The SUB was still worth the squeeze.

This would be great.. IF executed well.

@@TJ_Kirkland.with Priority Pass Restaurants, Marriott Gold Status and Hyatt Discoverist. With some nice earnings and insurances.

Hopefully!

Better off starting with the Ink Preferred as it has a limited time high offer of 100,000 points. If you can hit the minimum spend, of course. Hold that for a year and then cancel and get the Sapphire Preferred after.

i believe you need to be under 5/24 to get the card but it does not count as an additional card toward 5/24 (i.e. if you were at 4/24 before getting an ink card, you'll still be at 4/24 if you get it)

Yes, I was denied for one of the cards not sure which one.

Given that Ink cards aren't special, the Right question is "does the 5/24 rule apply to Chase biz cards?", and the answer is yes, with the exception that the personal side of Chase ignores even their own biz cards, but _not_ vice versa. Get Chase biz cards _first_ when you're 4/24, or considering multiple biz and personal cards.

The CIP also has transfer partners if you wanted another business bonus. Otherwise, go with the CSP or CSR based on if you want lounge access/travel credits or not.

So in order to make the annual fee break even you need to spend $39,000 on purchases over $5K, any less you pay a fee and can just get a straight 2% back card. This may help

Good catch! Yes, it is $95.

Do you use the credits? If you bikeshare at all or rideshare a lot the value from 10p/D on Lyft and free premium membership for Citibike/Ford Gobike will pretty much make up the annual fee. Only applies to hyper-metropolitan areas like NYC or SF.

@@henryzhang7873 unfortunately I don’t and now that I have the savor one, I use Uber with the free Uber one membership

@@henryzhang7873 I moved from CSR to VX. Well, I downgraded CSR to CSP a year or two ago. Fortunately, I'm already past the 4 purgatory to re-apply for the CSR/CSP and reap it's bonus! I didn't realize that until I started trying to calculate my 5/24 and saw my CSP/CSR account opening date, then read the terms and conditions for CSR/CSP SUB. Sebby says downgrade, wait a week and re-apply! Hopefully it works out as such. As for OP: look at the benefits CSR offers and how they are utilized with your typical spend. If it's not worth it and you aren't habitually using the Chase lounges, it's probably worth downgrading to CSP or just to a different Chase card altogether. It's good to do this occasionally since you may actually be missing out on certain bonus categories if you align your auto payments to that card and just haven't done so.

Combine them via the Chase UR portal. You can move points around to other cards.

@@AskSebbyBusiness It's a little wonky, though. You'll have to set up a new Chase online login specifically for business. Once you establish that new login, I can't remember if it will automatically find your personal account, but you may have to link those yourself (not too difficult). Once you do, *your business account chase login will show both business and personal, whereas the personal chase login WILL NOT SHOW BUSINESS CREDIT CARDS*. Therefore you will most likely use your business login for pretty much everything. Once you get to that, you can go through your regular Chase travel portal and then you'll find all your business and personal cards and freely transfer (aside from Premier) among them. Hope that helps! It was super weird for me and I had to figure all of that out myself just trying to get my CIP on an auto-payment schedule, but glad I did!

Yes

Nope, that's for your accounting to figure out. All they care about is that you pay the card off.

I don't think it matters like it does with AMEX (now). I'm actually going to attempt this probably in the next month or so. I have CIP and already hit the SUB on that. Next will probably be CIC then CIU specifically for SUB. I have a feeling I *may be denied* due to velocity of card acquisition, but we'll see. If so, hopefully Amex won't care, nor will C1 for their BVX.

No, it's dollars spent and not points accumulated.

Yes. Officially, primary CDW from the Ink cards doesn’t apply to personal trips. It is secondary for personal trips.

@@headlibrarian1996 Maybe the CSP would be better since my trips will be personal.

Capital One Business Venture X. Great lounge access. Annual fee is $395, which has a credit of $300 for any travel purchased through Capital One Travel Portal (which pricing is very reflective of google flights, direct bookings or direct hotel pricing). There's also 10k gift for each account anniversary. You also earn a flat 2x points on every purchase, no matter the amount or what category; always 2x points per $1. They're basically paying you $5/year to keep the card. It's a no brainer if you can be approved. It's a Visa Infinite, so pretty much accepted anywhere that Visa is accepted (I've used it in Seychelles, Mexico, Italy, Japan, Thailand, etc...).

Chase Ink Premier. I have the Chase Ink Preferred as well as CSP (I downgraded a legacy CSR to CSP after moving to C1VX a year or so ago), and Ink Preferred Transfers to my CSP UR bank. I'm going to snag the CIU and CIC, soon for the SUB and it not hitting 5/24 limit.

Yes, you can. Make sure to use a referral link

Yes :)

What an where is this referral link​@@LK_EBM

Yes, you'll need either the CIP, CSP, or CSR to transfer points to travel partners like Hyatt.

@@AskSebbyBusinessthank you for taking the time to reply Sebby! 🤝