The copeium

Literally from Pre-K through twelfth grade I did not have a single person tell me not to go to college and every teacher, administrator, coach, parent and grandparent asked me frequently what college I wanted to go to and that I better get good grades so I can go to college and get a good job. Not one of them ever said to me that the good jobs they were talking about wouldn't allow me to afford the college debt and a home. Everyone going to college has a mortgage to pay when they get out and the salaries haven't adjusted for inflation in 40 years. "The greatest generation" watched their once beautiful country slowly disintegrate into a world of the haves and have nots, there is no more middle class. Then they called us lazy when we followed their blueprint for success. I'm in finance and know people who didn't go to college and mowed lawns and they are in a much better position because they didn't listen to the people telling them if they don't go to school they're going to be failures. It pays to not start your life off spending four years to become $100k in debt to then get some bs job that sucks your soul out of you and pays you enough to just afford the minimum payments of the loan. Meanwhile inflation is insane, housing prices are through the roof, food is 3 times the cost it was 3 years ago and our government is sending billions to Ukraine to pay for pensions funds. If this doesn't go through there will be a lot of people being foreclosed on and evicted.

@@jlava1575I’m sure there were people who said that, but maybe a lot of that has been taken out of context? I’m hearing…..get some kind of higher education, be it online, trade school, vo-tech, on the job training at a company, or a four year degree. For millions to pretend that the only direction they were given was to get a four year degree and spend $125K is selective memory. By saying that they had no choice or they didn’t know is a stretch. We went through the same thing and knew loans had interest. My generation is no smarter than the generations that have followed. However, younger generations will pay $800 for an iphone and finance a new car and then complain about the cost of college. There is a different sense of entitlement and zero conscience in thinking that everyone else should pay for it. Biden is the consummate salesmen and will offer this to buy our votes. And many of us vote for this and sell our souls and become slaves to the party of perpetual gov’t dependency.

@@historyrepeated4239 you do realize, be it that you seem older than me. That you have already paid for my student loans right? Now you are just asking me to pay the interest back to the government. You will never see that money again whether I pay it back or not.

@@jlava1575 Is that how you manage money? The government’s money IS my money. And yours. If you take more than you contribute you are a strain on the system. If you view government money like it’s not the people’s, you are in the wrong country. If you borrow money from me, you have to pay it back…..with interest.

The Ukrainian people look like the people who sent the money in the first place. It’s easier to feel sorry for them 😔

The most successful people in the world never obtained college degrees either.

@@DarrkMane yes, but they also have the most valuable ideas around and are extremely intelligent individuals in their own right. Add in that there's a 0.0000001% chance you will EVER be in that group with or without a degree, and unless you have a life changing idea, you're screwed. Oh, and let's not ignore that if you don't have a college degree, you may as well get ready for homelessness, because your job will be automated within the next decade and you'll have no skills to fall back on as the job you've been working suddenly gets done by computers and robots.

Whether he did or didn’t take out student loans doesn’t weaken his argument on the subject. What he’s talking about is basic responsibility and accountability which is something every responsible parent should be teaching and preaching to their children as early as 5 years old. Ain’t 💩free in life and no one owes you anything. The sooner people abandon that entitlement mentality the sooner their life will turn around for the better.

@jish55 You seem insecure. Are you not confident enough that you'll become successful without a degree? Just means you will never be that 0.0000001% chance either, huh?

@@andrebeauchamp6897that’s bullshit and you know it. It’s free bailouts and loan forgiveness for business people and rich at the cost of tax payers, but when it comes to helping poor and middle class families get education it’s a handout? Typically republican chrony capitalism. It’s disgusting

Car dealerships are business that employ people and generates millions of dollars in sales taxes and whereas the employees pay income tax. In other words car dealerships are revenue generators for the overall economy and student loans aren’t. 🤷🏾‍♂️

Exactly, the interest is the problem.

Yes. It's the interest.

Choice. Responsibility. Accountability. I know it's tough as a woman but its reality

@@seds94 stfu. Just say you hate the lower class

​@@seds94 "I know it's all a huge debt trap and is sucking a huge amount of money out of the economy, but lets do nothing because it'l cost us money.....less money than just about anything passed in the last 8 years......but money nontheless. And even though entry level jobs outside of the trades DEMAND a bacholer's, have some responsibility and dont go to college"

I’m 20 been in school for the passes 2 years majoring in Comp Sci it is nobody’s else’s responsibility to repay but mine that’s why we should choose a degree where you expect to obtain employment. Choose wisely and be responsible

It is not my responsibility to pay off your loans. I get it, the lure of free money is awesome but it’s not free to those who are paying it. You chose to go to school, YOU signed the loan agreement now pay back the damn money.

Its redistribution of your loan so no.

@@joecap2919 It's literally not. Money is already spent.

@@DATxRAGE It literally is for anyone who understands basic economics.

​@@joecap2919 so let me get this straight, you're saying this will directly impact tax rates despite there being no mention of raising taxes in literally any part of the heros act nor the EO?

@@DATxRAGE Another thumbs up for yourself?🤣🤣🤣🤣🤣 read my last comment kid.

It really doesn't especially in tech. I got a B.S in computer science and I have 13k in student loans and make 160k a year in GA. I told my cousin to take a nanodegree (1 year program) and she started at 70k now makes 175k. College isn't necessary, and people pick stupid occupations. You shouldn't get anything for taking up film and arts

@@YouMadNow Isn't it funny that you're shitting all over people who create the entertainment that you consume on a daily basis but if the power were to go out, your job would be useless? 😂 Quit shitting on people who pursue what they love. You "deserve" your pay as much as they do. Also, I'll believe you make 200k when I see it. 🤪🤪🤪

Privilege* *I did not go to college

Some of my managers (healthcare insurance) never went to college and make well over $100k, they worked their way up and made good use of every training that was offered to them. Most big companies would kill for a good project manager and more interested in PM skills and certifications like LEAN.

Okay. ​@@robertburch3813

You're right Kyle it's better to have your money go to the military, better yet give them your firstborn son, send him off to go die in a war in Iraq or Russia or South America or wherever the fuck will make the Raytheon more money, great thinking Kyle! Much better use of tax dollars then helping out working class people

Um... I think you should rewatch the video.

It's still a choice.

@@njpme Tell that to the doctors drowning in college debt next time you visit them.

@@techfeanology6437 they know what they signed up for. Matter of facts, their salary can justify it in comparison to some dumbo who got a gender studies Bachelors then go get some Masters in sociology then wonder why they can't pay it back. Make better decisions

@@njpme What salary? Don't get it twisted just because 1 in 50 get paid over 300k. What degree do you think a doctor needs? Not a bachelor, think higher buddy. How much money do you think it costs? I swear it is not even worth my time responding to idiots who are so brainwashed.

Everyone hates Corporate America but wants to work for them

I didn’t get any ever.

These politicians are businessmen they'll never come with a law to protect students loans

You got this totally wrong. PPP loans were for existing businesses to remain open to keep people employed and the economy afloat during the COVID shut down. Do your research before putting out false and erroneous statements to support and apples or oranges comparison. The two loans are not even remotely the same nor should the be treated the same. Explain how a student loan benefits anyone else other than the borrower. Who else besides the borrower benefits from a student loan other than the borrower? 😏

@@andrebeauchamp6897you had so much fraud with the ppp loans that we will never see again and people won’t be prosecuted for

You should have to forfeit your degree if taxpayers have to lay for it.

@@thebossman3894 That would be like forgiveness because most of the degree programs were B.S. Those degrees aren’t and never with the paper they’re printed on. 😏

The only person you should have been listening to on that subject is your parents who hopefully sat down with you to make sure you knew what you were committing yourself to and to make sure your degree choice was realistic relative getting a job after graduation that made it easy to pay off the loan you committed to pay back. Many of y’all got B.S. degrees whereas no employer was seeking many with such degrees. That’s y’all’s fault for taking out loans for those B.S. degrees because they were easy degrees to get. 😏

Did you do it? PAY UP lmao what we learn.

Girls gone wild?

Gen x and baby boomers were getting solid careers with a English degree during their time, what makes you think they know what major is the right one?

This is what I was told. And that was over twenty years ago. What did it yield me? Nothing. Not a friggen thing. All my money just went down a black hole. I have been complaining about it ever since while the college fanatics were telling me to just go back for more. Well, where are these "go back for more" people at now?

If college gives you low income then why do people go to college? If you decide to go you pay for it simple

PPP loans kept existing businesses open and people employed. Those loans served a purpose for the general public in which you might have kept your job during the COVID shut down because your employer took out a PPP loan. A student loan serves only the purpose of the individual and no one else and that’s provided you chose a degree program that will result in a high paying job to warrant the loan you took out. 😏

@@andrebeauchamp6897 Incorrect. Take an economics class 🥴

@@annastasiakohen Wrong whiner. My degree was in Economics in which I put to work over the past 29 years as a Loan Officer and paid off my student loans many years ago. By the way, I originated many of the PPP loans you’re whining about which require that I know their purpose and the eligibility requirements for the loan. Try again. 😏

This aged well lmao have fun paying what you signed up for.

@@andrebeauchamp6897 Your major “was” economics? Did you not graduate? Individuals do not “originate” ppp loans. They’re implemented by the SBA, and your name “Andre Beauchamp” is not associated with the SBA or the Department of Treasury. Try again MAGAt 🤡

@NoodleDoodle I honestly don’t care about the excuses your making. These businesses by all accounts had a choice. Before you complain about this not being a choice well now your starting to understand what students are going through. It’s not really having a choice when your entire future prospects is based on if you have a college degree or not is it. And if you try to say it is than I will say the same for these businesses. They made a choice, they could have chosen not to take these PPP loans. Because of this I as a tax paying citizen, like you would screech, should not have to fit the bill for these Businesses. They made what it by every definition a choice knowing full well they would be required to pay it back. With that these Businesses very much like Students should as you suggest pay off the loans they agreed to pay off. If the argument is that loan forgiveness should not be allowed because it will burden the American taxpayer with a debt they did not agree to. Than you should not be in support of these businesses receiving PPP loans. To say otherwise means you support the well being of businesses over people

@NoodleDoodle amazing that your a cowered to not even address the rest of the point I made. But I guess that’s what cooperation boot lickers do 😂😂😂

@NoodleDoodle Cooperations much like Students had by your standard a choice. Of course by your standard it’s on the most technical shit imaginable. By YOUR REASONING they should be required to pay that loan without my tax paying dollars. Good day bootlicker

@NoodleDoodle kzfaq.info/get/bejne/jL6Rq9Vnu9_ehZ8.html Sorry I just got to point out how pathetic your defense of this is. Their’s evidence that billions of PPP loans were forgiven to a housing market that was booming. Tell me in what world view should a booming market have their PPP loans forgiven and have the tax payer pay for it. Couldn’t those billions have been used to oh I don’t know forgive student loans😒😒😒

@NoodleDoodle Compairing Ukraine to Republican PPP loans is like comparing apples to oranges. Republicans have been complaining that forgiving billions in student loans would be a massive expense on the Tax Payer. However billions of PPP loans are being forgiving to a housing market that didn’t even need those loans in the first place. Those PPP loans are being forgiven at the Tax Payers expense and Republicans are not even remotely complaining about what PPP loan forgiveness would cost the Tax Payer. You cannot argue that it’s wrong to forgive student loans because of the unfairness it would cause to the tax payers while at the same time argue it’s ok for tax payers to fit the bill on PPP loans that we’re given out to a housing market that did not need it.

@NoodleDoodle lol ok boot licker 😂 You’re comfortable with bailing out the rich but not with helping out the common poor and middle class. Definition of a sheep 😂

​@NoodleDoodle cope that engineers and mathematicians have to waste several years that could have been spent contributing to their field?

B.S.! I know plenty of people who went to trade schools and make more than many with college degrees. One of my buddies did 10 years in prison and trained as a welder and making low 6 figures as a Union Welder. 😏

@@andrebeauchamp6897 cool, is everyone in society supposed to be a welder or plumber?

@@frankchen4229 No, but not everyone is cut out for college and having the ability to repay the college debt they incurred. My point is there’s choices for everyone. Just don’t whine about the poor choice you made and want the government via taxpayers to relieve you of your responsibilities. 😏

No we're not cool with Ukraine getting hundreds of billions of dollars of our tax dollars that's creating massive inflation where gas groceries rent and housing electricity heating oil and natural gas everything that we need to survive in our daily lives has doubled even tripled where the american people have to choose between shelter and eating. So no we don't agree with sending our tax dollars out of the country to foreign countries including third world countries.

Then why are we paying for a war in Ukraine?

And he's likely smarter for it. Too many people are falling for the scam that is college.

So poor people shouldn't be allowed access to knowledge because they aren't "valuable people" so a person's worth is determined by how many slips of paper they have to their name?

@@MC-ns8gb I am poor. My family makes 26k a year in the US. If I could do it with ADD, they could do it. Don't reward people for participating. Reward people for succeeding where others fail.

@@MC-ns8gb The fact you didn't mention HEESA or FAFSA really makes me question your agenda. There are scholarships and things to help people who are poor. I feel like you have not clue what your truly advocating for. Never mentioned anything about "slips of paper." Value doesn't have 1 set meaning. It seems to me that you are the one with a set view of value.

@@jaysan1372 doesn't matter meritocracy is bullshit and we sure don't love in one, a person's access to knowledge shouldn't be decided by some arbitrary scale of how "valuable" they are, in case you didn't realize humans don't get smarter by keeping knowledge to only a small select group of people, we advance by working together, we're social creatures for a reason, also money is not how I define a person's worth, but wouldn't you be surprised to find out how for profit institutions gauge a person's value

@@jaysan1372 I just find it funny that in a system ran by the profit motive you think that private for-profit institutions wouldn't see people with more money as more valuable than those who can't pay a tuition fee

According to this guy it's their fault for being hungry.

Most are minority that wanted decent pay and were only offered unfair high interest rates that we learned after getting unfair paying jobs and can not hit principal because we are not being paid enough. I'm proof been paying on 8k sincccce 1998 it's still 8k. Minority people can't try to elevate in life. We got played so Government needs to help.

What truth is he speaking? Every professional job out here requires a college degree. I have a Masters in Project Management. My total student loan debt was about 70k including my BA degree. Now that I'm in the position, someone could have just taught me how to do my job. I didn't need a college degree but this job role needed it to prove why they gives me this 6 figure salary and health insurance.

​@@dragonluvaIII agreed. Literally every entry level position in the professional world now requires the degree and 5 to 7 years experience. I also could have started my job right out of high school but they required me to go get that $100k piece of paper so they can train me. Meanwhile the salaries haven't kept up with inflation in over 40 years, housing and food prices are also getting out of reach. It's also pretty insane these states aren't doing shit about funding Ukraine pensions but when it comes to helping out actually Americans it's like the worst thing in the world that could ever happen. The entire student loan program needs to be gutted and privatized. Literally none of these loans were vetted out or analyzed they were simply just given out for any degree for any amount. The government needs to get out of the business of providing loans, especially if they're not going to do at the very least an analysis of what the cost is for the degree vs what the average salaries are for the field of study. Colleges have been making out like bandits with the high demands and free money from the government.

@@jlava1575 I was so pissed with my Masters degree capstone and final courses. The instructors didn't teach us a damn thing. Just write a long ass paper with your group and be out!

Considering housing is an apprciating asset that can be leveraged to do almost an infinite number of other things fincancially, this is a really silly take. However, housing should be de-comodified so your head is in the right place.

College is a choice you don't have to go.

@@Mgthemortgageguy what high paying job do you propose a woman to do if she don’t go to college?

@@ciaraspb I dunno, Game development, Freelancing, Start ur own business, Call center agency, Digital artistry, Commisioning, Content Creation, Blogging, Item flipping, Startups, Office job, Plumber, Electrician, Computer repair, and much much more. I mean, with this day and age of rapid consumerism, Earning money is so friggin easy and you college kids just find any and every reason not to find a job

​@@carlsonraywithers3368 you think none of those services require education?

@@frankchen4229 Nope. I was specific with these careers. I didn't touch the ones where you'll need a degree. Most of these career choices are either inexperienced-friendly or you can learn it free in the internet

No people are struggling because of the predatory lending on 17-18 year olds and families that are already financially challenged. We were taught that higher education was the way to go so we accepted terms to things we knew nothing about. Tell me why you can get a $30k car loan with three year options but student loans build so much interest It's almost impossible to pay off in a reasonable time. Im 40 yrs old and looking back I feel like I was prey to these lending companies and educational system. I have a pretty good job, but I certainly didn't get it because of my education. It's a big sham and needs to be fixed ASAP.

​@@jayo1878 I've heard Iranian, Jamaican, Indian, Pakistani, Filipino, Chinese, hatian, and Kenyan people all say the same thing about college in America. If you can't figure out a way to go for free (be a good student, have great grades, get scholarships, go to a school the extended family can actually afford) then you're not going. The extended family is literally the scholarship or zero interest loan provider. You convince them to sponsor you by being a good enough student or it's not worth risking their money.

look at the shit load of people with college loans who didn't actually finish college. A lot of them, not all, but a lot of them should have never wasted a minute or a dollar on college. I'm reminded of a young man maybe 6 years ago who realized after a few days in college that his highschool did not prepare him at all and the college should have never accepted him. He sued his highschool. At the highschool near me a large number of kids cannot read above a 4th grade level but they will all be pushed to go to college even though they couldn't get an office internship of any kind in the 3rd world country I'm from.

​@@myztazynizta even with that info lets say you are every positive thing you mentioned here. The job market is so hypocritial and awful that you may not even see a job you set iut for in 5 years. Leaving you with a debt you arent even putting to full use.

Those mortgage brokers you mentioned were entities and not individuals. You can’t lock up an entity. In addition, most if not all of those entities were forced out of business. Most of those mortgage loans were obtained fraudulently by individual borrowers lying about their income and employment. Your argument and comparison is weak and not even remotely comparable to student loan bailouts. As for those borrowers who as like many of you student loan borrowers somehow felt duped into loans they didn’t didn’t fully understand or just didn’t read the fine print before signing were not bailed out. Their homes were foreclosed upon when they stopped paying. Some loans were restructured to be more affordable provided they could provide legitimate income to meet the new payment terms but there was no bailout for those borrowers either. 😏

They made 5% per loan.

Not true the economy makes money after Student bailouts. Like under the GI bill(1952) where the government got back $7 for every $1 they invested in students. Cost for Sending GIs to College -$7.0 billion ($38.7 billion 1994 dollars) Extra National Economic Output Due to Extra Education : -$35.6 billion ($196.7 billion 1994 dollars) Extra Federal Tax Revenues: -$12.8 billion ($70.7 billion 1994 dollars) Total Benefits: -$48.4 billion ($267.4 billion 1994 dollars) Amount Returned for Every $1 Invested: $6.90 (Sources: “A Cost-Benefit Analysis of Government Investment in Post-Secondary Education Under the World War II GI Bill,” Subcommittee on Education and Health of the Joint Economic Committee, December 14, 1988 and Labor Institute and Public Health Institute, Corporate Power and the American Dream: Toward an Economic Agenda for Working People. New York: The Apex Press, 1997.)

I'm not sure you understand inflation or the cause of it.

@@Decimalten technically this will increase inflation. But at this point we’re already far down that rabbit hole. So why even cares at this point. People still have no problem giving billions and billions to Ukraine to fund a war that Putin has no intentions on ending in the near future. What’s the issue helping Americans.

That’s the problem. Employee Mindset

That was to save the economy during Covid not redistribute your borrowing🤣🤣🤣

@@joecap2919 helping 26 million borrowers by forgiving $10-20k would help the economy too - way more than the big businesses that need a bailout every 15 years.

@@ianmagnuson1626 If you don't understand that you are asking people who paid their own tuition and loans to pay yours instead of taking responsibility for your own choices and debt then education failed you.

Hes rarteded

He ain't wrong. Who forced ya?

@@njpme hmmmmm.....hiring companies relevant to those who are aspiring mathematicians, engineers, doctors, nurses, etc..?

@Frank Chen well those yes, and those pay back enough for you to pay back your loans. If you get a stupid gender studies degree then wonder why you can't pay back your loan, whose fault is it?

@@njpme You....Know the current job market...Right....?

What a joke? You don't understand the situation. Lot of colleges aren't pocket change -- like yours. Real colleges (not CC's) are much more expensive, so you're comparing apples to oranges. And, not many young people make that much per hour, especially in food service industry -- if you are being honest with your income.

The money is ALREADY spent. Your taxes don't change literally at all with this EO. Stop it.

You are correct, ignore Gpx17, the kid is clueless

@@joecap2919 please show me where in the EO it says this will impact tax rates. inb4 you can't

@@DATxRAGE You had to edit you question AND gave yourself a thumbs up? 🤣🤣🤣🤣 you have no clue of revenue and expenses, your teachers and parents failed. You will figure it out when you grow up don't worry.

@@joecap2919 Weird, I graduated college with a bachelors in IT with a focus on accounting in IT. Now I'm an IT business analyst for a fortune 500 company making just shy of 6 figures (next raise will put me over). But since all you can do it toss insults and can't explain "basic" things, such as how the tax rate would magically fucking change without congress passing any legislation in regards to taxes, I'll just take that as admission you can't prove anything. P.s. don't be mad because I'm getting upvoted and you're not. Some people would rather watch me shit on you vs dealing with bottom feeders themselves.

I’ve never had the government give me stimulus money or PPP money. You see, us rich guys pay our taxes so whiners like you can complain and get stimulus money.

All so you still have a country to complain about.

@@Guitaroverkill No complaints. Hypocrisy.

@@ttabor100 All of these problems were created by the government. The government shut down the economy. If they just let people work there wouldn’t have been a problem. Then they have some socialist solutions by giving money away.

Those doctors aren’t the main ones begging for loan forgiveness. Most of them had the intelligence to know when they took out those loans that they were responsible for paying back those loans per the terms of the loan agreement. Y’all acting like little children not wanting to responsible for your actions and decisions. That entitlement will make your life hard because no one owes you anything in this society or this world. 🤷🏾‍♂️

What dumb ass surgeon is working on your heart.. ? if they can't figure out how to pay off their loans with such a high salary that's proof the education system is failing.. People need to be responsible for their choices. Choose a degree that makes money that will pay for itself otherwise don't get it.

Doctors have an above average salary and they can pay it back themselves simple