Hey guys, if you needed to make a shopping list right now - what would you include in it?

TIMESTAMPS: Dealing with bills instantly 0:26 Making shopping lists 1:08 Having “no spending” days 1:42 Paying with cash 2:23 Saving change 3:08 Fixing what’s still fixable 3:36 Spending money on things that make you better 4:13 Investing in services that save time 4:54 Putting money into your hobbies 5:33 Splurging money on new experiences 6:08 Following the 24-Hour Rule 6:53 The 50/30/20 Method 7:38

Not buying pointless stuff you don't need is a great way to start saving!!

I always remember this rule when there's a sale.. "EVERYTHING YOU BUY ON SALE THAT YOU DO NOT NEED IS EXPENSIVE!"

Rich people value time over money.

Most videos on money or budgeting does not include "giving". I started budgeting for it and I can give without any stress every month. Sometimes it's cooking for homeless, or cooking for colleagues, friends just because or helping a friend through difficult times, or simply buying something for someone because I thought they would enjoy it or it reminded me of them. We should save money but never cling to it. It should be free flowing in your life.

Never go to the grocery store when you are hungry, you’ll end up buying extra food.

'no spending' i have no money to spend😂

Im 16 years old and already do all these but the promblem is making ma parents do this😂

One of the best things my Dad always taught me was about cars. He says we save for cars and do not take out car loans. So yep, since I was 15 I had what was called a car account. I'm now 48 and have never had a car loan and drive any car I've always had for many years. So I only bought a car when I really needed one and would have a savings account ready to buy the car when I needed it. It's probably saved me tons of money over the years. I currently drive a 2007 Honda Accord--don't need something fancy for car pools. and don't need something fancy to impress the Moms in the pickup line.

I'm all for No.6!! I've repaired a few of my favourite garments today, a couple of sweaters and jogging bottoms with holes/bust seams. Even though it took me all evening, I really enjoyed sewing them back together. It also saved me money, from having to replace them, and prevented them from going to waste (global clothing waste is reaching monstrous levels!)

"Poor peoples focus on saving , Rich people focus on investing to earn lot of 💰"

"Any change you save can add up to buying you a cup of coffee or a snack" And this is why we never get rich.. Every time we save up money we find a way to spend it on a snack instead of using the money to make more money..

Yes always buy things focusing on their quality and not on price its not always that expensive things are good and don't forget to bargain

We have solar panels on the roof to save money 💰 [̲̅$̲̅(̲̅ιοο̲̅)̲̅$̲̅] Greetings from the Netherlands.😁

Bright Side, a very helpful and useful channel!

#8 is a real one, if you can make good money. That is, always think about what you would pay yourself for your time. If you can make $50 an hour with your time, then it is foolish to do a task that you can pay someone else $15 an hour to do (unless you actually enjoy doing it). That is something my self-made, well-off grandfather always said.

Spend you’re money on assets that appreciate in value not liabilities that depreciate in value 🙏

I go for 50% in savings, 10% in charity, and the other 40% for bills and entertainment. We spend most on rent/mortgage, cars (upkeep, payment, gas, etc.), and eating out. I shop sales only, buying classics that stand the test of time, cook my meals, have picnics in the park, dinner dates at home, run outside, use public transportation (buses, cabs, trains), and keep friends that are sensible and value relationships over “keeping up with the Joneses”. I have more saved than many people I know, but people think I do better than them because I am neat, clean, look healthy, and have studied how to live well but never pay full price. I treat myself to one nice dinner, movie, show, plus a pair of shoes (or dress or sweater or jewelry) a month, and it helps me really appreciate the item.

We use most of these methods We filled our son's coin bank with change for a few months. My husband and I didnt use change, broke bills to create change. He had over 1k to deposit in his account using the coin base machine. I posted it on Facebook what that little method can do. Tip only use 30% of credit cards it'll keep you in great standings plus your score will improve 👍

Pack your lunch from homemade items. I made about 2 weeks of lunches for under $30 by making my own spicy beans, salsa, guac and just buying the tortillas and adding some lettuce. These burritos taste like $8 burritos. Don't buy soda. People who complain about money all the time often buy food out way too much. I limit my restaurant purchases to once a week and have for a long time.

Trust me! your videos actually made me a millionare only in one year 😊 i got happy, inspired, got good job, house, car, and even a assistant now 😂...

This channel gives you some useful information

Rich people don’t save, they earn money! These tricks are so old school.

Secret #1. Be a millionare first.

💥 Excellent Video, I really like your philosophy, the way you explain thinks interactively and your understanding! 👊Thanks for sharing!👏 💭Success is something you attract not something you pursue!🎯 💡When we learn how to reset our minds, it’s guaranteed we become different and the new possibilities are endless!💥

I am certainly not rich, or well off but I try my hardest to follow a few rules. 1) pay yourself first. Figure out how much you want or can afford to save and save transfer it into a saving account before any over bill or personal purchases are made. 2) write a food plan for the week, write a shopping list of what you need, not what you want. 3) pay your house hold bills, straight away. 4) manage debt or try to be debt free ( this helps a lot) 5) enjoy life

The 50/30/20 rule is extremly difficult in these times. Wages simply have not kept up with the cost of living over the last generation (21-24 years). Rent, transportation (car or metro), food, college (up 300%) etc., tend to be more than 50% for the average middle class person.

Enjoyed the video. I always try to save at least something out of each paycheck even if it's five dollars and not touch it, and also watch every dollar I spend. Who else does this? What are some other tips?

it's hard to earn money when there a lot of people around you begging for you to help them

This is real, i'm doing it even before watching this video, and not aware that it'll be part of it, they even named it.. No Shopping days 50/30/20 method and going home thinking if its worth it or not, if i forget about it then it's just wants.. after doing this for 3 months now i have roughly $2,000 in my bank account. Thank you for sharing.

Thanks for the tips #11(following the 24hour rule) I'll tell my wife, will buy that tomorrow. And hopefully she change her mind the next day.😓😓😓

50-30-20 rules does not apply to me.. I barely make enough for rent and food

most of these "secrets" are more practical for people who have disposal income

Love this channel, keep up the good work

1)Pay Expenses First 2) Make Shopping List 3)Have No Spending Days 4) Pay With Cash 5)Save Change 6) Repair Things 7)Spend Money On Personal Growth 8)Investing In Services That Save Time 9) Putting Money Into Hobbies 10) Splurging On New Experiences 11) Following 24/hr rule (Wait untill tomorrow to see if you really need an item) 12) The 50/20 Method (Budgeting Method) (50% Needs rent, utilities, groceries) (30% Wants entertainment, shopping, hobbies) (20% Savings)

I've been following about 5 of these already, that gives me hope :)

Love from INDIA😍😍

I normally hate these kinds of channels but once in a while Brightside will put out a video that’s exactly what it’s suppose to be.

And Delete Social media save time

rich people are CHEAP THAT IS WHY THEY ARE RICH

The best and the most informative channel on KZfaq is Bright Side, really love the content, make your way to 50 Million! 😍😍 Love from India

I'm getting a new guitar!😍, and will be doing the 50 30 20 rule! number 11 does really help ladies!

Maintain a note of ur expenses, that always helps fir saving money... Which I'm following from last 6 months...

Very informative and definitely helpful sharing done! Thank u bright side🤩

I lowered my car 🚗 payments, electric ⚡️ bill, and phone 📱 Bill. Instead of binding myself to another bill, I chose to pay the difference to myself. You see I’m the bill now, so I find joy in lowering bills that I currently pay 💰, and giving the difference to myself.

10 - 20 -70% (10% giving, 20% savings, 70% fixed and all other) Also, don't save coins, save either $1 or $5 bills depending on what you can afford. Why, because $1.00 is the new quarter.

My rent went up from 500 to 900 so I'm being extremely frugal, I save more money now then when my rent was nearly half price.

This video has blown my mind, I can relate to the opposite sides of the pointers. It’s given me a inspiration 👌

I love to save change😍💵💱

Don't get married until you have saved enough. You will only end up having to repeat your old life with your new family. Finding love is great but doing so without considering the obvious future is not a good thing.

I love your channel awesome so much to learn #early

Thank you so much for this video.. it's Awesome 👍😀👌👌👌

Don't spend it, but invest it

Bro I have to say this channel is best to every living being,, cuz it's the bright side of life

everything's on "autopay" here. the only pain is when the credit card company says your account may have been compromised and they issue you a new number. a month later you realize some of the accounts you forgot when you get due notices and late fees, so then you change the account numbers, sometimes you can get the fees removed with a phone call, explaining that your credit card was canceled. my Discover card is on it's fourth number, but is says member since 1989. stuff happens!

This is more about a phylosophy. When u are poor spending ur money time to time to please urself with something expensive gives u the drive to keep fighting daily as u are unsure about ur future. When u are rich every material aspect is granted, u can easily focus on supposedly saving a penny. Comparing a billionaire that is saving a penny with someone struggling to have a descent meal daily is unrealistic. U just don't obey the same rules. And will always have different end results.

Love this, every teenager should watch this.

That 24 hour rule is quite effective tho. It really works for me. 😁

Wow, i do like 9 of these things already 😆

Sometimes some people consider the rich people as poor and poor as rich.we as a small country have seen many rich people they call in western are going by public transport and stay in small shanty places and eat junk foods.but they call rich.but we as poor ppl (in their eyes) travel all over the world spend money on good foods wear expensive cloths and hire luxury rooms or hire comfi vehicles .also living to standards .I wonder why those called rich countries even haven't travel enough to see the world.

Very helpful! Love this💗

Learned something new from watching this video... Thank you to the authors!

*Whenever i receive my salary..* 10% Church 10% Personal Savings 10% Emergency Fund 10% Travel Goals 10% Dogs [ Food/Treats/Grooming ] 10% Wants 40% Needs *Very effective to me* 😍🌸💪😉

Hey If you are reading this i want you to know that you're so special 🌟! and in the best way Embrace it.😍 LOVE FROM A SMALL KZfaqR TO YOU 💝

Life is short and once Just enjoy man!!

*Pay yourself first always* at least 50%

I’m rich I love shopping and live well and i’m very generous I believe in sharing I am a typical Arab

If I watch this video few years ago, I might not serious about those messages, but now I feel that I need to improve own life and own self with small step by following such a idea. Small changes makes big difference.

Yes I spent 50%for rent/utilities bill/for monthly expenditures+ shopping...10%to help families and 40%for savings

I receive my payout twice a month. The first payout is what I use to spend on bills, groceries and such. The second payout 80% goes to my savings and the 20% I add to what is left from my first payout until I again receive my next pqyout for the coming month. I hope this helps you as it did help me. 👍👍👍

98 per cent of my money goes to pay crooked insurance companies and pay outrageous utility bills.

I like to use credit cards because I can see what I spend my money on to readjust my spending for the next day/week/month. Good money management tool imo. Love the cashback (free money) as well and I don't pay interest either. Whoever keep saying that you pay interest if you use a credit card obviously don't know about how not to pay interest. Ask your cash, "what you spent your money on 3 to 9 months ago?" I make multiple small purchases, no shopping list, and still able to manage. I guess I have a different mindset of the matter. Counting money trying to get the correct change at checkout is a waste of time. Ain't nobody got time for that! I smh at some people juggling their dollars in the stores. If they only knew!

I love the no spending days idea...will try

One more important tip. 💰 Invest regularly, even if it's small.

👍 advice thank you

Thanx #3rd very helpful to me🙂

I pay credit cards that offer money back :) I try to spend as less as possible so it can be 50/40/10

Many thanks again my beautiful friend! Supporting here! Sorry ive been away : )

I do the 50 30-20 rule but I kind of bend it to do 50 25-25

hello

I have a 30-day list to curb implusive purchases. When you just "have to have" an item, put it on your 30-day list !(along with the date you listed it). Then revisit your list in 30 days. Many times I've decided I neither need nor want the item! If I still want it, I can find a way to buy it. Sometimes I even forget why I thought it was so important. 😖 A great tool for me!👍

Rich people eat less.

I was at the pharmacy yesterday and the assistant did not want money for the medical extra. Had to pay it by card.

I use credit card all the time for paying bills, grocery and everything I need to spend and accumulate points to use on household items or travels and pay it off in full on time everytime. I don't touch cash. Need to have good self control to not waste money. Also I check my finances regularly. Before splurging I write that down and wait for it to come on special, because by the time it is on special unless it is a necessity I am over it and don't purchase. But I have to learn to value time over money.

Great as usual

Tip 6 perfectly fit on me !

These are great tips to do when we want to spend less and save more money instead. If we learn and start doing financial habits then eventually, we can achieve financial freedom.

Just stay at home, don’t go anywhere else,haha

You just said that because you are not Feeding the whole family, expenses included school supply, medication... etc. and the money all we have is just penny at the end of the month not dollars. This is only for those who have a good job. Not for those people who work more than 16hrs but still wouldn't have enough to the whole family.

This is how you can not spend your money in a few days. 1. Hide your money somewhere that you will forget that you put it there. 2. Then try to forget it. ( don't worry if you forget where you put it because that's good.) you want to forget about it so you don't spend it. That how you don't spend your money but then you will remember where you put it. :)

Make video on very lower income people

I collected loose change in jars: pennies, nickels, dimes and quarters. By the end of the year I roll the coins and deposit them in my checking account. That's a lot of money. Also when I pay cash I save $5 bills and stash them for emergencies.

Step 1:Earn the money first!

It's Derek Smeath from All City Debt Collection. 😎

1. Pay bill - yes 2.shopping list - no 3. Having no spending day - spending day 3x per month 4. Paying with cash - yes 5. Saving change - yes 6. Repairing things - depends on items 7. Spending money on personal growth - soon 8. Investing in service saving time - No 9. Putting money into your hobbies - soon. 10.splurging in new experience - soon 11. Following 24 hours rule : always wasting my time 😂 12. The 50/20/30 method : no budgeting method

Everyone want to be rich LoL 😂 yet in the end.. we end up dust & cats get the $$$ inheritance like Karl Lagerfeld.

Great video!!! Thank you

I love this video

Living with in your means, save something, have emergency money put away, use cash, Use lists, plan shopping. Wait on purchasing, do you really need?