Chase Sapphire Preferred Review: Worth $95?!

Chase Sapphire Preferred Review: Worth $95?! | CSP Ultimate Guide 2023

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Күн бұрын

💳 Learn more about the Chase Sapphire Preferred: asksebby.com/go/csp
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Chase Sapphire Preferred review and ultimate guide. Is the CSP worth the $95 annual fee?
Timeline
0:00 Start Here
0:33 Chase Sapphire Preferred Credit Card Review
2:40 Value of Chase Ultimate Rewards
5:34 Chase Travel Worth It? Examples
11:49 Optimal Strategy
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Пікірлер: 251

@AskSebby Жыл бұрын

💳 Sebby's Card Picks: www.asksebby.com/credit-cards CSP Calculator: www.asksebby.com/credit-card-reviews/csp-calculator

@docsays Жыл бұрын

IMO the CSP is the perfect entry travel credit card. Low AF No FTF Good sub Decent multipliers Excellent travel protections Primary auto CDW Most importantly, its a metal card 😎

@steveshine7088 Жыл бұрын

🏀 Sebby, I hope you never give up making these videos. I count on your insight and knowledge on a constant basis when traveling. I love my CSP! The primary CDW makes it well worth it for me.

@JazzyMarineVet Жыл бұрын

I enjoy your videos, I sub to several creditcard gurus but yours is so easy to understand, comical and fun to listen to.

@danizunzun2422 Жыл бұрын

Been working on my credit these past years and finally hit 700s and just got approved for CSP with $16,700 and couldn’t be happier. Capital one has me in that low tier and won’t give me more than $2,200. Still can’t believe I got this much. Thanks for the info you provided!

@MannyCovington Жыл бұрын

🏀I think the CSP is a great card, especially for people adverse to high AFs. Just wish it got at least 1 Chase Sapphire Lounge visit

@maxlrubenstein Жыл бұрын

My understanding is all PP members will get 1 free visit and then they have to pay unless they have PP through the CSR.

@ziggy29 Жыл бұрын

@@maxlrubenstein But there is no PP benefit to the CSP. Going back to the original comment, I think it might be interesting for Chase to do that "one visit a year" thing like with the Priority Pass -- give people a taste of something and they might want more. If they never get a chance to go, they won't know what they are missing and would be less likely to upgrade to CSR.

@maxlrubenstein Жыл бұрын

@@ziggy29 ahhh my bad. I get PP from a couple diff cards so I didn’t realize it didn’t come with the CSP. It seems like PP comes with most travel cards so ya that’s an omission if it doesn’t come with the CSP and they don’t give you one visit for having the CSP. Makes sense what you’re saying now and I totally agree.

@oshitomaha Жыл бұрын

Exactly!

@ziggy29 Жыл бұрын

@@maxlrubenstein You aren't going to get a card with substantial lounge access for much less than $400. To my knowledge, the lowest fee card that offers PP is the Venture X ($395 AF).

@Kristin_Soul Жыл бұрын

🏀 Great rundown! I love my CSP. I easily get a ton of value out of it for an effective $45 annual fee. While I dislike portals, I’ll use it one time for the hotel credit and I loveee their transfer partners (big United, Hyatt and Marriott user). I also use doordash regularly, use the 3x grocery in person Kroger hack and surprisingly my Apple iCloud storage is even considered 3x streaming by chase. The one thing that would be cool to see though is them move the online grocery category into a real grocery category and 1 or 2 one-time passes to the Chase Sapphire airport lounges. Thanks Sebby!

@edrasmata Жыл бұрын

The CSP will always be worth it for me. I pretty much just use it to transfer my points to Chase’s Travel Partners but the value you get is absolutely crazy! The $50 hotel credit also helps as well. I would just say this card isn’t worth it for the people who don’t really travel.. Great video Sebby! 🙌🏻

@MrBryantAustin Жыл бұрын

🏀 Thanks - always great information.

@landocalrisian2014 Жыл бұрын

I used my CSP points to rent a car in Trinidad last October and used the CDW. Very useful card.😊

@Jrosballer Жыл бұрын

Perfect timing. I just got the CSP with the 90k SUB. Thanks for the review!

@CHRISJRDN Жыл бұрын

I love the Chase Sapphire Preferred. I’ve only had it for a few months but the value I’ve already gotten from the card far exceeds the $95 annual fee. It’s a great card for anyone looking for their first lower cost travel card.

@christrojnar2474 Жыл бұрын

Thanks for the video!🏀

@amitojchopra Жыл бұрын

🏀 would love a video on upgrading from csp to csr or just downgrading and getting a new csr

@sirfriendzone1228 Жыл бұрын

I just got mine. I like it so far. I spent over 70 nights in hotels last year and was declined for a Bonvoy boundless. ☹️ Hopefully this will be useful. 😊 🏀

@mrcrazyvid1 Жыл бұрын

One thing I love about the CSP is the 15k bonus points for every referral. Given that it’s such a great starter travel card, I have no issues getting a handful of referrals every year

@brandonhuang4414 Жыл бұрын

I am glad Sebby brought up the fact of being careful of cheaper rates on Google. As someone in the industry you see it a lot, where people book it but these sites tack on dumb fees and in the end it actually costs more than booking through other sites.

@7RomanceTube7 Жыл бұрын

🏀 great video I watch all the way through

@Kermac1988 7 ай бұрын

🏀 Love the content thank you!

@_jefflarsen Жыл бұрын

🏀 Great guide on the CSP Sebby! I especially liked the "scorched earth 🌋" Amex reference. 😅

@chrismorin1047 Жыл бұрын

🏀 Yet another great video, Sebby. I have learned so much from you. Thank you. I love the CSP. I have used the annual hotel credit. I have also transferred Chase UR points to Hyatt and received great value. I have used the Chase travel portal many times and have found it to be on par or cheaper than booking direct with the hotels and airlines I have used. I do not carry the card in my wallet, but the low annual fee and benefits definitely make it worth it for me. I am seriously considering upgrading the Sapphire Reserve as I plan to do more traveling in the near future; however, I do also have the AMEX Platinum card. Not sure I need two premium travel cards. Not traveling that much...yet.

@mikegoodwin2386 Жыл бұрын

You're describing me at 12:50 I have a pretty solid cash-back setup and recently got the CSP because I do take an occasional trip. I think that even with one or two weekend adventures per year, this card will pay for itself and then some. I have the CFF earning 5x on the rotating categories and 3x at drug stores paired with the CSP for 3.1x dining (when I'm not getting more from a different card, like the Disco paying 5% dining this quarter) and as a points multiplier and for travel expenses. It is the jewel of my card collection even if it won't actually get that many swipes compared to other cards. 🏀

@DicksonMaimouth Жыл бұрын

I always find that hotels are more expensive through the Chase portal, but flights are usually a bit less than booking directly. I also love all the coverage and peace of mind the CSR provides (among other benefits). If they expand their lounge feature, I can see staying with them for many more years. The one feature where I don’t find any real value is their Luxury Hotel and Resort Collection. All in all, I still find CSR a great value.

@ksamkim210 Жыл бұрын

🏀 going to Europe with round-trip flight + hotels all paid for with UR points! Got the CSP first years ago (through your video & consultation Sebby!), upgraded to CSR, downgraded to CFF, and now have another CSR to use redeem the points! Thanks for all that you do!! Can you do the 2023 version of CSR next??

@samr6148 Жыл бұрын

🏀🏀🏀Helpful overview, thanks!

@kazi1 Жыл бұрын

Great video 🏀

@Clementinee Жыл бұрын

🏀 One of the biggest benefits of running the Chase setup as a younger person is the ability to product change between the CSP/CSR and the Freedoms. We can try out the perks of each card without committing to paying an annual fee every year or canceling a card 🏀

@volkswagen4866 10 ай бұрын

I love the Chase trifecta with the CSP paired with the Hilton Honors American Express Surpass for lounge access. The 10 lounge visits are more than enough for my wife and I who only travel 2 times a year. Total card cost of $190 annually.

@MyBrandingIsBad Жыл бұрын

🏀 Thank you for the good content

@hym8nc1 11 ай бұрын

🏀 Learning & and trying to figure out my card setup for the near future

@BluetoGreenTravel Жыл бұрын

🏀 Great Video

@andrewilliams3265 Жыл бұрын

🏀 I’ve had the CSP for a few years now. I got it during one of the 80k bonuses. For me it’s worth it, especially if you have other chase cards that rack up points and then use the CSP to get the 25% bonus. If I could tweak the card a bit, I would change the 3X on online grocery shopping to 3X for grocery shopping in general. This would make it a keeper card for me, instead I’ll just downgrade it in a few year and apply for the CSR 🤷🏾‍♂️

@MrSleepycheese Жыл бұрын

🏀 awesome video

@dvdmfrs Жыл бұрын

🏀just got approved in branch today!! Can’t wait to get it in the mail.

@user-ld1vo8ml6q Жыл бұрын

So far, so good, using the CSP. The family is trying to save for a Disney trip. 🏀🏀

@ChiquitaMia-ci2vg Жыл бұрын

You’re the only KZfaqr I’ve heard mention Instacart which I believe is an underrated benefit.

@vigi401 Жыл бұрын

🏀 I have the CSP and CFU. My CFU is my everyday card and just move my points once a month to the CSP. Banking my points for flights to Mexico next year for my wife and I.

@RipVondy Жыл бұрын

🏀great video

@druiz012 Жыл бұрын

🏀 I am thinking of upgrading my CSP to a CSR... travel to Boston every year (no guests with my VX PP!) And get to visit westward whiskey at my home airport... with the Boston Sapphire lounge and many more on the way might be a good tome to do a is the CSR worth it in 2023! It definitely wasnt in 2022! Haha. C1 taking away restaurants helped Chase out.

@Chevy2Tyme Жыл бұрын

🏀 Thx for this video. I was just approved for the CSP in branch today. I have a couple stateside trips this yr & out of country next yr; I'm excited for the SUB & really utilizing them to max potential. 14:31

@AskSebby Жыл бұрын

Congrats!

@mike7106 Жыл бұрын

I have the Amex trifecta and use Amex daily, I got the chase preferred for when I’m outside the US and still want to make points when going to restaurants,bars etc. I also transfer my points to fly blue which I do the same for Amex.

@societychange229 Жыл бұрын

Hyatt is a game changer. Effectively paying 50$ for this card. I have a status with Hyatt so I will be with Chase+Bilt.

@davidrivera9663 Жыл бұрын

🏀 I just applied for it today, managed to get the 90K point bonus, so I’m excited.

@amiracemoney Жыл бұрын

The card is cool mostly for travel, I have this card and the Capital One Venture.

@janellepas Жыл бұрын

🏀 I have learned so much from this video. I wish I found your earlier.

@iTzDritte Жыл бұрын

🏀I've had chase cards for forever but only did my first Hyatt redemption yesterday. I'm keeping my CSP largely for the transfer partners.

@parkeranderson1172 Жыл бұрын

🏀 I’ve been burned by a client booking through a third party as you mention, and then I show up off a flight at 11pm to not have a room… not fun. I got CSP for the in branch 90k offer because even if I cash those UR out, it’ll still be worth it for me in year one. Have to evaluate again next year to see if it plays well with my amex plat etc.

@CesarJoel Жыл бұрын

Just got approved for the CSP and not exited about it! But I’ll take those 80k UR points 😂

@karlwaage1823 Жыл бұрын

🏀 It’s been pretty good for me so far. I started with Amex Delta platinum. I will probably keep that for the free checked bags and companion ticket but I’ve been moving away from that card to CSP and Capital 1 VX. Lounge access is fairly important to me and I’m hoping that the CAPITAL 1 lounge in Denver will be worth it. If Chase had a lounge in Denver I’d probably upgrade to CSR.

@VincentPascual Жыл бұрын

I’ve been to the C1 Lounge at DFW and it is very well worth it. The food and service are top notch. And the ambience is relaxing and not overwhelming even when the lounge is crowded. I can wait for their DEN lounge to open.

@ToneRetroGaming Жыл бұрын

🏀I respect a man that is educated about finance and also a huge sports fan.

@AskSebby Жыл бұрын

@fastenal812 Жыл бұрын

Thanks for the info! Is there a round about date for when chase will stop the 80/90k sub? I’ve heard end of June. But nothing for sure

@JustAnAverageCatapillar 11 ай бұрын

I was driving on a foggy night on the freeway and ran my rental car into a hazard cone in the middle of the lane. The front bumper was smashed in and it broke into the radiator. A/C was running like full blast afterwards because the sensor was broken I assumed. I rented the car with the Chase Sapphire and declined the rental company's insurance. Thank god, because it fully covered the cost of the repairs and damaged. All I had to do was open up claim with Chase and they took care of the rest. Super easy and saved me $5K plus.

@TristanShieldsVlogs Жыл бұрын

Could you do a video on long term 2 player strategy? My wife and I run a chase set up now but only because we are based in SF and use United for direct flights to visit family on the east coast so having them as a transfer partner makes sense.

@ColdWindPhoenix84 Жыл бұрын

🏀 I am past my 48 month Sapphire sign-up bonus, so I'm planning on downloading my CSR to a CFF with the hopes of getting a new Sapphire soon. I will probably miss the 80k bonus, but that's ok because my wife just got it (yay player two.) Depending on which has the better sign-up bonus and if the CSR gets the refresh we are all hoping for will determine which way I go.

@chocOneOOne Жыл бұрын

just picked up the CSP since this is the best deal I've seen since the 100k. Not sure about the card in general, but I guess the 80k pts will be a good start at least...probably won't replace the Gold card though. 🏀

@maxlrubenstein Жыл бұрын

🏀 it’s worth noting unlike other cards that offer primary CDW the CSP is unique in that it works in the several countries that are often excluded by other cards offering primary CDW (Ireland, Jamaica, Israel etc). Just cancelled and rebooked a car reservation in Ireland with this card because I just learned they don’t have those countries excluded which can save you a bunch when renting in those countries.

@maxlrubenstein Жыл бұрын

@@davidwilliam9451 fair enough. Just saying for many who choose to rely on the card for primary CDW it’s nice that they don’t have any restrictions on the countries you use it in. Obv the ramifications of needing to use the insurance is the same wherever you use it but having those options are helpful. I had to pay a ton in mandatory insurance last time in Ireland because my other card excluded Ireland. But yes, always a risk when utilizing credit card insurance.

@vantran-kf8wj Ай бұрын

Useful information thank you! I do have one question, I use this card to book through a travel agent. will the travel insurance still be legit?

@EthanPatrick_CreditCards Жыл бұрын

🏀 I think this card is worth it for the sheer value that comes from the welcome bonus. You can downgrade it if you don’t like it, but it gives you a lot of awesome travel value if you do want to keep it.

@vishnurajiv99 Жыл бұрын

The CSP is definitely worth it for anyone, I would say. I recently got this card and I am currently in India. I will easily be able to meet the spend requirement as I have already booked my tickets on the CSP and I plan to have a few other expenses when I return to the US. I have been using the card for all of my expenses in India and have had very little issues with it. It was accepted everywhere with tap to pay, although for some reason it was not accepted when the chip was read (idk why). I also used the card on my Emirates flight and at the Dubai airport. I have paid for stuff in USD, AED and now in INR. I was not charged anything extra for using a foreign card. And with the 80k points bonus, I plan to use them for domestic flights within the US. For someone like me who does not travel on business or flight class, I am thus able to get great value from the CSP - I would happily pay the $95 annual fee to keep this card open. 🏀

@reezyking Жыл бұрын

Went in branch and got mine today for 90K sign up bonus. Few data points I figured I’d flag as I got instantly approved. Credit Score: 715 Hard Inquires: 0 Payment History: 1 Late Payment in the last 6months Annual Income: Less than 6 figures Housing Payment: 0 Other lines of credit: 1 other credit card, & student loans Total Credit Card Debt: 0 90k offer was only offered in branch so def recommend going in branch if you’re looking for that or if you have something on your credit report you need to explain (i.e. late payment, hard inquiries). I also didn’t break any Chase rules so def helped me but figured I’d start a thread of data points in case anyone else gets approved and other are looking to apply

@AskSebby Жыл бұрын

Thanks for the data points!

@Matador4_ Жыл бұрын

Are there any 100k offers in branches? Or was it just 90k max?

@reezyking Жыл бұрын

@@Matador4_ it was just the 90K max but redeemed through the rewards portal is 112.5K, I believe every year at some point there’s a 100k but the bonus is typically 60k so often that I had to grab the 90K branch offer when I saw the opportunity

@Matador4_ Жыл бұрын

@@reezyking no I agree. But I had just heard that some branches were doing 100k so I figured I’d ask. I wasn’t sure if it was true or not. But the 100k was probably not true. At least not in this promotion.

@melandyosgoodthings3142 Жыл бұрын

Get an additional 10k on 80K if you spend 6k in the first six months ? Our player 1 got the in branch offer and referred player 2 for an additional 15K bonus. Player two gets 80k with no additional offers.

@RC94332 Жыл бұрын

🏀 thanks for the reminder on hotel credit. Gonna use it tonight to smash and save some $$$

@martyrivera2503 Жыл бұрын

🏀I just received the CSP although I was over 5/24. I was denied the FF card, its unfortunate but you really need an additional feeder card for the CSP to really work.

@bonwatcher Жыл бұрын

🏀CSP sometimes runs bonuses for transferring UR points, but how often do they run those? It's got to be a big boost when calculating the points valuation.

@OroborusFMA Жыл бұрын

I have to say I've been underwhelmed by the Sapphire Preferred. Right down to not truly getting 5% on travel when booking through the travel portal. You get 2% and then the other 3% supposedly gets added in "two to three billing cycles" . . . so far I haven't seen it. I will likely cancel the card on the first anniversary to avoid paying the fee.

@aw4003 Жыл бұрын

🏀hey Sebby~ have CSP, Freedom Flex, Capital 1 V. Which will be the next best card? Travel 2x year mostly int’l. Thx for the great content.

@ljacobs357 7 ай бұрын

Best card I own. Great transfer partners and our goto card overeseas where AE is not accepted.

@dizzyg6862 Жыл бұрын

Hey Chase Intern: 1.5X base on the CSP/CSR. Do away with the anniversary bonus on the CSP.

@user-zh2cm4ur4n Жыл бұрын

I have Venture X , Citi premier and Amex Plat. I think I will keep my CSP instead of upgrading it.

@darkphasex Жыл бұрын

Great card; especially now they have the quarterly Instacart credit

@Fd2Frvnk Жыл бұрын

Sebby, do you think the sapphire reserve will be receiving an elevated offer anytime this year? Trying to decide if I want to wait it out or just get the preferred.

@CosmicDust- Жыл бұрын

Great video 🏀 My first credit card is the CSP, and now I am planning to apply for a new CC after holding the CSP for 2 years. What would you recommend as a 2nd credit card to apply for? And are there any big signup bonuses worthy to apply for or should I just wait? I am thinking of the Hyatt CC.

@callmeNeno Жыл бұрын

Why not chase freedom flex and unlimited ? Get the trifecta

@swatisabharwal Жыл бұрын

Very insightful video. Although my experience is not so great with CSP Am I the only one who is seeing the opposite? The hotels I see on the Chase reward portal are priced way higher than what I see on Google and Hotel Websites. Just to get the points I am not willing to spend so much extra money mentioned on the Chase Travel portal. Getting a little annoyed with them, to be honest.

@kateanne6896 Жыл бұрын

🏀🏀 Total newbie question here, as I’m thinking about getting a travel card. For travel booked through the portal, are you able to get frequent flyer miles as well as the ultimate reward points?

@balloonpark Жыл бұрын

🏀 I notice some cards (I'm looking for the Chase Personal Hyatt and Mariott) on your website don't have a "Learn more" referral link. I want to support my favorite content creator!

@AskSebby Жыл бұрын

Thanks for checking! :) Those cards are currently out of commission on the site.

@Club-Thirty-Three Жыл бұрын

🏀 I might get this for the 80,000 point bonus and then see how it goes. Thanks

@ericz5452 Жыл бұрын

It can transfer to Hyatt. That’s the only thing you need to know. I just booked a Hyatt Regency for 8k points, which would have cost me almost 400 usd with cash.

@hunterrodriguez6802 Жыл бұрын

🏀 great review and who are you going for in the playoffs?

@AskSebby Жыл бұрын

Happy for Big Honey to start his reign. Also happy for LBJ to get #5 and closer to the 6 ring mark. Wouldn't mind Jimmy Buckets getting a ring either. Boston doesn't need it yet; still young team so they have time. If I could only pick 2. Probably Nuggets or Lakers. Only 1, probably Lakers. Invested in LeBron matching the Jordan's 6 rings at this point 🙂 (something about Jokic being disrespected for MVP voting despite being a statistical monster)

@LK_EBM Жыл бұрын

Chase points = Hyatt points. It'll be a sad day if Hyatt gets severely devalued or if they cut their ties with Chase.

@flm1977 Жыл бұрын

What is the coverage for trip cancellation and interruption insurance medical insurance coverage? Thank you!

@kevinyang3006 Жыл бұрын

I am new to the credit card game. For the Chase Credit Card Trifecta, what order should I get the cards?

@stephenwright133 Жыл бұрын

It's interesting to me how many people say this is a starter card or beginner card. That label implies to me that people are extracting more value from high annual fee cards. To me this only works if you are traveling a lot. I have this card and it matches my level of spend on travel. I only take maybe 1 - 3 leisure trips per year and have found it works well for me. My effective fee the last couple of years has been about $12 and $40 after using credits and offers. That doesn't count the times I have used the primary CDW on car rental. Count that in and I effectively don't have any fees on this card. I've done the math on getting something like a CSR or other higher AF cards, but I don't find they work as well for the low amount of travel that I do. I don't go to lounges as I typically book my flights in such a way to spend as little time in the airport as possible. Maybe those other cards are for those road warriors in the crowd.

@docsays Жыл бұрын

- this is a great point. that is exactly why i keep my CSP as my primary travel card.

@Michael-DS 6 ай бұрын

This describes me as well

@Dom59878 Жыл бұрын

Not for me ...But what choise do I have? I need it to transfer points or use the portal.

@SpencerJohnsonOfficial Жыл бұрын

🏀 The Chase Sapphire Preferred is the easiest card to recommend as a beginner travel card. The ability to transfer out to travel partners with a low annual fee of $95 is pretty awesome in my opinion. While this card isn't one I really ever put spend on, I don't see myself ever downgrading this card unless I want to get the SUB again a few years from now. Great review Sebby!

@Adiscretefirm Жыл бұрын

Have the Maldives become Instagram famous? Why are they the de facto tropical destination now? Fiji looks nice, the Caribbean and both coasts in Central and South America have beautiful scenery.

@waddoo1234 Жыл бұрын

🏀Am I crazy to hold onto my CSP as a backup no-FTF card with my Cap1 setup? (VentureX and SavorOne)

@OKZK_Bros Жыл бұрын

Just. Went in to my branch and RE submitted for my CSP they gave me an extra 10k and 90ktotal. I last applied for this card in April 2019. Timing worked out perfect 😊

@joec4720 Жыл бұрын

What spend do you put on this card if you also have an Amex Gold card?

@thesoveryshow Жыл бұрын

I just got the CSP and less than a month later the SUB went from 60K to 80K 😢 So far I think it’s ok. They have some shopping offers similar to (but not overlapping with) Amex, which I like. I haven’t used the portal yet, I compared the rate to booking with Marriot directly and that came out cheaper 😅 🏀

@mikegoodwin2386 Жыл бұрын

Same thing with me on the SUB. I got it in January when it was 60. My timing is terrible. The CFF had 5% groceries for the first year. That offer went away for a few months and I got the CFF. Then the grocery deal came back.

@Axela05 Жыл бұрын

Ugh, same. The CSP SUB jumped to 80k points maybe a few days after I opened my account at the 60k SUB. Terrible timing at its finest, lol.

@coreyw5981 Жыл бұрын

Their multipliers just annoy me on this. Its either all the same as the freedom cards or "online" groceries and no regular groceries across any of the cards. I keep it however because ive absolutely loved doing this whole transfer to hyatt thing. I feel like this is primarily a sock drawer card that i just use as a median between my freedom cards to hyatt

@runyucai6695 Жыл бұрын

$50 hotel credit did not post, they say it only works for the last 3 months of the card year when I called. However, this is not stated anywhere in fine prints and it does not make sense.

@dannyn.4165 Жыл бұрын

Why is AMEXtravel website portal now almost double the price on flights and hotels compared to the actual airlines or hotel website??? It wasnt like this a year ago. Amex platinum booking for travel almost seems no point. Might as well book direct with hotel or airline.

@becomingoregonian6189 Жыл бұрын

🏀 Question: My father has a CSP and a bunch of Chase Ultimate Rewards Points. He refuses to use them. Can he transfer HIS points through his CSR to MY United Airline Miles? He’s probably not gonna get any new credit cards, and I’m probably not gonna get a CSR soon.

@dex4308 11 ай бұрын

I just approved for the chase sapphire preferred(today). The offer I received was the current 60k offer. If in a couple of weeks the intro offer is increased would they match that offer for me if I called ?

@KingGreen78 Жыл бұрын

Is the $50 credit available after first statement, or do you have to wait for your 1 yr anniversary, cause i don't see it in the travel portal

@tlmf8015 Жыл бұрын

I just recently got the gold card. Should I apply for this card?

@blumoosephotography8101 Жыл бұрын

🏀Sebby can I book a flight to Hawaii from Indy on Delta going through virgin Atlantic

@34skyline Жыл бұрын

I have the CSP for nearly a month now,The only thing I hate about the card is that there not to many ways to earn your $95 back for example I have Amex gold and I used the dining credit and Uber eats to offset the $250 or Amex Platinum that offers credits to offsets the $695, But $95 a year is not as a big deal but when you run into credit cards that has annual fee are over $300-$700 better make sure that company has good credits to offset the annual fee or your going to lose a lot of money🏀

@Bad4Good2 Жыл бұрын

What are you talking about? This is one of the easiest cards to “earn” the af back for.

@tracer073 Жыл бұрын

@@Bad4Good2 how?

@Bad4Good2 Жыл бұрын

@@tracer073 Well for starters, just staying at a hotel once a year earns you $50 via the annual hotel credit lol.

@bennyboy0077 Жыл бұрын

I have Amex gold and venture x. Seems like I’m covered? Don’t spend much on streaming…

@Miggy2222 Жыл бұрын

Bilt Mastercard with no annual fee for primary CDW, transfer partners and travel protection.

@mrdkr Жыл бұрын

Please keep in mind that CRW through a credit card is a secondary insurance. Sometimes it makes sense to just pay a rental company for insurance. A rental company may sue you for lost revenue in case of an accident. I would rather pay 30 bucks per day than deal with another party in this case a credit card’s insurance company of choice. Well, Amex offers CRW as a secondary insurance. I’m a bit confused about Sapphire though.

@00177454419 Жыл бұрын

The difference between the Primary CDW offered by Chase is the you are not required to use your own Auto Insurance first. With AMEX's secondary insurance is that they will only cover what your insurance won't

@ziggy29 Жыл бұрын

Sapphire offers *primary* CDW. With Amex (at least some cards), the default is secondary CDW but you can purchase primary CDW, usually for about $20-25 for the *entire* rental period, where most rental car agencies charge you that for per *day*. So if you have such an Amex card and no Sapphire or other card that has primary CDW, paying for the Amex primary coverage (you sign up with Amex one time and it automatically kicks in when used) might be a good deal -- and certainly is compared to buying ripoff CDW from the agency.