Citi Strata Premier: Get Approved INSTANTLY

Рет қаралды 13,543

Күн бұрын

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Hey guys, in this video, I'll be going through the full Amex Business Gold application process, where you can follow along as I apply for the card myself. It's a good old-fashioned "Watch Me Apply", but I also try to give you many tips and tricks on how you can be approved for the Amex Business Gold card yourself. I'll be giving a brief review of the card, discussing why I applied for it, showing my data points before applying, and then applying for the card live. This is not a card I planned on adding to my setup so soon, but I’m sure glad I did. If you've ever asked yourself "Is the Amex Business Gold worth it?" or “Should I get the Amex Business Gold card?”, I hope this video will help you answer that question for your personal situation.
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📚 Chapters:
00:00 The Gameplan
01:21 Review Of The Citi Strata Premier
05:30 Welcome Bonus Tracker
06:48 Why I'm Applying: Reason #1
07:54 Why I'm Applying: Reason #2
10:20 How Does This Impact My Roadmap?
11:49 My Credit Scores & Hard Inquiries Before Applying
14:19 Citi Strata Premier Application (How To Get Approved)
17:49 The Moment Of Truth
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#citistratapremier #watchmeapply #creditcards

Пікірлер: 167

@SpencerJohnsonOfficial 14 күн бұрын

💲 Download MaxRewards: maxrewards.app.link/spencer (Code: SPENCER)

@TheCreditFrog 13 күн бұрын

Congrats on the new card Spencer!! 🎉🎉 that’s amazing that you’ve kept your steak alive! US Bank next?

@shawn.credit 13 күн бұрын

US Bank would be impressive, maybe BofA would be the ultimate test as well or Wells Fargo!

@SpencerJohnsonOfficial 12 күн бұрын

Thank you so much brotha! That USBAR is looking better and better by the day 👀

@caribdude8151 14 күн бұрын

Congrats on finally completing the Citi Duo! Been waiting for you to apply for the premier. You had always talked about that you wanted the card in your setup and now here we are! Congrats again man! 😁👍

@SpencerJohnsonOfficial 12 күн бұрын

Thank you so much! I'm super stoked to have moved the roadmap forward in a big way so soon.

@mattaddleman 13 күн бұрын

Congrats on getting the new card! I’m definitely looking at the Strata within the next year or so, I took a page out of your book and got double approved for the Custom Cash and Bilt cards today. Thank you for all the info!

@SpencerJohnsonOfficial 12 күн бұрын

Thank you sir! That's awesome you locked in the CCC and Bilt card on the same day. Congrats on that!!

@fogrunr5075 14 күн бұрын

Congratulations Spencer! 🎉🎉🎉🎉

@SpencerJohnsonOfficial 12 күн бұрын

Thank you!

@fogrunr5075 11 күн бұрын

@@SpencerJohnsonOfficial You're welcome!!

@rcsuarez1 14 күн бұрын

Now can't wait for the unboxing!

@SpencerJohnsonOfficial 12 күн бұрын

When I get back home I'll be filming that one for y'all!

@jacquelinedy8899 13 күн бұрын

Congrats Spencer!

@SpencerJohnsonOfficial 12 күн бұрын

Thank you so much!

@jimmyjames6492 13 күн бұрын

Congrats on the new card!

@SpencerJohnsonOfficial 12 күн бұрын

Thank you Jimmy!!

@yama1463 13 күн бұрын

another banger Spencer, thankyou

@SpencerJohnsonOfficial 12 күн бұрын

I appreciate that!! Thanks for watching!

@CesarJoel 14 күн бұрын

The CSP that we can have in our wallet and use it!👑 6hr $500 Trip delay is great, $3k lost/damage luggage, $10k trip cancellation and car rental are competitive for $95. The 24 months extended warranty and $10k purchase protection are 💪 Congratulations 🎉 brother! Thanks for the info!🫵

@justice9898 14 күн бұрын

CSP has 6h Baggage Delay Insurance not trip delay!

@CesarJoel 14 күн бұрын

@@justice9898 trip delay is 6 hours like I mentioned in the post.

@CesarJoel 13 күн бұрын

@@justice9898 Citi Strata Premier (CSP) has 6hr trip delay insurance.

@vijayanbalasubramanian8837 13 күн бұрын

@@justice9898I think it is 12h for trip delays

@GonzalezPR 13 күн бұрын

@@justice9898he is talking about the new CSP Citi Strata Premier not the old CSP Sapphire Preferred. The Strata has 6hr trip delay.

@seand99x 12 күн бұрын

Hey Spencer, thanks for the video! After watching it, I was encouraged to apply for the new citi strata card now instead of waiting till the fall 2024. And I’m happy to share like you. I was also approved for the card! Thanks again

@SpencerJohnsonOfficial 11 күн бұрын

Absolutely!! That's so awesome to hear you were approved. I love to see it!!

@chrisoverbey5937 13 күн бұрын

Well-presented, solid review of the card. I like the logic behind you adjusting your road map to take advantage of the elevated SUB, even if you risk denial

@SpencerJohnsonOfficial 12 күн бұрын

I appreciate that Chris! I'm glad you found this one valuable.

@edlowrance758 8 күн бұрын

Congrats on the new card.

@Bxr400 14 күн бұрын

That was so cool Spence!!! 😎😎😎

@SpencerJohnsonOfficial 12 күн бұрын

Thanks so much!

@MiltonCarlJacksonII 13 күн бұрын

Great video, Spencer! I just picked up the Sapphire Preferred and Ink Cash as we had car repairs and a “settle-up” Edison bill upcoming (we have solar but used more than we made) to satisfy those SUBs, but definitely eyeing this “new” CSP to get more Citi points for a vacation rental in Big Bear through Choice Hotels for the extended family holiday trip. The Chase points will be for my immediate family’s trip to Jamaica next summer! Great to see Citi approved you while over 5/24, I’m at 4/24 now but picked up the Custom Cash and Rewards+ last year during our home remodel for the SUBs, so I’m wary if Citi will grant me one more card.

@SpencerJohnsonOfficial 12 күн бұрын

Thank you Milton! I definitely hope to utilize that Choice partnership they have, so we'll see how that goes! And just a quick correction, I was actually at 4/24 when I applied for this card and now I'm at 5/24 until July. But I'm glad to see they're seemingly being more lenient on approvals right now! And btw, congrats on your new cards.. that's awesome!

@jamesyu613 13 күн бұрын

Congrats on the new card

@SpencerJohnsonOfficial 12 күн бұрын

Thank you brotha!

@jamesyu613 11 күн бұрын

@@SpencerJohnsonOfficial yw

@davisj20824 13 күн бұрын

Congrats on the approval

@SpencerJohnsonOfficial 12 күн бұрын

Thanks Davis!

@kazhamo 13 күн бұрын

Congrats! Spencer you rascal! You planted a seed in my head, and walked me through your rationale... and it worked... just got approved, and had exactly the same precise thinking regarding World of Hyatt... I've been holding off hoping one day they offer some more than a guaranteed 30K SUB... love their points but think that offer could be higher... fingers crossed... I had also thought of waiting it out to see if in the future the historic high of 80K on the Premier "might" come one day for the Strata Premier... but that is a big if...

@SpencerJohnsonOfficial 12 күн бұрын

I appreciate that!! That's so cool to hear you followed through and got approved as well. We'll see if those Hyatt cards ever get a boost... I'll wait on them for now. Congrats on your approval though man!

@geraldalves9107 13 күн бұрын

Congrats Spence! The alt CSP is also on my radar but I probably won't consider it until I PC my current AA Platinum Select card to a Custom Cash which won't be until next year and I'm looking to drop my inquiries to get closer to 5/24. Plus, I'm looking to hopefully add the Altitude Reserve later on this year so I need to garden for a little while.

@SpencerJohnsonOfficial 12 күн бұрын

I appreciate you!! Small note: I'd consider applying fresh for the Custom Cash so you can lock in a bonus before doing that product change. Then you could have 2 Custom Cash cards! The USBAR is looking super enticing to me as well.

@geraldalves9107 11 күн бұрын

@@SpencerJohnsonOfficial I'm heavily considering that also. I may have to concede that I'll never get back to 5/24 ever again haha!

@IanMaschal 14 күн бұрын

I’m excited for the prestige/elite rebrand, hoping it comes out this year 🤞🏻🤞🏻

@SpencerJohnsonOfficial 12 күн бұрын

I hope so too!

@rmknicks 14 күн бұрын

Congrats on the approval! I'm waiting to apply closer to November when I have a property tax bill due. Of course if I hear that the elevated offer is going away I'll pull the trigger. How many TY points have you racked up with the Custom Cash?

@SpencerJohnsonOfficial 12 күн бұрын

I appreciate that brotha! I'm definitely excited to have locked in that 75k point offer. I'm sitting at roughly 40k TY points right now, so I'll have enough after this bonus for a solid trip.

@DJOctober 13 күн бұрын

Let’s go! 14 straight approvals is INSANE! Congrats on the new card! Def one I may consider late 2025 after I finish running through Chase and Amex! Hopefully the Strata Elite is out by late 2025 - maybe that will be my premium travel card if the Platinum doesn’t work out! Love your content. - Ivan

@MontyTheCardNerd 13 күн бұрын

Congrats on the approval Spencer! I think you picked a great time to keep your 100% approval streak alive ... I'm guessing Citi relaxed its underwriting at least a bit since it's a "new" card. Oh and great detailed overview as usual.

@SpencerJohnsonOfficial 12 күн бұрын

Thank you Monty! I agree with you here. It seems like they're more lenient right now which is great to see.

@yvjyang 13 күн бұрын

Nice dub! Would love to get the CSP someday down the roadmap!

@SpencerJohnsonOfficial 12 күн бұрын

Thank you! I hope you get it too!

@Milkinporsche 13 күн бұрын

Great work! I am glad citi kept premier's great earning category!

@SpencerJohnsonOfficial 12 күн бұрын

Thank you man! I'm really glad to see they didn't make any big negative changes to this card. Hopefully the new one they've been rumored to bring out is super competitive too!

@SpencerChewitt 14 күн бұрын

Oh cool! Congrats on the approval, second time charm lol. I’m curious to see how good the card is for you.

@SpencerJohnsonOfficial 12 күн бұрын

Thanks so much! We'll definitely have to see about that.

@JavierMartinezzz 14 күн бұрын

Congrats on the approval! I to will be applying for it the first day of June. From experian and credit karma it tells me i match with the strata premier. I do bank with citi, have the Double Cash and Custom Cash. If approve I would complete my citi trifecta! 😀

@SpencerJohnsonOfficial 12 күн бұрын

I appreciate it! It sounds like you have pretty great odds. Keep me updated on if you get approved or not!

@fredfinger7092 12 күн бұрын

Congratulations!

@SpencerJohnsonOfficial 11 күн бұрын

Thank you Fred!

@shawn.credit 13 күн бұрын

Congrats man for the BIG DADDY Citi Strata Premier no doubts you were going to get it. You will love the painless product changes to any Citi card you want if you care to down the road. The Citi Strata Premier is a solid 3x travel card with no foreign transaction fees and now some decent travel protections. I’m bummed about the card design as it’s not as nice as the Citi Premier card, at the end of the day the rewards are what counts!

@SpencerJohnsonOfficial 12 күн бұрын

I appreciate that Shawn! Super excited to have this one in the setup. I'm looking forward to the unboxing to see if it's one I actually end up liking more than I think. We'll see!

@juanmeowmix1530 13 күн бұрын

Congrats!

@SpencerJohnsonOfficial 12 күн бұрын

Thanks Juan!!

@vickiarnold7300 9 күн бұрын

Great job on KZfaq ❤

@albertsfine 14 күн бұрын

Got approved for this a couple days ago despite getting the Custom Cash only about a month ago. My guess for the leniency is to get an early influx of cardholders, but not gonna question it haha. Glad it worked out for you as well!

@SpencerJohnsonOfficial 12 күн бұрын

That's awesome to hear! I'm glad they're being a bit more lenient right now it seems. Thanks for the DP!

@jenniferlarson9215 11 күн бұрын

My scores are almost identical but I only have two cards and they’re under a year but 15% utilization total. I was worried and debating this or Sapphire? Maybe I’ll try it!

@michaelsyip 13 күн бұрын

Congrats on the approval! As for making an account with each of the credit bureaus, do you have to pay to be able to access these? Or are these available for free?

@SpencerJohnsonOfficial 12 күн бұрын

Thank you! And no, you just need a free account with each!

@russellstewart9012 12 күн бұрын

Been watching for a while now! Love your content. Grats on the wanna be CSP lol. Happy for you

@SpencerJohnsonOfficial 12 күн бұрын

That's so cool to hear. I appreciate your support a ton!

@jeffreyplatt7703 14 күн бұрын

Hey good video man. I only have the Citi custom cash card. So I can’t speak on how hard their cards are to get. But I remember when I applied for the custom cash card my application reached a decision in less than 30 seconds.

@SpencerJohnsonOfficial 12 күн бұрын

I appreciate that Jeffrey! Generally, all card applications reach a decision really quickly these days, but whether or not you're on the good side of the outcome is another story of course. Thanks for watching as always!

@jeffreyplatt7703 11 күн бұрын

@@SpencerJohnsonOfficial any time man! If I’m right I think I have the strata premier schedule for application in 2027 or so

@josephtorres2042 14 күн бұрын

I am interested in whether there will be a citi strata elite card coming before deciding which strata card to apply for.

@SpencerJohnsonOfficial 12 күн бұрын

Fair enough! I'd probably look at getting both just for the sake of double welcome offers, but we'll see if that idea pans out.

@sdvanni94 13 күн бұрын

Congrats! Would be awesome to see a breakdown of all your cards in order of approval and how much time you gave spacing out your applications.

@SpencerJohnsonOfficial 12 күн бұрын

I appreciate that! I actually made a video just like that a few months back covering my entire credit card journey at the time. I'll need to update that in the future though!

@sdvanni94 11 күн бұрын

@@SpencerJohnsonOfficial oh awesome, I must have missed it. I’ll check that out! Thanks

@johnmckinstry6057 13 күн бұрын

Congrats on your approval of the Citi Strata Premier, Spencer! I thought you had a pretty good chance at approval for this card. Honestly, if I wasn't gardening my Chase 5/24 status right now, I would consider getting the card, but right now I want the "OG" CSP (Chase Sapphire Preferred). The Citi CSP card would probably be a sock drawer card for me also. In a way, I'm kind of glad I won't be getting it for a while because right now I wouldn't be able to use the hotel credit since I usually only stay one or two nights at a time at a hotel. One good thing is when I do apply, I may have a good chance at approval because it may pull my Equifax credit report, where I have the least number of inquiries. When I was approved for the Custom Cash in December of 2022, Citi pulled my Equifax report and I'm in PA. I'll look forward to seeing your unboxing video, bro!

@SpencerJohnsonOfficial 12 күн бұрын

Thank you John!! I'm stoked to have this one in the arsenal now. That's really gonna expedite my roadmap now which is great! I think the Sapphire Preferred is a great card to add alongside this one even since they both give you access to the transfer partners you need. Thanks for your data points as well dude. You're the man!!

@cameron10638 14 күн бұрын

Hey Spencer! Thinking about applying for this card or the Custom Cash as my 2 of 3 of the Citi trifecta. Got the Double Cash 3 months ago, 735 Experian, oldest account is 16 months old, 1% utilization, 2/24 1/12 1/6 inquiries. Also have been banking with Citi for over a year. What do you think my odds are, and which card should I go for first?

@SpencerJohnsonOfficial 12 күн бұрын

Hey Cameron! Since you're newer to the credit card game and have a clean credit report, I'd assume your likelihood is pretty high! I can't promise anything of course, but the cleaner the credit report the better. I'd consider adding the card that you'd get the most use out of immediately, and the fact that the Strata Premier has an elevated offer right now makes it really enticing in the short term. It's up to you though at the end of the day!

@Anthonyjones-pq4ff 13 күн бұрын

Congrats🎉🎉🎉 what’s the next move ?

@SpencerJohnsonOfficial 12 күн бұрын

I appreciate you man! I'll have to think about that. The roadmap needs an overhaul now!

@caribdude8151 9 күн бұрын

Happy 5/24 Day Sir! 😁

@midwestworkshop2863 11 күн бұрын

Are those hard inquiries the last 24 months or 12 months?

@rangeles3462 11 күн бұрын

Could make a more detail vid on how u freeze accounts on the big 3, plus explain the process how u subscribed to the big 3. Mahalo!

@vijayanbalasubramanian8837 13 күн бұрын

Nice video. Congrats on approval. Last year I remember seeing 80k TP , it is unfortunate that we won’t be seeing that anymore 😢. Do you know does Citi allow moving credits across their credit cards? If so you can probably move from your Custom Cash since we only need 500$ 😂

@SpencerJohnsonOfficial 12 күн бұрын

Thanks so much! We may very well see an 80k point offer come back, but I wouldn't hold my breath haha. To my knowledge, you can call Citi and have them reallocate credit limits according to their rules, but I've never done so personally.

@wilfredpapaya4739 13 күн бұрын

Preferred the old design & would consider this card if there is another elevated a year or 2 from now.

@SpencerJohnsonOfficial 12 күн бұрын

Good to know! Hopefully they bring some better elevated offers our down the line. We'll see!

@projectvr3 13 күн бұрын

Solid card but I just hate how the hotel credit won't be triggered if the stay is under $500 which is pretty pricey. AMEX Plat doesn't have the minimum FHR stay and in some states it's pretty easy to find hotels under $250. but BIG CONGRATS my man! Always fun to get a new card in the rotation.

@SpencerJohnsonOfficial 12 күн бұрын

I agree! If the credit fits my travel habits then I'll use it, but I'm not going to force myself to spend cash to activate it. Thanks so much for watching!!

@KennyHyde 13 күн бұрын

Had the OG Premier and tried to apply for this one as well (and later downgrade the old Premier to a Custom Cash), but unfortunately denied. Will be trying recon this week.

@SpencerJohnsonOfficial 12 күн бұрын

Dang that sucks. I imagine you would've had to product change before applying for the Strata Premier, but hopefully recon can help you sort it out and let you get the bonus. Let me know if so!

@KennyHyde 12 күн бұрын

@@SpencerJohnsonOfficial Unfortunately no dice, the rep refused reconsideration (said it was ineligible), even after I offered to reduce credit limits on other cards. They said I could reapply at a later date. Probably a sign for me to chill on the applications for a while.

@WeMade-It-Lindo 9 күн бұрын

My experience applying last week: I have excellent credit. I applied and got denied, then I called their reconsideration line and was approved for the Strata Premier. When I got the card on the mail though it was the old one (citi premier). But on the app it shows as Citi Strata Premier (same number it is printed in the card) For some reason they use the old design but it technically is a Citi Strata. I called them and they confirmed.

@paulale2140 7 күн бұрын

what's citi strata reconsideration line? I got denied :). Any helpful tips what to say to reconsideration for approval?

@dylanschang6386 14 күн бұрын

I only have inquiries on Experian because I have been getting only chase cards while I started off my journey getting up to 5/24. Since all my inquiries are on Experian, do you think I would be more likely to get approved if I freeze Experian as I apply to the Citi Strata Premier? I'd really like to get into Citi cards and this elevated SUB would really help me

@dylanschang6386 14 күн бұрын

I kept watching and saw what happened with your notification about unlocking TransUnion. I suppose I freeze Experian, and if they want Experian specifically they will tell me, and if they do, I'll just back out of the application and get no hard pull. I have 6 Experian inquiries, so I doubt they'd let that through. Thats great that you get to see which bureau they want to pull before the pull actually goes through

@SpencerJohnsonOfficial 12 күн бұрын

@@dylanschang6386 I'd say it's worth a shot freezing Experian for now. If they need you to unlock it, it seems like they'll let you know without denying you which is really nice.

@Your32Maker 13 күн бұрын

That 5/24 Chase Rule is not set in stone... I was approved for the FF during a 1-month applying spree, FF IIRC was 5th or 6th card approved.... last 24 months 13 new CC.... Ex was low 700s...

@SpencerJohnsonOfficial 12 күн бұрын

Thanks for your data point! I imagine the reason you got around it with that high of a velocity is because you did it all before those cards reported to your credit report. The 5/24 rule is set in stone, but with your data it seems that as long as you apply for a Chase card before your 5th card in the last 24 months reports to the credit bureaus, you could be safe.

@BREDY23 13 күн бұрын

CONGRATULACIÓN 🙌🙌🙌

@SpencerJohnsonOfficial 12 күн бұрын

Thank you so much!

@leshanel3877 12 күн бұрын

You can add the Ink cards as they are business cards. They don't reflect on your personal side. I have all of the ink cards and World of Hyatt business.

@SpencerJohnsonOfficial 11 күн бұрын

Correct! But you'll need to be under 5/24 to get approved for them. Luckily they don't add to your 5/24 count though.

@sudhisira 13 күн бұрын

The one travel protection that I particularly look for is travel accident insurance, and this card doesn't have it. The CSP does and even the Citi Costco Visa does (most probably because Costco insists on it).

@SpencerJohnsonOfficial 12 күн бұрын

I get that! Luckily you can implement the strategy I mentioned in the video of putting your travel purchases on another card with better protections (at least the taxes and fees).

@jonathanlopez3315 14 күн бұрын

Congratulations

@SpencerJohnsonOfficial 12 күн бұрын

Thank you!

@jimmyhernandez1016 13 күн бұрын

I got the citi premier around 1yr and 4 months can I still get the welcome bonus if I apply for it

@SpencerJohnsonOfficial 12 күн бұрын

They should have automatically product changed you the the Strata Premier. Citi is known for having a 48 month rule across all their cards meaning you can't get another welcome offer on the same card unless it's been 48 months since you last received the bonus on that card.

@billwright2176 13 күн бұрын

Is Citi as difficult for co branded cards like the American Air cards?

@SpencerJohnsonOfficial 12 күн бұрын

As with most lenders, they're generally more lenient with co-branded cards since they have to partially share that decision with the partner since they have to keep their best interests in mind too.

@OfficialChadsMoneyMinutes 13 күн бұрын

Congrats

@SpencerJohnsonOfficial 12 күн бұрын

Thank you brotha!!

@tariqalaeddin9828 13 күн бұрын

Longer videos are great!

@SpencerJohnsonOfficial 12 күн бұрын

Love to hear it!

@Ehtizan-Editor-002 8 күн бұрын

Hey Johnson, I just watched your video and I must say that it was really informative and well-made. I was wondering if I could help you edit your videos and repurpose your long videos into highly engaging shorts? I can also make high CTR thumbnails for your channel

@bjtwuk 12 күн бұрын

After watching this video, I decided "what the heck?", so I applied for the Citi Strata Premier card. I got approved instantly for $11,000. They checked my Experian credit report. I'm already disappointed in the card even though I haven't received it yet. Yes, it has travel benefits, but I called the bank and asked if it had "Worldwide Travel Accident Insurance". They told me that it does not have this benefit. What kind of travel card doesn't come with travel accident insurance? I will book a hotel to get the $100 back on the annual fee, and I'll do the minimum spend in order to get the bonus points. But I don't expect to keep the card beyond the first year.

@SpencerJohnsonOfficial 11 күн бұрын

Wow, that's so cool to hear you got approved! Just remember that even though it doesn't have that travel protection, you can use a different travel card for even just the taxes and fees and activate those travel credits. So it can still be worth keeping this card open for access to their partners at a minimum. Congrats on the approval!

@ovx23 13 күн бұрын

i applied once for the custom cash because i was targeted for that card thru mail and when i applied they denied me butt they pulled equifax from me and i also live in texas weird then again different cards i believe thats why they pulled ur trans instead of equifax

@SpencerJohnsonOfficial 12 күн бұрын

I'm sorry to hear that! It's interesting that they choose to pull from different bureaus person to person, even if they're in the same state. Thanks for the data point though!

@AmirTheAuthenticCommuter 13 күн бұрын

What state are you in again If they want transunion????

@SpencerJohnsonOfficial 12 күн бұрын

It varies from person to person and state to state. I read they wanted to pull Equifax in Texas (where I live), but they ended up pulling Transunion instead.

@superflee12 13 күн бұрын

Did Citi downgrade the offer to 70k? I don't see any 75k offer links anymore.

@SpencerJohnsonOfficial 12 күн бұрын

Not that I'm seeing! Their website still has a 75k offer as of the time of me writing this reply.

@superflee12 11 күн бұрын

@@SpencerJohnsonOfficial Thanks. The links on other sites showed 70k but the offer on the Citi website directly is indeed 75k.

@michaelpantano3324 13 күн бұрын

Wanted to give you credit not only discussing your credit freeze but showing it, including showing how easy it is to do a temporary thaw and continue applications. Every one should do this for all three bureaus.

@SpencerJohnsonOfficial 12 күн бұрын

I really appreciate that! I do my best to make my videos a one-stop-shop for anyone looking to get all the info in one place, so it means a lot to hear you say that.

@jackiejackajaque0734 13 күн бұрын

I wish I could apply now and get the 75K bonus; I was just approved for the Premier in August and got the sign-up bonus, so I wouldn't get approved for the Strata Premier.

@itsofficialj 13 күн бұрын

They will change ur premier card to the strada automatically. They did to me and I got the premier back in October

@jackiejackajaque0734 13 күн бұрын

@@itsofficialj that is very true. My Strata Premier just came in the mail yesterday, too. I'm happy with the new card, but I also want the elevated bonus.

@SpencerJohnsonOfficial 12 күн бұрын

That would be nice if they'd let you get another bonus on it, but since they're auto-product-changing people to the new version, unfortunately that's not possible this time around. I hope you like the updated version though!

@peterchen632 12 күн бұрын

I got denied instantly that really hurts

@SpencerJohnsonOfficial 11 күн бұрын

That happens to the best of us! You can always try their reconsideration line if you want, but Citi isn't always the most forgiving.

@SOXGATORS 14 күн бұрын

👍🏻

@IkeVoorhies 13 күн бұрын

I don’t see it worth while applying for any Citi cards with my current set up… I’d rather wait until next year and apply for a CSP card…

@SpencerJohnsonOfficial 12 күн бұрын

Fair enough! Definitely not for everyone, but I'm glad to have completed my setup with them for now so I can think about other lenders again.

@AJC___8 14 күн бұрын

Third

@SpencerJohnsonOfficial 14 күн бұрын

You’re the man! 🥉

@DaIton- 14 күн бұрын

Second

@SpencerJohnsonOfficial 14 күн бұрын

I appreciate you brotha! 🥈

@De_Guatemala 13 күн бұрын

10X for the hotel $500 spend makes sense once per year. I found hotels in Argentina much cheaper on the Citi portal than direct through the hotel app, and I get $100 off that lower price.

@SpencerJohnsonOfficial 12 күн бұрын

Agreed! I plan on trying sout omething similar to that this year.