ай бұрын

Was Searching for the information. very well explained.

@ProfessorCardz Ай бұрын

Glad it was helpful!

@dilipbhardwaj5391 19 күн бұрын

Card 2 Card apply krne k liye kitni limit honi chahiye?

@aakashparashar120 Ай бұрын

So, booking flights from the airlines directly or hotels directly from axis portal or company website, wouldn't rates be higher as compared to Mmt, where there are bank offers etc?

@ProfessorCardz Ай бұрын

Well for hotels you get better rates if you are members. For MMT and other websites the prices may be a bit lower however now a days discounts are drying up and always compare prices before getting them done.

@mehulpradhan4930 Ай бұрын

Does the guest entry in lounge deducted from your total lounge access? Or is it complementary and won’t deduct from the available lounge access?

@ProfessorCardz Ай бұрын

It's from your available lounge balance

@shripadwal3839 Ай бұрын

Thanks for this very comprehensive video, I was in a dilemma whether to take card or not, and now I know I shouldn't. Will go for Plat travel instead

@ProfessorCardz Ай бұрын

Oh nice.

@ProfessorCardz Ай бұрын

If you haven't applied. Use my referral link for plat travel and get ₹1251 Amazon voucher if approved successfully. You can DM me on twitter for more info.

@SHIVAMSINGH-qy6kx Ай бұрын

If we spend directly to hotel booking websites like accor itc can we get 5x rewards. And if we book small and mid price hotels from their official website can we also get 5x there ??? Means in simple words how can we findout that this hotel brand is included in 5x category or not

@ProfessorCardz Ай бұрын

We can't. The problem is the hotel you stay in may have a pos with mcc of resturant and anything else. So it's always after the transaction is settled.

@kamaleshwankhede Ай бұрын

I recently got this card. I want to know if there is any way to know the MCC code for any merchant? Even if we can know it after payment, it would be useful for next time.

@ProfessorCardz Ай бұрын

Nope. It's Not possible.

@cred_entho 20 күн бұрын

But this card ks getting g error 4549 while redeeming edge miles to partners transfers, the bank has lost all the trust, many people are facing such issues where edge miles balance ks showing different from atlas edge miles and hence not able to use for points transfer

@ProfessorCardz 20 күн бұрын

I have not faced any issues as such are facing these issues. Request take up case with edge rewards team for sorting things out

@cred_entho 20 күн бұрын

@@ProfessorCardz case is pending since 3 months, they are helpless

@abhilashbaishya Ай бұрын

Compared to IDFC Vistara, is this card a better option?

@ProfessorCardz Ай бұрын

Hi. Idfc vistara provides Prem economy vouchers on spends and cv miles as well. However vouchers are for domestic only. Now it totally depends on your requirements. Also vistara will be shutdown and merged into Air India.

@UttamAkki Ай бұрын

what about the card from 2nd year, there are no milestones directly they start from 0 to 15 Lakhs for a card membership year to keep the tier, not recommend for 2nd year.

@ProfessorCardz Ай бұрын

All the milestones remains. Plus you get 5k renewal bonus.

@UttamAkki Ай бұрын

But it is not showing in the app the milestones and all like before

@arnabghosh6875 Ай бұрын

I have this card.. but how do I take my guest to the lounge.. i wanted to know it's terms and conditions

@ProfessorCardz Ай бұрын

go into the app. select the card. then select lounge and add guests. you can add upto 10 complimentary guests for gold tier.

@arnabghosh6875 Ай бұрын

@@ProfessorCardz thank you so much prof

@surajpatil9211 Ай бұрын

Would you recommend this card if yearly spend is 4-5 lacs

@ProfessorCardz Ай бұрын

No. It's not worth it actually. Try the Air India Signature/Amex Plat Travel card for spends of around 5 lakhs.

@dilipbhardwaj5391 23 күн бұрын

Mera annual spend 7 to 8 lacs he, kya worth he mere liye?

@ProfessorCardz 23 күн бұрын

Absolutely brother

@rajneeshgusain4808 Ай бұрын

All bill paid by points in hotel which one ?

@ProfessorCardz Ай бұрын

What do you mean? Please explain

@p.adityabalaji8614 Ай бұрын

Will you get points on education spends

@ProfessorCardz Ай бұрын

yes. Education is not excluded however MCC code should not fall under the exclusion categories as per official T&C. Check www.axisbank.com/docs/default-source/default-document-library/credit-cards/terms-and-conditions-of-features-of-axis-bank-atlas-credit-card.pdf?sfvrsn=755e5a56_18

@p.adityabalaji8614 Ай бұрын

@@ProfessorCardz how can we check MCC code

@SkillFundsNSDC Ай бұрын

Yes

@gate-picracker4201 22 күн бұрын

Yes