BIGGEST Condensing Sinking Funds EVER! || Taking $8,799 to the Bank || Bill Exchange || Bill Swap

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BIGGEST Condensing Sinking Funds EVER! || Taking $8,799 to the Bank || Bill Exchange || Bill Swap

Рет қаралды 85,926

Күн бұрын

Today I am condensing my cash envelopes and sinking funds for Novmber, and I hope you enjoy it! I know that I did!
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Thanks for being part of my journey! If you're new here: I get paid monthly, but I stuff my envelopes weekly (even my sinking funds). This helps keep me motivated & on track with my goals, so I hope you enjoy! I started my journey in August 2020. I paid off $2,714.62 in 2020, with $2,600.27 of that going towards my credit card debt, & I plan to pay off ALL my credit card/consumer debt before the end of 2021!!
If you want to stay connected with me even more, follow me on Instagram: @_intentional.living_
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About Me
My name is Kristin, and I am on a debt payoff journey to eliminate my consumer debt before the end of 2021. My next goal will be to pay off my student loans! I hope you'll follow me on my journey where we can learn & grow together on our quest for financial wellness & intentional living.

Пікірлер: 169

@catherine4339 Жыл бұрын

Your not the only one who jumped when Rosy barked😂😂😂

@IntentionalLivingYT Жыл бұрын

I legit meant to edit it out but totally forgot lol

@_nekobabi Жыл бұрын

Rosy was so excited you were counting their envelope 😂

@_nekobabi Жыл бұрын

i have to mention, not looking , you sound like zoey deschanel

@AEvans36963 Жыл бұрын

I'll bet your bank loved every moment of that deposit 🙂 Self-discipline and hard work does pay off.

@AllTheBudgeting Жыл бұрын

I just love cash condensing videos - awesome job! I laughed out loud when Rosy started barking just as you were counting her envelope.

@IntentionalLivingYT Жыл бұрын

Hahaha I'm glad because I def meant to edit that out! lollll

@Bodaciousbarbee Жыл бұрын

How is no one freaking out over how much she pays in taxes 😢😮

@seanharries5929 8 ай бұрын

I for sure am 😮

@nivesmuric4645 Жыл бұрын

Love that you actually condense to the lowest amount many dont do that. Rosy knew when its her envelope😂 hope you spoil her with something she really loves ❤❤

@mariaeduardamessias4071 Жыл бұрын

This must be the most satisfying cash condensing that I have ever seen

@faiyaha6869 Жыл бұрын

The best condensing video ever! You actually condense it down the right way, others hmmm not so much. definitely will be watching more videos from you. Keep up the great work! 👍🏽

@MadDogTM Жыл бұрын

I'm just now starting an envelope challange for myself, I wrote random numbers going up to 600 which I will take from my checks I earn bi-weekly, and place the cash in which ever I draw. Cause to be fair I do spend a lot of money like in 1 year of working I could've had 14k but instead I have around $3200 lol

@GenX-Budgets Жыл бұрын

Girl, I'm still laughing at your jump. It's not this funny when it happens to me though. 🤫🤔🤨

@IntentionalLivingYT Жыл бұрын

Hahahaha I meant to edit it out but totally forgot lol

@KerenGrinberg Жыл бұрын

Woahh. I just stumbled onto your page! Now i need to binge watch to see what you do!! You go girl 🎉🎉

@financiallyspeakingbookkeeping Жыл бұрын

Your cash condensing is so amazingly relaxing ... your voice is perfect for this type of video :) New subscriber!!!

@MiasEnvelopes Жыл бұрын

Girrrrl killing it! Always so proud of you- you are such an inspiration to all of us 🎉❤

@sharonsobolewski3707 Жыл бұрын

i love it your moneys so fresh and crisp i like that you keep them nice its good cause some bills are more than face value and condition is everything and yes rosy was so happy you counted her money thats so cute i love the name and i love roses and doggies love the way you do your organizing and your prop money

@ronjelaberaud7087 Жыл бұрын

You’re condescending video is goals for me!!!😊 Keep up the great saving.

@kirstennichole90 Жыл бұрын

My dog scares the crap out of me when he barks randomly too 🤣 amazingggg condensing! 🤑

@IntentionalLivingYT Жыл бұрын

Literally made me SHAKE haha

@rickynorris1694 Жыл бұрын

I watched twice. I thought that it was funny that Rosie barked while you were stuffing her money.

@janetjamison3797 11 ай бұрын

I love re-watching this video! It’s very very mesmerizing! 🎊🎉🥳

@Ashshaka1 Жыл бұрын

New subscriber here 🎉 You had me at that thumbnail girl! Great video I love watching condescending videos, so satisfying

@IntentionalLivingYT Жыл бұрын

Aw thanks friend!! Welcome to the channel :)

@court874 Жыл бұрын

This just motivated me so much. 🥺💟

@davidneuman466 Жыл бұрын

Do you keep the money you deposit in one account or do you have multiple accounts set up for each category? Wondering how you keep it all organized in the bank, even with the prop money in the binder. Side note: saw my order shipped today, can’t wait! (Stephanie)

@Bokumuyee Жыл бұрын

Yess thats what I'm wondering aswell

@jenr2312 Жыл бұрын

What business does she own?

@sarahlutz5699 Жыл бұрын

I was wondering the same throughout the whole video.

@saastohaaste Жыл бұрын

As a Finn it is crazy to see that someone has this much money in CASH. I have like max. 10 euros and never have much more than that. I cannot even go to my bank and tell them to save this much money in my bank account. They would accuse me of money lounde**ng or something like that 😅

@brandiwagner4109 Жыл бұрын

So much fun! Even Rosie was excited!

@herlindaflores3008 Жыл бұрын

That’s awesome! Hard work pays off. 💜

@cravetosave Жыл бұрын

This is incredible, congrats on all your hard work!

@rachelharrison7961 Жыл бұрын

Ooh, you almost hit the $10k cash deposit limit, where you have to start filling out forms for the government!

@shainamorgan5000 Жыл бұрын

Rosy was just answering you 😂 "yes mom?!? You call for me??"

@isabellaanne9785 Жыл бұрын

i laughed sooo hard when rosy barked!! so funny

@jessicaalise4202 Жыл бұрын

Crying laughing at the jump scare 😂

@IntentionalLivingYT Жыл бұрын

Not gonna lie, I meant to edit that out and forgot HAHA

@lynetteplans7974 Жыл бұрын

Way to go! Great unstuffing and counting 👏 💖 Something to aspire to.❤️🎄

@Cclaudia228 Жыл бұрын

Do you ever get funny looks when you take so much money to the bank? Id be nervous getting it there too 😂 congrats!

@IntentionalLivingYT Жыл бұрын

I go to the ATM to deposit because I get self conscious hahahaha

@LuvaGurl808 Жыл бұрын

I have a question, doesn’t the ATM allow only a certain amount of bills for cash deposits?

@Snapplicant Жыл бұрын

This is nice. I’m building a digital Sou Sou app where you can co-save w/ your coworkers. Africans & Caribbean people know how valuable this is.

@chrisaiden5303 Жыл бұрын

Rosy knew you were talking about her

@TaraannBudgetsandSelf-Care Жыл бұрын

You have reached so many goals this year

@bigqueenbudgets2373 6 күн бұрын

Wow😮awesome job

@samanthasmith3860 Жыл бұрын

It was one hundred

@npcnothero Жыл бұрын

Rosy knew that money was hers 🤣

@TaraannBudgetsandSelf-Care Жыл бұрын

Yeah!!! You made your goal on electronics!!!

@passionatekills4812 Жыл бұрын

I like watching videos like this but I think you should invest in a cash counter machine to make things easier 😊

@ebonygreen637 Жыл бұрын

🤣🤣🤣🤣 not you jumping when your dog bark

@moneywithjustliving5258 Жыл бұрын

Holy moly, great video. I enjoyed this so much.

@DebtFreeJessie Жыл бұрын

Wow, so impressive! I like your larger envelopes.

@coldcountess Жыл бұрын

Wow, that is awesome !!! Happy Holidays !!

@RobinsDocumentedLife Жыл бұрын

Wowza! I was so proud of my first one a few weeks ago with $1800...time to step it up! haha

@marloespeters8404 Жыл бұрын

You did a really good job 🎉🎉🎉

@jlynne_2423 Жыл бұрын

Hello! Love your budgeting content. I plan on stuffing envelopes for the first time come 1/13. While not really concerned about theft, I am concerned about fire. I’ve been unable to find videos on how folks are storing/securing their envelopes. Any suggestions?

@IntentionalLivingYT Жыл бұрын

I have a fireproof safe!! They are expensive but well worth it!

@rachellester5357 Жыл бұрын

Rosy says it’s her money and she needs it now 😂

@IntentionalLivingYT Жыл бұрын

🤣🤣

@skylarleeblue Жыл бұрын

Rosy said get her money right lol

@IntentionalLivingYT Жыл бұрын

HAHAHA she sure did

@BudgetsWithELMA 11 ай бұрын

Nailed that cash condensing 🤑❤😊

@nightcorelove2626 Жыл бұрын

At 6:01 you pull a 5$ out of Amazon to replace with a better one but then you just skipped it

@cindychapman9210 Жыл бұрын

Wow. That is an awesome cash condensing

@deedeedretke Жыл бұрын

Merry Christmas! Congrats on all of your savings success!

@angelmulhall1058 Жыл бұрын

That’s incredible. Congrats!!

@MileHighResell Жыл бұрын

I like the concept but feel like you could be making even more by putting it into a high yield savings at the very least and getting $250 extra- have the flexibility to transfer or withdrawal , I don’t touch any of my money in my savings account unless necessary. And what would happen if someone broke into your house and stole all of it or something like a fire… at least having it with an FDIC bank you are typically good for $250k

@BudgetwithDragons Жыл бұрын

Hahaha ROSEY!!! SO CUTE!!! LOVED THE VIDEO!!

@TaraannBudgetsandSelf-Care Жыл бұрын

You are rocking it!!!

@JohnWilliams-wt1ic Жыл бұрын

I live in real world where the struggle is real 💯

@user-in6rr4fq6d 7 ай бұрын

$8!799

@bolofotinha5621 Жыл бұрын

She: So, Rosy, my dog has... Rosy: DID YOU CALL ME MOM? MOOOOM? 🤣🤣🤣👌🏼

@IntentionalLivingYT Жыл бұрын

Hahahahaha

@kathleenbrowne198 Жыл бұрын

Are you putting all the cash into one account? I've looked at many KZfaqrs doing the same thing, but no one explains the process of the transaction at the bank.

@meganmarie4289 Жыл бұрын

Some do some don’t. Personal preference really. I have all mine separated to easily see but some just have a bunch of money in one.

@SOFBudgets Жыл бұрын

Love bill exchange videos 😍

@debbieb7754 Жыл бұрын

Wow!!! Amazing bill exchange.

@jtidema Жыл бұрын

I have no idea what the purpose of this is... it says you plan to pay off your debt by the end of 2021, but it's 2022... so what is the goal of this now? I just keep my money in a bank account and have never had an issue - I try NEVER to keep cash in the house. I tried looking in the comments too but I don't see anything saying why you do this all with cash.

@theodoraa.9670 Жыл бұрын

I have heard some ppl say seeing the physical bills makes you more aware of how much you spend, especially if you have a problem with overspending.

@sydneysmith1921 Жыл бұрын

Such a great video love the condensing ❤

@kimmatura3564 Жыл бұрын

That is absolutely crazy!

@RooMonroe Жыл бұрын

9200 in taxes!! Oh my.

@kereanabeichner4072 Жыл бұрын

Hi! This is my first video watching! Do you put the cash all in one savings account, is that why you have plastic "fake dollars" to know how much you have in the savings account for each section?

@IntentionalLivingYT Жыл бұрын

Yes!

@kereanabeichner4072 Жыл бұрын

Where can I get these plastic fake dollars?

@IntentionalLivingYT Жыл бұрын

@@kereanabeichner4072 my Etsy shop!

@lizzylizh Жыл бұрын

I do have one question. When you said "have this amount in the bank" Does that mean you have multiple savings / checking accounts?

@imchildishandilikeit Жыл бұрын

Hi! :) Why didn't You color RothIRA? I am wondering, did you get to 5000?

@IntentionalLivingYT Жыл бұрын

I totally forget to do it some months! I only do it once a month but I think I forgot the last month or two. I will have to fill it out at the end of this month!

@honeypotqueens9865 Жыл бұрын

Congratulations Queen 👸

@brittanybudgets3895 Жыл бұрын

Great video! Enjoyed as always!

@libbysworld7649 Жыл бұрын

I so very much enjoy your videos!

@marybaker8061 Жыл бұрын

I'm super confused on your ROTH how you have that in cash. Do you take it out and put it in there rather than having it come out of your check, pretax?

@marybaker8061 Жыл бұрын

I understand ROTH taxes are taking out at the time, I'm just trying ti follow your philosophy.

@IntentionalLivingYT Жыл бұрын

This is a Roth IRA so it does not come out automatically! It’s something I have to manually deposit to

@marybaker8061 Жыл бұрын

@@IntentionalLivingYT makes sense

@Abbiegrace2020 Жыл бұрын

I was just wondering what you made your place holder slips out of? I would like to make some for me and my boyfriend.

@sweetbessie Жыл бұрын

Black Friday was $100.

@N.M.N. Жыл бұрын

Rosy just knew you were talking about her so she just had to say hi

@IntentionalLivingYT Жыл бұрын

She sure did haha

@TheOscar15432 Жыл бұрын

Great job really enjoyed

@GailWhimsy Жыл бұрын

Wow!

@bethdoe4635 Жыл бұрын

Only a few minutes in, and you may notice it later on, but I wonder if you’ve incorrectly condensed 2D bills

@chwethington Жыл бұрын

I noticed that as well

@Rosalind736 Жыл бұрын

Same!

@IntentionalLivingYT Жыл бұрын

Wait which 2? I didn't notice!!

@rickynorris1694 Жыл бұрын

Awesome!!!

@StarBudgets Жыл бұрын

Great condensing!!❤❤

@ChiedekaCharlieHargrove Жыл бұрын

Do you sell your place holder money and labels in your Etsy shop?

@IntentionalLivingYT Жыл бұрын

Yes! But my shop is on vacation until July 1!

@gwencrutcher7069 Жыл бұрын

i'm very confused on how the condensing work... shouldn't you end up with exactly what you had started with all the hundreds if you are just replacing the bills with what's already there?

@foizzy 10 ай бұрын

I don't know I you figured it out already. She took out cash from some envelopes and replaced it with prop money so the end amount will always be larger than what she started with. Hope that helps.

@bizzybeefamily Жыл бұрын

Great stuffing 🎉

@michaelwilford4195 8 ай бұрын

How did you get all new bills?

@babytiger42 Жыл бұрын

I’m not quite up on this system (not sure how KZfaq put me here), but if you have $9k saved for taxes, why aren’t you filing quarterly?

@IntentionalLivingYT Жыл бұрын

I am! That is just for Q4

@dollynicks Жыл бұрын

How do you make the replacement $$ notes? What are they made out of?

@mariebug4236 Жыл бұрын

Hello where did you get that cash tray.

@ginwilcox9555 Жыл бұрын

How inspiring!!!😁🤑💰💸💲💵

@LK-bn7sz Жыл бұрын

Are you investing anything besides the Roth IRA?

@budgetingwithkrztofr Жыл бұрын

Great video

@Sergiolegas3.14 Жыл бұрын

Where can I find the cash box?? Can you link

@lucybrailsford Жыл бұрын

What’s buffer for?

@putnamdesign1072 Жыл бұрын

Way to go

@darlenelong6353 Жыл бұрын

That’s a lot of paper😅

@coldcountess Жыл бұрын

Why do you all cover your wrists when recoding your videos ?? Just curious !!

@IntentionalLivingYT Жыл бұрын

I’m just cold lol

@EmJones29 Жыл бұрын

What size is big blue? 😊

@IntentionalLivingYT Жыл бұрын

A5!

@justinerapp3724 Жыл бұрын

May I ask, why take out cash for bills needed to be paid online? Is this just back and forth to the bank? Please explain thank you!!! :)

@theropesofrenovation9352 Жыл бұрын

Mine would have come out 95,95,95,95 lol

@ReviewsWithB0501 Жыл бұрын

Where can i purchase the money tray! Super cute!!

@IntentionalLivingYT Жыл бұрын

Amazon! amzn.to/3Rz4tZQ

@keepingupwiththejoneses746 Жыл бұрын

I looked through your link list and couldn't tell if you had your cash envelope/wallet on the list. I'm curious whether there is a link for the cash envelopes without the zipper, or did they come with the wallet?