Best Index Funds To Buy For UK Investors!

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Best Index Funds To Buy For UK Investors!

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Күн бұрын

In today’s video we’ll be discussing the best index funds to buy for UK investors! I personally love index fund investing and it makes up c.50% of my overall investment portfolio, and in fairness, its a type of investment that is perfect for most people. It means you’re not trying to select individual stocks, you’re not trying to time the market, and instead you get broad market diversification investing in a large collection of stocks all in one index fund. Today i’ll share 5 personal favourites which are available on Trading 212, one of the index funds I may even consider adding to my investment portfolio!
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Best Index Funds For UK Investors (To Make Serious Money!)
00:00 Intro
01:19 Index Fund #1
04:07 Index Fund #2
06:42 Index Fund #3
09:20 Index Fund #4
11:04 Index Fund #5
📷 Instagram: @mitchinvesting
#IndexFunds #Trading212 #investingforbeginners
Disclaimer: Your capital is at risk. Some of these links may be affiliate links. If you purchase a product or service using one of these links, I will receive a small commission from the seller. There will be no additional charge for you.
Disclaimer: All ideas presented within this video are that of my own based on my own opinions. Please do not consider any of these videos as financial advice as I am NOT a financial advisor. All financial decisions and choices made are solely your responsibility. The views shared in this video are just for entertainment purposes only. When investing, your capital is at risk and can go up in value as well as down in value. You should consult a suitably qualified professional when seeking out investment advice in order to fully understand the risks associated with investing.

Пікірлер: 97

@MitchShoesmith 4 ай бұрын

Happy Sunday guys! Here are my top 5 index funds you can invest in. Index funds make up a huge part of my investment strategy and its something that will always be a core component of my portfolio. I love how passive it is, and the returns are pretty good too! All of the funds mentioned in this video are available on Trading 212 whereby if you sign up using this link you’ll get 1 FREE share valued up to £100: trading212.com/promocodes/MITCH

@TROZJAN Ай бұрын

@@MitchShoesmith got VanG(vaug) and ishare(tech) and 3 individual American tech stocks that (fx) really eats into profit think I was like £15 up in invidia yet fx was charging £5 MSFT was little bit still 10% of my gains, but Tesla was giving me positive (fx) so very wierd and strange

@TROZJAN Ай бұрын

@@MitchShoesmith what happens if you don’t recieve a share signed my daughter up

@dtlittle8 4 ай бұрын

My main takeaway from this was that you get a disappointing amount if M&Ms in packets nowadays 😄

@MitchShoesmith 4 ай бұрын

😂😂😂 even I was thinking where is the rest of them when I poured them out

@ianarn 4 ай бұрын

It used to be a 165g pack of peanut M&Ms now that pack has gone up from £1 to at least £1.50p sometimes £1.90p. They introduced their share bag at 225 grams which we all know people scoff themselves with no intention of sharing. You consume more but also pay more while the smaller 45g bag is now very hard to come by.

@MitchShoesmith 4 ай бұрын

@@ianarnthat’s a man who knows his M&Ms!

@globalnomad450 3 ай бұрын

Was it me, or were there no green ones?

@Yankbaper13 4 ай бұрын

Great video as always Mitch. I only started investing a few months ago and your videos have been so educational during this period! Just wondering - is there any difference between the funds with ticker symbols IITU and IUIT?

@hutch300466 4 ай бұрын

I've had HSBC American index & L&G Global 100 index invested with HL they're doing not to bad as-well.

@MitchShoesmith 4 ай бұрын

Nice! There are multiple good index funds to invest in that’s for sure 👌🏼

@MyMariamario 4 ай бұрын

Really engaging presentation - loved the pace, humour and above all, the quality of the info. Thanks Mitch

@MitchShoesmith 4 ай бұрын

Thanks dude!

@positvechao 5 күн бұрын

Bit late to the party but does total expense ratio affect ISA accounts. If so when is the money deducted? Exactly 1 year after owning the stock?

@ravington666 3 ай бұрын

Hi Mitch with regards to the Invesco Nasdaq 100 fund, would it better for a UK resident to invest into the UK version EQGB rather than EQQQ ? What is the difference ?

@JS-1962 2 ай бұрын

Agree, which is preferable?

@audwin123 3 ай бұрын

Hi Mitch great video! I already hold a decent amount of S&P500 ETF (VUAG) and looking to add some IITU for growth. Would you suggest going with Nasdaq 100 (EQQQ / CNX1) instead for lower returns but greater diversification? Thanks!

@timlodge8267 4 ай бұрын

I remember the tech crash in 2000 so Nasdaq is not for me the company Cisco still has not fully recovered.

@mwb 4 ай бұрын

Any opinion on FWRG as an all world?

@djcr_91 2 ай бұрын

That’s what I’m investing into currently. Performance wise near identical to VWRL/VWRP but lower account fees.

@ichorvial8024 9 күн бұрын

Do you own these at a specific ratio? I want to put this into a pie but unsure if you would have it as equal?

@JestersDeadUK 4 ай бұрын

Love this! Thanks man

@dionysistoumazis 16 күн бұрын

Hi Mitch, great video and very informative. I've got some money in VUSA which i have been paying a small amount into it every month for the past couple of years. I've got some cash savings that I think would be wiser to have them in an ISA rather than in the bank. Is it better to make a one off big payment into my ISA or pay it in slowly month by month? Thanks!

@gadjodilo22 2 ай бұрын

hi what would be equvalent to Mutual Funds or Actively managed Funds in the UK. Is there such a thing in the UK. Not Index funds, that track the index bench mark. thanks.

@gadagaz 4 ай бұрын

Common misconception that the S&P500 has not lost money over a 20 year period. From 1989 to 2009 you would have lost money. I can't remember the percentage but it was on a fund backtesting site I found.

@wanderlust4215 4 ай бұрын

I just have the VWRL. Do you think it's worth opening another like VUSA alongside it? Would there be many advantages to that? I just want to keep things simple. Thanks and great video!

@Citi-zen86 4 ай бұрын

Depends if you want additional exposure to the US. VWRL is around 60% and VUSA is 100%. The VWRL has the same top 10 holdings than VUSA so personally I wouldn't pay the double the fee. You could have 4x funds (S&P 500, FTSE 100, Japan, Asia Pacific and Emerging Markets) this way you can dial up whatever region you want and is cheaper than VWRL

@MitchShoesmith 4 ай бұрын

nothing to add to this, spot on!

@wanderlust4215 4 ай бұрын

@@Citi-zen86 Thanks a lot. I really appreciate the response. I think for simplicity's sake, I'll stick to the one fund and eat the additional fund cost and slowly drip feed in for the next 12 years and see where I am at the end of it!

@KIKICINHA 4 ай бұрын

Hello Mitch, new subscriber here. Thank you so much for your content. I’m new to investing, and learning about it here was so daunting and difficult; however, I am really enjoying your videos and I have learned a lot just from watching you. Thank you ☺️

@MitchShoesmith 4 ай бұрын

Hey, I really appreciate that, thanks so much!

@nintendokings 3 ай бұрын

Why VUSA and not VUAG and keep your investments in GBP (and avoid fx fees)?

@Dr.JubairsFinance 4 ай бұрын

Congrats on 40K!

@MitchShoesmith 4 ай бұрын

Thanks mate ❤️

@jeffj8825 4 ай бұрын

I hold 4 ETFs as part of my portfolio. (Along with other stocks) i hold VWRP, EQQQ, SMH, DGRW

@matilde3383 3 ай бұрын

Hi , new to investing here. Aren’t the first two duplicating same stocks you are investing in?

@richardwhite1120 4 ай бұрын

Hi Mitch, really enjoy your content. Just curious as to why you hold VUSA on Vanguard (and pay a fee) as well as T212. Perhaps I have missed something. ATB.

@MitchShoesmith 4 ай бұрын

Hi Richard, you’re totally right, I should transfer my ISA over really I just haven’t got round to it. I basically opened my vanguard account in 2017, and then stopped investing in it around 2020 and moved to T212, but now T212 have the ISA transfer feature I’ll likely switch it over at some point to say a few quid on fees!

@keirankainth 14 күн бұрын

How does compounding work in investing? Let’s say I had £10k in S&P ETF and first year it grew 12% (so now £11,200). If the second year it grew a further 10%… is that an additional 10% on the original £10k investment (so now £12,200 total)… or is that a new 10% on the already accrued £11,200 (so now £13,420)… how does it work if the shares were never sold to achieve the new 10% growth? Doesn’t it mean just the original amount grew by a further 10% and not the first years accrued capital?

@philgosling 3 ай бұрын

Not sure investing everything in risk 6/7 is necessary ? Also in the first 2 funds you are not investing in a packet of m&Ms but in one case yellow only and in the other red only so in reality they are active funds because you are choosing the sector and the geographical area they are invested in. For many people Invesco ftse all world ETf at 0.15% is a winner and don't people in general need accm when young and perhaps towards retirement change to distr? But thanks for the food for thought.

@thesketchyinvestor6577 4 ай бұрын

Tell me you invest in M&M's without telling me you invest in M&M's ;) Great video mate!

@MitchShoesmith 4 ай бұрын

Thanks man!

@jacc88888 4 ай бұрын

Helpful video. Considering the argument that the top companies in these funds are possibly overvalued , what is your view on Equally weighted Index funds?

@MitchShoesmith 4 ай бұрын

It’s a good question, I like weighted funds for the reason that the best performing firms push the value of your returns up, appreciate it’s a bit of a double edged sword but when such a small number of firms are driving most of the returns, I’d rather have a bigger weighting towards those stocks. No right or wrong answer, I guess it all comes down to personal risk appetite 👌🏼

@jacc88888 4 ай бұрын

@@MitchShoesmith Yeah, certainly at the moment I’m sure weighted funds are performing better but I’ve read that over the long term equally weighted funds often perform better. Need to do more research. Thanks for the reply!

@rob-s9482 4 ай бұрын

Thanks Mitch, that's a great reason to buy a bag of M&M's

@MitchShoesmith 4 ай бұрын

That’s what I told myself too 😂

@alwayslearning7672 Ай бұрын

VUSA and VUAG are basically the same right?, just that VUSA you must reinvest the dividends yourself.

@MitchShoesmith Ай бұрын

Yeh that’s correct and the VUAG automatically reinvests them

@xWiIIyGz 20 күн бұрын

@@MitchShoesmithfor a new investor would you recommend VUAG for the purpose of simplicity?

@Zagirus 4 ай бұрын

Is MDYG ETF available for UK investors?

@TROZJAN Ай бұрын

Can someone please point me right direction where to find compound calculator he uses on his videos as never had reply from him cheers

@MitchShoesmith Ай бұрын

Hey you can find here: www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php

@AQUA-MAXZ1 2 күн бұрын

Best channel out there

@MitchShoesmith Күн бұрын

Thanks! Appreciate that!

@OneKeyRep 4 ай бұрын

Just a question but can we use stock's and shares ISA to trade futures and options?

@MitchShoesmith 4 ай бұрын

No unfortunately not, you’ll need to open an account that has that facility

@OneKeyRep 4 ай бұрын

@MitchShoesmith yes I see and so a cash isa not also possible

@bmxbandit1270 4 ай бұрын

Are these IF's available for a stocks and shares ISA?

@MitchShoesmith 4 ай бұрын

Yes, if you have a stocks and shares ISA with T212 they’ll be available

@bmxbandit1270 4 ай бұрын

@@MitchShoesmith Legend, thank you.

@FrankBoston-dk1px 3 ай бұрын

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

@WelsonDas-wm4it 3 ай бұрын

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

@msperky2017 2 ай бұрын

What's the difference between acc and dis?

@MitchShoesmith 2 ай бұрын

With accumulation your dividends are reinvested automatically, with distribution dividends are paid to you in cash

@Mrabi55 2 күн бұрын

Can Some please reply me can use this in pie and start investing 😢

@AQUA-MAXZ1 2 күн бұрын

What do you mean

@MitchShoesmith 21 сағат бұрын

Yeah what do you mean? Perhaps someone could help

@TROZJAN Ай бұрын

You always go on about S&P 500 (vusa) over (vaug) I know one’s accumulating one’s distribution you just prefer dividend payment or does it perform better yearly as you prefer accumulating sure read somewhere previous year growth (vusa) was 19% (vuag) was 16% that true

@MitchShoesmith Ай бұрын

Hey, the only reason I have VUSA is because it’s what I started with when the VUAG wasn’t available. I’d go VUAG now for convenience of dividend reinvesting so I don’t have to do it manually. In terms of performance the funds are the same but naturally your portfolio will compound quicker with dividends reinvested versus not.

@TROZJAN Ай бұрын

@@MitchShoesmith yeah thought maybe be reason as you preach the 💩 out (acc). Wish was 10/15 yr younger and as switched on as I’m am no compared to back in day it’s not all doom gloom 43 got little time work/army pension will be ok by retirement plus running AVC pension just wish I invested last 5 year instead knocking £50,000 off my mortgage I’d probably be sitting round about your investment position by now. And cheers for replying could you tell me where to find that compound calculator you use cheers.

@mrg8537 4 ай бұрын

Past performance is not necessarily an indication of future performance. If a fund has done well over the last 5 years it tells you that you should have invested in it 5 years ago, not necessarily today

@MitchShoesmith 4 ай бұрын

Totally, can make this case for every investment on the planet! Using your best judgement is what matters, many of these funds are so well diversified they’ll likely continue to do well in future too.

@dodiloi 4 ай бұрын

Yes but that return in the past 5 years, when there was: 1) A global pandemic 2) European total war 3) US inflation and recession 4) All kinds of bubbles tells a lot.

@mrg8537 4 ай бұрын

@@dodiloithat is not really my point. Those funds have performed well in the past, but that does not mean they will continue to perform well in the future.

@dodiloi 4 ай бұрын

@@mrg8537 Yes, nothing is guaranteed. I just wanted to give credit

@charlotteh8174 4 ай бұрын

@@mrg8537..Oxygen is necessary for life.. but also so is Carbon. Your contributions are useless. Future investments are generally based in some part on past success, don't be a cretin all of your life, be useful and contribute with helpful comments or information, and not a deliquent word salad.

@mm2801 2 ай бұрын

Do these funds generate compound interest?

@MitchShoesmith 2 ай бұрын

Yes, any asset that generates a positive rate of interest benefits from the compound effect

@michalkalisz1131 4 ай бұрын

Thoughts on 50 50 Split between EQQQ and vusa for the next 20 years ?

@MitchShoesmith 4 ай бұрын

It’s a pure US equity play, which I personally like and cant see the US stock market falling off its perch in the next 5 years, but in 20 years from now who knows, another country could very much come to the forefront. Just like the UK, and Japan did in the 1900’s. US markets have dominated for the past 20 years but it may not last forever…

@dodiloi 4 ай бұрын

@@MitchShoesmithYes, but think a little. Who can overtake US? EU no, because of war. Asia countries no, because of fertility rate. China no, beacuse the fallin economy. India no, because of the lack of technology. Geography creates winners. And US won.

@jacc88888 4 ай бұрын

@@dodiloiThe US have enormous debt and is a divided country politically and culturally. China own quite a lot of Africa now with all its vast resources. I wouldn’t write them off.

@IAmebAdger 4 ай бұрын

@@dodiloi Stronger economy does not mean better returns. Markets now have already priced in the future potential of America, you're buying at a price that will ensure even if US continues to do well you won't make the same return. Better returns come from unexpected growth, not growth that all of us are already expecting.