I bought a property last year at 24 years old too! Love to see young people buying real estate 😊
@angelasunx32 жыл бұрын
Congratulations! That's amazing 🙌🏼
@australianpatriot2 жыл бұрын
Did you get an inheritence for such a large down payment Angela? Pretty interested to know how you cam about $150,000+. Did you save as a young adult and win in the markets or what
@violentquacking73422 жыл бұрын
@@australianpatriot privilege
@208912 жыл бұрын
@@australianpatriot good question, I think so too
@yuiopoli9601 Жыл бұрын
@@violentquacking7342 Whiner.
@1prodbyhd2 жыл бұрын
Step 1: Make $150k
@angelasunx32 жыл бұрын
& save it!
@1prodbyhd2 жыл бұрын
@@angelasunx3 💯🙏🏾
@Raidenmommy89 Жыл бұрын
Just be a pilot
@1prodbyhd Жыл бұрын
@@Raidenmommy89 naw lol
@n.j.crawler5 ай бұрын
Why would anyone want to make less?
@MatthewAlva2 жыл бұрын
Thank you so much for sharing your NYC apartment hunt and being so transparent on breakdown of costs. You’re awesome!
@angelasunx32 жыл бұрын
Of course! Thanks Matthew
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@janetajayi51122 жыл бұрын
Wow, what a huge accomplishment! 👏🏾💐🥳Congratulations, I’m excited to watch your journey!
@angelasunx32 жыл бұрын
Thanks so much Janet!!
@erinwheelockrealestate2 жыл бұрын
Angela! I love this video, and thanks for the shout out. Glad you're enjoying the home and can't wait to see the finished product!
@angelasunx32 жыл бұрын
Updates to come soon!
@emajjabowen6748 Жыл бұрын
I bought a 2bd 2bt floor to ceiling window luxury condo in Atlanta at 23. I did it because I wanted the same luxury apartment life like other people my age, but I didn't want to pay the premium in rent. I also didn't want an actual house as a single woman living alone. I didn't want people on the street to be able to see exactly which place is mine. I'm so proud of other people my age who are buying homes. It's so hard for us and the odds are stacked against us.
@angelasunx3 Жыл бұрын
Congrats on your condo too! I think the same way :)
@jasonhuang16232 жыл бұрын
Guys, stop saying HOA is high. It's incredibly low in NYC, so is RE tax. Great deal in terms of carry.
@angelasunx32 жыл бұрын
Comparatively much lower - was definitely a strong selling point
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@nicholaskoh37042 жыл бұрын
This is literally the exact video I was looking for from the exact person I wanted to see it from. Quick question, do you think it would be good to buy a property in manhattan with the intention of selling it after 5 or more years? I see that the real estate market increases over 5% each year but I also heard manhattan investments aren't great but am not sure why.
@angelasunx32 жыл бұрын
Thanks Nicholas! In my opinion, not really, unless you get one for a great deal. This is because you'll have to pay decently high fees & taxes both with buying + selling, so the shorter the time horizon, the more those take a chunk of your returns. Beyond that, Manhattan apartments also have high HOA fees and RE taxes in general. At the end of the day though it's different for every property, so can definitely be worthwhile depending on which. Just have to spend time finding the right one.
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@edb4842 жыл бұрын
Congrats, NY prices are wild. $600k is a mini mansion here in Texas, at least 3 car garage, 3500+ square ft etc
@angelasunx32 жыл бұрын
NY prices are truly crazy
@tyronemidzi24572 жыл бұрын
lol. NYU dorms are 2.5k. Congratulations 🥳! I’m happy for you !
@angelasunx32 жыл бұрын
NYU dorms are truly another level in terms of price to value 😭
@pogo55555Ай бұрын
This process was sooooo interesting. Thank you so much for sharing and congratulations! It’s a video that makes people feel good for some reason. I find this so motivational. I’ve watched it twice already.
@angelasunx3Ай бұрын
Aw I'm glad thanks so much!!
@MrNH718 Жыл бұрын
Am I crazy for thinking this is insane? She could've gotten a whole house in a different part of the city like Brooklyn or Queens for the same price or less. That would've been an even better investment if the plan is to eventually rent it out. And it's really not that big a deal to hop on the train to get to work.
@angelasunx3 Жыл бұрын
It made sense for me personally since I live alone and space isn't my biggest concern!
@helena3631 Жыл бұрын
Not in Brooklyn and only in some parts in queens …abandoned houses in Brooklyn go for over 1M if she’s going to pay over 500k might as well live in Manhattan
@Spynuffin5 күн бұрын
She doesn't plan on living there long term. She's just gonna rent it out and make a fuckton off of the property when she saves enough to buy another place.
@joymae2 жыл бұрын
This is so impressive! I'm currently in the same boat right now, thanks for sharing your experience that's so boss at your age.
@angelasunx32 жыл бұрын
Woo thanks so much! Glad to hear we're in the same boat
@jeff4invest Жыл бұрын
Hi-I am a Handyman and Real Estate agent in NYC (Harlem ) anyone needing repairs or good deals can contact me directly . I am very busy in Long Island city . Let’s make offers !
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@CestTerry2 жыл бұрын
Been waiting for this video! Thanks for sharing!
@angelasunx32 жыл бұрын
Been waiting to post! Thanks for following along on the journey 😊
@purpleye26082 жыл бұрын
Wow 2.2%!,You got it just in time haha! I'm looking in the area now and rates have more than doubled 😭 Thanks for the very informative video!
@angelasunx32 жыл бұрын
Ugh yes I got super lucky at that time with the rates
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@LiquidSwords892 жыл бұрын
Congrats Angela! That is great news. Thanks for sharing the whole process.
@angelasunx32 жыл бұрын
Thanks so much!
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@i1234569876542 жыл бұрын
wow, $170K cash...you go girl...and yeah, the common charges are insane...but living in murray hill is really nice
@angelasunx32 жыл бұрын
HOA fees are crazy in Manhattan
@MinamiPaul6 ай бұрын
Thank you for your video. I have a quick question: Does the bank require you to have a certain amount of money or assets after you’ve made the down payment? For example, proof that you have enough funds to cover a year’s worth of mortgage payments?
@angelasunx35 ай бұрын
Yes they do!
@tundesburnerreloaded7 ай бұрын
Thank you for sharing, your thought process was really similar to mine for the reasons why you purchased an apartment.
@angelasunx35 ай бұрын
Glad it was helpful!
@geck12042 жыл бұрын
At 24, wow, you're crushing it!
@angelasunx32 жыл бұрын
Ah thank you!
@i1234569876542 жыл бұрын
2.625%! that's really good! congrats...i like this interest rate because it's low but sucks that you had to put down a 25% down payment...hopefully you can buy your next home with all cash...i hope you're not going to take 30 years to pay off this mortgage
@angelasunx32 жыл бұрын
Thank you, and hopefully won't!
@LilAngel14472 жыл бұрын
Congrats! Can't wait for the apartment reveal!
@angelasunx32 жыл бұрын
That's going to be such a fun video to do
@thefunchum23022 жыл бұрын
Congratulations! Very Inspiring! Can you please do a video about your net worth journey now compared to your net worth right out of college? and how you were able to accumulate that much in savings? I'm 24 with a job in the big 4 accounting but I'm still far from buying my own property. I do save and invest tho but the returns are slow. How were you able to accomplish this? I know investment banking pays a lot but thats because of the bonuses, and those bonuses get taxed about 50%, so you're technically only getting half of that money. Do you have any other source of income? or just capital gains on stocks? do you get stock compensation from your current company? Just need some tips as a young professional like you :)
@angelasunx32 жыл бұрын
Thanks so much! I'll do a net worth video in the future which covers these topics. :) Mostly a combination of saving + investing
@thefunchum23022 жыл бұрын
@@angelasunx3 awesome!!! Looking forward to that! 🙏
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@Diamond_Hanz2 жыл бұрын
Guys, if you see Angela on the streets. RUN!
@angelasunx32 жыл бұрын
😅
@lenglain4 ай бұрын
Finance is NOT my forte, but dropping $170,000 for the privilege of paying basically the same monthly cost as just renting, for 30 years or until you sell it is wild to me. That's a lot of money to kiss goodbye that would probbaly grow more in the market, or as a business investment. And to think this is just for a studio!!!!!!!!!!! I'm from NYC and live in manhattan, and this video broke my heart. I don't think I'll ever be able to own an apartment in my own hometown and I'm a software engineer at big tech. Unreal.
@angelasunx34 ай бұрын
It was at a low interest rate with low fees so made sense for me since I'd renting at the same cost if not higher!
@denislevchenko33742 ай бұрын
Comone..if you software engineer you should make around 180k year.
@anitamore41012 жыл бұрын
I have watched some of your Investment Banking videos a few months back. Great to see you reach such a big milestone at just 24. Congrats!!
@angelasunx32 жыл бұрын
Thanks Anita!!
@florencewang72752 ай бұрын
congrats!! would love to see a video about the renovation too :)
@abcxyz-cx4mr Жыл бұрын
May I ask you how you saved up for or managed to pay $170,000 upfront? If it’s not too personal to ask and if you’re willing to answer, what job do you have? I assume you have a high-paying job, Congratulations 👏 on buying a studio in NYC at a young age! It’s impressive ☺️
@angelasunx3 Жыл бұрын
Was able to save a good amount of money from working in investment banking as well as various internships through college - also lived at home with family for a lot of the pandemic so saved on costs there!
@Dark_Evil Жыл бұрын
@@angelasunx3 sus...very sus. How exactly did you make the money?
@darealberrygarcia Жыл бұрын
@@angelasunx3 you are such a manipulator. Interning paid you enough haha and of course saving a little money living with parents was enough too. Oh the simple lies of a 24yr to adults. Ok gotcha great job you are awesome and special
@darealberrygarcia Жыл бұрын
@@Dark_Evil her parents 1,000% co-signed and likely gave her 90% of the loan. Notice how unprofessional she talks.. Yeah highly doubtful she did any of this on her own ash would love to portray
@nukeccp Жыл бұрын
@@darealberrygarcia the envy on you m8🤡🤡
@j.f.85029 ай бұрын
I am planning on moving to NYC (from Toronto) for work. This breakdown is great! Thanks Angela!
@j.f.85029 ай бұрын
Newbie question: The term of your loan is 30- years. Say you wish to sell your property after 5 years, do you have a penalty for early full repayment?
@angelasunx37 ай бұрын
Woo good luck! I don't think there's a penalty for early repayment, no
@yanjinyang441111 ай бұрын
Super helpful video! And 2.625% is actually historical low rates over the last 50 years!
@angelasunx37 ай бұрын
Right?!
@angelasunx37 ай бұрын
And thank you!!
@TracyEllennn Жыл бұрын
Thank you so much for sharing! Love your transparency!!
@angelasunx3 Жыл бұрын
Thanks Tracy!
@poopydoopy70622 жыл бұрын
This is amazing! Congrats! This is so huge, so happy for you :)
@angelasunx32 жыл бұрын
I'm excited!
@Tecknoc2 жыл бұрын
Oh My God!!!! Congrats Angela! You seem so much happier since leaving IB
@angelasunx32 жыл бұрын
Thank you!! 😊
@brett8325 Жыл бұрын
this was very informative. thanks for sharing!
@angelasunx3 Жыл бұрын
Woo thanks for watching Brett!
@BS-ql7vq2 жыл бұрын
Congrats Angela!!!
@angelasunx32 жыл бұрын
Thank you!
@gosnowowls72 жыл бұрын
CONGRATULATIONS ANGELA!!! This is a huge accomplishment!
@angelasunx32 жыл бұрын
THANK YOU!!
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@hemanggunwant3032 жыл бұрын
congrats 🥳🥳🥳🥳 . wating for apartment tour. are you still working in private equity.
@angelasunx32 жыл бұрын
Thanks so much! Hopefully will be releasing soon :) And I am not
@PKhaganate2 жыл бұрын
Awesome. That is great news!
@angelasunx32 жыл бұрын
Thanks so much!
@Dhruvpatel-lc7hc2 жыл бұрын
Congratulations 🎉 Angella, so happy for you 😄
@angelasunx32 жыл бұрын
Thanks so much 😊
@NewYorkAngelo Жыл бұрын
Good breakdown Angela!
@angelasunx3 Жыл бұрын
Thanks Angelo!
@georgehuang79852 жыл бұрын
OMG WOW CONGRATS ON SUCESS SO YOUNG!!!!!!!
@angelasunx32 жыл бұрын
Thanks George!!
@dirtyicontarot Жыл бұрын
I don’t think you understand how much u helped me. I didn’t think this was even possible! I will be doing this instead! Love this
@angelasunx3 Жыл бұрын
Glad I could help!
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@maritestaylor8458 Жыл бұрын
Awesome information
@angelasunx3 Жыл бұрын
Glad it was helpful!
@edward20092 жыл бұрын
Wow congrats! What a big milestone :)
@angelasunx32 жыл бұрын
Thank you! ☺️
@mirtokiriazanou7662 ай бұрын
Sorry to be negative, but as an architect, I hate the word investment used to describe housing. Just sell it and buy your next apartment when you need to, why to you have to hoard houses ? Moving to different city ? Hotels exists. That's the problem with the housing "shortage" some people own multiple properties, and the rest don't.
@philjenkins1138Ай бұрын
Start designing affordable homes Mr. Architect
@jewelthompson42106 ай бұрын
Smart girl! Congrats 🎉
@angelasunx35 ай бұрын
Woo thank you 🧡
@butterflytiffany2 жыл бұрын
Thank you sm for sharing the deets
@angelasunx32 жыл бұрын
of course!
@kennyadvocat2 жыл бұрын
Nice apartment! With nyc offices doing more remote work why didn't you consider getting a whole house for just a bit more? Not seeing enough roi for this to be an investment rental is all. And sounds like long term you wanted more than a studio. Houses in queens have been outperforming the last 15 years. Plus you'd have alot of rooms to rent out and charge for the driveway parking spot. Can finish the basement for your office 🏢 🙏
@angelasunx32 жыл бұрын
Thanks Kenny! Ultimate goal was still getting a place that would be close to the office rather than commuting from somewhere farther like Queens. Also would be living by myself so didn't make much sense to get a full house farther away.
@crypto_que7 ай бұрын
700K for a studio rental apt is insane. IDC if it is in NYC, that's not a flip. I don't know if it's a smart way to get ROI. I'm not saying it's not possible, just that you're probably going to be squeezing ever last red cent out of people looking to rent. If you move out and move someplace way cheaper in the meantime it might be doable. Anyway congratulations I guess all the numbers made sense for you.
@angelasunx37 ай бұрын
Made sense partially because I'd have to rent anyway in the city!
@ashjes68072 жыл бұрын
congratulations!!
@angelasunx32 жыл бұрын
Thanks 😊
@JigmeSwag2 жыл бұрын
Quick Question: Do you pay monthly bills for utilities like gas, electricity, etc. or that is included in your HOA fees?
@angelasunx32 жыл бұрын
Utilities are separate
@JigmeSwag2 жыл бұрын
@@angelasunx3 thank you 👍
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@williammclean6594 Жыл бұрын
I'd never be able to do that because to be honest I probably be working minimum wage for the rest of my life because I don't want to go to school for anything I don't really like any sort of job or career
@angelasunx37 ай бұрын
I believe you could!
@ryenyfishing65886 ай бұрын
$300 HOA is crazy!! What building??
@angelasunx35 ай бұрын
It was a v large one so it was split amongst a ton of residents!
@newyorkgumgum99602 жыл бұрын
Congrats! Definitely not easy to purchase an apartment in NYC! Just curious, how many comparable apartments did you screen before narrowing down on this one? Did you hire anyone to inspect the apartment or lawyers to go over the paper work during the due diligence process?
@angelasunx32 жыл бұрын
Thanks! Looked at probably ~200 online, and ultimately narrowed down to visiting over a dozen. Had a lawyer for paper work / due diligence.
@newyorkgumgum99602 жыл бұрын
@@angelasunx3 Very helpful, thanks!
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@vssnav2 жыл бұрын
How did you manage to save $170k 2 years out of school?
@memoobaba2 жыл бұрын
putting savings in stocks
@angelasunx32 жыл бұрын
Combination of investing / saving from before my FT job too
@lenaprice62392 жыл бұрын
@@angelasunx3 Did any of your family help you out financially with the down payment and/or deposit?
@darealberrygarcia Жыл бұрын
@@lenaprice6239 of course they did. She didn't make that money hahaha
@JerrygoBangBang Жыл бұрын
@@lenaprice6239 Yeah she always dodges this question, we know the answer. Rest of the breakdown is honest though so there's that.
@ernesteu Жыл бұрын
Hi Angela. Nice video n tips. Can you let me know the agent I use to help buy the apartment please. I’m looking to buy an apartment.
@angelasunx3 Жыл бұрын
I found mine through Streeteasy so would look there. Good luck!
@killa4k Жыл бұрын
Thank you for all the information. Quick question, do you mind explaining how your mortgage comes out to $1850, when after the down payment, you are expected to pay $450K over the next 30 years. Thank you!
@angelasunx37 ай бұрын
It was with an interest rate of 2.6% over 30 years on 450k!
@KKRCeb2 жыл бұрын
Congratulations! I am looking to buy a condo too and this is very valuable information. Just wondering why you did not consider LIC lol looks like they have many newer and nicer apt buildings there and they are close enough to midtown through the trains. The studios there do generally exceed 700k tho, but not by too much.
@angelasunx32 жыл бұрын
Thank you! Preferred Manhattan still just due to the pure convenience, but definitely agree LIC apartments are very new and lots of development there. Have a lot of friends renting there at the moment.
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@jojopinedaxd2 жыл бұрын
Can you talk about maintenance for the apartment? I would like to buy an apartment in the future, but I don't know where to begin and what to do if for example if there is a crack in the wall or something like that.
@angelasunx32 жыл бұрын
Usually any issues within the 4 walls of your apartment you'd have to fix yourself, and anything outside or that you can't see is the building's responsibility
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@darealberrygarcia Жыл бұрын
She means her parents bought her a apartment
@ivanpp16 Жыл бұрын
This is awesome. Congrats! Did you get pre-approved before searching for properties?
@angelasunx3 Жыл бұрын
Yep I did! Thanks so much
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@deardaughter7 ай бұрын
Thank you.
@angelasunx37 ай бұрын
Welcome!
@leontrought247 ай бұрын
Thank you for your video. My question is how did you come up with 170k at 24 yrs old to put down on an apt. Also, did you go conventional financing?
@angelasunx37 ай бұрын
Yes conventional financing! Saved up from ~2 years of full time work and another ~2 years of investing prior to that
@chatomairi2 жыл бұрын
very cool. you had the money and made a great investment.
@angelasunx32 жыл бұрын
Thanks Matt!
@sibachintanpradhan76532 жыл бұрын
Hi Angela I have heard people moving to Florida/Texas from NY and California. Is Florida and Texas are the best states to live in US currently ? Please do a comparative analysis vis-a-vis the former and later. Thank You 🙏🏻
@angelasunx32 жыл бұрын
They're very different! Depends what's most suitable for your lifestyle - city life (ny / cali) or somewhere more suburban w more space (florida / texas)
@mohamedmenni5802 Жыл бұрын
I like your video 😍
@angelasunx3 Жыл бұрын
❤️
@208912 жыл бұрын
Damn you are rich . Congrats
@angelasunx32 жыл бұрын
Haha def not the case
@208912 жыл бұрын
No 24 year old can buy a house. So you are rich . And that is a lot of money down . Sheesh
@isaacajohnson47722 жыл бұрын
Did you end up getting a studio or a 1 bedroom? congrats btw!!
@angelasunx32 жыл бұрын
Thank you! Studio
@riversideconomy Жыл бұрын
good to see you and very helpful to me~~i am investor for real estates in Korea. also want to buy apartment in NY even i am staying in other country.
@angelasunx3 Жыл бұрын
Best of luck!
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K. Only 5%down required. Va loans welcomed with 0% down
@tseringnamgyal66622 жыл бұрын
2.62% for 30 year...deal of the century
@angelasunx32 жыл бұрын
I got so lucky with the timing
@JonathanGarza2 жыл бұрын
How were you able to save up so much money?
@angelasunx32 жыл бұрын
Saving and investing since college and also stayed with family for much of covid so saved on rent
@JonathanGarza2 жыл бұрын
@@angelasunx3 Thanks!
@oss150115 күн бұрын
Witness the frenzy of New York's $3 billion housing spree! 🏠💨 How Quickly Can $3,000,000,000 of Housing Sell in New York?
@Godblessshello Жыл бұрын
Nice !
@angelasunx3 Жыл бұрын
✌
@artificialintelligence6107 Жыл бұрын
Thank you Angela. This is an awesome video. Question: At what point would you consider renting out your condo? What it be a move out of the city, or would you consider buying another property in NYC and renting ou this one? I'm thinking strongly about buying a condo and I'm just trying to get a sense of what it looks like to rent out a condo if I were to move.
@angelasunx3 Жыл бұрын
Either a move out of the city, or a need for a bigger place would cause me to rent this place out
@jeff4invest Жыл бұрын
I can help you find a good deal in NYC . I am an agent that works directly with developers with a construction background . DM me .
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@greyfox39312 жыл бұрын
totally worth it !
@angelasunx32 жыл бұрын
😊😊
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K. Only 5%down required. Va loans welcomed with 0% down
@THEGRANARENA2 жыл бұрын
Hey can you recommend your realtor to us we looking for apartments in new your City.
@angelasunx32 жыл бұрын
I used Compass!
@jeff4invest Жыл бұрын
Hello - I am a realtor in NYC. I started 20 years ago . I am also a handyman , which most of my clients really like . Contact me directly as I know plenty of developers in the city . Owner financing is possible directly with some building at the moment . Your internet rates will be lower than anything the banks are asking for . Thanks for reading .
@simonlam916 Жыл бұрын
I need to same condo and I am asking if realtor can help us to search for the same. Thanks.
@jasonexperience89707 ай бұрын
What's your income range to be able to afford this?
@frankdaniel5216 Жыл бұрын
Cant you write off real estate taxes?
@angelasunx3 Жыл бұрын
yes
@wania.89822 жыл бұрын
Congratulations
@angelasunx32 жыл бұрын
Thank you :)
@manyulgarprsch Жыл бұрын
Wait? Arent there washing machines in NYC apartments? Like you dont have the pipes or what?
@angelasunx3 Жыл бұрын
Many of them don't have it within the apartment :( there isn't the set up for it
@sampannarayamajhi36777 ай бұрын
so how much is the resale value ?
@angelasunx37 ай бұрын
hopefully at least what I paid for it 🤷🏻♀️
@kayanoreeves1949 Жыл бұрын
Is your age relevant to the buying process, or is it just a bragging point?
@angelasunx3 Жыл бұрын
Not relevant to the buying process but thought noteworthy for the video since it's more unusual
@kayanoreeves1949 Жыл бұрын
@@angelasunx3 that's cool, and probably gets more clicks, too
@trapitusaventurez21902 жыл бұрын
congrats!
@angelasunx32 жыл бұрын
Thank you!
@enter-galactic11 ай бұрын
Can we apply for FHA loans for NYC apartments?
@angelasunx37 ай бұрын
Believe so but don't know too much about it
@daniel_gallАй бұрын
what is this 350 HOA fee? (coming from europe)
@ineptnindolent2 жыл бұрын
personally looking withing a year to purchase. Im curious about if you had tried first time home owners programs before you purchased or no, I was reading they can help with Down Payment costs and other things.
@angelasunx32 жыл бұрын
That's awesome, good luck on your search! Haven't tried those programs out but interested to hear your experience if you do
@jeff4invest Жыл бұрын
I know developers all over the city . Do you want a good deal ? Reach out to me .DM. Licensed agent .
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@5000barney Жыл бұрын
how did the citizen bank collapse affect you, if at all?
@angelasunx3 Жыл бұрын
No effect
@lizetoviedo32886 ай бұрын
Why not buying a co-op ? Congrats
@angelasunx35 ай бұрын
Planning to make this a rental property at some point and co ops have a lot of fees / rules around that
@i1234569876542 жыл бұрын
smart girl...making sure that you don't buy a co-op so you can rent your apartment out and make that bank
@angelasunx32 жыл бұрын
That's the goal
@Whoo71110 ай бұрын
25% down?? Hot damn! O.O So... that's, like... over 120 GRAND you had to pay upfront, on top of a loan for the rest?
@angelasunx37 ай бұрын
Still paying off that loan ),:
@arnoldmumba23082 жыл бұрын
For how long do you pay the monthly fee?
@angelasunx32 жыл бұрын
Mortgage until I'm finished paying off, and rest of the fees for as long as I own the apartment
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K.
@angelasunx3 Жыл бұрын
Ah I'm not!
@MrDarknightkiller2 жыл бұрын
2k! I'm stressing trying to find something less then 1.5k
@angelasunx32 жыл бұрын
It's so hard with these rent hikes ):
@jeanikacyriaque11042 жыл бұрын
Try bronx and queens
@abcxyz-cx4mr Жыл бұрын
@@jeanikacyriaque1104 - Hi, do you know of any good areas of Queens that you can recommend? My cousins live in Astoria Queens and I’ve heard of Jackson Heights in Queens too, other than that I’m not that knowledgable about Queens
@crockett6162 жыл бұрын
Interesting stuff. Congrats on the apartment! I'm just watching out of curiosity to see how these things work in different countries. Is it so in the US that the HOA handles stuff like necessary renovation work on the building, even major work like let's say when the plumbing or electric wires or what not come to the end of their life? And that all comes off of that HOA fee or may there be additional fees?
@angelasunx32 жыл бұрын
Yup, and also for doormen service and general maintenance of common facilities like hallways, elevators and lobby
@jeff4invest Жыл бұрын
When people need repairs they call me . NYC handyman /agent . One stop shop!
@alexandradanso2323 Жыл бұрын
Hello! Would you be able to provide the list of mortgage brokers that you reached out to other than citizens bank? also does going out to many brokers and allowing them to run your credit hurt it at all?
@angelasunx3 Жыл бұрын
Nope! It's worthwhile going to multiple brokers to figure out rates - went to a lot of your typical banks like citi & chase as well
@alexandradanso2323 Жыл бұрын
@@angelasunx3 Thank you!! Also how much did you pay in attorney/legal fees to close?
@albertajordan5604 Жыл бұрын
Are you looking for a nyc condo ? I have a great 2 bedroom available. ASKING: 640K. Only 5%down required. Va loans welcomed with 0% down
@memoobaba2 жыл бұрын
300 HOA fee monthly seems very high? Did you mean annually?
@angelasunx32 жыл бұрын
Monthly - oftentimes higher for other nyc apartments too
@jeff4invest Жыл бұрын
That’s low HOA compared to Jersey .
@LateMillenial2 жыл бұрын
How much was downpayment
@angelasunx32 жыл бұрын
$150K
@alfredrodriguez7106 Жыл бұрын
Well congratulations.!!!.. But this does not expolain how the rest of us working class stiffs....can come up with that amount of money.. plus etc etc etc fees... I do believe you either have to have well off parents to assist or have landed a great job in the six figure income bracket or be a famos person with unlimited financial resources .... But to the select few that can do it.... Its an awesome story....
@angelasunx3 Жыл бұрын
Definitely thankful to have supportive parents that I was able to live with for a while + a good paying job out of college!
@angelasunx3 Жыл бұрын
Thanks so much :)
@thehungrygoldfish8 ай бұрын
I’m going to be brutally honest here. If you’re poor and you’re struggling as it is right now with renting, you shouldn’t expect to buy an NYC apartment lol.