It’s absolutely ok to reset your budget and the way you cash stuff to suit your needs. Great vid Sam. ❤

Totally get it..fresh restart is Always good..great video ❤xx

I do a mix of cash and digital savings. Do what works for you! I also only do 1 savings challenge at a time since we don't have much left over. I'd love to get to a point that I have a binder of savings challenges (6 total) once we have more income left from expenses.

Make things more simple and less stressful for you Sam ❤ Still want you stuffimg your A4 Binder ❤🦋

Reset as many times as you need. Rework your stuffing systems to work for you. I think it’s smart to keep minimal cash in the house even with a safe. 😘

Hope all is ok! Great idea to keep cash in the house to a minimum tho. You are doing so well x

I can completely relate, I went digital for this exact reason, plus our insurance only offers cover on a maximum of £500 cash! Starling is amazing and I love that we earn interest on all pots not use those in the wallet. Thank you so much for the mention ❤

I do mostly digital aswell, i tried cash a few times but just doesnt really work for me, i just keep £50 in my purse just incase the card machine in shops aint working cause ive been caught out before. And i just do prop money in my binder so it kinda feels like im cash stuffing lol As for challenges i kind of gave up of them just found they were taking 2 long to do or didnt have enough money for them, and i know its not as fun but i just put the money into whatever sinking fund i want instead of doing a challenge for it, get results quicker. My digital pots are home, emergency, pets, birthdays, holiday and a me pot, just so much easier.

Hi Sam.. Absolutely nothing wrong with resetting and re evaluating your binders.. That's the beauty of budgeting.. It's personal and you learn more the longer you stick with it... So never apologise. Found this very therapeutic to watch 💛

❤ First i think

Hi my lovley you do what you need to do and that's absolutely fine to swap , change your channel as you seem fit to do so, ive spent a couple of days in bed thru ill health and as always your videos keeps me going . I hope you and Richard are OK. Much love jools xx