Here in Kenya we have a mobile banking app, mpesa. It has become so ingrained in our society that there are businesses that strictly only accept mpesa. The problem is how secure is it? Our country has a knack of overlooking these fundamental issues regarding cyber security. If mpesa went down today our economy will take a serious hit because of how dependent it is on it.

It’s honestly a blessing that apple and android have banned super apps. In our system we can enjoy multiple companies and startups competing in different fields which overall helps the economy and new innovation. Apple and google do get to keep a lot of power which I disapprove of but the good outweighs the bad

Nobody uses PayTM to do anything other than payments here in India. And that is exactly why Paytm mall bombed.

We have Finn in Norway, where you can book taxis, buy and rent cars, buy houses, find a job, date, but mainly it’s for buying second hand stuff

USA’s cashless transaction method through credit cards was the key to all this technology. But, people in many countries don’t have credit cards or cannot be guven one by a bank since they don’t meet their requirements. So, these apps pretty much have a recharge system through your money or bank account. Hence the popularity is gained by using your own money in a safer digital way

Loving this kind of videos from CNBC.

These videos have been really helpful for me, thanks team CNBC & hope that you continue making more of such informational content keeping the focus on more or less on entrepreneurship (especially in the developing countries)

Are we willing to give up some privacy to get some more convenience. To each his own comfort level I guess.

I would argue that an Android launcher is a super app

I am a fan of CNBC videos. They are entertaining, engaging and above all informative. Keep up videos like these Thanks

TATA super app will be soon launched in India. I am excited

Here in India, it's going to be a lot more crazier. Amazon, Walmart's Flipkart, Reliance, Tata, Paytm all are developing their own super app.

The lady looks like she's staring off in space from the dude's POV, which is kinda hilarious

We don't have a monopoly in the west, but we do have an oligopoly - ALL our digital services are controlled by the Big tech firms. Whether it's 1 or 5, it's extremely bad for people and individuals power and control

I’ve loved cnbc for a long time

People have forgotten an important thing "DO NOT put all eggs into one basket"! For those who like the super app (evil) .... pull out if you can..

I had been to Malaysia 🇲🇾 before the pandemic and suffice to say that Grab was a must have!

How to donate ur data to China 101

There is app for almost everything you can think 🤣

What's so unreal about this video is " India has less than 400 million smartphone users????????"............... seriously dude. It should cross 700/800 million

The thing is that "apps" aren't revolutionary, they're reactionary. Before "apps" we could just visit web sites using one browser. Requiring a separate "app" to interact with each and every website was a BIG step backwards.

Super apps. In other words a one-stop shop for hackers

really interesting topic, thanks for uploading the video!

We need a superapp here in Canada and USA. I hate having a different app for each restaurant I visit. My phone is overloaded with apps. I just want 1 that works across the board.

Grab is a Malaysian founder singapore startup

I really dislike the guy when being asked about Asia, he only answers about China. SEA is also Asia you know, and we have our different model on how things work. :/

Super app is not just payment included. If you want to open a store, you can apply for buiz license through the app, and the gov't staff will reach out to you through the app, and the license will be issued through the app, and your annual tax can be done through this app... It's generally an entry to all

In US, I pay my bills through automatic deduction, I order foods through each store's phone. For banking, I have direct deposit. I've prepaid very old cell phone, use only for call out/receive in, and some games, no camera, internet. I guess it's 1G.

Random, but what camera is the male reporter using? Great quality and setup

I’m thinking the super apps in the Philippines. 🤔🤔🤔 I think GCash is one of our super apps that we use and Grab too I guess. 🤓

The difference between other Super apps with wechat/alipay is no matter billionaire or beggar(i literary mean begger) everyone use these apps.

Paytm maybe a super app but people use it only for payments

Decentralise, not centralise

It's not super app. It's just super rich company, trying to milk their customers with every kind of service they can come up with.

Is it because other markets like Thailand / Vietnam / Myanmar / Malaysia were too insignificant that it wasn't mentioned in this video?

Good video 👍. Keep it up 👏

Because super app is a deeper version of your phone ... Its just adding a layer to UI ...

Basically a browser

Thank You

Is there a reason Asians don’t seem as concerned about their privacy and the amount of info being collected by these apps?

Google Chrome or any web browser is already Super app, door to mny web application

I ordered Pizza from Dominos through PayTM.

Phonpe and google pay are far better than Paytm in India. After the cobrapost scandal, I will never use Paytm.

Someone tell me if they think the male reporter looks and sounds like England’s Gary Neville!

PayTM is definitely not a super app Jio app and the upcoming Tata app are probably closer to the concept than PayTM in india

Here in India🇮🇳 we have UPI system..

Super app equals monopoly. It is no good for privacy and healthy competition. I would definitely not supporting this.

Really informative

I've heard from someone that this social media doesn't have any ads in it, is this true?

I maybe the only one but, I kept wondering of Arjun's (male) video was thought the DJI Osmo pocket or through the Macbook. I found it a weird set up. Interesting topic and video tho.

"That's not to say that Chinese people don't care about privacy." Ummm, they aren't ALLOWED to care much for it lol

Literally, a stack overflown.

can this one grab super app be used in many different asean countries or it is only for one specific country? for example downloaded this app in indonesia and if go to malaysia need to download malaysian grab app version?

as Indonesian, can’t imagine life without GoTo, Grab and Shopee on a daily basis

Zalo in Vietnam should be noticed here.

Super app = super control by Gov's. No thank you

12:04 that was oddly specific.

Its nothing but amazon on mobile app. Every small app developer will go out of business :(

In a nutshell: Superapps are popular when they are the only option lol

Thank you frrom Vietnam

Nice video.

Basically it’s like if Facebook or Amazon also had a ride share component.

There is nothing setting this apart from a standard os apart from probably compatability with what we're used to

In India nobody will believe in one super app , but it can work if many super apps are there , tata and jio are new players which are trying this after failed efforts of hike , paytm and I think they can succedd if they do what they do best give best of their service , if a super jio app which does not charge or charge less for internet then I will use it , same way if mighty tata can give it's best service in one app I might use it . But two super apps are not enough India would need mega 5 super apps to choose from also new apps which acts like stations to counter super apps Monopoly

So it's just a convoluted bloatware mess with crappy UI that could be broken apart in several smaller and more efficient applications?

Cool concept😀

CNBC needs to address Mic issues of the guest. I mean the recording can be edited to remove the jarring sound

Wow an app with apps in it.

Quite bad for competition and privacy. Better to have individual apps from different companies

It's all about products and services to selling and buying.... it's look like a trading in a game block.

Nice

我并不喜欢微信和支付宝这2个软件至少微信在世界范围内有很多优秀的替代品但是由于我们的政府政策无法在国内使用微信，微信的体积很大占用了大量的存储空间而且聊天记录不支持云同步使用很不方便，但是这种广泛使用的通讯软件不是你可以选择的不然就失去了意义，

In the Philippines we have GCash

Isn’t that your internet browser?

Social Media + Messaging + Payment + Gaming + Utilities = X

I absolutely hate these super apps. They super seem shady to me.

Chinese Alipay and India's Paytm are same. If you don't know now you know. So it's not India's Paytm anymore ;)

Sometime I feel weird with supperapp, cause too many features that I don't need. May be I need one or more fitures but the apps provides many features, so that really bothers me

So it's like an app that contains other apps?? Where is the shortcut?

Google is already a super app, and Apple, and your browser

the internet browser

Google and Apple would remove any super apps for some sort of "violation" ... The 2 operating systems are basically the super apps ... They own all the data and all other apps have to play ball.

Cool

super app is oldest technology used by nokia on their Facebook app... you can watch KZfaq etc in single app

I love my new Super App, I just call it my Home Screen and it's really easy to get to. All have to do is turn my phone on... :-)

Paytm not a super APP

Superapps is at least 2.5 years concept... Media in the US need an update reboot... I see this more and more compared Asia!!

Singapore start up my arse, it was originally Malaysian

Amazing🤩

I've read that super apps really took off in China because of initial slower network bandwidth issues. it's easier on network and phone resources if one app does it all vs several apps being opened at the same time. Is there any truth to this?

Opay in Nigeria tried this.

I like my option. Super Apps seems like Monopoly

Anyone do Stock? Anyone heard of 88E? ?????

First mover advantage

Everyone eventually always follow the trends in America.

SASAI in Zimbabwe

Isn't google some form of a super app??

It's look alike a economy endpoint...in fact... spreading of this Apps is cheaper than advertisements...

Is it an app or OS😅

This reminds me of the app Omni that The Onion made it up.