Budget with Me • Debt-free Journey using Savings Challenges

No video

Budget with Me • Debt-free Journey using Savings Challenges

Рет қаралды 2,232

Күн бұрын

It is time for my monthly budget!! Join me as I budget my once-a-month paycheck, stuff cash and have fun using savings challenges to pay debt!!
#debtfreegoals #savingschallenges #budget2024
Savings Challenges:
July Binder ‪@JanellRaeBudgets‬
9. ‪@lizandless‬
10. ‪@ChampagnesCorner‬
Red Savings Challenge Binder
ALL BUX ‪@reinventingrene‬
Blue Glitter Binder
Find the Love*
Shut the Box ‪@reinventingrene‬
2024 ‪@TheALMOSTOrganizedOwl‬
The Life of a Pig (RETIRED)*
The Life of a Pig #2*
Pop It! *
Life's a Beach *
*= Use the link below for my Etsy store to find these products
Numbered Paper Clips: amzn.to/3VEyhZ2
(I may receive commission if you purchase from the Amazon links in this description)
Want to purchase something from my Etsy store? Please use this link to save me Etsy fees: snowgardener30...
Join my membership to get monthly freebies, exclusive videos and more!
/ @snowgardener307budgets
Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
Our 4 year debt update in April 2023 was $201,986.79
NOTES:
* In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear.
* The above numbers include our mortgage.
AMAZON STOREFRONT:
www.amazon.com...
(I may receive commission if you purchase from my Amazon store)
FILMING STUFF:
Filming Overhead Camera Arm: amzn.to/3mep9L5
Camera: amzn.to/3mscnIV
(I may receive commission if you purchase from the Amazon links in this description)
FOREVER FREEBIES:
drive.google.c...
💌S N A I L M A I L:
SnowGardener307 aka Marlene
PO Box 281
Pinedale, WY 82941
EMAIL for Business Inquiries Only:
snowgardener307@gmail.com
S H O P S & R E F E R R A L S:
• My Etsy: www.etsy.com/s...
• 307DesignStudio Etsy: www.etsy.com/s...
DISCOUNT Code: KEEPSMILING
• Want to show your appreciation? ko-fi.com/snow...
• SOUL MAMA - amz.run/6jej
• FETCH - Referral Code- 1MTUEY
• IBOTTA - ibotta.onelink...
• FORJARS- forjars.co - Coupon Code: SNOW10
DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial and debt freedom progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.

Пікірлер: 113

@corvins_cash 22 күн бұрын

Why is it so soothing to watch you sort cash? I dunno, but I love it!

@SnowGardener307Budgets 20 күн бұрын

Hahaha...thank you!!

@postalplanner 16 күн бұрын

Rocking out to the music while watching you sort your money 💃🏽💃🏽 great video. Love your budget breakdown 💙

@GandLBudgetingBesties Ай бұрын

Awesomeness 🙌🏽💚💚💚🥰

@SnowGardener307Budgets Ай бұрын

Thank you 🤗

@withoutlimitsbudgets Ай бұрын

I absolutely love the simplicity of how you break down. Your budget is very clear and easy to understand. I think with people are getting tripped up about is that you separate budget from your husband but is very simple since you pay him it’s very easily understood. 3:31

@SnowGardener307Budgets Ай бұрын

Thank you so much AarynLynn!!

@thedramaticpanda Ай бұрын

Hey friend! Spend that self care money! You earned it and deserve it! Great video as always! ❤

@SnowGardener307Budgets Ай бұрын

Thank you so much 🤗

@ThimbelinahRandomGirl Ай бұрын

Funny, you mention weight loss and saving money. I, too, am on a weight loss journey. I found a freebie from ginarenar RN budgets that has scales on it. I made each scale worth $5. I get to save $5 for each pound I lose. I figured by the time I reach my goal weight, I would have enough money to buy new clothes. 😊 Good luck with the weigh journey and your savings for your trip!

@SnowGardener307Budgets Ай бұрын

This is such a great idea! I love it! ❤️❤️❤️

@danniemcdonald7675 Ай бұрын

Awesome job! I love how make paying bills/debt fun!

@SnowGardener307Budgets Ай бұрын

Making it fun really helps! 😁

@angbudgetanddebt Ай бұрын

Hello Marlene! Here listening at work. Self care is important!!

@SnowGardener307Budgets Ай бұрын

So true! Thank you Ang!

@Colourfulbudgetsuk Ай бұрын

Wow fantastic savings, and been able to put money into your emergency fund.

@SnowGardener307Budgets Ай бұрын

Thank you!!

@cashNcoffee-budgets Ай бұрын

😊❤ love the fact that your book has made its way to Norway 😮

@SnowGardener307Budgets Ай бұрын

Me too! I was so happy when I saw the shipping address for that order. Just amazing!!

@sydneysmith1921 Ай бұрын

Loved seeing all the things ❤❤❤

@SnowGardener307Budgets Ай бұрын

Thank you Sydney!

@Amigosmom74 Ай бұрын

Books… a passion of mine. For the Covid year of 2021 while isolating, I read or listened over 200 books. Nowadays I mostly listen due to cataracts. I live alone and I’m retired, so nothing interferes with my reading. Currently I’m working through the older videos of your channel and really enjoying them.

@SnowGardener307Budgets Ай бұрын

Love me some good books! I listen to a ton of books on Audible because I can listen while getting other tasks done. Thank you so much for watching some older videos! Hahaha...whenever I happen to go back I cringe sometimes, but we all have to start somewhere!

@jlkuttler Ай бұрын

Nice holiday and overtime pay.

@SnowGardener307Budgets Ай бұрын

Makes a big difference in the paycheck for sure!! Haha...this next check there won't be any extra pay due to vacation and sick. Sad, but that is a reality of life. This is why I don't ever depend on the extra money! 😁😁😁

@Texaschik01 Ай бұрын

😊 hey Marlene 👋 loved the video. Here to the end

@SnowGardener307Budgets Ай бұрын

You're the best!

@moneywithjustliving5258 Ай бұрын

Hey friend, watching while working.

@SnowGardener307Budgets Ай бұрын

Thank you so much!!

@HaloBudgetsByAngel Ай бұрын

Hi Marlene- I started my debt binder this week!!! Thanks for the inspiration.❤😇

@SnowGardener307Budgets Ай бұрын

Wonderful! I am so excited for you!!

@angelaromero2542 Ай бұрын

Another great video! ❤

@SnowGardener307Budgets Ай бұрын

Thank you 🤗

@curvyechronicles Ай бұрын

Amen!! You spend that money on you! You do work hard and deserve it!!! ❤

@SnowGardener307Budgets Ай бұрын

Yes I do! Thank you!

@Melindas_journey Ай бұрын

Don’t ever feel guilty about doing self care. Us in LE need it!

@SnowGardener307Budgets Ай бұрын

Thank you so much!!

@BoopnBudgets Ай бұрын

Hello Ms. Marlene! I get paid once a month also. Enjoyed your video 😊 TFS

@SnowGardener307Budgets Ай бұрын

Awesome! I love getting paid once a month! So much easier. Thank you!

@kittyface7kat327 Ай бұрын

Great video Marlene. :)

@SnowGardener307Budgets Ай бұрын

Thank you!

@adrienneadelsperger897 Ай бұрын

Great video!💜💜💜

@SnowGardener307Budgets Ай бұрын

Thank you Adrienne!

@budgetwithmi Ай бұрын

I haven’t bought clothes in awhile either. I’m working on losing weight as well. I literally have clothes with tags on them because I got them pre-pregnancy and can’t get in them 😢. But I’m determined to get back to a comfortable weight also and then treat myself

@SnowGardener307Budgets Ай бұрын

Exactly!! Yes! I gained quite a bit after a surgery and I have a ton of clothes I can't wear. Luckily I am down about 40lbs and can fit into more than I have been able to in quite some time!!

@PedigoBudgets Ай бұрын

💕

@SnowGardener307Budgets Ай бұрын

🧡🧡🧡

@AishaMBudgets Ай бұрын

Your budget is awesome! I like Dave Ramsey, too. You're doing great with your Christmas savings! My mother's combined birthday and Christmas present to me is my phone subscription to Mint every year. Very generous! I love the music you use for your videos...very appropriate and uplifting!

@SnowGardener307Budgets Ай бұрын

That sounds like a great present!! I love it! Thank you so much!!

@emilythompson6061 Ай бұрын

Hey Marlene on row 5 it's missing a yellow dot from your previous finishing of STB, the number is 4 😊

@SnowGardener307Budgets Ай бұрын

Hahaha...of course I missed coloring in a number. LOL

@1981rachcat Ай бұрын

I assume you are wanting to do the Great Barrier Reef here in Australia? I highly recommend Ningaloo Reef between Coral Bay and Exmouth in Western Australia. Great Barrier is beautiful but I love that you can just walk off the beach and do some amazing snorkeling on the Ningaloo. World famous for swimming with the whale sharks too 😊

@SnowGardener307Budgets Ай бұрын

Yes we are definitely wanting to scuba dive the GBR. We don't do much snorkeling after experiencing scuba, but I will definitely keep this in mind when the time comes!!

@1981rachcat Ай бұрын

@@SnowGardener307Budgets lots of scuba also. Give it a google 😉

@curvyechronicles Ай бұрын

I’m so far behind but will be catching up! ❤

@SnowGardener307Budgets Ай бұрын

I am so far behind that I will never catch up! hahaha! Life is just too busy and I can't sit and watch YT all day anymore...dang it! LOL

@deannaedwards1147 Ай бұрын

Nice video! 😊

@SnowGardener307Budgets Ай бұрын

Thanks! 😊

@gentlecharmbudgets Ай бұрын

great video

@SnowGardener307Budgets Ай бұрын

Thanks!

@bethbeckwith7928 Ай бұрын

excellent savings - good job

@SnowGardener307Budgets Ай бұрын

Thanks! 😍😍😍😍

@TheBudgetPrincessa Ай бұрын

great video 🎀

@SnowGardener307Budgets Ай бұрын

Thank you!!

@ShannonsBudgets Ай бұрын

❤❤

@SnowGardener307Budgets Ай бұрын

😍😍😍

@deeplansandbudgets Ай бұрын

Hello Marlene😀

@SnowGardener307Budgets Ай бұрын

Hi Dee!!

@lolethawoods786 Ай бұрын

Hello Marlene😊

@SnowGardener307Budgets Ай бұрын

Hello 😊

@ErinBudgetsAimlessly Ай бұрын

Bounce bounce bounce plonk. TellWilma says high (she also says she needs her own emoji and one of her and Fred Jr together. Diva that she is!). All those E bucks!!!!

@SnowGardener307Budgets Ай бұрын

Hahaha...that would be so much fun!! Such a Diva!! So many E bucks!!

@judejeanpierre7486 Ай бұрын

❤❤❤❤❤❤🎉🎉🎉🎉

@SnowGardener307Budgets Ай бұрын

💜💜💜💜

@cmpprince Ай бұрын

I'm working on saving up for a trip to Monterey Bay Aquarium and I think I'm going to need your Life's a Beach book to help. 😂

@SnowGardener307Budgets Ай бұрын

Oh that would be such a great book for that!! Sounds like a fun trip!!

@cmpprince Ай бұрын

@@SnowGardener307Budgets I've lived in California my whole life. It is a little ridiculous I've never gone. 😆

@sydneysmith1921 Ай бұрын

The aquarium is the best. We became members in 2019 then Covid hit and we didn’t go again. I hope you go and have a great time ❤❤❤

@sydneysmith1921 Ай бұрын

@@cmpprinceI’ve lived in the bay for most of my life and have never been to Alcatraz so maybe soon.

@cmpprince Ай бұрын

@@sydneysmith1921 I went as a kid, on a school field trip. It was cool.

@adelinaraquel Ай бұрын

Wow I am the first one! Love your videos :)

@SnowGardener307Budgets Ай бұрын

Yay! Thank you!

@jackieaxel2957 Ай бұрын

Hello 👋

@SnowGardener307Budgets Ай бұрын

Hello 👋

@steph8304 9 күн бұрын

Would you ever bring back the original Georgette book??

@SnowGardener307Budgets 9 күн бұрын

Hello Steph. No the original Georgette book is retired. Did you happen to enter your info into postable?

@steph8304 9 күн бұрын

@@SnowGardener307Budgets I did. Thank you

@tammybowen5307 Ай бұрын

❤❤❤❤❤

@SnowGardener307Budgets Ай бұрын

💚💚💚

@yeager424 Ай бұрын

Where did you get ur stickers that were on the red binder? I need some stickers for my savings binders..

@SnowGardener307Budgets Ай бұрын

Both of those stickers were given to me by other people. The one sticker is from Liz and Less.

@jessicaleibret8772 Ай бұрын

Hii

@SnowGardener307Budgets Ай бұрын

👋👋👋

@TheMysticsoul77 Ай бұрын

🫂💚💪💵✉️

@SnowGardener307Budgets Ай бұрын

😁😁

@tracyreaume6451 Ай бұрын

You must have a good pension as a Sheriff?

@SnowGardener307Budgets Ай бұрын

Pension depends on years worked once you retire.

@Caro-fr3ks Ай бұрын

Hope you don't mind me asking what do u do with money left in your wallet

@SnowGardener307Budgets Ай бұрын

Nope don't mind at all. It depends on the month and our goals. Here is the most common thing we do with our money: Food - Extra debt Payment or our top goal for the month Car - Moves to Car Sinking Fund Me - I generally rollover my spending money, but honestly I usually don't have anything left. 🤣🤣 Home - Moves to Home Sinking Fund Fun/Misc - Moves to a fun category such as celebrations or vacation Hope this helps!

@Caro-fr3ks Ай бұрын

@@SnowGardener307Budgets thanks for replying

@SnowGardener307Budgets Ай бұрын

@@Caro-fr3ks of course!!