CAR LOAN SECRETS. कैसे धोखे से बचे SBI, ICICI से LOAN लेते हुए !!

Рет қаралды 125,186

11 ай бұрын

How to Save Money while taking Car Loan. Know what considerations needed before choosing Fixed, Floating Rate and finalizing PSU or Private Bank including negotiation tips on Best Car Loan.
Whether its Honda Elevate, Hyundai Exter or all new Kia Seltos can save and negotiate for best car loan deal.

Пікірлер: 183

@anuruddhdwivedi5617 11 ай бұрын

Sir me batata hu aapko khul k public sector bank ka being an employee. Customer dealer k pass na ja k directly bank manager k pass jaye or bole Jo aap payout dealer ko de rahe ho wo hume arrange Kara dijiye mere hi loan me. 1.65% ka payout bank dealer ko dete hain but public sector bank DSA k through directly customer ko loan amount ka max 0.70% provide Kara skte hain. Isme bank ka profit hota h... Kisi b DSA ki profile me uska case daal k us DSA se customer ko refund Kara Diya jata hai. DSA k b high targets hote hain n unhe b apna number of cases ka portfolio maintain krna pdta hai.

@vikramadityachakraborty3097 15 күн бұрын

...The best part of your videos is, you choose vital issues and explain them to us very neutrally. What a good level of confidence!🎉

@sellymumbai 11 ай бұрын

Excellent information, based on past video got 8.65% in June 2023 and good offer from dealer and even waiting time reduced in half.

@tanmoykundu9201 10 ай бұрын

This is the best video I could found on internet on car loan. Thanks

@adityabhadoriya3191 11 ай бұрын

Very helpful and informative session Thank you 😊 🙏

@adityatripathi7403 5 ай бұрын

Thanks sir mene negotiate kra or interest rate kamm bhi hua.

@manojkumarsk 11 ай бұрын

Sir, you always post informative vdos on KZfaq. I always watch your channel. Really like it. Thanks for sharing such posts.

@VadirajS 10 ай бұрын

Thank you sir, I had same exact thought on floating interest rates & your video reassured that.

@samabraham3095 11 ай бұрын

Thank you for sharing this awareness for helping out the society at large! Any videos on Car lease programs that corporates extend to its employees? Would like to learn possibile negotiation levers available to an employee. Also would love to learn how a Corporate Lease compares to buying through car loan from public sector bank... Thanks in advance!

@abhimanyubhardwaj2391 11 ай бұрын

Very helpful and in depth information. Thank you

@Gauravsharma-pg7nq 11 ай бұрын

Every single word true and deep informative.

@k.s.vijaykumar9081 10 ай бұрын

Bhai aapka videos are very informative and practical. I have been watching your videos since long.

@shreenidhi1956 11 ай бұрын

Very informative

@sandipankumar7833 11 ай бұрын

Aap ki financial assistance kafi acchi hai

@trilochansahu1532 10 ай бұрын

There is no prepayment penalty after 1 year of loan disbursement for SBI but every other PSBs & private bank charges prepayment penalty. Even if you close it after 3 years

@shekharsharma826 10 ай бұрын

I also share same information with others. Thanks for putting this on social media.

@shailendersinghnegi9502 9 ай бұрын

Thank you so much sir for creating your all in one car buying information platform

@biswajitchakraborty7220 11 ай бұрын

Very informative video.Thanks a lot.

@Saurabh14000 11 ай бұрын

Very informative video sir ....thanks

@abhirajkashyap8944 11 ай бұрын

I hope this channel grows❤

@Ishan0906 11 ай бұрын

Very helpful. Could you please make a video about car PDI

@amitdarodkar9523 8 ай бұрын

Thank u sir For providing very important n useful information.

@nishilbright2007 10 ай бұрын

I've gone with BOB. Floating. No foreclosure or part payment charges from 1st year. Union bank is a good alternative as well from my experience while going for car finance

@sourabhchoudhary5244 10 ай бұрын

Bhai aapne bank of Baroda se liya h kya please mujhe bhi guide kre

@iitian420 9 ай бұрын

What rate did you get bhai

@yellow-purple-pink 3 ай бұрын

Union bank ka experience kaisa raha apka?

@smalik131 11 ай бұрын

Sir Mercedes ke Star Agility ya BMW Audi ke similar finance programs ke baare me bhi ek video banayen kabhi….

@asifasif2684 11 ай бұрын

Thank you 🎉🎉🎉🎉🎉

@abhisekanupray 11 ай бұрын

Sir very nice information about the loan ❤

@starcarreview 9 ай бұрын

Great video my friend wishing you good health and success in life love you ji❤❤❤❤🙏

@What2do1119 10 ай бұрын

Private Banks offer all retail loan on monthly reducing interest rate while SBI offers on daily reducing interest rate. So a borrower pays less interest amount in the latter case. Prefer SBI if you are eligible. Always.

@vzvish357 10 ай бұрын

Sirji that smirk at "ceramic coating" 🤣

@VishalKumar-jy3ht 11 ай бұрын

So informative video

@rajdeepkundu5025 3 ай бұрын

Bangiya Gramin Vikash Bank starts from 8.15% interest rate per annum depending on the CIBIL score

@JayendraSinghRaceGurram 11 ай бұрын

SBI and BOI me bhi processing fee and stamping charges mang rahe the 835 ks cbil par bhi Mahindra Finance se 8.8 me karvai.

@visheshsaini4829 11 ай бұрын

Advice for byuing baleno zeta cng or glzanza s cng please tell about upcoming discount and best finance advice upto 5 five lakh ... Plzzz reply❤

@GAUTAM_GB 11 ай бұрын

প্ৰয়োজনীয় Video

@RamzyExplorer 11 ай бұрын

Very informative video Bro 🎉

@sarbeswarassam9576 10 ай бұрын

Confused between venue, nexon, kia.... Almost daily drive.. Mainly in city... Please suggest a car sir....budget 10 lakh

@yasirkathroo 10 ай бұрын

Thank you

@RohitSharma-fe2bl 11 ай бұрын

Aapka content is awsm

@Leo-gc3hq 11 ай бұрын

Sir ji kabhi apan car ka review bhi de diyo aur nayo kaun sa car plan kar re se ee bhi bataoo..apke baare main hum janat chahe thoda thoda sa

@vivekmahajan4999 11 ай бұрын

बहुत बढ़िया

@dumplingszz8164 10 ай бұрын

Short time k liye Flat or Floating Kounsa acha hoga ???

@SmartWizzard 11 ай бұрын

No charges on pre-closer in Bank of Baroda also

@jeetsomaani2292 11 ай бұрын

Sir ek help aur kr dijiye. Muje meri AURA car ka AC effective nhi lagta even iske liye mere parents ne alag alag journey time mei bola muje also mere friends ne bhi bola ki AC kaam nhi kr rha iska kya? But Service wale maane ko ready nhi hai woh kehte hai machine laga kr dekhi hai cool kr rha hai. But still muje nahi lag rha... Traffic mei Fan as blower wali feel deta hai. Issme kya ho skta hai also Cruise Control mei speed set krne ke baad kya SPEED fluctuate hoti h? Please help me out.. Iam in delhi

@rahoolsingh 10 ай бұрын

How does one check what is the best price at this moment on specific brand/models. Over all info is awesome but one needs to know what offers and best price would be.. warna sab gyaan is theory not applicable.

@ShubhKrishiVlogs 10 ай бұрын

Me Farmer hu Mene Cash Me car purchase ki thi last year September me LOAN CHAHIYE PLZ BATAYE KONSI BANK BEST RHEGI....

@deveshkumar-zl8ls 11 ай бұрын

Sir suggest between venue s and nexon xm Kon si better rhegi City drive monthly 300 km

@Vijaybakshi 11 ай бұрын

Good Information

@jaggiswamey8932 11 ай бұрын

Good Night Sir.

@GAUTAM_GB 11 ай бұрын

ধন্যবাদ

@vijaybharti1357 11 ай бұрын

Pnb 8.75 ev for ten years others 8.80. for 7 years. No for closure charges.for government employees nil process fee.

@user-eu3we7nj8v 11 ай бұрын

Never buy car loans as its depreciating asset. Go for small cars instead of taking loans or do savings until you have enough money . Automobiles company and Banks has tied up to get money out of buyers by giving them loans so easily.

@kshitijbelanki1719 2 ай бұрын

Sir I am buying elevate with a bank loan of 15 lacs, I will be thankful if you suggest me a better way of taking loan.

@jaggiswamey8932 11 ай бұрын

Om Nameskraji. Good Night

@EkCitizen 8 ай бұрын

Mene pehle SBI YONO se apply kia 8.75% par in principal approval ayi. But branch se follow up call ni aya toh mene RMGB bank se lia 8.6% no processing fee, 1year ke baad koi prepayment charges nahi aur 1year ke andar 1% prepayment charges. Me Rajasthan ki baat kar ra hu. Aur process me time bhi jada nahi, Tuesday evening ko apply kia aur Friday ko disburse ho gya. Means 3rd working day me loan disburse. Total 3 chakkar lagae bas.

@sunilsahu-sq3ge 11 ай бұрын

Sir csr loan fix ya floting kaun sa best h

@rajendrayadav9291 4 ай бұрын

सर मुझे बॉडी इंश्योरेंस के संदर्भ में बताए जब गाड़ी लेने पर अनिवार्य है क्या

@VishalMishravsm 10 ай бұрын

Right ... I do the same and got it on reduced interest rate as one of my friend is employee in bank . He suggested to bargain and I didi the same . Reduced 3000 on processing fee as well

@GAUTAM_GB 11 ай бұрын

is jimny a good daily use car for village road ?

@rajatsethi3041 11 ай бұрын

Should I go for Honda elevate manual or automatic. My drive is mostly in the city but I want the best feel

@taher.lashkar 11 ай бұрын

If you are a new driver go for automatic. Automatic should be introduced in India much earlier.... Indian roads are narrow and full of traffic and potholes so you will just get frustrated in a minute by switching gears in manual.

@akbarpinjari6745 3 ай бұрын

Used car loan PE ek video banao

@shadymatt 5 ай бұрын

I have a friend, Kya credit card defaulter ko koi bank car loan degi ?

@wvijay12 11 ай бұрын

Nationalized bank se loan le jiye.

@mudavathjayanthi2798 11 ай бұрын

Better hotha if u can specify minimum interest rate Bata dete

@seikhnurulhassan6057 10 ай бұрын

I just got a car loan from HDFC at 8.54% today for my vw virtus 😊

@mejarrandhawa6595 10 ай бұрын

Kitne year ke liye or kitna paisa liya

@biswasays 10 ай бұрын

In Assam, govt employees are given car loan from SBI @ 6.75 - 5.75 ,what do you say about it..?

@sarbeswarassam9576 8 ай бұрын

No bro...minimum 7.50 for government employee

@amitwadhawan5114 11 ай бұрын

Nice!,,,..Can we eliminate the pay out commission if we take loan directly from Sbi?

@Rahulrisin 11 ай бұрын

Bank pays from their pocket

@kalyandba2005 11 ай бұрын

Good info Sir as always. Do we get the receipt for the processing fee paid for SBI Car loan?

@mycarhelpline 11 ай бұрын

Can check in Loan SOA

@anuruddhdwivedi5617 11 ай бұрын

Definitely you can get proper invoice for that if you demand

@luckysaini7424 8 ай бұрын

Loan exshowroom price par hoga ya phir on road price parr

@user-sy6ec3iz4k 9 ай бұрын

Used cars k liye interest rates kya h sir icici bank

@ananyavasudevrm 10 ай бұрын

I got Bank of Baroda Loan at 8.75% with no processing fees, Plus Rs.4500 Amazon voucher

@nishilbright2007 10 ай бұрын

Got 8.90% only but yea no charges and mainly no foreclosure and part payment from Bank of Baroda

@nishilbright2007 10 ай бұрын

You got a good offer

@ananyavasudevrm 10 ай бұрын

@@nishilbright2007 They have given u Floating. Ask them for Fixed ROI

@mohdbilalmohdbilal367 3 ай бұрын

Mere sath sir froad hua hai phele kist bataya 22500ki. Lon hone ke baad. Kist aye 24026 ki 1paymint kardi h mene ab kya kare

@786JavedPervez 11 ай бұрын

5 din pahele ye video upload kar dete to mera 1.5% ka faida hota....

@sushilgupta3423 11 ай бұрын

Hello sir , i'm loooking to buy nexon xm+s variant do you think its the right choice for now or shall i choose venue brezza or xuv 300 which should be good to buy in this time ?

@chiragpatil378 11 ай бұрын

Is it you first car ?

@sushilgupta3423 11 ай бұрын

@@chiragpatil378 yes

@shantanutiwari2 11 ай бұрын

@@sushilgupta3423dont go for xuv300 personal experience worst service i have faced

@shantanutiwari2 11 ай бұрын

@@sushilgupta3423worst experience , no parts availability , no liability whatsoever i have to wait 27 days so they can fix my car they compensate me 27 k per day 1 k for the inconvenience

@abhijitkundu1879 11 ай бұрын

🌹🌹🌹🌹🌹

@sanjaykapoor5976 11 ай бұрын

Sir kindly suggest better car among fronx and tata punch for daily use in rural area of Himachal Pradesh.

@mycarhelpline 11 ай бұрын

Fronx

@sanjaykapoor5976 11 ай бұрын

@@mycarhelpline Thanks sir

@thewarlord502 8 ай бұрын

Fronx

@arindambanerjee6417 11 ай бұрын

How do I decide the budget for buying a car?

@mycarhelpline 11 ай бұрын

Pls search video on FInancial aspect on buying car by MyCarHelpline - will assist

@suryakantadas3235 8 ай бұрын

But HDFC Bank provides me 8.5 % ROI

@p.sashikiran6026 11 ай бұрын

💐👍

@jdtalks24x7 8 ай бұрын

Bank of maharashtra also lowest

@leodsouza5272 8 ай бұрын

SBI is a worst Bank to deal with. Lot of hidden charges

@udaykumarj 11 ай бұрын

Nice info sir. Planning to buy altroz xm+s petrol . Under 10L. Is it a good choice, little worried about Ground clearance. Pls share your suggestions sir. Thank you

@mycarhelpline 11 ай бұрын

Except pickup which is like slowest in segment - an excellent car to own from build, handling, suspension, features. No issue in gc in regular city use

@udaykumarj 11 ай бұрын

@@mycarhelpline Thank you sir

@kirthidhar1619 11 ай бұрын

Confused between suv cars kia sonet or Nexon or brezza , budget , 12 lacs, 80 percent highway drive, can you suggest me sir?

@mycarhelpline 11 ай бұрын

Avoid brezza as high speed handling is poor . Choose one in between sonet n nexon

@santoshbharmal61 11 ай бұрын

नेक्सन

@tcn6168 11 ай бұрын

Hyrider best choice

@mayankshah8861 11 ай бұрын

Co-operative banks offer better rates..

@mycarhelpline 11 ай бұрын

Like ?

@jeetsomaani2292 11 ай бұрын

Sir last month yeh video bana dete.... Aab toh car leli

@sawankumar3961 11 ай бұрын

Same here.

@sellymumbai 11 ай бұрын

Same here

@abhisek_misra 11 ай бұрын

same here

@Shubham-mj8of 11 ай бұрын

Kisne kon si li...ye to btao

@jeetsomaani2292 11 ай бұрын

@@Shubham-mj8of Hyundai Aura

@Abhyyt 11 ай бұрын

Thanks Sir! I have applied for car loan with HDFC. They came to me with an offer of 8.7% to start with. Do you think this is a good rate? I've tried to negotiate with them today, but havn't been able to make any change. Edit: Finally closed the deal at 8.5 percent with HDFC and have received the disbursement today. Processing fees have bargained down to Ra. 3K

@mycarhelpline 11 ай бұрын

Which car n how much processing fees ?

@Abhyyt 11 ай бұрын

@@mycarhelpline it’s a Taigun, around 8K processing fees for a 10.5L loan, CIBIL is 760

@Newbutold 11 ай бұрын

Push for zero processing fees at least or try with SBI

@bibekbapi 11 ай бұрын

Got with SBI last year 7.45% with no preclosure charges after 1 year. No processing fee. I think psu banks offer lower rate of interest and may be for salary account they offer no processing fee.

@nishilbright2007 10 ай бұрын

@@bibekbapithis rate is not possible in today's market. Repo rate has increased a lot in one year from 4% to 6.50% so such rates are not available unless you went for fixed rate last year or the year before that

@bhoirabdevil 11 ай бұрын

I bought my KIA Seltos through PNB in 2019. First my ROI was 7.4 After 3 years ROI is 9.9 Bank says it’s due to increase in Repo rate by RBI Is it true?

@mycarhelpline 11 ай бұрын

if It was floating then possible

@nishilbright2007 10 ай бұрын

Yes. If it was floating rate

@nishilbright2007 10 ай бұрын

Repo was 4% at one point and now it is 6.50% currently

@healthhundred 3 ай бұрын

✅✅✅✅✅✅✅💯

@vijaybharti1357 11 ай бұрын

Does cibil score matters in roi offered

@mycarhelpline 11 ай бұрын

Yes

@shivamd9074 11 ай бұрын

2018 honda city V 4th gen petrol model, 40km driven, manual transmission from Spinny Price - 7.01 lakh Is it a good deal? Anyone pls give your suggestion.

@mycarhelpline 11 ай бұрын

Which city ?

@shivamd9074 11 ай бұрын

@@mycarhelpline Lucknow, U.P.

@shivamd9074 11 ай бұрын

@@mycarhelplinewaiting for your reply

@tcn6168 11 ай бұрын

Sir ji website upgrade karo bahut sari futures error hai

@mycarhelpline 11 ай бұрын

Pls share on support@mycarhelpline.com with examples . Will definitely check same and correct.

@SmartWizzard 11 ай бұрын

My Private banks is offering me at rate of 8.8 and dealer saying 9% in SBI and raising concern that if I process it from bank then I have to roam around them for documentation and other signatures but if they process everything will be done at dealer. What do you suggest, taking finance from dealer is good or take insurance and finance from outside?

@Rahulrisin 11 ай бұрын

Take loan from your bank, negotiate on insurance

@Newbutold 11 ай бұрын

Ask them to match the rate of interest. Don’t worry about documentation if you are salaried and have good cibil score

@surajmehra699 11 ай бұрын

Hi Sir, I have preapproved loan from Icici bank as I am their customer.....please let me know that should i take this?

@mycarhelpline 11 ай бұрын

Advantage is minimal documentation just kyc docs.. rest pls read terms for loan as rate, pf n fc charges

@hirakbhaumik1996 11 ай бұрын

Itna hi samajh hain to bank mein hi naukri kar lete ..idhar kyon aia

@h-i_m. 11 ай бұрын

Bhai car loan lene ke liye age kitne se kitne hona chahiye

@polsonowal07 10 ай бұрын

Are you a kids?

@taq2umar 11 ай бұрын

Maine SBI se car loan lia tha, jo ki auto debit tha but SBI ne 3months ka data CIBIL ko late bheja jiz wajah se mera cibil 100score down ho gaya jabki 3months ka auto debit same date pe hua, maine kaafi try kia sab jaghan mail kia but still koi suniwai nai hue😢

@VivekGeeky 11 ай бұрын

Rbi obdusman ko complaint kro 5 din main hath jod kr kr denge

@taq2umar 11 ай бұрын

@@VivekGeeky bro wahan kaise karte hain complain?

@VivekGeeky 10 ай бұрын

Rbi obdusman ki site hai uspe jao form fill kro done

@arsih3013 3 ай бұрын

Angrej bn ne ka kya jarurat hai

@betterbangali 11 ай бұрын

Sir mujhe car lena he,punch lu ke exter lu please reply me

@mycarhelpline 11 ай бұрын

Exter if want engine refinement, more smooth pickup, light steering, cabin insulation with Hyundai reliability as core element .. else if seek suv kind approach, better stability on higher speed, unmatched build quality n even better all round cabin space is Punch

@betterbangali 11 ай бұрын

@@mycarhelpline thanks sir

@nitish2106 9 ай бұрын

Mai to punch lunga

@ACitizenofIndia 11 ай бұрын

Car loan pe lena hi nai chahiye. Jitni chadar ho utna hi paer failao

@mechengineer8312 10 ай бұрын

Car lena matlab paise hi barbadi hai,😅 sala pata nahi log kyu etne mehngi car lete hai, RTO charges, vehicle tax, insurance tax, loan processing fees, toll tax, & again petrol tax, PUC tax,