Biggest Health Insurance Secret - Avoid Rejection on Your Mediclaim Policy

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Biggest Health Insurance Secret - Avoid Rejection on Your Mediclaim Policy

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Asset Yogi

Күн бұрын

Пікірлер: 539

@AssetYogi Жыл бұрын

You can compare & buy Health Insurance Plans from here: bit.ly/health-insurance-plan-compare Join All-In-One Video Finance App here: vidfin.com/ Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.

@abhiswift2009 2 жыл бұрын

Good to see you back. Stay Healthy Bhai.

@AssetYogi 2 жыл бұрын

Thanks Abhishek Brother.

@luky10dec 2 жыл бұрын

I had 3 major surgeries so far . 1st when i was 26 , 2nd when i was 32 and 3rd i last year 2021 when i was 35. Suggestions - Corporate employees should always take the max benefit of health insurance. Also when change of company always continue the insurance . I had national insurance and they paid full amount always . I have personal insurance also of star and they cover most expenses 90%.

@granel0763 2 жыл бұрын

How is star health?

@vishwadeeptiwari7202 2 жыл бұрын

These days we have NAVI insurance which covers 100% expenses with lower premium and is reliable also company is owned by well known person Sachin Bansal who started Flipkart and changed the the online buying scenario of India

@Arnav185 Жыл бұрын

Please read carefully all the documents you are not updated regarding health insurance

@surajsun4 Жыл бұрын

@@vishwadeeptiwari7202 max bupa is also good option, and pls check their claim settlement ratio and balance sheet before buying the insurance.

@funnydubbing7730 Жыл бұрын

@@vishwadeeptiwari7202 log bura q bol re h fr usko

@MaheshTrishan 2 жыл бұрын

मुकुल भाई आपके शीघ्र स्वास्थ्य लाभ की कामना करते हैं, स्टोन आजकल 10 में से 3 लोगों को तो बन ही रही। RBI के बॉन्ड और T बिल पर टैक्स की विषय में जानकारी चाहते हैं यदि आपका स्वास्थ्य अब ठीक है तो जानकारी की प्रतीक्षा रहेगी।

@paragabhyankar962 2 жыл бұрын

Hope you are fully recovered now Sir... Prayers for your good health 🙏😌

@AssetYogi 2 жыл бұрын

Thanks.

@mp4_sachin Жыл бұрын

Attention - In case you'll be claiming your health insurance, make sure to choose a hospital that does not fraudulently claim excess amount from your insurance provider thereby reducing the overall cover that would be left for you in that year. Here is the example - Let's say A got admitted into a hospital for a surgery that costed 2 Lakh overall. Nowadays, everything being cashless, the hospitals generate a bill for such surgeries up to double the actual amount i.e 4 Lakhs and get it from insurance companies. Now ideally after the surgery, if A had a total cover of 5 Lakhs then he must be left with 3 Lakhs but that's not the case, they're only left with 1 Lakh. This scam is running wide open and one of my friends who supervises TPA in one such hospital introduced me to it.

@Rishi2015 Жыл бұрын

Yr har taraf scams fraud se pareshan hogaya hun Mai. Normal simple life kyun nahi jeete yr sab

@kundanmandare Жыл бұрын

@@Rishi2015 ye sale backbenchers hai 😂

@akilansundaram2181 Жыл бұрын

And how do we find such hospitals? Any way to find out?

@mp4_sachin Жыл бұрын

Sadly we'll never know. I've seen this case in cashless btw.

@viki_sky007 Жыл бұрын

I too got kidney stone. for pain you can take MEFTAL-SPAS DS (Mefanamic Acid is effective for such pains take half and if it still doesn't goes take another half within hour) Avoid Milk because it contains calcium Avoid food which contains excessive Salt (Salty Potato chips or chakna) and Calcium. Beware it can happen again. take water. ✌🏼 I hope this helps u. Love your efforts ❤️

@arjunps6776 2 жыл бұрын

Thanks for letting us know about the definition of pre-existing diseases as given by IRDAI. That 48 months part is very important. 👍🏽

@AssetYogi 2 жыл бұрын

Exactly.

@manitaraj1325 Жыл бұрын

Good to see you back

@maheshdaware-swamicomputer6955 2 жыл бұрын

Good informative video..all points are explained in a well manner....all points are needful and necessary while taking medical policy.....stay healthy sir ji...

@AssetYogi 2 жыл бұрын

Thanks Mahesh.

@foodieraaj5 2 жыл бұрын

Hope so aap hamesha thik.rhe

@Voiceofdeepakraj 2 жыл бұрын

Good blessings my brother ❤ join कामयाब होने के लिए अपनी मेहनत पर विश्वास रखना पड़ता है, किस्मत तो जुए में आज़माई जाती है।

@AssetYogi 2 жыл бұрын

Thank you Shivshankar.

@Voiceofdeepakraj 2 жыл бұрын

7004803981.

@satishbhardwaj374 Жыл бұрын

i wanted this video since last 1 year. from when i get insured by my company. thanx.

@salillavgankar6494 Жыл бұрын

Hope you have recovered well from your surgery..thanks for bringing this informative video especially on the option to convert corporate GMC to an individual one later

@moneypechu2271 Жыл бұрын

That's nice, thanks for replying, you can send a message to number above to our administrator oN watsapp to earn in crypto.. ...

@hemakatekar1225 2 жыл бұрын

God bless you stay happy and healthy

@AssetYogi 2 жыл бұрын

Thanks Hema.

@abhijeet8stocks Жыл бұрын

Good to see you mukul bhai .. swastha rahe , khush rahe !!🙏

@AssetYogi Жыл бұрын

Thanks

@romeshkirpalani848 2 жыл бұрын

Sir, here's wishing you a healthy and speedy recovery. Nice to see you back

@AssetYogi 2 жыл бұрын

Thanks Romesh.

@Shera_wrestlers Жыл бұрын

God bless you Sir, aap jaldi theek ho jaeye

@AssetYogi Жыл бұрын

Thanks Jitendra.

@vijayjain1160 2 жыл бұрын

Ishwar aapko sadev swasth rakhe

@AssetYogi 2 жыл бұрын

Thanks for your blessing.

@2889arun 2 жыл бұрын

Good to see you again.. I have no health insurance plan.. Pls suggest to me a how to select a best health insurance plan for my family... Stay healthy sir... God bless u.

@globalwarming3528 Жыл бұрын

Thanks for your continued knowledge and bagwaan has accepted prayers of your loved ones for your well being.

@AssetYogi Жыл бұрын

Thanks

@bhartiyashikshaofficial6193 2 жыл бұрын

Sir please Army person aur paramilitary person ke liye term insurance par ek video banaiye please 🙏🙏

@AssetYogi 2 жыл бұрын

Noted Abhishek.

@kunalchaudhari3784 2 жыл бұрын

Wish you a very healthy & speedy recovery Sir..aapka wait kr rha tha 🙏

@AssetYogi 2 жыл бұрын

Thanks Kunal

@kamleshkathuria8104 2 жыл бұрын

Firstly god bless you with good health and I am 62 yr,with legament problem kiya mujhe health ins, karvana chahiye or kon se co se pl suggest

@trigunavishwanathpandey9840 2 жыл бұрын

Thanks God you are fine Mukul.

@AssetYogi 2 жыл бұрын

Thanks Triguna.

@saurabhkumar-ey7sz 2 жыл бұрын

Same condition m mere bhi stone hui thi.

@alkeshkumar86 2 жыл бұрын

.health is wealth Always be blessed and healthy.. good to see you after long💐💐🙏🙂

@AssetYogi 2 жыл бұрын

Thanks Alkesh.

@HealthyIndianKitchen 2 жыл бұрын

Sir aage se yadi kisi ko iss terah ki samsya bhavishya me ho to कुलथी/Horse Gram ka upyog karen ..thx

@vikasgupta3946 2 жыл бұрын

Thanks, Stay healthy. May God bless you always.

@AssetYogi 2 жыл бұрын

Thanks Vikas.

@TravellerChandrakant 2 жыл бұрын

Get well soon

@AssetYogi 2 жыл бұрын

Thanks for your concern.

@kapilbablani7249 Жыл бұрын

Good to see you back sir !! and dont be sorry just take care !!!

@AssetYogi Жыл бұрын

Thanks Kapil

@prakashkashyapjha 2 жыл бұрын

We are really happy to see you back. Stay healthy and happy

@AssetYogi 2 жыл бұрын

Thanks Prakash.

@parmarkrishna 2 жыл бұрын

Sir welcome back, was missing your informative videos. Take care of your health

@AssetYogi 2 жыл бұрын

Thanks Parmar. Keep learning.

@ek_ta6037 Жыл бұрын

Thanks Mukul. This is very helpful. Stay healthy!

@AssetYogi Жыл бұрын

Keep learning.

@krunalshah7661 2 жыл бұрын

7:12 we can switch and port the policy in other company with continuity of our waiting period

@navneet2649 2 жыл бұрын

yes ur right, here sir made a mistake, if waiting period (of suppose pre existing diseases) is 3 yrs (in company X) and we have served 1 yr in it then we need to serve just 2 more years in company Y after porting.

@S.khan.123 2 жыл бұрын

Mere kam se kam 10 bar stone ho chuka hai pichhle 12 13 salon me dard hoke akhir nikkal hi jata h pani peeke bhut Sara lekin goli lagne se bhi tez dard hota h lagatar 6 ya 8. Ghante

@rakeshroushan4720 Жыл бұрын

Get well soon sir

@AssetYogi Жыл бұрын

Thanks Rakesh

@ajittffcure 9 ай бұрын

Hope you are doing well after your surgery. Thank you for sharing yet another interesting and useful video.

@trashchannel6869 2 жыл бұрын

Feels good to see you again! Sir I'm thinking of buying Navi health insurance with 25Lakhs cover. I wanted to know is this amount reasonable in Bangalore? Or should I go with 50Lakhs/1Cr cover? I am 24 years old with have no health issues

@AssetYogi 2 жыл бұрын

25 Lakhs is enough.

@funnydubbing7730 Жыл бұрын

bha navi claim nhi deti

@dipalipatwardhan2024 Жыл бұрын

Private company's are not giving claims? Make a complaint to IRDA

@dilip9198 Жыл бұрын

Sir mujhe aap suggest kr do ki LIC me life insurance plan for family kon sa best rahega, five members h , taki kuchh problem aane per private hospitals me ilaaj krwa skun ??

@pradiptakumarmishra6039 2 жыл бұрын

Take care of your health. Good Luck

@AssetYogi 2 жыл бұрын

Thanks for your concern Pradipta.

@ashokkumardas2808 2 жыл бұрын

Get well

@vinod.yadav.software 2 жыл бұрын

गुरु जी को प्रणाम 🙏🙏🙏🙏🙏

@AssetYogi 2 жыл бұрын

Thanks Vinod.

@anjalipal9412 2 жыл бұрын

Sir, agr 2022 me health insurance buy krte hai to pre existing disease me COVID aa skta hai ??

@vikramgoyal480 2 жыл бұрын

Good to see you with same energy sir.

@AssetYogi 2 жыл бұрын

Thank you Vikram.

@pratikgulve6150 10 ай бұрын

Make a video on Vechicle insurance & types of Vechicle Insurance

@ankitbhatti667 2 жыл бұрын

Hope you are well now.

@AssetYogi 2 жыл бұрын

Thanks for the concern Ankit. I am fine now.

@sujitjoshi180 2 жыл бұрын

Take care, Stay healthy, god bless you sir🙏🙏🙏

@AssetYogi 2 жыл бұрын

Thanks Sujit.

@mohammedsalim5586 2 жыл бұрын

YES YOUR RIGHT SIR JI AND STORE INSURANCE KE BARE ME DETAILS BATAYE SIR

@AssetYogi 2 жыл бұрын

Noted Salim.

@subhajit88basu 2 жыл бұрын

Thank you sir for your clear explanation on terms of irda policy updates.

@AssetYogi 2 жыл бұрын

Most welcome.

@ultimategamer2579 2 жыл бұрын

Helth plain switch ke upor video banaiye!!

@akmalfiroz 2 жыл бұрын

Feels good to see you again!

@AssetYogi 2 жыл бұрын

Thanks sir.

@swapnilmhaskar4973 Жыл бұрын

Happy to see you back Sir, take care 🙂

@AssetYogi Жыл бұрын

Thanks, you too!

@royaljudgementhn 2 жыл бұрын

Abhi up thik ho sir!!, Abhi upka tabiyat kesa hai?

@rgtalks2104 2 жыл бұрын

Good to see you back, can you make one detailed video to lay down the process to convert the group corporate insurance to an individual one.

@AssetYogi 2 жыл бұрын

It’s not very difficult. Just contact the insurance company. They will guide step by step.

@AshishPandey-vy8wd 2 жыл бұрын

what hbac level is considered diabetes by insurance underwriters?

@englishtalks8395 Жыл бұрын

Take care 🌹 Be happy always

@AssetYogi Жыл бұрын

Thanks

@Anonymous-mc3pb 2 жыл бұрын

Good to see you back again

@AssetYogi 2 жыл бұрын

Thanks

@FIROZKHAN-hb5wi 2 жыл бұрын

After so many days 🤗🤗 Nice to see you back

@AssetYogi 2 жыл бұрын

Thanks Firoz.

@AsifShaikh-lv5ix 2 жыл бұрын

Hope feeling good now... take care

@AssetYogi 2 жыл бұрын

Thanks Asif.

@rajushaw6587 2 жыл бұрын

PORT insurance policy ka option hota h. waiting period continues ke liye

@AssetYogi 2 жыл бұрын

Yes.

@akhilmj5515 2 жыл бұрын

Good to see you again... Stay healthy 💕

@AssetYogi 2 жыл бұрын

Thanks Akhil.

@DEEPAKMAURYA1121 2 жыл бұрын

धन्यवाद

@AssetYogi 2 жыл бұрын

Thanks Deepak.

@arpanmajumdar Жыл бұрын

Not only policies have waiting periods for PED but 2 yrs WP is there for specific diseases. Read the policy wordings along with brochure to understand more on this.

@moneypechu2271 Жыл бұрын

That's nice, thanks for replying, you can send a message to number above to our administrator oN watsapp to earn in crypto.. ...

@amithbhagat 2 жыл бұрын

Thanks 🙏 a lot for this valuable information sirji. Stay healthy, stay happy.

@AssetYogi 2 жыл бұрын

Most welcome Amit

@resinhomefurniture1 2 жыл бұрын

For a second i thought im learning about medical science. haha , Yur conveying power is super stong.

@AssetYogi 2 жыл бұрын

Thanks

@aiyushbedi 2 жыл бұрын

Wish you best of Health

@AssetYogi 2 жыл бұрын

Thanks Aiyush.

@ardhendumahato4146 2 жыл бұрын

Stay healthy sir

@AssetYogi 2 жыл бұрын

Thanks Ardhendu.

@jyotichohan2554 Жыл бұрын

Thank you sir for great knowledge 👍&stay healthy

@AssetYogi Жыл бұрын

Most welcome Jyoti

@Rishi2015 Жыл бұрын

Please answer this as no one is answering 🙏 -> what if i never claim insurance in 10 years and the premium paid gets equivalent to s insured. In this case it would have been better to just invest this premium paid as SIP?

@sijaandvihan4604 2 жыл бұрын

Really to hear you after long time. Stay fit.

@sijaandvihan4604 2 жыл бұрын

Happy

@TheDpnkr 2 жыл бұрын

Stay fit and healthy sir. Helpfull information.

@AssetYogi 2 жыл бұрын

Thanks

@shabbirahmeddar7765 2 жыл бұрын

بہت معلوماتی بلاگ ہے۔

@joglekar56 2 жыл бұрын

Get well soon Sir

@AssetYogi 2 жыл бұрын

Thanks Vidyadhar.

@garavabhaivaghela9151 2 жыл бұрын

Best no. 1 health insurance video

@AssetYogi 2 жыл бұрын

Thanks.

@vishnukant7893 2 жыл бұрын

V. Knowlegable video sir.

@AssetYogi 2 жыл бұрын

Thanks Vishnu.

@navneet2649 2 жыл бұрын

so sir if IRDAI says pre existing diseases means those we had or have during the last 48 months, so it means we dont need to declare diseases/surgeries we had before the 48 months? pls clarify this, very imp!

@pateldipak9232 Жыл бұрын

Please clarify

@anupbarik5741 Жыл бұрын

Yes sir,please clarify

@punitpatel5420 2 жыл бұрын

Take care sir...stay healthy

@AssetYogi 2 жыл бұрын

Thanks Punit.

@rajalakshmisahu7233 2 жыл бұрын

Good to see you after long time.

@AssetYogi 2 жыл бұрын

Thanks Rajalakshmi.

@aksingh1180 2 жыл бұрын

Hllo sir, jaise kush companies bina health checkup ke policy deti hai ,abi tk hme pta hi nhi koi pre existing disease hai jaa nhi naa humne health checkup krvaya hai Vo insurance policy me cover hogi 2nd one is that medical company ko kaise pta lge gaa ki yeh disease 4 years old hai

@Ruined_Pirate Жыл бұрын

Hi Mukul, always admire your videos. Could you please suggest which one is best between HDFC Ergo, Tata AIA, Aditya Birla and Star??

@AssetYogi Жыл бұрын

Thanks

@aatikfanaskar2813 Жыл бұрын

Sir which is best health insurance plan and company?

@pankajmunde3927 2 жыл бұрын

Take care sir. I really missed you! Stay healthy.

@AssetYogi 2 жыл бұрын

Thanks Pankaj.

@amolsapkale2453 2 жыл бұрын

Get well soon sir 💐

@AssetYogi 2 жыл бұрын

Thanks Amol.

@kanhucharanpradhan292 Жыл бұрын

Sir namaste🙏🙏 Sir kaunsa HEALTH INSURANCE family ke lia acha rahega.. Kindly guide me sir

@AssetYogi Жыл бұрын

Contact a financial advisor

@niladrisdingal6452 Жыл бұрын

from where we should buy health policy - direct from the website of the company or any 3rd party app

@bhausahebpadme7317 2 жыл бұрын

Dear sir please make the video on best health insurance for senior citizens

@AssetYogi 2 жыл бұрын

Noted Sir.

@chandanchandra4819 2 жыл бұрын

Stay healthy and blessed

@AssetYogi 2 жыл бұрын

Thanks Chandan.

@pabanjitbreederstraders7292 2 жыл бұрын

good to see you sir.stay healthy.

@AssetYogi 2 жыл бұрын

Thanks Pabanjit.

@ravirajak3992 2 жыл бұрын

We are waiting for next vedio

@AssetYogi 2 жыл бұрын

Will Upload Soon.

@dineshdeepak480 2 жыл бұрын

Health is wealth sirg 😀

@tushargha.i 2 жыл бұрын

Good to have you back sir, take care of your health

@AssetYogi 2 жыл бұрын

Thanks Tushar.

@manamohanchoudhury Жыл бұрын

Good to have you back sir . take care of your health

@1686amit 2 жыл бұрын

Thanks Mukul for your informative videos as always, I have been the ardent follower of yours and viewing every video related to finance and other important topics. I am having one issue as below: Though I am insured by my organization's health insurance and fortunately have never been hospitalized in my whole life but to be on safer side, I want to buy additional insurance as company plan is with restricted sum assured. But I have been denied the insurance plan by almost all companies (Tried with HDFC ergo, ICICI, Star health, Max Bupa, Navi health insurance and simply rejected or denied by them). Reason is I am having one genetic condition(not life threatening) due to which I am having disability condition in the legs, I read the IRDA paper on insurance on genetic issues and basis on this tried with all companies, mailed and spoke with them for giving insurance, but no success. Simple answer by the companies is, as per their underwriting team guidelines they cannot provide health insurance to me. You have been the content creator who present the details in depth and for the benefit of the people. Can you pls share 1 elaborated video giving details on how a tax payer person with disability can get the health insurance.

@AssetYogi 2 жыл бұрын

Insurance companies deny insurance to people, in this case you can't do anything. Make an emergency corpus for health needs.

@1686amit 2 жыл бұрын

@@AssetYogi Thanks for the valuable advice.

@satishbhardwaj374 Жыл бұрын

try lic for once.

@TruthIndex1388 2 жыл бұрын

Just one question how company profits affects the stock price of the company because stock price fluctuates on the basis of demand and supply then why company profits matters?

@AssetYogi 2 жыл бұрын

Demand and supply is due to companies fundamental in the long run.

@ThinkForBetterment Жыл бұрын

There is one more term used in health insurance that is Slow growing diseases,could you please put some light on it and how we can claim for such diseases