Budget With Me $687 | Cash Planning for the Week | How I Figure Out the Money I Add to My Envelopes

Рет қаралды 3,870

3 ай бұрын

In this video I am cash planning for the week!
*Binders used in this video are samples I received from a manufacturer they are currently on order and I plan on selling them once they arrive!
Pen Used In This Video: amzn.to/43bWcB1
Download the Fetch app and use my code to get 500 points! GTQP9C
*The cash planning sheet I use in this video is only available for download on my Patreon (join the lowest tier for $5) along with the sinking funds tracker and a printable of the placeholders I use in my envelopes! www.patreon.com/user?u=63179847
Join my Patreon
www.patreon.com/user?u=63179847
Follow me on Instagram!
/ happy.2.plan
Affiliate Links to Products Mentioned in Video (I receive a small commission if you use these links. Thanks!):
Shop The Happy Planner
bit.ly/40F0lLg
Live Love Posh - Use Code HAPPY2PLAN 10% off
bit.ly/3SV2G1L
KellofaPlan
bit.ly/3TGQWAm
Amber Plans Her Day
bit.ly/3Uiseql
Use code HAPPY2PLAN10 for 10% off!
Mojo Jojo Plans
Use code HAPPY2PLAN10 for 10% off
bit.ly/40pLUee
Shop Rongrong
bit.ly/3TY4isn
Planything
Use code HAPPY2PLAN10 for 10% off
bit.ly/3ysW4OG
Shop Plan With Ilysse Printables
Use Code HAPPY2PLAN for 10% off
www.etsy.com/shop/planwithily...
Washi Tape Shop - Use Code DESIREE10 for 10% off
www.thewashitapeshop.com?aff=604
Check out my Amazon Shop for my favorite planner supplies!
www.amazon.com/shop/happy2pla...
My Favorite Planning Supplies
Wax Paper
www.amazon.com/dp/B01KMJSJBA?...
Tweezers
www.amazon.com/dp/B07Y23CM6Z?...
Retractable Knife
www.amazon.com/dp/B00C90WLCY?...
Tombow Correction Tape
www.amazon.com/dp/B001LDKAX2?...
Muji Pens
www.amazon.com/dp/B01N8QNC59?...
#cashenvelopesystem #cashenvelopes #budgetwithme

Пікірлер: 50

@frugalrichliving 3 ай бұрын

$1000 is only the starter emergency. After that you save 3 to 6months worth of expenses.😊

@Happy2planwithDesiree 3 ай бұрын

See this is why I don't follow it to a T and said that everyone's situation is different. For me having more money in emergency is more important than having that 3-6 months worth of expenses saved. I want to have at least $2K-$4 in the bank for emergency before I focus on getting 3 to 6 months ahead. I feel like if I say this people would get angry at me because of how he has laid out his system ...this unfortunately has happened 😅.

@iyamom4 3 ай бұрын

It worked though Desiree. You followed the principal and succeeded. All budgets have to adjust with the times. I see your growth and I am so happy for you.

@bethanyhall1524 3 ай бұрын

I love your videos Desiree. I have learned so much from you and gotten so many tips and ideas. I'm new to budgeting and I'm a married 47 year old with 4 kids! We've always paid our bills and had a budget for food and gas but didn't do much of a budget besides that. When I started feeling anxious to pay bills and anxious when I spent I realized some things needed to change with the way we spent money. I wanted to be sure I had money set aside for specific things. It feels so good to have that now. We do use the Every Dollar app and partially do the envelope system. We pretty much have envelopes for recurring funds and sinking funds. We leave money in our account for bills, food, gas, and misc. The rest goes in envelopes. Its been a huge and wonderful change for us. I'm sorry this is so long but I wanted you to know how apprective I am of what you share and the work you do here.💐

@lisapolanski9379 3 ай бұрын

This helps me so much. I wasn't sure if necessities like toothpaste and TP are included in cash stuffing, so thanks for showing that. I did withdraw from my envelopes for toothpaste. I love that you account for every expense.

@isabellamae6788 3 ай бұрын

Love your videos, great to watch after a long day. I'm trying to save up my money so you're videos are very inspiring. Could you show us how you do coin rolling cause I haven't heard of it before I watched your videos so I'm very interested to know what it is ❤❤❤

@Happy2planwithDesiree 3 ай бұрын

I am so happy to hear that! thanks so much for watching🤗 Here's the video kzfaq.info/get/bejne/p9-AZLCEpsu7aWw.html

@isabellamae6788 3 ай бұрын

@@Happy2planwithDesiree yayyy thanks sooo much 😁

@LisasFaithandBudgetPlanning 3 ай бұрын

I agree about Dave Ramsey. Though his program got me out of debt and put me on a great path to stay out of debt his personality is not my cup of tea. I think it is great that you have someone like your step dad to go to and talk about money with. Great video!

@Happy2planwithDesiree 3 ай бұрын

Yes exactly! super grateful to have someone close to me that has my best interest in mind to make the right decisions 🤗

@santagonzalez1222 3 ай бұрын

I so love your videos.

@amiewibowo 3 ай бұрын

Always love and enjoy your video ❤ Now I'm doing my budget the same way as you do and it really make a difference. Thanks for always sharing ❤❤

@Budgeting_with_Lee 3 ай бұрын

Great video hun 💚💚

@Happy2planwithDesiree 3 ай бұрын

Thank you!!

@Mirna_Advocating_for_kindness 3 ай бұрын

Great video Desiree!

@haleighsmith7925 3 ай бұрын

I love your set up and watch your videos more consistently, but also I watch @budetwithlina cause of her family binder set up since i have 2 kiddos. Its cool to get bits an pieces to mesh our own way. Thank you for sharing so much. 😊

@angelaorosco8065 3 ай бұрын

Great video! Thanks for sharing ❤️love your channel!

@kreativelykeesee 3 ай бұрын

Another awesome video! ❤

@alaskancat 3 ай бұрын

How did you initially figure out all of your spending categories? Did you go back through your budget and figure out how you had been spending, or another way? Also 1000 in so cal is a lot less than it would sound to someone who doesn’t live here…I don’t think people realize how expensive it really is to live around here.

@user-tc6zk1sf8s 3 ай бұрын

Great video

@reneetriestosave 3 ай бұрын

Great video as always!!! I am going to Disney soon and can’t wait!!!

@Happy2planwithDesiree 3 ай бұрын

Have fun!

@My2CrazyKiddos 3 ай бұрын

💜💜💜

@Budgetingwithjenny 3 ай бұрын

I love your binder set up !

@joannam.9276 3 ай бұрын

💚

@corrieshaffer4172 3 ай бұрын

Great video! Ramsey solutions emergency is $1k until all of your debt is paid off you then are to save 3-6 months for Emergency. You are doing awesome with your savings!

@Happy2planwithDesiree 3 ай бұрын

Thank you!!!

@carolhutner8931 3 ай бұрын

Another great/inspiring video! I enjoyed hearing your views on following your step dad’s financial advice. Plus your “take along” videos when you shop are very informative plus fun! Well done!💙💛🪴

@mrscruit1 3 ай бұрын

💛

@sofiakarim2978 3 ай бұрын

Hi, you said $687 but on the title is $867, ❤

@Bjustbudgets 3 ай бұрын

Was going to comment that too lol. Number mix up in the heading

@Happy2planwithDesiree 3 ай бұрын

oops! thanks!

@angelicarobles1945 3 ай бұрын

Did you ever move the money from family to Costco for the veggie tray?

@Happy2planwithDesiree 3 ай бұрын

I did in my unstuffing video🤗

@altynaydarmentayeva4462 3 ай бұрын

I don’t understand your system, where do I start?

@annsmith5625 3 ай бұрын

⚾️

@utiosorio4201 3 ай бұрын

Why not use whole numbers, example: (3 instead of lll) it takes less time to write and when adding less mistakes are made.

@Happy2planwithDesiree 3 ай бұрын

I’ve been thinking about making this change…especially since sometimes I do write numbers for the ones and it can get confusing if I make an 11 and think it’s a 2. I don’t know why I do that 😅 but it’s just a habit I need to break 🤣

@utiosorio4201 3 ай бұрын

Budgeting is a process, I’ve been doing it for years and I still do minor tweaks. Btw you’re doing great with your budgeting⭐️

@virginiar.macias6512 3 ай бұрын

I like the idea. However, so far what I see is how much you spent for yourself. I think family is so important. Give more towards others, rather than yourself. Your budget is not realistic. Unless you don’t pay rent (Mortgage) or pay bills. That would be understandable. And by the way, I got out of deft through Ramsey’s budget system. And also the my friend and her family. She highly recommended. If you don’t like. That’s fine. However don’t be negative towards other Budget systems or other people. Ok. I’m signing out. Thx

@Bjustbudgets 3 ай бұрын

You don't want her to be negative towards other budget systems but here you are judging how she budgets. Maybe you're new here but Desiree doesn't cash stuff her bills, also she has several streams of income. She's also out of debt by using tweaks on his system, it's not the end all be all. Please remember everyone's journey in life is different.

@Happy2planwithDesiree 3 ай бұрын

That's amazing! Honestly I wish I would have heard something about this before I started my debt journey. I had zero clue where to start so I get how his system works out great for people. I only say that I don't follow his method to a "T" because I have been blasted for not...that's why. One person went off on me because I don't which was a very extreme reaction and thankfully has only happened once but this is why I said I'm not here to give advice about it just sharing how I do things. I also really don't need any judgment on how I choose to spend my money because I would never do that to anyone. I'm not here for that. The whole reason I started this system was to control my spending I have rent and bills and I share that in my budget setup videos for the month so you can see all the things i have to budget for before I pull money out to cash stuff. I don't cash stuff for any of my bills and rent which is why you don't see any of that if you have just seen this video.

@Auntie-Chris 3 ай бұрын

Dave Ramsey is not the end all - be all for everyone. I personally can’t stand him. He’s rude and condescending. Desiree has done a fantastic job with her saving and cash stuffing - so many learn so much from her. And it’s her business what she budgets for and no one else’s..

@TrappedQue 3 ай бұрын

I also don’t follow everything Dave suggested. The only thing I agree with him is the snowball debt method. I especially don’t take any investment advice from him.

@ginahowell4059 3 ай бұрын

EVERY budget is different. YOU have NO right to judge her because she does HER budget the way it works best for HER. You can budget however YOU want to. She is very brave to share her journey for all of us to see. Do you have a KZfaq page that shows the world how you budget? If not, maybe you should start one because you might inspire others. We SHOULD be lifting each other up instead of tearing each other down. JMO by the way. Also, when did she criticize other people? I watched the video again and didn't hear anything negative about other people.